Capital Inicial $ 700.

00

Tasa de interes
compuesto 10.24% mensual
Numero de
periodos 8 Meses

Formula -$1,526.90

Capital Inicial $ 3,200.00

Tasa de interes
compuesto 39.52% Semanal
Numero de
periodos 8 Semanales

Formula -$45,945.37

ALTERNATIVA A
𝑴=𝑹((((𝟏+𝒊^(𝒏+𝟏) )−𝟏)
M= C (1+(it))
 𝑴=𝑹((((𝟏+𝒊^(𝒏+𝟏) )−𝟏)
M= C (1+(it))

Capital Inicial $ 22,500.00

Tasa de interes
compuesto 0.10% 10.00%
Numero de
periodos 1.5 Año y medio

Formula $ 25,875.00

La alternativa que acumula más dinero en un año es la b) con un total de $26,680 pesos

R $ 1,735.00
M $ 25,000.00
I 20.28% Anual
P 52
N ?

Formula $ 13.9931218 Abonos Mensuales

ALTERNATIVA B M= 1380 (1.0075^19)-1 -1
𝑴=𝑹((((𝟏+𝒊^(𝒏+𝟏) )−𝟏)/𝒊)−𝟏) 0.0075
 𝑴=𝑹((((𝟏+𝒊^(𝒏+𝟏) )−𝟏)/𝒊)−𝟏)

M= 1380 0.152540092 -1
R= $ 1,380.00 0.0075

n= 18 M= 1380 20.33333333 -1

i= 0.00755
j= 0.0906 M= 1380 19.33333333
m= 12

Formula $ 26,680.00

b) con un total de $26,680 pesos

 Capital
Inicial $ 700.00
Tasa de
interes
compuesto 10.24% nsual
Numero de
periodos 8Meses

Formula -$1,526.90

Capital
Inicial $ 3,200.00
Tasa de
interes
compuesto 39.52%manal
Numero de
periodos 8 nales

Formula -$45,945.37

ALTERNATIVA C M= 4050 (1.0275^6)-1

0.0275
𝑀=𝑅 ( 〖 (1+𝑖) 〗 ^𝑛−1)/𝑖
𝑀=𝑅 ( 〖 (1+𝑖) 〗 ^𝑛−1)/𝑖
M= 4050 0.176768361
R= $ 4,050.00 0.0275

n= 6

i= 0.0275 M= 4050 6.42545455

j= 0.11
m= 4

Formula $ 26,023.09
 ALTERNATIVA D M= 7800 (1.0618^4)-1 -1
𝑴=𝑹((((𝟏+𝒊^(𝒏+𝟏) )−𝟏)/𝒊)−𝟏) 0.0618
𝑴=𝑹((((𝟏+𝒊^(𝒏+𝟏) )−𝟏)/𝒊)−𝟏)

M= 7800 0.271074143 -1
R= $ 7,800.00 0.0618

n= 3

i= 0.0618
j= 0.1236 M= 7800 4.38511327 -1
m= 2
M= 7800 3.38511327
Formula $ 26,403.88
Ci $ 47,000.00
R 29.4% anual
Cf $ 3,585.00

Formula 30.524588956 Retiros mensuales

R= $ 10,000.00 M=
n= 8 cuatrimestral
i= 0.065 cuatrimestres
j= 0.195 M=
m= 3

M=

M=

Formula $107,318.52 Inversion del padre

ALTERNATIVA A
𝑴=𝑹((((𝟏+𝒊^(𝒏+𝟏
M= C (1+(it))

Capital
Inicial $ 180,000.00
 Tasa de
interes
compuesto 8.00% 10.00%

Numero de
periodos 1.5 Año y medio

Formula $ 207,000.00

PRECIO: $ 2,100,000.00
ANTICIPO 35%:$ 735,000.00
2 ABONOS DE: $ 350,000.00
PAGO ?
Tasa de inter 11.4%

Pago mensual $ 498,450.86

Deuda $ 2,080,000.00
Plazo 8
Pago $ 498,450.86
Tasa 14.40%

Número de periodos Capital insoluto Interés contenido Capital contenido

1 $ 2,080,000.00 $ 249,175.50 $ 249,275.36
2 $ 1,830,724.64 $ 246,184.20 $ 252,266.66
3 $ 1,578,457.98 $ 243,157.00 $ 255,293.86
4 $ 1,323,164.11 $ 240,093.47 $ 258,357.39
5 $ 1,064,806.72 $ 236,993.18 $ 261,457.68
6 $ 803,349.04 $ 233,855.69 $ 264,595.17
7 $ 538,753.87 $ 230,680.55 $ 267,770.31
8 $ 270,983.56 $ 227,467.30 $ 270,983.56
SUMA $ 1,907,606.88 $ 2,080,000.00
 10000 (1.065^9)-1 -1
0.065

10000 0.76257038992 -1
0.065

10000 11.7318521527 -1

10000 10.7318521527

ALTERNATIVA B M= 1380 1.0075^19)-1 -1

𝑴=𝑹((((𝟏+𝒊^(𝒏+𝟏) )−𝟏)/𝒊)−𝟏) 0.0075

M= 1380 0.15254009 -1

R= $ 1,380.00 0.0075
n= 18 M= 1380 20.3333333 -1

i= 0.00755
j= 0.0906 M= 1380 19.3333333
m= 12

Formula $ 26,680.00
 Pago Fijo IVA Pago Total
$ 498,450.86 $ 39,868.08 $ 538,318.94
$ 498,450.86 $ 39,389.47 $ 537,840.33
$ 498,450.86 $ 38,905.12 $ 537,355.98
$ 498,450.86 $ 38,414.96 $ 536,865.82
$ 498,450.86 $ 37,918.91 $ 536,369.77
$ 498,450.86 $ 37,416.91 $ 535,867.77
$ 498,450.86 $ 36,908.89 $ 535,359.75
$ 498,450.86 $ 36,394.77 $ 534,845.63
$ 4,292,823.98
 ALTERNATIVA C M= 4050 (1.0275^6)-1
0.0275
𝑀=𝑅 ( 〖 (1+𝑖) 〗 ^𝑛−1)/𝑖
M= 4050 0.17676836

R= $ 4,050.00 0.0275
n= 6

i= 0.0275 M= 4050 6.42545455

j= 0.11
m= 4

Formula ###
Valor $ 35,000.000
Tasa 14%
Plazo 9
Cuota $ 7,075.8934

Nper Cuotas Intereses Amortizacion Saldo

0 $ 7,075.8934 $ 35,000.000
1 $ 7,075.8934 $ 4,900.000 $ 2,175.8934 $ 32,824.107
2 $ 7,075.8934 $ 4,595.375 $ 2,480.5185 $ 30,343.588
3 $ 7,075.8934 $ 4,248.102 $ 2,827.7911 $ 27,515.797
4 $ 7,075.8934 $ 3,852.212 $ 3,223.6819 $ 24,292.115
5 $ 7,075.8934 $ 3,400.896 $ 3,674.9973 $ 20,617.118
6 $ 7,075.8934 $ 2,886.396 $ 4,189.4969 $ 16,427.621
7 $ 7,075.8934 $ 2,299.867 $ 4,776.0265 $ 11,651.594
8 $ 7,075.8934 $ 1,631.223 $ 5,444.6702 $ 6,206.924
9 $ 7,075.8934 $ 868.969 $ 6,206.9241 $ -
10 $ 7,075.8934 $ - $ 7,075.8934 -$ 7,075.893

R= 1750
n= 15 𝑀=𝑅 ( 〖 (1+𝑖) 〗
i= 0.002375 1.002375 ^𝑛−1)/𝑖
j= 0.114
m= 48
0.0303161199
0.002375
Capital inicial $ 10,000.00
Intereses 9% 8.64
Periodo 52.143 Quincenas
Abono $ 1,800.00

Formula -$135,483.50

Valor $ 40,000.000
Tasa 9.60% semanal
Plazo 39.1
Cuota $ 750.00

Nper Cuotas Intereses Amortizacion Saldo

0 $ 750.00 $ 750.000
1 $ 750.00 $ 72.000 $ 678.0000 $ 72.000
2 $ 750.00 $ 6.912 $ 743.0880 -$ 671.088
3 $ 750.00 -$ 64.424 $ 814.4244 -$ 1,485.512
4 $ 750.00 -$ 142.609 $ 892.6092 -$ 2,378.122
5 $ 750.00 -$ 228.300 $ 978.2997 -$ 3,356.421
6 $ 750.00 -$ 322.216 $ 1,072.2164 -$ 4,428.638
7 $ 750.00 -$ 425.149 $ 1,175.1492 -$ 5,603.787
8 $ 750.00 -$ 537.964 $ 1,287.9636 -$ 6,891.751
9 $ 750.00 -$ 661.608 $ 1,411.6081 -$ 8,303.359
10 $ 750.00 -$ 797.122 $ 1,547.1224 -$ 9,850.481
11 $ 750.00 -$ 945.646 $ 1,695.6462 -$ 11,546.127
12 $ 750.00 -$ 1,108.428 $ 1,858.4282 -$ 13,404.555
13 $ 750.00 -$ 1,286.837 $ 2,036.8373 -$ 15,441.393
14 $ 750.00 -$ 1,482.374 $ 2,232.3737 -$ 17,673.766
15 $ 750.00 -$ 1,696.682 $ 2,446.6816 -$ 20,120.448
16 $ 750.00 -$ 1,931.563 $ 2,681.5630 -$ 22,802.011
17 $ 750.00 -$ 2,188.993 $ 2,938.9931 -$ 25,741.004
18 $ 750.00 -$ 2,471.136 $ 3,221.1364 -$ 28,962.140
19 $ 750.00 -$ 2,780.365 $ 3,530.3655 -$ 32,492.506
20 $ 750.00 -$ 3,119.281 $ 3,869.2806 -$ 36,361.787
21 $ 750.00 -$ 3,490.732 $ 4,240.7315 -$ 40,602.518
22 $ 750.00 -$ 3,897.842 $ 4,647.8417 -$ 45,250.360
23 $ 750.00 -$ 4,344.035 $ 5,094.0345 -$ 50,344.394
24 $ 750.00 -$ 4,833.062 $ 5,583.0619 -$ 55,927.456
25 $ 750.00 -$ 5,369.036 $ 6,119.0358 -$ 62,046.492
26 $ 750.00 -$ 5,956.463 $ 6,706.4632 -$ 68,752.955
27 $ 750.00 -$ 6,600.284 $ 7,350.2837 -$ 76,103.239
28 $ 750.00 -$ 7,305.911 $ 8,055.9109 -$ 84,159.150
29 $ 750.00 -$ 8,079.278 $ 8,829.2784 -$ 92,988.428
30 $ 750.00 -$ 8,926.889 $ 9,676.8891 -$ 102,665.317
31 $ 750.00 -$ 9,855.870 $ 10,605.8705 -$ 113,271.188
32 $ 750.00 -$ 10,874.034 $ 11,624.0340 -$ 124,895.222
12.7646821 1500
$ 19,147.02
Valor $ 25.000
Tasa 13%
Plazo 14
Cuota $ 3.9667

Nper Cuotas Intereses Amortizacion Saldo

0 $ 3.9667 $ 25.000
1 $ 3.9667 $ 3.250 $ 0.7167 $ 24.283
2 $ 3.9667 $ 3.157 $ 0.8099 $ 23.473
3 $ 3.9667 $ 3.052 $ 0.9151 $ 22.558
4 $ 3.9667 $ 2.933 $ 1.0341 $ 21.524
5 $ 3.9667 $ 2.798 $ 1.1685 $ 20.356
6 $ 3.9667 $ 2.646 $ 1.3205 $ 19.035
7 $ 3.9667 $ 2.475 $ 1.4921 $ 17.543
8 $ 3.9667 $ 2.281 $ 1.6861 $ 15.857
9 $ 3.9667 $ 2.061 $ 1.9053 $ 13.952
10 $ 3.9667 $ 1.814 $ 2.1530 $ 11.799
11 $ 3.9667 $ 1.534 $ 2.4328 $ 9.366
12 $ 3.9667 $ 1.218 $ 2.7491 $ 6.617
13 $ 3.9667 $ 0.860 $ 3.1065 $ 3.510
14 $ 3.9667 $ 0.456 $ 3.5103 -$ 0.000

$ 3,750.00 contado
$ 150.00 Valor abono semanal
11% semanal

Formula $ 4,179.00 429

Capital
Inicial $ 2,500.00
Tasa de
interes
compuesto 12.12% Nominal mensual
Numero de
periodos 12 Semanales

Formula $9,865.91

Capital
Inicial $ 2,850.00
Tasa de
interes
compuesto 12.60% Anual
Numero de
periodos 10 Anual

Formula $9,337.46
Capital Inicial $ 8,250.00

Tasa de interes
compuesto 12.04% Anual
Numero de
periodos 10 Anual

Formula $25,714.91

8 becas
$ 6,500.00 valor de la beca
$ 2,000,000.00 capital

Tasa de interes efectiva

Capital Inicial $ 17,500.00

Tasa de interes
compuesto 13.40% trimestral
Numero de
periodos 3 trimestral

Formula $25,519.80

Capital Inicial $ 875,000.00

Tasa de interes
compuesto 11.60% trimestral
Numero de
periodos 3 trimestral

Formula $1,216,187.78
Valor $ 3,750.000
Tasa 12.96% Quincenal
Plazo 20
Cuota $ 2,000.00 Quincenal

Nper Cuotas Intereses Amortizacion Saldo

0 $ 2,000.00 $ 3,750.000
1 $ 2,000.00 $ 486.000 $ 1,514.0000 $ 2,236.000
2 $ 2,000.00 $ 289.786 $ 1,710.2144 $ 525.786
3 $ 2,000.00 $ 68.142 $ 1,931.8582 -$ 1,406.073
4 $ 2,000.00 -$ 182.227 $ 2,182.2270 -$ 3,588.300
5 $ 2,000.00 -$ 465.044 $ 2,465.0436 -$ 6,053.343
6 $ 2,000.00 -$ 784.513 $ 2,784.5133 -$ 8,837.857
7 $ 2,000.00 -$ 1,145.386 $ 3,145.3862 -$ 11,983.243
8 $ 2,000.00 -$ 1,553.028 $ 3,553.0283 -$ 15,536.271
9 $ 2,000.00 -$ 2,013.501 $ 4,013.5007 -$ 19,549.772
10 $ 2,000.00 -$ 2,533.650 $ 4,533.6504 -$ 24,083.422
11 $ 2,000.00 -$ 3,121.212 $ 5,121.2115 -$ 29,204.634
12 $ 2,000.00 -$ 3,784.921 $ 5,784.9205 -$ 34,989.554
13 $ 2,000.00 -$ 4,534.646 $ 6,534.6462 -$ 41,524.200
14 $ 2,000.00 -$ 5,381.536 $ 7,381.5364 -$ 48,905.737
15 $ 2,000.00 -$ 6,338.183 $ 8,338.1835 -$ 57,243.920
16 $ 2,000.00 -$ 7,418.812 $ 9,418.8121 -$ 66,662.732
17 $ 2,000.00 -$ 8,639.490 $ 10,639.4901 -$ 77,302.222
18 $ 2,000.00 -$ 10,018.368 $ 12,018.3680 -$ 89,320.590
19 $ 2,000.00 -$ 11,575.949 $ 13,575.9485 -$ 102,896.539
20 $ 2,000.00 -$ 13,335.391 $ 15,335.3914 -$ 118,231.930

Valor $ 350,000.000
Tasa 18.40% Quincenal
Plazo 6
Cuota $ 101,096.67 Quincenal

Nper Cuotas Intereses Amortizacion Saldo

0 $ 101,096.67 $ 350,000.000
1 $ 101,096.67 $ 45,360.000 $ 55,736.6673 $ 294,263.333
2 $ 101,096.67 $ 38,136.528 $ 62,960.1394 $ 231,303.193
3 $ 101,096.67 $ 29,976.894 $ 71,119.7735 $ 160,183.420
4 $ 101,096.67 $ 20,759.771 $ 80,336.8961 $ 79,846.524
5 $ 101,096.67 $ 10,348.109 $ 90,748.5579 -$ 10,902.034
6 $ 101,096.67 -$ 1,412.904 $ 102,509.5710 -$ 113,411.605