Qbdijis gi mcdtrcj

`dgustr`bj pbrb
Dcrtibfàr`mb
Mbfk`cs `fpcrtbdtis id jb =ª

ig`m`ýd gi jb dcrfb
sckri pbdijis YJ 915B
gi mcdtrcj
`dgustr`bj

Gcmufidtc tàmd`mc | Dcv`ifkri ;125

Jbs dcrfbs si bmtubj`zbd gi fbdirb pir`ýg`mb pbrb rihjiobr ij istbgc gi
jb timdcjcnæb bmtubj. Id mcdsimuidm`b, id bkr`j gi ;125 si pukj`mý jb =.ª
ig`m`ýd gi YJ 915B.
Qbrb nbrbdt`zbr qui jcs pbdijis gi mcdtrcj `dgustr`bj qui vbybd b
ut`j`zbrsi id ij firmbgc istbgcud`gidsi mufpjbd jcs riqu`s`tcs
bpj`mbkjis, jcs g`siòbgcris ijàmtr`mcs gikid tcfbr id mcds`girbm`ýd jcs
mbfk`cs id jbs dcrfbs pirt`didtis.
Isti gcmufidtc tàmd`mc chrimi ud risufid gi jcs mbfk`cs y jbs
bg`m`cdis `fpcrtbdtis id jb =.ª ig`m`ýd gi YJ 915B.

Gcmufidtc tàmd`mc gi? ]`ifids.

© ]` ifi d s BN ; 12 5. Wcgc s jc s gi rim ecs risi rv b gcs. www.s`ifids.is/pbdijisgimcdtrcj
2
 Gcmufidtc tàmd`mc | Mbfk`cs `fpcrtbdtis id jb =.ª ig`m`ýd gi jb dcrfb YJ 915B sckri pbdijis gi mcdtrcj `dgustr`bjis | Dcv`ifkri ;125

Mcdtid`gc

= Ivcjum
um``ýd e`
e`stýr`m
`mb
b gi
gi YJ
YJ 91
915B

Dcrfbs gi prcgumtc gi YJ
Qukj`mbm`ýd gi jb 2.ª ig`m`ýd gi YJ 915B
Qukj`mbm`ýd gi jb ;.ª ig`m`ýd gi YJ 915B
Qukj`mbm`ýd y mbfk`cs gi jb =.ª ig`m`ýd gi YJ 915B

7 [isuf
[isu fid gi
gi duiv
duivbs
bs mb
mbrb
rbmt
mtir
iræs
æst`
t`mb
mbss `fpc
`fpcrt
rtbd
bdti
tiss id jb
jb =.ª
=.ª
ig`m`ýd gi YJ 915B
2. [iqu`s`tcs pbrb mcfpcdidtis y bpbrbtcs
;. Bgbptbm`ýd gij rbdnc gi tids`ýd bgf`s`kji bj DIM
=. Gis`ndbm`ýd ud`hcrfi gi jcs g`spcs`t`vcs gi prctimm`ýd
mcdtrb sckritids`ýd
7. Duivcs gitbjjis sckri ij usc gi pudtirbs
9. Gitirf`dbm`ýd gi jb ]MM[ id ij m`rmu`tc gi pctidm`b
8. Fbrmbgc id mbsc gi ut`j`zbr fâs gi ud simm`cdbgcr
>. M`rmu`tcs ixidtcs
5. Bufidtc gi jb tids`ýd GM fâx`fb id ij "m`rmu`tc gi kbob
tids`ýd y idirnæb j`f`tbgb"
0. Bfpj`bm`ýd gij nrbgc gi prctimm`ýd gi idvcjvidtis
21. ]imm`cdis sipbrbgbs pbrb vbr`cs mcfpcdidtis y
su ut`j`zbm`ýd
22. Qcs`m`ýd gi jb pjbmb gi mbrbmtiræst`mbs gij pbdij gi
mcdtrcj
2;. Fbrmbgc gi jcs vbjcris gi bousti gi rijàs gi sckrimbrnb
2=. Mjbs`h`mbm`ýd riv`sbgb gij g`spcs`t`vc pr`dm`pbj gi
prctimm`ýd mcdtrb sckrimcrr`idti
27. Duivbs rinjbs sckri ij idmjbvbf`idtc gi puirtbs
29. Wris duivcs tifbs id jb pbrti ; gi YJ 915B (t`pcs gi

> @dhcrfbm
bm`ý
`ýd
d bg`m
`m``cd
cdb
bj gi ]`
]`if
ifi
ids

Gcmufidtc tàmd`mc gi? ]`ifids.

© ]` ifi d s BN ; 12 5. Wcgc s jc s gi rim ecs risi rv b gcs. ;
 Gcmufidtc tàmd`mc | Mbfk`cs `fpcrtbdtis id jb =.ª ig`m`ýd gi jb dcrfb YJ 915B sckri pbdijis gi mcdtrcj `dgustr`bjis | Dcv`ifkri ;125

Ivcjum`ý
Ivcjum`ýd
d e`stýr`mb gi YJ 915B
9 15B

Dcrfbs gi prcgumtc gi YJ
YJ (Ydgirwr`tirs Jbkcrbtcr`is @dm.®) pukj`mb dcrfbs gi
prcgumtc mcd jbs qui hbkr`mbdtis gi tcgc ij fudgc pruikbd ]upjifidtc ]K? ]MM[ pbrb pbdijis gi mcdtrcj `dgustr`bj
sus prcgumtcs pbrb qui puigbd sir ut`j`zbgcs id Fàtcgc pbrb gitirf`dbr jb mcrr`idti dcf`dbj gi
`dstbjbm`cdis ijàmtr`mbs pbrb ig`h`m`cs y fbqu`dbr`b mcrtcm`rmu`tc
mcdhcrfi b jbs jiyis y dcrfbt`vbs istbgcud`gidsis.
Ioifpjcs gi dcrfbs gi prcgumtc bpj`mbkjis? Bpàdg`mi B? Dcrfbs
D crfbs pbrb mcfp
mcfpcdidtis
cdidtis
J`stb gi dcrfbs rihiridm`bgbs
• Hus`kji
Hus`kjiss si
sinÿd
nÿd YJ ;75
Bpàdg`mi K? Ysc gi mcfpcdidtis dc j`stbgcs
• Mcdtb
Mcdtbmtc
mtcris
ris sinÿ
sinÿd
dYYJJ 91
915
5 Fàtcgc pbrb ut`j`zbr
ut`j` zbr mcfpcdidtis qui dc sibd "YJ-j`stig"
(gi usc bprckbgc) d` "YJ-rimcnd`zig" (bprckbgcs mcd
• @dtirruptc
@dtirruptcris
ris butcfât`mcs
butcfât`mcs ssinÿd
inÿd Y
YJJ 750
mcdg`m`cdis j`f`tbgbs) id pbdijis gi mcdtrcj `dgustr`bj.

Ebstb ;112, Istbgcs Yd`gcs mbrimæb gi udb dcrfb Gisgi jb pukj`mbm`ýd gi YJ 915B, si eb mcdtbgc mcd ud
ispimæh`mb pbrb pbdijis gi mcdtrcj `dgustr`bj. Qcr isti istâdgbr bgimubgc pbrb jb `dnid`iræb gi jcs g`st`dtcs
fct`vc, id su junbr si ifpjibkb jb dcrfb YJ 915 sckri pbdijis gi mcdtrcj `dgustr`bj.
iqu`pcs gi mcdtrcj `dgustr`bj pbrb g`siòbr y ut`j`zbr
prcgumtcs id pbdijis gi mcdtrcj `dgustr`bj. Dc ckstbdti, bj Qukj`mbm`ýd gi jb ;.ª ig`m`ýd gi YJ 915B
trbtbrsi gi udb dcrfb sckri iqu`pcs gi mcdtrcj, mcfc rijàs
Gcmi bòcs gispuàs, id g`m`ifkri gi ;12=, YJ pukj`mý udb
gi sckrimbrnb, mcdtbmtcris i `dtirruptcris butcfât`mcs gi ;.ª ig`m`ýd riv`sbgb gi YJ 915B. Jcs mbfk`cs pr`dm`pbjis si
prctimm`ýd gi fctcr,
fctcr, jb dcrfb
dc rfb prisidtbkb gih`m`idm`bs mcd
prcguoircd id jbs s`nu`idtis simm`cdis?
rispimtc b jcs pbdijis gi mcdtrcj `dgustr`bjis.
]upjifidtc ]K? Mcrr`idtis dcf`dbjis gi mcrtcm`rmu`tc pbrb
Qukj`mbm`ýd gi jb 2.ª ig`m`ýd gi YJ 915B
pbdijis gi mcdtrcj `dgustr`bj?
Gbgc qui jb dcrfb YJ 915 sckri iqu`pcs gi mcdtrcj • Ixmipm`ýd
Ixmipm`ýd gi
gi jb ]MM[ p
pbrb
brb mcfpcdid
mcfpcdidtis
tis id ij m`rm
m`rmu`tc
u`tc gi
gi
`dgustr`bj mbrimæb gi `dhcrfbm`ýd mrum`bj pbrb su bpj`mbm`ýd b pctidm`b
pbdijis gi mcdtrcj `dgustr`bj, YJ pukj`mý jb 2.ª ig`m`ýd gi jb
• Duivbs
Duivbs cpm`cd
cpm`cdis
is gi mâjmuj
mâjmujc
c pbrb trbdshcr
trbdshcrfbgcri
fbgcriss mcfc
dcrfb YJ 915B sckri pbdijis gi mcdtrcj `dgustr`bj id bkr`j
mcfpcdidtis "mcd j`f`tbm`ýd gi mcrr`idti"
gi ;112. Id istb dcrfb, si bkcrgbd gi hcrfb ispimæh`mb
bspimtcs `fpcrtbdtis pbrb ij g`siòc y ij bousti gi vbjcris • Ispim`h`mbm`cd
Ispim`h`mbm`cdis
is pbrb jb giti
gitirf`db
rf`dbm`ýd
m`ýd gi jb ]MM
]MM[
[ mcd
dcf`dbjis gi mcfpcdidtis id pbdijis gi mcdtrcj `dgustr`bj. mcfk`dbm`cdis prckbgbs
Jb dcrfb istâ istrumturbgb y g`v`g`gb gij s`nu`idti fcgc?
Bgifâs, si bnrinbrcd gcs duivcs t`pcs gi pbdijis gi
Qbrti 2? Qbdijis gi mcdtrcj `dgustr`bj pbrb usc nidirbj mcdtrcj `dgustr`bj pbrb usc ispimæh`mc?
[iqu`s`tcs kâs`mcs bpj`mbkjis b tcgcs jcs pbdijis gi mcdtrcj • Qbdiji
Qbdijiss gi mcdt
mcdtrcrcjj pbrb hui
huidti
dtiss
`dgustr`bj
• Qbdijis
Qbdijis gi mmcdtrc
cdtrcjj `dgustr`
`dgustr`bj
bj pbrb iqu`pcs
iqu`pcs gi
gi r`inc
Qbrti ;? W`pcs gi pbdijis gi mcdtrcj `dgustr`bj pbrb usc
ispimæh`mc Qukj`mbm`ýd gi jb =.ª ig`m`ýd gi YJ 915B y
[iqu`s`tcs pbrb uscs ispimæh`mcs fcg`h`mbm`cdis `dtrcgum`gbs

]upjifidtc ]B? [iqu`s`tcs pbrb mcfpcdidtis Jb =.ª ig`m`ýd gi YJ 915B si pukj`mý id bkr`j gi ;125. Id
ispimæh`mcs ijjb, si bmtubj`zbrcd vbr`bs simm`cdis y vbr`cs tifbs.
[iqu`s`tcs ispimæh`mcs pbrb mcfpcdidtis j`stbgcs y dc
j`stbgcs

DYIXC

2.b ig`m`ýd ;.b ig`m`ýd =.b ig`m`ýd

;9 gi bkr`j gi ;112 ;1 gi g`m`ifkri gi ;12= ;7 gi bkr`j gi ;125
Gcmufidtc tàmd`mc gi? ]`ifids.
© ]` ifi d s BN ; 12 5. Wcgc s jc s gi rim ecs risi rv b gcs. =
 Gcmufidtc tàmd`mc | Mbfk`cs `fpcrtbdtis id jb =.ª ig`m`ýd gi jb dcrfb YJ 915B sckri pbdijis gi mcdtrcj `dgustr`bjis | Dcv`ifkri ;125

[isufid
[isufi d gi duiv
du ivbs
bs mbrbmtir
mbrb mtiræst`mbs
æst`mbs
`fpcrr tbdtis id jb =.ª ig`m`ýd gi YJ 915B
`fpc 91 5B

2. [iqu`s`tcs pbrb mcfpcdidtis y bpbrbtcs

]i eb ij`f`dbgc gi YJ 915B pcr mcfpjitc ij bpàdg`mi ]B2 b
]B=, `dmju`gbs tcgbs jbs tbkjbs ]B2.2 b ]B2.=.
Id su junbr, si eb istbkjim`gc ij idjbmi
ettp?//www.uj.mcf/YJ915B-]uppjifidt]B..
ettp?//www.uj.mcf/YJ915B-]uppjifidt]B
Wcgb jb `dhcrfbm`ýd gi prcgumtc rijivbdti pbrb jcs pbdijis
gi mcdtrcj `dgustr`bj puigi mcdsujtbrsi id istb ârib gij s`t`c
wik gi YJ id mubjqu`ir
mubj qu`ir fcfidtc. Wcgbs jbs rihiridm`bs
bdtir`cris bj supjifidtc ]B id YJ 915B si ebd sust`tu`gc
pcr isti idjbmi. Istc pirf`ti qui ij mcdtid`gc si vbyb
bgbptbdgc y bmtubj`zbdgc `dgipidg`idtifidti gi jb dcrfb
YJ 915B.
Jb =.ª ig`m`ýd gi YJ 915B tbfk`àd eb s`gc rimcdcm`gb pcr
BD]@.
]i eb bnrinbgc jb tbkjb ; id ettp?//www.uj.mcf/YJ915B-
]uppjifidt]B b h`d gi chrimir ud risufid mjbrc gij usc gi
jcs g`spcs`t`vcs gi prctimm`ýd mcdtrb sckritids`ýd gi jcs
t`pcs 2 b 9.
Qcr supuistc, jcs g`spcs`t`vcs gi prctimm`ýd mcdtrb
sckritids`ýd gikid mirt`h`mbrsi mcdhcrfi b YJ 2770 y bj
mýg`nc gi mbtincræb (MMD) "X_MB".
7. Duivcs gitbjjis sckri ij usc gi pudtirbs
]i eb bnrinbgc rim`idtifidti `dhcrfbm`ýd bg`m`cdbj sckri
ij usc gi pudtirbs id jb simm`ýd ;0.=.8 ("Fàtcgcs gi
mbkjibgc").
Becrb, puigid usbrsi pudtirbs s` si mufpjid jbs s`nu`idtis
mcdg`m`cdis?
7.2. ]cjc si pirf`tid pbrb mbkjis gi mckri hjix`kjis.

7.;. Jcs tirf`dbjis gi mcdix`ýd gi jcs mcfpcdidtis gikid

istbr ecfcjcnbgcs pbrb mbkjis gi mckri y, pcr supuistc,
pbrb ij dÿfirc y ij tbfbòc gi jcs ixtrifcs gi mbkjis
idnbstbgcs (tidnb id muidtb jbs ispim`h`mbm`cdis gij
hbkr`mbdti).
;. Bgbptbm`ýd gij rbdnc gi tids`ýd bgf`s`kji
7.=. Jb pudtirb scjc puigi idnbstbrsi mcd udb eirrbf`idtb
bj DIM
bgimubgb sinÿd jb rimcfidgbm`ýd gij hbkr`mbdti gi jb
Jb gih`d`m`ýd gi kbob tids`ýd si eb bgbptbgc hcrfbjfidti bj pudtirb.
DIM y b jb DHQB >0.
7.7. Ij g`âfitrc gi jb pudtirb giki sijimm`cdbrsi id
Bud bsæ, su `fpjifidtbm`ýd risujtb g`hæm`j pcr jcs s`nu`idtis hudm`ýd gij tbfbòc gij mbkji y ij dÿfirc gi e`jcs gi
fct`vcs? bmuirgc mcd jbs ispim`h`mbm`cdis gij hbkr`mbdti. Gbgc ij
mbsc, gikid tidirsi id muidtb jbs ispim`h`mbm`cdis B^N.
• Jb fby
fbycræb
cræb gi jc
jcss mcfpcdidtis
mcfpcdidtis si pruikbd
pruikbd mcd
mcd ud
fâx`fc gi 811 X 7.9. Gurbdti jb `dstbjbm`ýd, giki nbrbdt`zbrsi
qui jb pudtirb dc riguzmb jbs g`stbdm`bs gi b`sjbf`idtc y gi
• Jb fby
fbycræb
cræb gi jbs rin
rinjbs
jbs gi g`fi
g`fids`cdbf`
ds`cdbf`idtc
idtc qui
qui
hunb riquir`gbs. Istc s`nd`h`mb qui dc si pirf`ti qui ebyb
bpbrimid id jbs dcrfbs y jcs mýg`ncs s`nuid pirf`t`idgc
mbkji gi mckri ixpuistc idtri jb pudtirb y ij b`sjbf`idtc.
udb tids`ýd gi sirv`m`c fâx`fb gi scjc 811 X.
9. Gitirf`dbm`ýd gi jb ]MM[ id ij m`rmu`tc gi pctidm`b
=. Gis`ndbm`ýd ud`hcrfi gi jcs g`spcs`t`vcs gi
prctimm`ýd mcdtrb sckritids`ýd 9.2 ]i ebd riv`sbgc jcs mcfpcdidtis dc `dmju`gcs id ij
mâjmujc njckbj gi jb ]MM[. Istcs puigid idmcdtrbrsi id jbs
Jcs g`spcs`t`vcs gi prctimm`ýd mcdtrb sckritids`ýd si
s`nu`idtis ixmipm`cdis, qui h`nurbd id ij bpbrtbgc ]K7.; gi
gis`ndbkbd bdtir`crfidti mcfc vbr`stcris, j`f`tbgcris y
jb dcrfb YJ 915B.
gismbrnbgcris. Becrb, si ebd
Ixmipm`ýd 2? g`spcs`t`vcs gi prctimm`ýd mcdtrb sckritids`ýd
gis`ndbgc gi fbdirb ud`hcrfi id jbs simm`cdis ;.=8 y ;.7>
gi ud puirtc
b ;.92, qui gih`did su mjbs`h`mbm`ýd YJ mcdmritb (t`pcs 2 b 9<
"ud puirtc Ixmipm`ýd ;? s`d mbfk`cs
ygigcs puirtcs"),
istcs `dmju`gbs
g`spcs`t`vcs jbs mbrbmtiræst`mbs
gi prctimm`ýd ijàmtr`mbs. Ij usc
mcdtrb sckritids`ýd
quigb muk`irtc id jb simm`ýd =8.7 pbrb ij m`rmu`tc gi
pctidm`b y, id jb simm`ýd 7>.2, pbrb ij m`rmu`tc gi mcdtrcj.

Gcmufidtc tàmd`mc gi? ]`ifids.

© ]` ifi d s BN ; 12 5. Wcgc s jc s gi rim ecs risi rv b gcs. 7
 Gcmufidtc tàmd`mc | Mbfk`cs `fpcrtbdtis id jb =.ª ig`m`ýd gi jb dcrfb YJ 915B sckri pbdijis gi mcdtrcj `dgustr`bjis | Dcv`ifkri ;125

Ixmipm`ýd =? bpbrbtcs gi b`ri bmcdg`m`cdbgc mcdimtbgcs

fig`bdti mbkji y idmeuhi.
Ixmipm`ýd 7 (duivb)? pudtirbs, s` istâd `dstbjbgbs
mcrrimtbfidti. Qbrb fâs `dhcrfbm`ýd bj rispimtc, mcdsujti
jb simm`ýd ;0.=.8 b-i.
Ixmipm`ýd 9 (duivb)? h`jtrcs gi MIF bdtis y gispuàs gi
mcdvirt`gcris

9.; ]i eb bfpj`bgc jb tbkjb ]K7.2 gi vbjcris gi ]MM[

>. M`rmu`tcs ixidtcs
istâdgbr pbrb `dmju`r jcs s`nu`idtis mcfpcdidtis mcd 21 lB
mcfc fâx`fc? Ebstb becrb, scjbfidti si `dmjuæbd m`rmu`tcs pbrb jb
`juf`dbm`ýd id ij pbdij gi mcdtrcj y pbrb ij rispbjgc gi
• Mcdimtcris
Mcdimtcris idmeuhb
idmeuhbkjis
kjis pbrb
pbrb gbt
gbtcs,
cs, m`rmu`t
m`rmu`tcs
cs gi mcdtrcj y gbtcs, pcr jc qui tidæbd qui prcpcrm`cdbrsi bnubs brr`kb gij
m`rmu`tcs gi pctidm`b
simm`cdbgcr prcp`bfidti g`mec. ]i ebd bnrinbgc gcmi
• Mbkjis
Mbkjis prihbk
prihbkr`mb
r`mbgcs
gcs y ti
tirf`d
rf`dbjis
bjis g
gi
i mbkji m`rmu`tcs bg`m`cdbjis b jbs ixmipm`cdis gi jb simm`ýd 88.8.2.

• Kjcquis
Kjcquis gi kcrdis gi mcdix`ýd pbrb m`rmu`tcs
m`rmu`tcs gi pctid
pctidm`b
m`b Id mubdtc bj fbrmbgc, si eb bnrinbgc jb simm`ýd 88.8.7
pbrb rinujbr ij fbrmbgc gi mcjcr gi jcs m`rmu`tcs ixidtcs.
9.= ]i ebd bnrinbgc jcs vbjcris gi ]MM[ gi hbjjb ijivbgb id
mcfpcdidtis gi pbdij gi mcdtrcj `dgustr`bj cktid`gcs pcr
fig`c gi pruikbs mcfk`dbgbs? ]` ij g`spcs`t`vc gi
prctimm`ýd scfit`gc b pruikb is ud "g`spcs`t`vc gi
sckrimcrr`idti s`d j`f`tbm`ýd gi mcrr`idti", puigi sust`tu`rsi

pcr
`nubjudc hus`kji
`dhir`crgi jb pcgir
s` ij tbkjb ]K7.; mcdid
gi mcrti udb `dtids`gbg is
mcrtcm`rmu`tc dcf`dbj
`nubj Mcdgumtcr gi mcjcr "dbrbdob" c siòbj gi bv`sc?
c supir`cr bj d`vij gi ]MM[ gi jb mcfk`dbm`ýd gitirf`dbgc
id jb pruikb. Wbfk`àd giki fcdtbrsi udb `dg`mbm`ýd gi sinur`gbg k`id
v`s`kji qui `dg`qui qui ij pbdij gi mcdtrcj mcdt`idi
9.7 Jcs vbjcris gi jb tbkjb ]K7.7 pbrb gitirf`dbr jb m`rmu`tcs qui tcgbvæb puigid tidir tids`ýd trbs bpbnbr ij
mcrr`idti gi mcrtcm`rmu`tc gij simudgbr`c gi ud simm`cdbgcr pr`dm`pbj (vir `dg`mbm`ýd gi bv`sc id ij pudtc
trbdshcrfbgcr tr`hâs`mc mcd rigumm`ýd gi mcrr`idti si ebd 8).
mcrrin`gc b vbjcris fidcris.
5. Bufidtc gi jb tids`ýd GM fâx`fb id ij "m`rmu`tc gi
9.9 Jb ]MM[ gij pbdij gi mcdtrcj `dgustr`bj giki `dg`mbrsi id kbob tids`ýd y idirnæb j`f`tbgb"
jb pjbmb gi mbrbmtiræst`mbs mcd jbs s`nu`idtis pbjbkrbs? Ij m`rmu`tc gi kbob tids`ýd y idirnæb j`f`tbgb si eb
bufidtbgc gi 72,7 X GM b 81 X GM. Wcgbvæb giki mmufpj`rsi
ufpj`rsi
Mcrr`idti dcf`dbj gi mcrtcm`rmu`tc? SSSlB s`fàtr`mcs rfs, jb pctidm`b gi sbj`gb fâx`fb gi 211 ^ y prcpcrm`cdbrsi
SSSX mcfc fâx`fc udb prctimm`ýd pcr hus`kji bgimubgb. Mcd ijjc, jb `dtids`gbg
si j`f`tb b ud fâx`fc gi 9 B.

8. Fbrmbgc id mbsc gi ut`j`zbr fâs gi ud simm`cdbgcr
Gi bmuirgc mcd jb simm`ýd =1.=.9, si pirf`ti qui ij pbdij
gi mcdtrcj `dgustr`bj g`spcdnb gi fâs gi udb huidti gi
bj`fidtbm`ýd gi idtrbgb s` mbgb udb gi g`mebs huidtis
pcsii su prcp`c simm`cdbgcr y istcs si bnrupbd gi jb hcrfb
fâs prýx`fb pcs`kji.
Qbrb mbgb simm`cdbgcr, giki `dmcrpcrbrsi ud fbrmbgc qui
`dg`qui quà pbrti gi jcs iqu`pcs ijàmtr`mcs si gismcdimtbrâ.
]` dc puigid bnrupbrsi jcs simm`cdbgcris, tbfk`àd gikirâ
bpcrtbrsi ud fbrmbgc qui `dg`qui gýdgi si uk`mbd jcs
gifâs simm`cdbgcris.
Dctb? Qcr supuistc, s` si ifpjibd vbr`cs simm`cdbgcris c
m`rmu`tcs ixidtcs (vir pudtc >), sinu`râ s`idgc ckj`nbtcr`c
fcdtbr jb s`nu`idti `dg`mbm`ýd gi sinur`gbg id udb
uk`mbm`ýd hâm`jfidti jin`kji gisgi ij ixtir`cr, s`d tidir qui
bkr`r jb puirtb?
0. Bfpj`bm`ýd gij nrbgc gi prctimm`ýd gi idvcjvidtis
]i eb bfpj`bgc jb tbkjb 20.; gi t`pcs gi idvcjvidtis pbrb
`dmju`r mcfpcdidtis mcd ij nrbgc gi prctimm`ýd 8Q pbrb jb
idvcjvidti gij t`pc 7U.
21. ]imm`cdis sipbrbgbs pbrb vbr`cs mcfpcdidtis y su
usc
Jcs s`nu`idtis mcfpcdidtis y su usc si trbtbd id simm`cdis
g`hiridtis?
]imm`ýd ;5.>?
Mcdix`cdis idmeuhbkjis gij m`rmu`tc gi pctidm`b, prckbgbs
sinÿd YJ ;;=>
]imm`ýd =>.5?
Mcdix`cdis idmeuhbkjis gij m`rmu`tc gi mcdtrcj, prckbgbs
sinÿd YJ ;;=5

Gcmufidtc tàmd`mc gi? ]`ifids.

© ]` ifi d s BN ; 12 5. Wcgc s jc s gi rim ecs risi rv b gcs. 9
 Gcmufidtc tàmd`mc | Mbfk`cs `fpcrtbdtis id jb =.ª ig`m`ýd gi jb dcrfb YJ 915B sckri pbdijis gi mcdtrcj `dgustr`bjis | Dcv`ifkri ;125

]imm`ýd ;5.;.9? hudm`cdbf`idtc bj f`sfc t`ifpc.

]i pirf`tid mcdimtcris idmeuhbkjis mcd MMD "IMKW;" s` si
pruikbd sinÿd YJ 20>> y mufpjid jcs riqu`s`tcs gi jb tbkjb 2,;9 Þ HJM gi tcgc ij s`stifb gi mbjihbmm`ýd + 2,;9 Þ HJM
; gij s`t`c wik ettp?//www.uj.mcf/YJ915B-]uppjifidt]B
ettp?//www.uj.mcf/YJ915B-]uppjifidt]B.. gij fbycr fctcr + έHJM gi jbs gifâs mbrnbs qui istàd id
hudm`cdbf`idtc bj f`sfc t`ifpc.
]imm`ýd =7.2.7?
@dtirruptcris butcfât`mcs gi prctimm`ýd gi fctcr. 27. Duivbs rinjbs sckri ij idmjbvbf`idtc gi puirtbs
Istcs g`spcs`t`vcs gi prctimm`ýd istâd bprckbgcs y puigid
ifpjibrsi mcfc ud `dtirruptcr butcfât`mc sinÿd YJ 750. Bdtir`crfidti, gikæb bjnudb
mbgb viz qui euk`irb `fpig`rsi ij m`irri
puirtb gij Id
bk`irtb. simm`cdbgcr
jb duivb
Bj f`sfc t`ifpc, puigid bsuf`r tbfk`àd jb prctimm`ýd
mcdtrb sckrimbrnb gij fctcr, mcfc ud mcdtrcjbgcr gi fctcr ig`m`ýd, scjbfidti si ix`ni qui si `fp`gb ij m`irri gij
mcfk`dbgc gij t`pc I. simm`cdbgcr mubdgc istà bk`irtb jb puirtb gi jb idvcjvidti
qui mcdt`idi g`mec simm`cdbgcr. Qcr ctrc jbgc, istc `fpj`mb
]imm`ýd =8.=? qui pcgrâ mcdimtbrsi ij iqu`pc mcd bjnudb puirtb bk`irtb
[ibmtbdm`bs. s`ifpri qui dc si trbti gi jb puirtb gi jb idvcjvidti qui
Id istb duivb simm`ýd, si bmjbrb ij usc gi ribmtbdm`bs mcdtidnb ij simm`cdbgcr.
kbsbgbs id dcrfbs gi idsbyc pbrb trbdshcrfbgcris.
Dc ckstbdti, dc puigi prism`dg`rsi id d`dnÿd mbsc gij
]imm`ýd 7>.=? idmjbvbf`idtc gi puirtb pcrqui s`nui prce`k`àdgcsi bkr`r
]`stifb gi bj`fidtbm`ýd `d`dtirrufp`gb (]B@). d`dnudb puirtb mcd ij iqu`pc mcdimtbgc id mubdtc ix`stbd
Jcs g`spcs`t`vcs ]B@ gikid prckbrsi sinÿd YJ 2>>5, y ij tids`cdis gi mcdtbmtc pij`nrcsbs ≩91 X BM c ≩81 X GM.
pbdij gi mcdtrcj giki mcdtbr mcd vidt`jbm`ýd hcrzbgb, b dc
sir qui ij g`siòc gij ]B@ sib istbdmc.
29. Wris duivcs tifbs id jb pbrti ; gi YJ 915B
(t`pcs gi pbdijis gi mcdtrcj `dgustr`bj pbrb usc
]` si ifpjib
pbdij ud ]B@
gi mcdtrcj, mcd udb
gikirâ tids`ýdijsupir`cr
fcdtbrsi b bv`sc
s`nu`idti 91 X id
id ij
jb ispimæh`mc)
puirtb sinÿd si gih`di id jb simm`ýd 99.5. ]i ebd bnrinbgc tris duivcs tifbs b jb pbrti ; gi YJ 915B.

]imm`cdis 211 ” 217?

Qbdijis gi mcdtrcj pbrb zcdbs rimribt`vbs bmuât`mbs

]imm`cdis 219 ” 210?

Qbdijis gi mcdtrcj pbrb p`sm`dbs y kbòirbs gi e`grcfbsboi
ifpctrbgbs

]imm`cdis 221 ” 227?

Qbdijis gi mcdtrcj pbrb btrbmm`cdis gi pbrquis bmuât`mcs i
`dstbjbm`cdis s`f`jbris
22. Qcs`m`ýd gi jb pjbmb gi mbrbmtiræst`mbs gij pbdij gi
mcdtrcj

Jb pjbmb gi mbrbmtiræst`mbs giki fcdtbrsi becrb id udb

uk`mbm`ýd v`s`kji gisgi ij ixtir`cr, s`d tidir qui bkr`r jb
puirtb.

2;. Fbrmbgc gi jcs vbjcris gi bousti gi rijàs gi

sckrimbrnb
Wcgcs jcs rijàs gi sckrimbrnb gikid fbrmbrsi mcd jcs
vbjcris gi bousti rispimt`vcs id jb uk`mbm`ýd gi jb
`dstbjbm`ýd mcrrispcdg`idti.

2=. Mjbs`h`mbm`ýd riv`sbgb gij g`spcs`t`vc pr`dm`pbj gi

prctimm`ýd mcdtrb sckrimcrr`idti
]i eb riv`sbgc ij vbjcr dcf`dbj gij g`spcs`t`vc pr`dm`pbj gi
prctimm`ýd mcdtrb sckrimcrr`idti sinÿd jb simm`ýd 88.>.7
sckri fbqu`dbr`b `dgustr`bj. Ij vbjcr dcf`dbj si boustb gij
fcgc s`nu`idti?
prctimm`ýd @dtids`gbg
gij m`rmu`tc dcf`dbj (KMQG)
gi gir`vbm`ýd gij g`spcs`t`vc gi
gi jb fbycr
gir`vbm`ýd b fctcr fâs jbs mcrr`idtis dcf`dbjis gi jbs
gifâs mbrnbs fctcr`zbgbs y dc fctcr`zbgbs qui istàd id

Gcmufidtc tàmd`mc gi? ]`ifids.

© ]` ifi d s BN ; 12 5. Wcgc s jc s gi rim ecs risi rv b gcs. 8
 Gcmufidtc tàmd`mc | Mbfk`cs `fpcrtbdtis id jb =.ª ig`m`ýd gi jb dcrfb YJ 915B sckri pbdijis gi mcdtrcj `dgustr`bjis | Dcv`ifkri ;125

Fâs `dhcrfbm`ýd gi ]`ifids

]`ifids ji fbdt`idi bj gæb.

]` kusmb ckrbs gi rihiridm`b, murscs kbsbgcs id wik,

eirrbf`idtbs gi `dnid`iræb ÿt`jis c `dhcrfbm`ýd bmirmb gi jb
hbkr`mbm`ýd gi pbdijis, ebjjbrâ bfpj`b `dhcrfbm`ýd sckri
ldcw-ecw gi ixpirtcs, eirrbf`idtbs y gbtcs pbrb jb
g`n`tbj`zbm`ýd id `dnid`iræb y jb nbfb gi s`stifbs y
prcgumtcs bgbptbgcs idtri sæ id duistrb pân`db
www.s`ifids.is/pbdijisgimcdtrcj
www.s`ifids.is/pbdijisgimcdtrcj..
Qbdijis gi mcdtrcj `dtinrbgcs? jb hcrfb hâm`j gi cpt`f`zbr
pbdijis gi mcdtrcj.

]`ifids
]fbrt @dhrbstrumturi
Ijimtr`mbj Qrcgumts
^irdir-vcd-]`ifids-]tr
^irdir -vcd-]`ifids-]tr.. 75-91
0;;;7 Bfkirn, Bjifbd`b

Gcmufidtc tàmd`mc gi? ]`ifids.

© ]` ifi d s BN ; 12 5. Wcgc s jc s gi rim ecs risi rv b gcs. >