EJERCICIOS FINANZAS CAP 5

Valeria Soto 1160570

VALOR FUTURO DE UN MONTO UNICO CON CAPITALIZACION

ANUAL, TRIMESTRAL, MENSUAL Y CONTINUA

A) Anual Trimestral Mensual Continua

Interes 12% 12.00% 3.00% 1.00% 0%
Saldo Inicial $15,000.00 $15,000.00 $15,000.00 $15,000.00 $15,000.00
n 2 2 8 24
Valor futuro $18,816.00 $19,001.55 $19,046.02 $19,068.74

B) Comparacion de los resultados

entre la frecuencia de capitalizacion y VF $2,257.92 $570.05 $190.46 $0.00

Al comparar los resultados la capitalizacion continua es la mejor opcion para invertir

a medida que tiene capitalizacion infinitas

C)
El valor futuro maximo que se obtendra al final de los 2 años, sera el de la capitalizacion
continua de $19,068.74 ya que genera la mayor dentro del periodo.
 Nivelada
INTERESES 0.0116666666667 Periodo Saldo Inicial Cuota
Calcular el pago L512.66 1 15000.00 L512.66
Valor Presente $ 15,000.00 2 L14,662.34 L512.66
N 36 3 L14,320.73 L512.66
4 L13,975.14 L512.66
5 L13,625.52 L512.66
6 L13,271.82 L512.66
7 L12,913.99 L512.66
8 L12,551.99 L512.66
9 L12,185.77 L512.66
10 L11,815.27 L512.66
11 L11,440.45 L512.66
12 L11,061.26 L512.66
13 L10,677.64 L512.66
14 L10,289.55 L512.66
15 L9,896.93 L512.66
16 L9,499.73 L512.66
17 L9,097.90 L512.66
18 L8,691.37 L512.66
19 L8,280.11 L512.66
20 L7,864.05 L512.66
21 L7,443.13 L512.66
22 L7,017.30 L512.66
23 L6,586.51 L512.66
24 L6,150.68 L512.66
25 L5,709.78 L512.66
26 L5,263.73 L512.66
27 L4,812.47 L512.66
28 L4,355.95 L512.66
29 L3,894.11 L512.66
30 L3,426.88 L512.66
31 L2,954.19 L512.66
32 L2,475.99 L512.66
33 L1,992.21 L512.66
34 L1,502.79 L512.66
35 L1,007.66 L512.66
36 L506.75 L512.66
Valor Presente 1,500 Ganara el 10% de tasa anual de rendimiento en casa inversion
Valor Futuro 2,000 Deberia de elegir la del 10% para ganar mas
N 3
i 10%

A) Valor Presente 10,000

Valor Futuro 20,000
Interes 10%
7.273 D) Mientras la tasa de interes, sea mayor, el tiemp

B) Valor Presente 10,000

Valor Futuro 20,000
Interes 7%
10.245

C) Valor Presente 10,000

Valor Futuro 20,000
Interes 12%
6.116
Nivelada
Intereses Abono Saldo final
175.0000000 L337.66 L14,662.34
171.0605815 L341.60 L14,320.73
167.0752030 L345.59 L13,975.14
163.0433285 L349.62 L13,625.52
158.9644155 L353.70 L13,271.82
154.8379151 L357.83 L12,913.99
150.6632723 L362.00 L12,551.99
146.4399252 L366.22 L12,185.77
142.1673058 L370.50 L11,815.27
137.8448392 L374.82 L11,440.45
133.4719438 L379.19 L11,061.26
129.0480312 L383.62 L10,677.64
124.5725064 L388.09 L10,289.55
120.0447671 L392.62 L9,896.93
115.4642042 L397.20 L9,499.73
110.8302013 L401.83 L9,097.90
106.1421351 L406.52 L8,691.37
101.3993748 L411.27 L8,280.11
96.6012823 L416.06 L7,864.05
91.7472121 L420.92 L7,443.13
86.8365110 L425.83 L7,017.30
81.8685185 L430.80 L6,586.51
76.8425660 L435.82 L6,150.68
71.7579774 L440.91 L5,709.78
66.6140686 L446.05 L5,263.73
61.4101475 L451.25 L4,812.47
56.1455140 L456.52 L4,355.95
50.8194598 L461.84 L3,894.11
45.4312683 L467.23 L3,426.88
39.9802145 L472.68 L2,954.19
34.4655652 L478.20 L2,475.99
28.8865782 L483.78 L1,992.21
23.2425031 L489.42 L1,502.79
17.5325804 L495.13 L1,007.66
11.7560420 L500.91 L506.75
5.9121106 L506.75 L0.00
e rendimiento en casa inversion
ra ganar mas

a de interes, sea mayor, el tiempo va a ser menor para poder duplicar el dinero