Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj

tr`n`ok - JCU^R

HFCK^IJ CHF@A BJ J]TJ^HJFEH@U CK^I@RHS@U

CK^I@RHS@U JF UHRZ@EHKFJU
UHRZ @EHKFJU
^J@AJU BJ R^@N@OK
KTEHÕF? JIT^JFBHIHJFRK JF I@^EM@ (JI)

B@RKU BJ AKU JURZBH@FRJU?

@pjaahbks y ^hks Njejrr

Njejrr`` Ejs`r G`nrhja BFH 7>:7:35>
fkinrjs
E`rrjr` ENC ( ]) EFH ( ) EKF ( ) ILR ( ) @BI ( )
Iõbuak H( ) HH ( ) HHH ( ] ) HS ( ) S( )
Eheak `etu`a :tk ( ) 3tk ( ] )
Bkejftj
Oksè @ftkfhk Jseknjbk T`oujak
`sjskr bj
JCU^R

Bjfkihf`ehõf bja
R^@HFNKK
jiprjfbhihjftk

T^KNAJI@?
»Puè Jf a`
Jf a` `e
`etu
tu`a
`ahb
hb`b
`b,
, aks
aks fhðk
fhðks
s f`
f`ejf
ejf rkbj
rkbj`b
`bks
ks bj
bj tjefk
tjefkak
akgé
gé`
` y
prknaji` iuem`svjejsjaoujgktr`bhehkf`ajs
iuem`svjejsjaoujgktr`bhehkf`ajskavhb`bk,jstk
kavhb`bk,jstkpujbjtr`j
pujbjtr`jr
r
rjsujavj su sjrh
sjrh`
`s ek
ekf
fsjeu
sjeuj
jfeh`
eh`s ek
ekik
ik c`at
c`at`
` bj
bj `u
`utk
tkf
fkié
ié`
` y uf i`
i`aa
bjs`rrkaak
bjs`rrkaakjikehkf`
jikehkf`a,y`qujjaoujgk
a,y`qujjaoujgkshinõ
shinõahekjsea`vjp`r`
ahekjsea`vjp`r`
a`ckri`ehõfyufbjs`rrkaak
a`ckri`ehõfyufbjs`rrkaakekrrjetkbjakspjqu
ekrrjetkbjakspjqujðks,`tr`vès
jðks,`tr`vès
 

Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj

tr`n`ok - JCU^R

jiprjfbhihj bj èa

bj èa jx
jxpj
pjrh
rhij
ijft
ft`f
`f fujv
fujv`s
`s eks
eks`s
`s y `y
`yub
ub`
` jf
jf su
su ckri`
ckri`ehõ
ehõf,
f,
ftk; `séekikt`inhèfbjs`rrkaa`fujv`sm`nhahb`bjsjfaksfhðks
ekika`rjskauehõfbjprknaji`s,tki`bjbjehshkfjs,jte.A`
euatur
euatur`
` bja
bja ouj
oujgk
gk rjerj`
rjerj`thvk
thvk eki
ekik
k jsp
jsp`eh
`ehk
k bj
bj ckri`
ckri`ehõf
ehõf jstà
jstà
bjs`
bjs`p`
p`rj
rjeh
ehjf
jfbk
bk,
, jf
jf js
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pjeh
eh`a
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jf a`
a`s
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js y a`
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akssksthjfjfjspjeh`ahst`squja`i`ykré`bja`sm`nhahb`bjs
skeh`ajsjhftjajetu`ajsqujufkfjejsht`p`r`tjfjrèxhtkjfa`
vhb`yjatr`n`oksj`bquhjrjfpkrprhijr`vjz`tr`vèsbjaoujgk
ybur`ftja`hfc`feh`.

Fujstrkikbjakbjfjgkehksjprjkeup`jfufnujfbjs`rrkaak
hfc`fthajffhðksbj0-:`ðksy`qujjfa``etu`ahb`baksfhðks
f`ejf rkbj`bk
`bks bj tjef
efk
kakgé`
é` y iuem`s vj
vjej
ejss ja oujgk
gk

tr
tr`b
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hehk
hkf`
f`aa js
js ka
kavh
vhb`
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bk pk
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jaak
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ejik
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s uf
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rkbuet
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e`ahb` b y bhf
bhfàih
àihek
ekaa`
aa`i`b
i`bkk ''J
''JA
A R^JF
R^JFBJABJA @T^JFB
@T^JFBH_@H_@OJ'
OJ'',
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quj`a`vjz`yub``aijbhk`inhjftjy`qujjstàmjemkbj
n`in
n`inÿ,
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quj
j fk
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ekfthj
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fjaks jaj
jajijf
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tks tõx
tõxhek
heks
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pkbji
bjiks
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jfekf
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rh`ajs
ajs ekik
ekikjapaàs
japaàsthek
thek,
,pk
pkr
rakquj
akqujjs
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pjrcj
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et` p`r
p`r`
`a`
a`c`n
c`nrhe`
rhe`ehõf
ehõf bjouguj
bjougujtjs
tjs sjg
sjgurk
urks
s y bu
bur`b
r`bjrk
jrks
s
p`r`qujaksfhðkspuj
p`r`qujaksfhðkspujb`fjxpj
b`fjxpjrhijf
rhijft`rybhscrut`
t`rybhscrut`rbjsumkr`
rbjsumkr`
bjoujgky`qujjstjeujft`ekfbhvjrs`se`r`etjrésthe`s,ekf
a`squjjafhðksjpujbjbhstr`jrybhvjrthrihjftr`s`prjfbj.

Ja
Ja pr
prkb
kbue
uetk
tk tj
tjfb
fbrà
rà hfek
hfekrp
rpkr
kr`b
`bk
k nk
nkehf
ehf`s
`s ekf
ekf na
nauj
ujtk
tkkt
ktm
m p`
p`r`
r`
pkfjriÿshe`
pkf jriÿshe`y`quja`iÿshe``yub``a`jsthiu
y`quja`iÿshe``yub``a`jsthiua`ehõa`ehõfbjaks
fbjaks
fhðksy
fhðksym`ej
m`ejiàsbhvjrthb
iàsbhvjrthb`a`mkr`bjoujg
`a`mkr`bjoujgk,m`nrà
k,m`nràfbhsjðk
fbhsjðks`
s`
jajghrekfjachfbjqujjatrjfsj`aa`i`thvkp`r`aksfhðksy`
quj`jaaksajsgust`faksekakrjsyckri`sbhcjrjftjs,`bjiàs
p`r`jaeuhb`bkbjaksfhðksa`sjsquhf`sfktjrihf`fjfpuft`
shfkqujjfuf`ckri`rjbkfbj`b`ekfjachfbjqujjafhðkk
fhð`fksja`sthij
fhð`fksja`sthij`a`mkr`bja
`a`mkr`bjaoujgk,jatrj
oujgk,jatrjfsjràbhvh
fsjràbhvhbhbk
bhbkpkr
pkr
0e`nhf`y5v`gkfjs,jfaksv`gkfjstjfbràrkipje`njz`s
ekfjachfbjqujaksfhðkssjbhvhjrt`fy`prjfb`foug`fbk,
vhjfbkbhcjrjftjsckri`s,ajtr`s,knojtks,jte.
 


Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj
tr`n`ok - JCU^R

 
Jshipkrt`ftjrjekrb`rqujjaouguj
Jshipkrt`ftjrjekrb`rqujjaougujtjbhbàethekjsekfshbj
tjbhbàethekjsekfshbjr`bk
r`bk
pkrakspjb`gkgksekikuf`p`rtjjsjfeh`abja`jbue`ehõfbja
fhðk.Aksougujtjsbjn`inÿskf
fhðk.Aksougujtjsbjn`inÿskfuf`jajeehõfpj
uf`jajeehõfpjrcjet`y`quj,
rcjet`y`quj,
`bji
`bjiàs
às `y
`yub
ub`r
`ràf
àf ` tr`
tr`fs
fsih
ihththr
r ` ak
aks
s ij
ijfk
fkrj
rjs
s v`a
v`akr
krjs
js bj
bj a`
jekakgé`.

R@NA@ 0? E`r`etjrésthe`sbjR^@HFNKK

CHGZ^@ 0? Trktkthpkhfheh`a
 


Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj
tr`n`ok - JCU^R

-  TßNAHEK KNOJRHSK
 


Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj
tr`n`ok - JCU^R

 
-  BJUE^HTEHÕF BJ
BJ AHJF_K BJ IKBJAK BJ FJGKEHK
FJGKEHK

0)  Gjkgràcheks?

Ja
Ja sjgi
sjgijf
jftk
tk `a
`a qu
quj
j v`ik
v`iks
s bhrhg
bhrhghb
hbks
ks js
js ja
ja shg
shguh
uhjf
jftj
tj? AHI@ ―  TJ^
? AHI@ TJ^ß,
ß, sjet
sjetkr
kr
Bjikgràchekfksbhrhghrjiks`a`si`brjsekff`ehkf`ahb`bpjru`f`,jfjasjetkr
phsekgràch
phsekgràchekfksbhrhghrj
ekfksbhrhghrjiks`
iks`i`brj
i`brjsekfjsthakvhb`ekfsjrv`bk
sekfjsthakvhb`ekfsjrv`bkrnuse`fbk
rnuse`fbkja
ja
ijokrbjs`rrkaakbjsusmhoks`tjipr`f`jb`b

>)  Fujstr`prkpujst`bjv`akr?

Nrhfb`rji
Nrhfb `rjiksufprkbuetk
ksufprkbuetkquj`yubj`a
quj`yubj`abjs`bjs`rrkaak
rrkaakekgfhthvk
ekgfhthvkbj
bjaksbj0-:
aksbj0-:`ðks,
`ðks,
a` prkpuj
a`prk pujst`
st` p`r`
p`r` fuj
fujstrk
strk prk
prkbu
buetk
etk jsqu
js quj
j jst
jst`rà
`rà mje
mjemk
mkbj
bj i`bjr`
i`bjr` y tjf
tjfbrà
brà
`ð`b
`ð`bhbk
hbk uf
uf nau
naujtk
jtkktm
ktm hfek
hfekrpk
rpkr`b
r`bk
k a`s
a`s e`r`et
e`r`etjré
jrésthe
sthe`s
`s sjràf
sjràf?
? Bhi
Bhijf
jfshk
shkfjs
fjs bj
bjaa
prkbuetk?8x0:x00ei

○   Rhpkbji`tjrh`a?i`bjr`bjn`inÿ
○   Ekakr?Iuathekakr
○   Fÿijrkbjphjz`s?2(0e`nhf`y5v`gkfjs)

5)   AksE`f`ajs?

 Akse`f`ajsqujus`rjiks
Akse`f`ajsqujus`rjiks p`r`
p`r`aajg`r`
aajg`r`fuj
fujstrkseahjf
strkseahjftjs,sjràfpkrijbhkbj
tjs,sjràfpkrijbhkbj
`fufehksbjrjbjsskeh`ajs(Hfst`gr`i,C`ejnkkl,XkuRunj)ya`bhstrhnuehõf`a
 


Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj
tr`n`ok - JCU^R


ikijftkbja`sekipr`ssjràfpkrijbhkbjbjahvjry,a`svjft`ssjràfijbh`ftj
fujstr`pàghf`wjnythjfb`céshe`

2)   ^ja`ehõfekfjaEahjftj?

Ujràijbh`ftjuf`ekiufhb`bbjc`fp`gj,bkfbja`spjrskf`spkbràfekake`r
sus
sus kp
kphf
hfhk
hkfj
fjs
s k sug
sugjr
jrjf
jfeh`
eh`s
s y bj
bj `eu
`eujr
jrbk
bk ` ja
jaak
ak t`in
t`inhè
hèf
f pk
pkbr
bré`
é`ik
iks
s m`
m`ej
ejr
r
erj`e
erj`ehõ
hõf
f bj
bj fujv
fujvks
ks prk
prkbu
buetk
etks,
s, bj
bj `euj
`eujrbk
rbk ` a`
a`s
s fjej
fjejsh
shb`
b`bj
bjs
s prjsj
prjsjft`
ft`b`
b`s,
s,
nrhfb`rjiks`shstjfeh`pjrskf`a,fksjfekftr`rjiksekffujstrkeahjftjjfaks
puftksbjjftrjg`y`p`et`bksprjvh`ekkrbhf`ehõf

:)   Jstruetur`bjhfgrjsks?

Ekik
Ekik pr
prhk
hkrh
rhb`
b`b
b tj
tjfj
fjik
iks
s ` a`
a` vj
vjft
ft`
` bh
bhrj
rjet
et`
` bja
ja trjf
trjf,
, ek
ekik
ik ek
ekip
ipaj
ajt`
t`ij
ijft
ftj
j
t`inhèfvjfbjiks`eejskrhksp`r`bjekr`ehõfbjatrjfyshjfe`skthjfj`agÿf
hfekfvjfhjftjekfjaprkbuetkvjfbjiksrjpujstksekik(aa`ft`s,ufhkfjs,jte.)

3)   ^jeursksEa`vj?

Ekfshbjr`iksa`i`quhf`rh`bjja`nkr`ehõf,a`i`tjrh`prhi`p`r`a`ja`nkr`ehõf
bjatrjf.

○   Uhjrr`
○   R`a`brk
○   @bmjshvkbjikft`oj
○   Aho`bji`bjr`
○   Aho`bjphftur`
○   Thftur`

R`inhè
R`inhèf
f aks
aks `eejskr
`eejskrhks
hks ekik
ekik sus
sus `bht`i
`bht`ijf
jftks
tks,
, sus
sus rjpujs
rjpujstks
tks,
, sus
sus stheljr
stheljrs.
s.
Ekftr`t`rjiksufekiiufhtyi`f`gjr,ekftr`t`rjikspjrskf`ap`r`qujs`quj
jaikbjakp`r`jabhsjðk,vjfbjrjikstrjfjsbji`bjr`bjn`inÿ,rjspujst`y
`eejskrh`ypkrÿathiktjfbrj
`eejskrh`ypkrÿathiktjfbrjikschf`feh`ihjftkbj
ikschf`feh`ihjftkbjaksprkphkshfvjrshkfhst`s.
aksprkphkshfvjrshkfhst`s.

7)  @ethvhb`bjsEa`vj?

Ekake`
Ekake`rj
rjik
iks
s fujs
fujstr
trk
k pr
prkb
kbue
uetk
tk jf
jf rj
rjbj
bjs
s `s
`séé pkbr
pkbrji
jiks
ks kcrj
kcrjej
ejr
r `a pÿ
pÿna
nahe
hek,
k,
t`inhèfm`rji
t`inhèfm`rjikssjguhih
kssjguhihjftk`fujstrkscuturk
jftk`fujstrkscuturkseahjftjsp`r`
seahjftjsp`r`ekfkejreuàajs
ekfkejreuàajs
sukphfhõfksugjrjfeh
sukphfhõfksugjrjfeh`s,tjfbrji
`s,tjfbrjiks
ksjfeujf
jfeujft`qujtjfjik
t`qujtjfjiksqujekftr`t`
squjekftr`t`r
ruf
uf
 


Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj
tr`n`ok - JCU^R


bhsjð
bhsjð`bk
`bkr
r p`
p`r`
r` ja ik
ikabj
abj,
, eki
ekiiuf
iufhty
hty i`
i`f`
f`gjr
gjr p`r`
p`r` quj
quj m`g`
m`g` sjg
sjguhi
uhihjf
hjftk
tk `
fujstr`s pàghf`s y pkr ÿathik ekik `ethvhb`b m`ejr aks ekf
ekftr`tks ekf
prkvjjbkrjsqujnrhfbjfi`tjrh`ajsyi`quhf`rh`s.

=)  @ah`bksEa`vj?

 Ekfshbjr`iksprkvjjbkrjsbji`
Ekfshbjr`iksprkvjjbkrjsbji`tjrh`,i`quhf`rh`,`eejsk
tjrh`,i`quhf`rh`,`eejskrhks,prkvjjbkrjsbj
rhks,prkvjjbkrjsbj
rjeursksbjc`nrhe`ehõf,`eejskrhks,ekiiufhtyi`f`gjr.

8)  Jstruetur`bjEkstks?

Ekfshbjr`ikstkbksakshipaji
Ekfshbjr`ikstkbksakshipajijftks,prkvjjbk
jftks,prkvjjbkrjs,`eejskrhksy`ijfehkf`b
rjs,`eejskrhksy`ijfehkf`bks
ks
p`r`a`ja`nkr`ehõf.


HFBHE@BK^JU BJ JSKAZEHÕF?

Trkspjeehõf? Uj
Uj rj
rj`a
`ahz
hz`r
`rkf
kf jf
jfeu
eujs
jst`
t`s
s ` 3:
3: pj
pjrs
rskf
kf`s
`s,
,
ekfouf
ekfouft`ij
t`ijftj
ftj sjrj`
sj rj`ahz
ahz`rk
`rkf
fjft
jftrjv
rjvhst`
hst`s
s ` 04
04 bjfuj
bj fujstrk
strks
s
j`ray`bkptjrsy>prkcjskrjsjxpjrtksjfjabjs`rrkaakbj
ak
aks
s fh
fhðk
ðks,
s, jst`
jst` `eeh
`eehõf
õf sj
sj rj`a
rj`ahz
hzõ
õ bj
bj ckri
ckri`
` vh
vhrt
rtu`
u`aa pk
pkr
r a`
pa`t`ckri`zkki,jst`t`rj`sjmhzkekfa`chf`ahb`bbjquj
fujstrkprkbuetkeuipa`jfs`thsc`ejrsusfjejshb`bjs,y

»Euàajs skf aks rj`ahz`rphvktsbjfujstr`smhpõtjshshfheh`ajs.

hfbhe`bkrjs quj Ujprkshguhõ`rj`ahz`ra`i`aa`rjejptkr`bkfbj

jvhbjfeh`f a` rjekpha`ikshfckri`ehõf`aprjsjft`rfujstrkprktkthpk. 
jvkauehõf bj su
jiprjfbhihjftk
;

^`thks bj ekfvjrshõf? aksvhsht`ftjsqujhftjr`etu`rkfjf

fujstr`srjbjsskeh`ajshftjrjs`b`sjf`bquhrhrjaprkbuetk
`aikijftkbjhfheh`ra`ekijreh`ahz`ehõfbjsbj`gkstkbja

`ðk >4
`ðk >4>4
>4 sk
skf
f 50
50 y bj
bj `q
`quj
ujaaaaks
ks ja
ja ::%
::% y`
y` skah
skaheht
eht`r
`rkf
kf ja
ja
prkbuetk `ahfheh`ra`ekijreh`ahz`ehõf.
`ahfheh`ra`ekijreh`ahz`ehõf.
 
 

Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj

tr`n`ok - JCU^R

jvhb
jvhbjf
jfeh`
eh` bj
bj r`
r`thk
thks
s bj
bj ek
ekfv
fvjr
jrshõ
shõf
f bj
bj fu
fujs
jstr`
tr` pà
pàgh
ghf`
f` jf
jf
c`ejnkkl

Sjft`s? Jftr
trj
j fujstrk
strks
s ek
ekip
ipr`
r`b
bkrj
krjs pktjf
tjfeh
eh`
`aj
ajs
s 0>
skahaheh
sk eht`
t`rk
rkf
f ja prk
rkb
buetk
etk qu
quj
jrhj
rhjfbk
fbk rj`
rj`ahahz`
z`r
r uf
uf`
` ekip
ekipr`
r`
hfijbh`t
hfijbh`t`,
`, `qujaaks,
`qujaaks, `ufq
`ufquj
uj tkb`vé`
tkb`vé` fk gjfjrjf
gjfjrjf hfgrj
hfgrjsks
sks
p`r`a`jiprjs`,sjprkyjet`qujakm`ràfjfjacuturk.
@bjiàs,qujtjfbré`fbhcjrjftj
@bjiàs,qujtjfbré`fbhcjrjftjsthpksbjekip
sthpksbjekipr`sbjckri`
r`sbjckri`
`fu`a,trhijstr`a,nhijstr`aybh`rh`s.

Chbjahz`ehõf bj eahjftjs? Uj rj`

rj`ahahzõ
zõ uf` jfeu
euj
jst`
st` bj
bj
s`thsc`
s`thsc`eehõ
eehõf
f `=>
` => eahjftj
eahjftjs
s pkt
pktjf
jfeh`
eh`ajs
ajsy`
y`sjg
sjgijf
ijft`b
t`bks,
ks, ja
pkrej
pkrejft`
ft`oj
ojbj
bj`ej
`ejpt`
pt`ehõ
ehõf
f ekf
ekf rja`eh
rja`ehõf
õf`a
`aprk
prkbue
buetk
tkcuj
cuj bj
7>.5
7>.5 % jquh
jquhv`
v`aj
ajft
ftj
j ` :8
:8 pj
pjrsk
rskf`
f`s
s qu
quj
j sh
shft
fthj
hjrk
rkf
f qu
quj
j ja
prkbuetkakgrõskauehkf`rsusfjejshb`bjs.
 
 

Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj

tr`n`ok - JCU^R

^jft`nhahb`b? jai`rgjfbjrjft`nhahb`bjsja08%,
prkspjet`fbkqujfujstr`svjft`shfheh`ajsaajg`ré`f`027
ekipr`bkrjspktjfeh`ajs.
 

@ERHSHB@BJU PZJ ^J@AH_@F JF A@ JOJEZEHÕF BJA

JIT^JFBHIHJFRK?

»Euàajs skf a`s `ethvhb`bjs cufb`ijft`ajs quj sj rj`ahz`f bur`ftj a`

jojeuehõf bj su jiprjfbhihjftk; Bjserén`a`s.
Bjserén`a`s.

@ethvhb`b Bjserhpehõf

 
T`sk0?^j`ahz`ra` Nÿsqujb`yrjsjrv`bjafkinrjbja`jiprjs`jfrjghstrks
rjsjrv`bjafkinrj pÿ
pÿna
nahe
heks
ks (Uuf
(Uuf`
`rp
rp)
) y rj`a
rj`ahz
hz`r
`r a`
a` nÿsq
nÿsqu
ujb
jb`
` bja
ja éf
éfbh
bhej
ej bj
bja`jiprjs` sjrvhehkbjnÿsqujb`qujfksv`pjrihthrs`njrshfujstrk
fkinrj(tr`hf
fkinrj(tr`hfnk)jstà
nk)jstàjfuskbjktr`jipr
jfuskbjktr`jiprjs`(ekst
js`(ekstkbjs/
kbjs/
3.44)bjikr`jftrj>4`54ihfutks,^j`ahz`ra`rjsjrv`bj
fujst
fujstr`
r` jip
jiprjs`
rjs` bj
bj js`
js` ckr
ckri`
i` fk
fks
s pj
pjrih
rihthrà
thrà rjs
rjsjrv`
jrv`r
r ja
fkin
fkinrjbj
rjbjjst
jstjtràiht
jtràihtjsj
jsjpuj
pujbjrj`ah
bjrj`ahz`r
z`r pk
pkra`
ra` vé`
vé` céshe`
céshe`
(`tjfehõf jf vjft`fhaa`s) k ijbh`ftj ja Ujrvhehk bj
Tunah
Tunahehb
ehb`b
`b ^jg
^jghstr
hstr`ajf
`ajfAéf
Aéfj`(UT^A
j`(UT^A),
),y
yjapa`zk
japa`zk p`
p`r`su
r`su

e`ahche`ehõ
e`ahche`ehõfjsbj>
fjsbj>2mkr`
2mkr`s.
s. (Eks
(Ekstkbja`
tkbja`rjsjrv`
rjsjrv`jsbj>
jsbj>0
0
 
 

Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj

tr`n`ok - JCU^R

skajs)qujg`r`fthz`fqujf`bhjpujbjuthahz`rjafkinrj
jajghbk.

   
T`sk >? Ja `etk ekfsthtuthvk js uf bkeu
eui
ijftk jf ja eu`a aks
Ja`nkr`ehõfbja` ihjinrks quj ekfckri`f a ` skehjb`b Rr`hfnk
ihfut` i`fhcjst`rfksbji`fjr`vkauft`rh`ekfsthtuhruf`jiprjs`
y jf
jf bkfb
bkfbj
j sj
sjð`
ð`a`
a`ik
iks
s tkbk
tkbks
s ak
aks
s `e
`euj
ujrb
rbks
ks rjsp
rjspje
jeththvk
vks
s
(ekstkbjs/4.44)

   
T`sk 5? Aujgk,bj
Aujgk,bjnjiksaajv`ra`
njiksaajv`ra`ihfut``a
ihfut``afkt`rhk,`bouf
fkt`rhk,`bouft`fbkuf`
t`fbkuf`
Ja`nkr`ehõfbja` ekfst
st`
`feh`
eh` bja e`
e`p
pht`
t`aa, hfvj
vjf
ft`rhk
hk bj aks nhjfjs, y ja
jserhtur` ejrthche`bkbj^jghstrksTÿnaheksp`r`gjfjr`ra`Jserhtur`
Tÿnahe`, quj js ja bkeuijftk quj b` cj bj quj a`

ekfsthtuehõfjsajg`a.
   
T`sk
T`sk 2? Kntjf
Kntjfehõf
ehõf Ja
Ja shgu
shguhj
hjft
ftj
j p`sk
p`sk js
js `e
`eub
ubhr
hr ` a`
a` Uuf`
Uuf`t
t p`
p`r`
r` kn
kntj
tjfj
fjr
r ja
bja^ZE fÿijrkbj^ZEp`
fÿijrkbj^ZEp`r`ekftrhnuyjftjekik
r`ekftrhnuyjftjekikTjrskf`Ourébhe`
Tjrskf`Ourébhe`
kTjrskf`F`tur`
kTjrskf`F`tur`a.Jstjtràihtj
a.Jstjtràihtjfkthjfjekstkysjpujbj
fkthjfjekstkysjpujbj
m`ejrjfufskakbé`.

   
T`sk:?Hfserhpehõf A` hfserhpehõf js pkr ijbhk bj su shthk wjn y fks
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eahe
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T`sk 3? Trkejbjrjiks`jajghr`quèrèghijftrhnut`rhksj`ekgjrà
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 
 

Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj

tr`n`ok - JCU^R

euykshfgrjsksfksupjrjfa`s0,744Zfhb`bjsHipkshthv`s
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T`sk 8? Jstksjbjnjm`ejr`ftjjaIhfhstjrhkbjRr`n`okjfe`sk
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sjrhfserhtksjfJsU`aubyjf@CT/KFT.
 
 

Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj

tr`n`ok - JCU^R

K^G@FH_@EHÕF BJA JIT^JFBHIHJFRK?

»A`s `ethvhb`bjs quj vhjfjf bjs`rrkaa`fbk ` què thpk bj pjrskfjré`

 ourébhe` ekrrjspkfbj;
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t` jf cufehõf bj a`s
`ethvhb`bjs prhfehp`ajs, e`p`ehb`bjs bja jquhpk jiprjfbjbkr y jst`bk

bja jiprjfbhihjftk.
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CZFEHKFJU BJA FJGKEHK?

»Puè cufehkfjs bjs`rrkaa`f tkbks aks quj p`rthehp`f jf su

jiprjfbhihjftk;
 
 

Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj

tr`n`ok - JCU^R

Tujstk Cufehkfjs

Js a` pjrskf` quj sj jfe`rg`rà bja ekrrjetk

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bjaa ake
ake`a.
`a. R`i
R`inhè
nhèf
f sj
sjrà
rà a`
a`jf
jfe`r
e`rg`b
g`b`
` bja
bhsjðk,pa`fhche`ehõfjhipajijft`ehõfbjakspjbhbkspkr
bjahvjry.

Ouahk ^hks
^jskavjràtjajcõfhe`ijftja`sbub`sysugjrjfeh`sbjaks
^`ihrjz
eahjftjskcuturkseahjftjst`inhèfrj`ahz`ràjasjguhihjftk
(Kpjr`bkr bj
vjft`s) yekftrkabjaks
yekftrkabjakseahjftjs,`bhehkf`a
eahjftjs,`bhehkf`a`jaak
`jaaktjfbràquj
tjfbràqujrj`ahz`r
rj`ahz`r
 


Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj
tr`n`ok - JCU^R

 
jaekftrkabjpjbhbksyjaekftrkabjstkelsbjaksprkbuetks
qujsjvjfbjf.

@yub`ftj
Ujjfe`rg`ràbjeka`nkr`rjfa`ja`nkr`ehõfbjakstrjfjs,
`séekikt`inhèfbja`ahiphjz`bjaksjquhpks`us`r.

T^KXJEEHÕF BJA E^JEHIHJFRK?

@bouft`r ja cauok bj e`o` prkyjet`bk bj aks prõxhiks trjs `ðks

 


Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj
tr`n`ok - JCU^R

 
S@AK^H_@EHÕF BJA JIT^JFBHIHJFRK @ 5 @ÐKU
 


Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj
tr`n`ok - JCU^R

 
G@F@FEH@ ZFHR@^H@

EKFEAZUHKFJU?

»Puè `eehkfjs erjjs quj bjnjs aajv`r ` e`nk p`r` ijokr`r ja
erjehihjftk y jse`a`nhahb`b bja fjgkehk;
0.Jfjae`skbjabhsjðkbjaougujtjbjatrjfbja`prjfbhz`oj,sjnuse`rà
quja`sjsquhf`ssjjfeujftrjfrjbkfbj`b`sp`r`qujsj`iàssjgurk
p`r`aksfhðk
p`r`aksfhðks
sy
y`sé
`sé hferji
hferjijf
jft`r
t`r a`svjft`s`
a`svjft`s` e`inhk
e`inhk bja`sjgur
bja`sjgurhb`
hb`b
b
qujnrhfb`japrkbuetk,y`q
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uj`am`ejrjaougujtjahnrjbj
gujtjahnrjbjeu`aquhjrthpk
eu`aquhjrthpk
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a`sjgurhb`bbjsumhok.
- Tkrktrka`
Tkrktrka`bk,ak
bk,akquj
qujt`inhèf
t`inhèfhipajijft`rjik
hipajijft`rjiksjsquj
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jxhst`ekfst`ftj
ekfst`ftj
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k, bj
bj js
js`
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ckri
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fuj
jst
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rk ik
ikbj
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ak bj
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gkeh
ehk
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sjguhr
hrà
à jf
jf
tjfbjfeh`ysjguhrjiks`caktjjfjaijre`bk.
>.T`r`g`f`riàseahjftjsypkbjrchbjahz`raks,fksktrkskcrjejrjiksuf`
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fujstrksfÿijrkbjvjft`sym`ejrfksiàsekfkehbksjfjaij
ekfkehbksjfjaijre`bk.
re`bk.
5. Jfa`
Jfa``etu`ahb`bpkr
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jaekfst`ftje`inhkbja`
st`ftje`inhkbja`tjefkakgé`,f
tjefkakgé`,fksktrksfks
ksktrksfks
`b`p
`b`pt`r
t`rji
jiks
ks `a
`a e`
e`in
inhk
hk p`r`
p`r` js
jst`
t`r
r hf
hftrk
trkbu
bueh
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bks
s jf
jf ja
ja ijre
ijre`b
`bk
k ekf
ekf
 


Jxpjrhjfeh`s Ckri`thv`s jf shtu`ehkfjs rj`ajs bj
tr`n`ok - JCU^R


bhcjrjftjstjfbjfeh`syjvjftksp`r`qujakseahjftjstjfg`frjcjrjfeh`s
j hf
hftj
tjrè
rès
s pk
pkr
r fu
fujs
jstrk
trk prkbu
prkbuetk
etk,
, pk
pkr
r ak
ak quj
quj rj`a
rj`ahz`
hz`rj
rjik
iks
s ek
ekfs
fst`f
t`ftj
tjs
s
jv`a
jv`au`
u`ehk
ehkfj
fjs
s j hfvj
hfvjsth
sthg`
g`ehk
ehkfj
fjs
s bj
bj `eujr
`eujrbk
bk `a
`a ijre`
ijre`bk
bk `a
`a qu
quj
j fk
fks
s
jst`
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iks
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p`r`
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s`ththsc
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jr `b
`bje
jeu`
u`b`
b`ij
ijft
ftj
j ` fu
fujs
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trks
ks
eahjftjsbj`eujrbk`susfjejshb`bjsyaksbhsjðksqujjaaksbjsjjf
hipaji
hipajijf
jft`r
t`rak
ak `a prk
prkbue
buetk,
tk, t`f
t`ftk
tk t`in
t`inhèf
hèf tki
tki`rj
`rjiks
iks sus
sus kphfh
kphfhkfj
kfjs
s
p`r`ijokr`ry`séaajg`r`iàsprkspjetksbjeahjftjs.





Chri` bj jstubh`ftj

EKIJFR@^HKU X ^JEKIJFB@EHKFJU?

Ekijft`rhks y rjekijfb`ehkfjs bja bkejftj rjspkfs`naj?