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M=100(1+0,02)^2 104.04
M=100(1+0,02)^1 102.00
M=100 100.00
VF (M) = 412.16
412.16 =100*((1.02^4-1)/0.02)
𝑀=100 ((1+0,02)^4−1)/0,02
Tasa 2%
R 100
n 4
VF 412.16 =FV(2%,4,-100) 108.24 =FV(2%,4,,-100)
FV(2%,4,,-100)
=FV(6%/12,6,-100000
VF 607,550.19 )
123
i= 6.00% =12%/2
n= 9 =4.5*2
R= 20,000.00
VF= 229,826.32 =FV(C8,C9,-C10)
VA=100/(1+0,02)^1 98.04
VA=100/(1+0,02)^2 96.12
VA=100/(1+0,02)^3 94.23
VA=100/(1+0,02)^4 92.38
VP, A, C 380.77
Tasa 2%
n 4
R 100
VA 380.77 € =PV(2%,4,-100) 92.38 =PV(2%,4,,-100)
92.3845426 =100/1.02^4
VA 22,648.29 =PV(9%,7,-4500)
VA 13,590.33 =PV(16%/4,5*4,-1000)
=PV(1.5%,12,-12000
VA 130,890.06 )
Eng 130,000.00 =130000
VA b 260,890.06 =C15+C14
1,400.00 =1400
1,025.64 =PV(2.25%,7,-160)
192.50 =230/1.0225^8
2,618.14 =SUM(I12:I14)
i= 0.288462% =15%/52
=PV(15%/52,52,-240
C= 11,573.63 )
PRACTICA 1
i= 1.25% =15%/12
n= 51 =4.25*12
En 40,000.00 =40000
VA 84,473.06 =PV(1.25%,51,-2250)
VA 13,103.83 =25000/1.0125^52
VA 137,576.89 =SUM(M17:M19)
C 19750 =19750
n 4 =4
i 0.018 =1.8%
R 5,161.67 =(19750*0.018)/(1-1.018^-4)
R 5,161.67 =PMT(1.8%,4,-19750)
ALOR FINAL
i= 0.01125 =13.5%/12
R 721.49 =(100000*0.01125)/(1.01125^84-1)
R 721.49 =PMT(13.5%/12,7*12,,-100000)
n= 11.00 =NPER(24%/12,607.96,-5950)
Hay dos formulas para calcular n
Solucion a)
M 9,162.19 =8000*1.0275^5
S 6,638.13 =FV(2.75%,4,-1550)*1.0275
x 2,524.05 =C18-C19
Solución b)
M 9,414.15 =8000*1.0275^6
S 8,413.31 =FV(2.75%,5,-1550)*(1+2.75%)^1
x 1,000.84 =C27-C28
i= 2.50% =30%/12
n= #NUM! =NPER(2.5%,-45000,2000000)
Aproximadamente en 35 trimestres.
VF 302,310.41 =FV(3%,35,-5000)
35 trimestres
8.75 =C22/4 Años
3 =0.75*4 trimestres
1.77%
Periodo Flujo Flujo descon
1 62,000 60,922
2 62,000 59,862
3 62,000 58,821
4 62,000 57,798 Tasa 1.77% =RATE(6,-62000,350000)
5 62,000 56,793
6 62,000 55,805
Total 350,000
j12 = 21.24%
NOTA: no se puede despejar la tasa de interés en
la fórmula de anualidades, por lo que se debe
seguir un proceso de prueba y error por
aproximación. Excel lo calcula con la siguiente
función fx TASA
RATE(6,-62000,350000)
A B
C $ 6,000 $ 6,000
R $ 600
n 12 1
M $ 8,640
n 44 =36+8
i 0.35%
M 80,000
R 1,684.95 =PMT(L10,L9,,-L11)
n 10
i 0.50%
M 109,215 =130238-(20000*(1+0.5%)^10)
=PMT(0.5%,10,,-109215.2
R 10,678 )=FV(0.5%,10,-10678.03
FV an 109,215 )
FV pa 21,023 =20000*(1+0.5%)^10
M 130,238 =L25+L26
RECESO