Nombre Danessy Fernanda Villanueva

Cuenta 62011269

Matematica Financiera

Fecha 15-Mar-24

Tarea semana 9

Anualidadas Anticipadas
Una deuda de 5000,00 con intereses al 5% convertible semestralmente se va amortizar
mediante pagos semestrales iguales en los proximos 3 años, El primer pago con
vencimiento al termino de 6 meses.

(a) Hallar el pago

Variables
C 5000
i 2.5%
n 6
cap. semestral
Pago L907.75
b) Hallar el saldo insoluto justamente despues del 4to pago
Saldo insoluto al 4to pago 1749.62

c) Cuanto a pagado en total de intereses despues de haber pagado la letra N.5

Valor inicial del prestamo 5000.00

(-) Saldo insoluto al periodo 5 885.61
Valor pagado de capital 4114.39

Numero de cuotas pagadas 4538.75

(-) valor pagado de capital 4114.39
Valor pagado de intereses 424.36
 Abono a Abono a Saldo
Periódo CFN Interes Capital Insoluto
0 5,000.00
1 L907.75 125.00 L782.75 4,217.25
2 L907.75 105.43 L802.32 3,414.93
3 L907.75 85.37 L822.38 2,592.55
4 L907.75 64.81 L842.94 1,749.62
5 L907.75 43.74 L864.01 885.61
6 L907.75 22.14 L885.61 -
Miguel compra una casa en 25,000,00. Paga 10,000,00 de cuota inicial y el saldo lo
amortiza con interes al 6% convertible mensualmente, mediante pagos iguales al final
de cada mes en los proximos 10 años,

(a) Hallar el pago

Variables
C 15000
i 0.5%
n 120
cap. mensual
Pago L166.53

b) Cual es el saldo del prestamo justamente despues de haber realizado el pago N.50.

Saldo del prestamo al haber realizado el pago 50 9815.23

c) Cual es el valor a pagar de capital en la cuota N. 51.

saldo insoluto a la cuota 50 9815.23

Valor a pagar de interes a la letra N.51 49

Valor a pagar de capital en la letra N.51 117.45

 Abono a
Periódo CFN Interes
0
1 L166.53 75.00
2 L166.53 74.54
3 L166.53 74.08
4 L166.53 73.62
5 L166.53 73.16
6 L166.53 72.69
7 L166.53 72.22
8 L166.53 71.75
9 L166.53 71.27
10 L166.53 70.80
11 L166.53 70.32
12 L166.53 69.84
13 L166.53 69.35
14 L166.53 68.87
15 L166.53 68.38
16 L166.53 67.89
17 L166.53 67.40
18 L166.53 66.90
19 L166.53 66.40
20 L166.53 65.90
21 L166.53 65.40
22 L166.53 64.89
23 L166.53 64.38
24 L166.53 63.87
25 L166.53 63.36
26 L166.53 62.85
27 L166.53 62.33
28 L166.53 61.81
29 L166.53 61.28
30 L166.53 60.76
31 L166.53 60.23
32 L166.53 59.70
33 L166.53 59.16
34 L166.53 58.62
35 L166.53 58.08
36 L166.53 57.54
37 L166.53 57.00
38 L166.53 56.45
39 L166.53 55.90
40 L166.53 55.35
41 L166.53 54.79
42 L166.53 54.23
43 L166.53 53.67
44 L166.53 53.11
45 L166.53 52.54
46 L166.53 51.97
47 L166.53 51.40
48 L166.53 50.82
49 L166.53 50.24
50 L166.53 49.66
51 L166.53 49.08
52 L166.53 48.49
53 L166.53 47.90
54 L166.53 47.31
55 L166.53 46.71
56 L166.53 46.11
57 L166.53 45.51
58 L166.53 44.90
59 L166.53 44.29
60 L166.53 43.68
61 L166.53 43.07
62 L166.53 42.45
63 L166.53 41.83
64 L166.53 41.21
65 L166.53 40.58
66 L166.53 39.95
67 L166.53 39.32
68 L166.53 38.68
69 L166.53 38.04
70 L166.53 37.40
71 L166.53 36.76
72 L166.53 36.11
73 L166.53 35.45
74 L166.53 34.80
75 L166.53 34.14
76 L166.53 33.48
77 L166.53 32.81
78 L166.53 32.14
79 L166.53 31.47
80 L166.53 30.80
81 L166.53 30.12
82 L166.53 29.44
83 L166.53 28.75
84 L166.53 28.06
85 L166.53 27.37
86 L166.53 26.67
87 L166.53 25.98
88 L166.53 25.27
89 L166.53 24.57
90 L166.53 23.86
91 L166.53 23.14
92 L166.53 22.43
93 L166.53 21.71
94 L166.53 20.98
95 L166.53 20.25
96 L166.53 19.52
97 L166.53 18.79
98 L166.53 18.05
99 L166.53 17.31
100 L166.53 16.56
101 L166.53 15.81
102 L166.53 15.06
103 L166.53 14.30
104 L166.53 13.54
105 L166.53 12.77
106 L166.53 12.00
107 L166.53 11.23
108 L166.53 10.45
109 L166.53 9.67
110 L166.53 8.89
111 L166.53 8.10
112 L166.53 7.31
113 L166.53 6.51
114 L166.53 5.71
115 L166.53 4.91
116 L166.53 4.10
117 L166.53 3.29
118 L166.53 2.47
119 L166.53 1.65
120 L166.53 0.83
Abono a Saldo
Capital Insoluto
15,000.00
L91.53 14,908.47
L91.99 14,816.48
L92.45 14,724.03
L92.91 14,631.12
L93.38 14,537.75
L93.84 14,443.90
L94.31 14,349.59
L94.78 14,254.81
L95.26 14,159.55
L95.73 14,063.82
L96.21 13,967.61
L96.69 13,870.92
L97.18 13,773.74
L97.66 13,676.08
L98.15 13,577.93
L98.64 13,479.29
L99.13 13,380.15
L99.63 13,280.52
L100.13 13,180.39
L100.63 13,079.77
L101.13 12,978.63
L101.64 12,877.00
L102.15 12,774.85
L102.66 12,672.19
L103.17 12,569.02
L103.69 12,465.34
L104.20 12,361.13
L104.73 12,256.41
L105.25 12,151.16
L105.77 12,045.39
L106.30 11,939.08
L106.84 11,832.25
L107.37 11,724.88
L107.91 11,616.97
L108.45 11,508.52
L108.99 11,399.54
L109.53 11,290.00
L110.08 11,179.92
L110.63 11,069.29
L111.18 10,958.11
L111.74 10,846.37
L112.30 10,734.07
L112.86 10,621.21
L113.42 10,507.78
L113.99 10,393.79
L114.56 10,279.23
L115.13 10,164.09
L115.71 10,048.38
L116.29 9,932.10
L116.87 9,815.23
L117.45 9,697.77
L118.04 9,579.73
L118.63 9,461.10
L119.23 9,341.87
L119.82 9,222.05
L120.42 9,101.63
L121.02 8,980.61
L121.63 8,858.98
L122.24 8,736.74
L122.85 8,613.90
L123.46 8,490.44
L124.08 8,366.36
L124.70 8,241.66
L125.32 8,116.34
L125.95 7,990.39
L126.58 7,863.81
L127.21 7,736.60
L127.85 7,608.75
L128.49 7,480.26
L129.13 7,351.13
L129.78 7,221.36
L130.42 7,090.93
L131.08 6,959.86
L131.73 6,828.12
L132.39 6,695.73
L133.05 6,562.68
L133.72 6,428.97
L134.39 6,294.58
L135.06 6,159.52
L135.73 6,023.79
L136.41 5,887.38
L137.09 5,750.28
L137.78 5,612.50
L138.47 5,474.04
L139.16 5,334.87
L139.86 5,195.02
L140.56 5,054.46
L141.26 4,913.20
L141.96 4,771.24
L142.67 4,628.56
L143.39 4,485.18
L144.10 4,341.07
L144.83 4,196.25
L145.55 4,050.70
L146.28 3,904.42
L147.01 3,757.41
L147.74 3,609.67
L148.48 3,461.18
L149.22 3,311.96
L149.97 3,161.99
L150.72 3,011.27
L151.47 2,859.79
L152.23 2,707.56
L152.99 2,554.57
L153.76 2,400.81
L154.53 2,246.28
L155.30 2,090.99
L156.08 1,934.91
L156.86 1,778.05
L157.64 1,620.41
L158.43 1,461.98
L159.22 1,302.76
L160.02 1,142.75
L160.82 981.93
L161.62 820.31
L162.43 657.88
L163.24 494.64
L164.06 330.58
L164.88 165.70
L165.70 - 0.00
Un comerciante pide un prestamo de 20,000,00 para renovar su tienda. Acuerda
amortizar su deuda capital mas intereses al 4 y medio por ciento, mediante pagos
anuales por los proximos 8 años, el primer pago con vencimiento en un año.

(a) Hallar el pago anual de la deuda,

Variables Periódo
C 20000 0
i 4.5% 1
n 8 2
cap. anual 3
Pago L3,032.19 4
5
6
(b) El capital insoluto justamente despues del 6to pago, 7
8

Capital insoluto despues del 6to pago 5678.29

© cuanto a pagado de capital en total despues de haber pagado la cuota N.3.

Valor Prestamo 20000.00

Saldo del prestamo cuota N.3 13311.26
Valor pagado de capital 6688.74
 Abono a Abono a Saldo
CFN Interes Capital Insoluto
20,000.00
L3,032.19 900.00 L2,132.19 17,867.81
L3,032.19 804.05 L2,228.14 15,639.67
L3,032.19 703.78 L2,328.41 13,311.26
L3,032.19 599.01 L2,433.19 10,878.07
L3,032.19 489.51 L2,542.68 8,335.39
L3,032.19 375.09 L2,657.10 5,678.29
L3,032.19 255.52 L2,776.67 2,901.62
L3,032.19 130.57 L2,901.62 -
Una deuda se pagara con intereses al 6% convertible semestralmente, se va a amortizar
mediante 5 pagos semestrales de 900,00 cada uno. El primero con vencimiento al termino
de 6 meses, junto con un pago parcial final si fuera necesario.
Hallar en forma independiente del capital insoluto justamente despues del tercer pago.

Variables
Prestamo L4,121.74 Periódo CFN
i 3.0% 0
n 5 1 L900.00
cap. Semestral 2 L900.00
Pago 900.00 3 L900.00
4 L900.00
5 L900.00
Abono a Abono a Saldo
Interes Capital Insoluto
L4,121.74
123.65 L776.35 3,345.39
100.36 L799.64 2,545.75
76.37 L823.63 1,722.12 capital insoluto al 3 pago
51.66 L848.34 873.79
26.21 L873.79 - 0.00