2,8 % SIMPLE MENSUAL A SIMPLE SEMESTRAL

1 semestre = 6 meses
𝑖=2,8% ∗6= 16.80% Simple Semestral

35 % SIMPLE ANUAL A SIMPLE SEMESTRAL

2 semestres = 1 año
𝑖=(35%)/2=
17.50% Simple Semestral

7,6% SIMPLE TRIMESTRAL A SEMESTRAL

2 trimestes = 1 semestre
𝑖=7,6% ∗2= 15.20% Simple Semestral
 $ 12.000.000 $ 5.000.000 $ 10.000.000

0 2 3 5 7 9
           

$ 10.000.000 $ 22.000.000 $ 15.000.000

PLAN DEL SEÑOR NIETO PLAN DE

𝑉𝑃1=5000000/(1+0,255∗3/12)= 𝑉𝑃4=10000000/(1+0,255
$ 4,700,352.53

𝑉𝑃2=10000000/(1+0,255∗7/12)= 𝑉𝑃5=22000000/(1+0,255
$ 8,705,114.25
 cuota inicial $ 12,000,000.00 𝑉𝑃6=15000000/(1+0,255

TOTAL $25,405,466.78

𝑉𝑃3=𝑉𝑃/(1+0,255∗1)= TOTAL
0.79681274900398 VP
 i=

VP
  i = 0,255 SIMPLE ANUAL

7 9 12 MESES
   

$ 15.000.000

PLAN DEL BANCO

PLAN DEL SEÑOR NIETO = PLAN

0000000/(1+0,255∗2/12)=
$ 9,592,326.14 $25.405.466,78 + 0,7968 VP = $ 42.071.147

0,7968 VP = $ 42.071.147,11 - $25.405.466,

2000000/(1+0,255∗5/12)=
$ 19,887,005.65 0,7968 VP = $ 16,665,680.33
 VP = $ 20,915,428.81

5000000/(1+0,255∗9/12)=
$ 12,591,815.32

TOTAL $ 42,071,147.11
EÑOR NIETO = PLAN DEL BANCO

VP = $ 42.071.147,11

11 - $25.405.466,78

16,665,680.33
  

i = 0,095
anual

0 3 5
   
 
$ 10.000.000 $ 5.000.000

VF1 = 10.000.000(1+0,095)^(3/12)

VF1 = $ 10,229,479.35

VF2 = 10.229.479,35(1+0,07)^(2/12) + 5.000.000

VF2 = $ 15,345,484.30

VF3 = " $ 15.345.484,30 " (1+0,07)^(3/12) +8.000.000

VF3 = $ 23,607,255.63

VF4 = " $ 23.607.255,63 " (1+0,07)^(6/12)−2.000000

VF4 = $ 22,419,535.10
 i = 0,07 NAV
$ 2.000.000

8 14
   

$ 8.000.000

VF5 = $ 22.419.535.10" " (1+0,07)^(6/12)+7.000000

VF5 = $ 30,190,947.44

VF6 = $ 30.190.947,44" " (1+0,07)^(3/12)

VF6 = $ 30,705,960.47

AVALUO DEL COCHE $ 15,000,000.00

TOTAL $ 45,705,960.47
 20 23 Meses
     

$ 7.000.000 vf=?
 $ 8.000.000
i = 0,287 𝑵𝑶𝑴𝑰𝑵𝑨𝑳 𝑻𝑹𝑰𝑴𝑬𝑺𝑻𝑹𝑨𝑳
𝑽𝑬𝑵𝑪𝑰𝑫𝑶

0 1 2 3 𝑛=?

$ 2.500.000

𝑉𝑃=2500000
VF=8000000
i=28,7% NOMINAL TRIMESTRAL VENCIDO

𝑖=(28,7%)/4=
0.07175 trimestral

𝑛=(log⁡(8000000/2500000))/(log⁡(1+0,07175))

n= 16,8 trimestres
$ 8.000.000

𝑛=? TRIMESTRES
 $ 120.000.000
i = 32,8 NMV

5 10

$ 50.000.000 $ 4.000.000

120.000.000= 〖 50.000.000(1+0,0273) 〗 ^(7 )+ 〖 4.000.000(1+0,0273) 〗

$ 120,000,000.00 = $ 60,374,148.85 (+) $ 4,221,381.16

$ 120,000,000.00 = $ 64,595,530.01 + x

$ 55,404,469.99 = x
 $ 120.000.000

𝑖=(32,8%)/12=
0.02733333 MENSUAL

MESES
12

4.000.000(1+0,0273) 〗 ^(2 )+𝑋

$ 4,221,381.16 (+) X