Columna1 1

Va -5000 7,867.60 Saldo inicial 5,000.00

Tasa 12% Interes 600.00
nper 4 Saldo final 5,600.00

VF -5000 4,315.37 Columna1 1

Tasa 3.75% Saldo inicial 4,315.37
nper 4 Interes 161.83
Saldo final 4,477.20

A B C D
=VF(B21;B22;B20)
Pago -1500 6,346.02 Columna1 1
Tasa 3.75% Saldo inicial
nper 4 Interes
Saldo capitalizado
Depósito 1,500.00
Saldo final 1,500.00

A B C D
=VA(B33;B34;B32)
1,053.09 Columna1 0
Pago -250 Saldo inicial
Tasa 6.00% Interes
nper 5 Saldo capitalizado
Depósito
Saldo final 1,053.09

A B C D
=VNA(B44;B46:B50)
5,757.93 Columna1 0
Saldo inicial
Tasa 13.00% Interes
Saldo capitalizado
Flujo 1 1,000 Depósito
Flujo 2 1,500 Saldo final 5,757.93
Flujo 3 2,000
Flujo 4 2,000
Flujo 5 2,000

A B C D
=PAGO(B57;B58;B56)
7,380.70
VA - 25,000
Tasa 7.00%
npr 4

A B C D a= (a-d)
=VNA(B65;B68:B72) Saldo de la inversión
Inversion 5,000 5,758 5,000
Tasa 13.00% 5,000 4,650
npr 5 758 3,755
2,243
Flujo 1 1,000 534
Flujo 2 1,500
Flujo 3 2,000
Flujo 4 2,000
Flujo 5 2,000

C a= (a-d)

75 - 5,000 Saldo de la inversión

76 1,000 1 5,000
77 1,500 2 4,650
78 2,000 3 3,755
79 2,000 4 2,243
80 2,000 5 534
81 18.37%
=TIR(C75:C80)
 Flujos
Año flujo anual acumulados Saldo de la inversión
Tasa 13.00% 1 1,000 1,000 5,000
2 1,500 2,500 4,650
3 2,000 4,500 3,755
4 2,000 6,500 2,243
5 2,000 8,500 534
8,500

(A) (B) (A)

VAC 15,000 10,000 CE= VAC/IE 2.0
IE 7,500 4,000

(A) (B) (A)

VAC 7,500 4,000 CE= VAC/IE 0.5
IE 15,000 10,000
2 3 4
5,600.00 6,272.00 7,024.64
672.00 752.64 842.96
6,272.00 7,024.64 7,867.60

2 3 4
4,477.20 4,645.09 4,819.28
167.89 174.19 180.72
4,645.09 4,819.28 5,000.01

2 3 4
1,500.00 3,056.25 4,670.86
56.25 114.61 175.16
1,556.25 3,170.86 4,846.02
1,500.00 1,500.00 1,500.00
3,056.25 4,670.86 6,346.02

1 2 3 4 5
1,053.09 866.28 668.25 458.35 235.85
63.19 51.98 40.10 27.50 14.15
1,116.28 918.25 708.35 485.85 250.00
- 250.00 - 250.00 - 250.00 - 250.00 - 250.00
866.28 668.25 458.35 235.85 0.00

1 2 3 4 5 - 5,757.93
5,757.93 5,506.46 4,722.31 3,336.20 1,769.91 1000
748.53 715.84 613.90 433.71 230.09 1500
6,506.46 6,222.31 5,336.20 3,769.91 2,000.00 2000
- 1,000.00 - 1,500.00 - 2,000.00 - 2,000.00 - 2,000.00 2000
5,506.46 4,722.31 3,336.20 1,769.91 0.00 2000
13%

Saldo Cuota Interes Amortizacion

25,000.00 7,380.70 1,750.00 5,630.70
19,369.30 7,380.70 1,355.85 6,024.85
13,344.44 7,380.70 934.11 6,446.59
6,897.85 7,380.70 482.85 6,897.85
4522.81166673 25,000

b c= tasa *a d= b-h
flujo anual Rentabilidad exigiRecuperacion de la inversion
1,000 650 350
1,500 605 896
2,000 488 1,512
2,000 292 1,708
2,000 69 1,931
1,396
Factor actualizacion 1/(1+13%)^5
Rec.de la inversió 1,396
758

b c= tasa *a d= b-h a= (a-d) b c= tasa *a

Rentabilidad Recuperacion Saldo de la Rentabilidad

flujo anual exigida 13% de la inversion inversión flujo anual exigida 18.37%
1,000 650 350 5,000 1,000 919
1,500 605 896 4,919 1,500 904
2,000 488 1,512 4,323 2,000 794
2,000 292 1,708 3,117 2,000 573
2,000 69 1,931 1,690 2,000 310
1,396
Factor actualizacion 1/(1+13%)^5
Rec.de la inversió 1,396
758
 Rentabilidad Recuperacion
flujo anual exigida de la inversion
1,000 650 350
1,500 605 896
2,000 488 1,512
2,000 292 1,708
2,000 69 1,931
1,396

(B)
2.5

(B)
0.4
- 1,053.09
250.00
250.00
250.00
250.00
250.00 Q1,053.09
6.00%
 Q5,757.93

d= b-h

Recuperacion de
la inversion
81
596
1,206
1,427
1,690
0