lOMoARcPSD|11876150

Amortizacion - Tarea

Métodos cuantitativos en finanzas 1 (Universidad Nacional Autónoma de Honduras)

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 lOMoARcPSD|11876150

1. Se desea disponer de 1,200,000.00 al término de 10 años a través de reservas o depósitos semestrales vencidos en un fondo que paga
un 13% nominal. ¿Calcule el valor de los depósitos que deberán realizarse para llegar a la meta? Y elabore el cuadro de amortización para
los depósitos 1,2, 12 y el último depósito. R/. Depósito= 30,907.67; intereses del depósito 2= 2,009.00; amortización del depósito 12=
61,789.12; intereses del último depósito 71,353.05

VF 1,200,000.00 TASA 6.500%

PLAZO 10 NPER 20
TASA 13% VA 0
VF -1,200,000.00
TIPO 0
PAGO L30,907.67

# DEPOSITOS INTERESES AMORTIZACION SALDO

0 0 0 0 0
1 L30,907.67 0 L30,907.67 L30,907.67
2 L30,907.67 2,009.00 L32,916.67 L63,824.35
3 L30,907.67 4,148.58 L35,056.26 L98,880.60
4 L30,907.67 6,427.24 L37,334.91 L136,215.52
5 L30,907.67 8,854.01 L39,761.68 L175,977.20
6 L30,907.67 11,438.52 L42,346.19 L218,323.39
7 L30,907.67 14,191.02 L45,098.70 L263,422.09
8 L30,907.67 17,122.44 L48,030.11 L311,452.20
9 L30,907.67 20,244.39 L51,152.07 L362,604.27
10 L30,907.67 23,569.28 L54,476.95 L417,081.22
11 L30,907.67 27,110.28 L58,017.95 L475,099.17
12 L30,907.67 30,881.45 L61,789.12 L536,888.29
13 L30,907.67 34,897.74 L65,805.41 L602,693.71
14 L30,907.67 39,175.09 L70,082.77 L672,776.47
15 L30,907.67 43,730.47 L74,638.15 L747,414.62
16 L30,907.67 48,581.95 L79,489.62 L826,904.24
17 L30,907.67 53,748.78 L84,656.45 L911,560.69
18 L30,907.67 59,251.44 L90,159.12 L1,001,719.81
19 L30,907.67 65,111.79 L96,019.46 L1,097,739.27
20 L30,907.67 71,353.05 L102,260.73 L1,200,000.00

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2. Se contraer una deuda por 3,000,000.00 a un plazo de 15 años a una tasa del 18% Nominal, la cual debe cancelarse a través de
pagos mensuales vencidos. ¿Calcule el valor de la cuota que deberá realizarse? y elabore el cuadro de amortización para las
cuotas 1,2, 136 y la última cuota.
R/. Cuota= 48,312.63; intereses de la cuota 2= 44,950.31; amortización de la Deuda de la cuota 136= 24,722.30; intereses de l a
última cuota= 713.98

VA 3,000,000.00 TASA 1.500%

PLAZO 15 NPER 180
TASA 18% VA -3,000,000.00
PAGOS ? VF 0.00
TIPO 0
PAGO L48,312.63

# DEPOSITO INTERESES AMORTIZACION SALDO

0 3,000,000.00
1 L48,312.63 45000 L3,312.63 L2,996,687.37
2 L48,312.63 L44,950.31 L3,362.32 L2,993,325.05
3 L48,312.63 44899.8757 L3,412.76 L2,989,912.29
4 L48,312.63 44848.6844 L3,463.95 L2,986,448.35
5 L48,312.63 44796.7252 L3,515.91 L2,982,932.44
6 L48,312.63 44743.9866 L3,568.64 L2,979,363.80
7 L48,312.63 44690.4569 L3,622.17 L2,975,741.62
8 L48,312.63 44636.1243 L3,676.51 L2,972,065.11
9 L48,312.63 44580.9767 L3,731.65 L2,968,333.46
10 L48,312.63 44525.0019 L3,787.63 L2,964,545.83
11 L48,312.63 44468.1875 L3,844.44 L2,960,701.39
12 L48,312.63 44410.5208 L3,902.11 L2,956,799.28
13 L48,312.63 44351.9891 L3,960.64 L2,952,838.63
14 L48,312.63 44292.5795 L4,020.05 L2,948,818.58
15 L48,312.63 44232.2787 L4,080.35 L2,944,738.23
16 L48,312.63 44171.0735 L4,141.56 L2,940,596.67
17 L48,312.63 44108.9501 L4,203.68 L2,936,392.99
18 L48,312.63 44045.8949 L4,266.74 L2,932,126.26
19 L48,312.63 43981.8938 L4,330.74 L2,927,795.52
20 L48,312.63 43916.9328 L4,395.70 L2,923,399.82
21 L48,312.63 43850.9973 L4,461.63 L2,918,938.19
22 L48,312.63 43784.0728 L4,528.56 L2,914,409.63
23 L48,312.63 43716.1444 L4,596.49 L2,909,813.14
24 L48,312.63 43647.1971 L4,665.43 L2,905,147.71
25 L48,312.63 43577.2156 L4,735.42 L2,900,412.29
26 L48,312.63 43506.1844 L4,806.45 L2,895,605.84
27 L48,312.63 43434.0877 L4,878.54 L2,890,727.30
28 L48,312.63 43360.9095 L4,951.72 L2,885,775.58
29 L48,312.63 43286.6337 L5,026.00 L2,880,749.58
30 L48,312.63 43211.2437 L5,101.39 L2,875,648.19
31 L48,312.63 43134.7229 L5,177.91 L2,870,470.29
32 L48,312.63 43057.0543 L5,255.58 L2,865,214.71
33 L48,312.63 42978.2206 L5,334.41 L2,859,880.30
34 L48,312.63 42898.2045 L5,414.43 L2,854,465.87
35 L48,312.63 42816.9881 L5,495.64 L2,848,970.23
36 L48,312.63 42734.5534 L5,578.08 L2,843,392.15
37 L48,312.63 42650.8823 L5,661.75 L2,837,730.40
38 L48,312.63 42565.956 L5,746.68 L2,831,983.73
39 L48,312.63 42479.7559 L5,832.88 L2,826,150.85
40 L48,312.63 42392.2628 L5,920.37 L2,820,230.48
41 L48,312.63 42303.4572 L6,009.17 L2,814,221.31
42 L48,312.63 42213.3196 L6,099.31 L2,808,122.00
43 L48,312.63 42121.83 L6,190.80 L2,801,931.20
44 L48,312.63 42028.9679 L6,283.66 L2,795,647.53
45 L48,312.63 41934.713 L6,377.92 L2,789,269.61
46 L48,312.63 41839.0442 L6,473.59 L2,782,796.03
47 L48,312.63 41741.9404 L6,570.69 L2,776,225.34
48 L48,312.63 41643.38 L6,669.25 L2,769,556.09
49 L48,312.63 41543.3413 L6,769.29 L2,762,786.80
50 L48,312.63 41441.8019 L6,870.83 L2,755,915.97

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51 L48,312.63 41338.7395 L6,973.89 L2,748,942.07

52 L48,312.63 41234.1311 L7,078.50 L2,741,863.57
53 L48,312.63 41127.9536 L7,184.68 L2,734,678.90
54 L48,312.63 41020.1835 L7,292.45 L2,727,386.45
55 L48,312.63 40910.7967 L7,401.83 L2,719,984.61
56 L48,312.63 40799.7692 L7,512.86 L2,712,471.75
57 L48,312.63 40687.0763 L7,625.55 L2,704,846.20
58 L48,312.63 40572.693 L7,739.94 L2,697,106.26
59 L48,312.63 40456.5939 L7,856.04 L2,689,250.22
60 L48,312.63 40338.7533 L7,973.88 L2,681,276.34
61 L48,312.63 40219.1452 L8,093.49 L2,673,182.86
62 L48,312.63 40097.7429 L8,214.89 L2,664,967.97
63 L48,312.63 39974.5196 L8,338.11 L2,656,629.86
64 L48,312.63 39849.4479 L8,463.18 L2,648,166.68
65 L48,312.63 39722.5001 L8,590.13 L2,639,576.54
66 L48,312.63 39593.6482 L8,718.98 L2,630,857.56
67 L48,312.63 39462.8634 L8,849.77 L2,622,007.79
68 L48,312.63 39330.1169 L8,982.51 L2,613,025.28
69 L48,312.63 39195.3792 L9,117.25 L2,603,908.03
70 L48,312.63 39058.6204 L9,254.01 L2,594,654.02
71 L48,312.63 38919.8102 L9,392.82 L2,585,261.20
72 L48,312.63 38778.9179 L9,533.71 L2,575,727.48
73 L48,312.63 38635.9122 L9,676.72 L2,566,050.76
74 L48,312.63 38490.7614 L9,821.87 L2,556,228.89
75 L48,312.63 38343.4334 L9,969.20 L2,546,259.70
76 L48,312.63 38193.8954 L10,118.74 L2,536,140.96
77 L48,312.63 38042.1144 L10,270.52 L2,525,870.44
78 L48,312.63 37888.0566 L10,424.57 L2,515,445.87
79 L48,312.63 37731.688 L10,580.94 L2,504,864.93
80 L48,312.63 37572.9739 L10,739.66 L2,494,125.27
81 L48,312.63 37411.879 L10,900.75 L2,483,224.52
82 L48,312.63 37248.3677 L11,064.26 L2,472,160.25
83 L48,312.63 37082.4038 L11,230.23 L2,460,930.03
84 L48,312.63 36913.9504 L11,398.68 L2,449,531.34
85 L48,312.63 36742.9702 L11,569.66 L2,437,961.68
86 L48,312.63 36569.4253 L11,743.21 L2,426,218.48
87 L48,312.63 36393.2772 L11,919.35 L2,414,299.12
88 L48,312.63 36214.4869 L12,098.14 L2,402,200.98
89 L48,312.63 36033.0147 L12,279.62 L2,389,921.36
90 L48,312.63 35848.8204 L12,463.81 L2,377,457.55
91 L48,312.63 35661.8633 L12,650.77 L2,364,806.78
92 L48,312.63 35472.1018 L12,840.53 L2,351,966.25
93 L48,312.63 35279.4938 L13,033.14 L2,338,933.12
94 L48,312.63 35083.9968 L13,228.63 L2,325,704.48
95 L48,312.63 34885.5672 L13,427.06 L2,312,277.42
96 L48,312.63 34684.1613 L13,628.47 L2,298,648.95
97 L48,312.63 34479.7342 L13,832.90 L2,284,816.05
98 L48,312.63 34272.2408 L14,040.39 L2,270,775.66
99 L48,312.63 34061.6349 L14,251.00 L2,256,524.67
100 L48,312.63 33847.87 L14,464.76 L2,242,059.90
101 L48,312.63 33630.8986 L14,681.73 L2,227,378.17
102 L48,312.63 33410.6726 L14,901.96 L2,212,476.21
103 L48,312.63 33187.1432 L15,125.49 L2,197,350.72
104 L48,312.63 32960.2609 L15,352.37 L2,181,998.35
105 L48,312.63 32729.9753 L15,582.66 L2,166,415.70
106 L48,312.63 32496.2355 L15,816.40 L2,150,599.30
107 L48,312.63 32258.9895 L16,053.64 L2,134,545.66
108 L48,312.63 32018.1849 L16,294.45 L2,118,251.22
109 L48,312.63 31773.7682 L16,538.86 L2,101,712.35
110 L48,312.63 31525.6853 L16,786.95 L2,084,925.41
111 L48,312.63 31273.8811 L17,038.75 L2,067,886.66
112 L48,312.63 31018.2998 L17,294.33 L2,050,592.32
113 L48,312.63 30758.8849 L17,553.75 L2,033,038.58
114 L48,312.63 30495.5787 L17,817.05 L2,015,221.53
115 L48,312.63 30228.3229 L18,084.31 L1,997,137.22
116 L48,312.63 29957.0583 L18,355.57 L1,978,781.64
117 L48,312.63 29681.7247 L18,630.91 L1,960,150.74

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118 L48,312.63 29402.2611 L18,910.37 L1,941,240.37

119 L48,312.63 29118.6055 L19,194.03 L1,922,046.34
120 L48,312.63 28830.6951 L19,481.94 L1,902,564.41
121 L48,312.63 28538.4661 L19,774.17 L1,882,790.24
122 L48,312.63 28241.8536 L20,070.78 L1,862,719.46
123 L48,312.63 27940.792 L20,371.84 L1,842,347.62
124 L48,312.63 27635.2144 L20,677.42 L1,821,670.21
125 L48,312.63 27325.0531 L20,987.58 L1,800,682.63
126 L48,312.63 27010.2394 L21,302.39 L1,779,380.24
127 L48,312.63 26690.7036 L21,621.93 L1,757,758.31
128 L48,312.63 26366.3747 L21,946.26 L1,735,812.05
129 L48,312.63 26037.1808 L22,275.45 L1,713,536.60
130 L48,312.63 25703.0491 L22,609.58 L1,690,927.02
131 L48,312.63 25363.9053 L22,948.73 L1,667,978.30
132 L48,312.63 25019.6744 L23,292.96 L1,644,685.34
133 L48,312.63 24670.2801 L23,642.35 L1,621,042.99
134 L48,312.63 24315.6448 L23,996.99 L1,597,046.00
135 L48,312.63 23955.69 L24,356.94 L1,572,689.06
136 L48,312.63 23590.3359 L24,722.30 L1,547,966.76
137 L48,312.63 23219.5015 L25,093.13 L1,522,873.64
138 L48,312.63 22843.1045 L25,469.53 L1,497,404.11
139 L48,312.63 22461.0616 L25,851.57 L1,471,552.54
140 L48,312.63 22073.2881 L26,239.34 L1,445,313.20
141 L48,312.63 21679.6979 L26,632.93 L1,418,680.26
142 L48,312.63 21280.2039 L27,032.43 L1,391,647.84
143 L48,312.63 20874.7175 L27,437.91 L1,364,209.92
144 L48,312.63 20463.1488 L27,849.48 L1,336,360.44
145 L48,312.63 20045.4066 L28,267.22 L1,308,093.21
146 L48,312.63 19621.3982 L28,691.23 L1,279,401.98
147 L48,312.63 19191.0297 L29,121.60 L1,250,280.38
148 L48,312.63 18754.2057 L29,558.43 L1,220,721.95
149 L48,312.63 18310.8293 L30,001.80 L1,190,720.15
150 L48,312.63 17860.8023 L30,451.83 L1,160,268.32
151 L48,312.63 17404.0249 L30,908.61 L1,129,359.72
152 L48,312.63 16940.3958 L31,372.24 L1,097,987.48
153 L48,312.63 16469.8122 L31,842.82 L1,066,144.66
154 L48,312.63 15992.17 L32,320.46 L1,033,824.20
155 L48,312.63 15507.363 L32,805.27 L1,001,018.93
156 L48,312.63 15015.284 L33,297.35 L967,721.59
157 L48,312.63 14515.8238 L33,796.81 L933,924.78
158 L48,312.63 14008.8717 L34,303.76 L899,621.02
159 L48,312.63 13494.3153 L34,818.32 L864,802.70
160 L48,312.63 12972.0406 L35,340.59 L829,462.11
161 L48,312.63 12441.9317 L35,870.70 L793,591.41
162 L48,312.63 11903.8712 L36,408.76 L757,182.65
163 L48,312.63 11357.7398 L36,954.89 L720,227.76
164 L48,312.63 10803.4164 L37,509.21 L682,718.55
165 L48,312.63 10240.7782 L38,071.85 L644,646.70
166 L48,312.63 9669.70043 L38,642.93 L606,003.76
167 L48,312.63 9090.05646 L39,222.57 L566,781.19
168 L48,312.63 8501.71784 L39,810.91 L526,970.28
169 L48,312.63 7904.55414 L40,408.08 L486,562.20
170 L48,312.63 7298.43299 L41,014.20 L445,548.00
171 L48,312.63 6683.22001 L41,629.41 L403,918.59
172 L48,312.63 6058.77885 L42,253.85 L361,664.74
173 L48,312.63 5424.97106 L42,887.66 L318,777.08
174 L48,312.63 4781.65616 L43,530.98 L275,246.10
175 L48,312.63 4128.69153 L44,183.94 L231,062.16
176 L48,312.63 3465.93244 L44,846.70 L186,215.46
177 L48,312.63 2793.23196 L45,519.40 L140,696.06
178 L48,312.63 2110.44097 L46,202.19 L94,493.87
179 L48,312.63 1417.40812 L46,895.22 L47,598.65
180 L48,312.63 713.979771 L47,598.65 L0.00

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3. Se contraer una deuda por 2,560,000.00 a un plazo de 20 años a una tasa del 20% Nominal, la cual debe
cancelarse a través de pagos mensuales vencidos. ¿Calcule el valor de la cuota que deberá efectuarse? y
elabore el cuadro de amortización para las cuotas 1,2, 125 y la última cuota.
R/. Cuota= 43,489.91; intereses de la cuota 2= 42,652.95; amortización de la Deuda de la cuota 125=
6,392.53; intereses de la última cuota= 712.95

VA 2,560,000.00 TASA 1.667%

PLAZO 20 NPER 240
TASA 20% VA -2,560,000.00
VF 0.00
TIPO 0
PAGO L43,489.91

# DEPOSITO INTERESES AMORTIZACION SALDO

0 2,560,000.00
1 L43,489.91 42,666.67 L823.24 L2,559,176.76
2 L43,489.91 42,652.95 L836.96 L2,558,339.79
3 L43,489.91 42,639.00 L850.91 L2,557,488.88
4 L43,489.91 42,624.81 L865.10 L2,556,623.78
5 L43,489.91 42,610.40 L879.51 L2,555,744.27
6 L43,489.91 42,595.74 L894.17 L2,554,850.10
7 L43,489.91 42,580.83 L909.07 L2,553,941.02
8 L43,489.91 42,565.68 L924.23 L2,553,016.80
9 L43,489.91 42,550.28 L939.63 L2,552,077.17
10 L43,489.91 42,534.62 L955.29 L2,551,121.88
11 L43,489.91 42,518.70 L971.21 L2,550,150.66
12 L43,489.91 42,502.51 L987.40 L2,549,163.27
13 L43,489.91 42,486.05 L1,003.86 L2,548,159.41
14 L43,489.91 42,469.32 L1,020.59 L2,547,138.82
15 L43,489.91 42,452.31 L1,037.60 L2,546,101.23
16 L43,489.91 42,435.02 L1,054.89 L2,545,046.34
17 L43,489.91 42,417.44 L1,072.47 L2,543,973.87
18 L43,489.91 42,399.56 L1,090.35 L2,542,883.52
19 L43,489.91 42,381.39 L1,108.52 L2,541,775.00
20 L43,489.91 42,362.92 L1,126.99 L2,540,648.01
21 L43,489.91 42,344.13 L1,145.78 L2,539,502.23
22 L43,489.91 42,325.04 L1,164.87 L2,538,337.36
23 L43,489.91 42,305.62 L1,184.29 L2,537,153.07
24 L43,489.91 42,285.88 L1,204.03 L2,535,949.05
25 L43,489.91 42,265.82 L1,224.09 L2,534,724.96
26 L43,489.91 42,245.42 L1,244.49 L2,533,480.46
27 L43,489.91 42,224.67 L1,265.24 L2,532,215.23
28 L43,489.91 42,203.59 L1,286.32 L2,530,928.90
29 L43,489.91 42,182.15 L1,307.76 L2,529,621.14
30 L43,489.91 42,160.35 L1,329.56 L2,528,291.58
31 L43,489.91 42,138.19 L1,351.72 L2,526,939.87
32 L43,489.91 42,115.66 L1,374.25 L2,525,565.62
33 L43,489.91 42,092.76 L1,397.15 L2,524,168.47
34 L43,489.91 42,069.47 L1,420.44 L2,522,748.04
35 L43,489.91 42,045.80 L1,444.11 L2,521,303.93
36 L43,489.91 42,021.73 L1,468.18 L2,519,835.75
37 L43,489.91 41,997.26 L1,492.65 L2,518,343.10
38 L43,489.91 41,972.39 L1,517.52 L2,516,825.58
39 L43,489.91 41,947.09 L1,542.82 L2,515,282.76
40 L43,489.91 41,921.38 L1,568.53 L2,513,714.23
41 L43,489.91 41,895.24 L1,594.67 L2,512,119.56
42 L43,489.91 41,868.66 L1,621.25 L2,510,498.31
43 L43,489.91 41,841.64 L1,648.27 L2,508,850.04
44 L43,489.91 41,814.17 L1,675.74 L2,507,174.29

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45 L43,489.91 41,786.24 L1,703.67 L2,505,470.62

46 L43,489.91 41,757.84 L1,732.07 L2,503,738.55
47 L43,489.91 41,728.98 L1,760.93 L2,501,977.62
48 L43,489.91 41,699.63 L1,790.28 L2,500,187.34
49 L43,489.91 41,669.79 L1,820.12 L2,498,367.22
50 L43,489.91 41,639.45 L1,850.46 L2,496,516.76
51 L43,489.91 41,608.61 L1,881.30 L2,494,635.46
52 L43,489.91 41,577.26 L1,912.65 L2,492,722.81
53 L43,489.91 41,545.38 L1,944.53 L2,490,778.28
54 L43,489.91 41,512.97 L1,976.94 L2,488,801.34
55 L43,489.91 41,480.02 L2,009.89 L2,486,791.45
56 L43,489.91 41,446.52 L2,043.39 L2,484,748.07
57 L43,489.91 41,412.47 L2,077.44 L2,482,670.63
58 L43,489.91 41,377.84 L2,112.07 L2,480,558.56
59 L43,489.91 41,342.64 L2,147.27 L2,478,411.29
60 L43,489.91 41,306.85 L2,183.06 L2,476,228.24
61 L43,489.91 41,270.47 L2,219.44 L2,474,008.80
62 L43,489.91 41,233.48 L2,256.43 L2,471,752.37
63 L43,489.91 41,195.87 L2,294.04 L2,469,458.33
64 L43,489.91 41,157.64 L2,332.27 L2,467,126.06
65 L43,489.91 41,118.77 L2,371.14 L2,464,754.92
66 L43,489.91 41,079.25 L2,410.66 L2,462,344.26
67 L43,489.91 41,039.07 L2,450.84 L2,459,893.42
68 L43,489.91 40,998.22 L2,491.69 L2,457,401.73
69 L43,489.91 40,956.70 L2,533.21 L2,454,868.52
70 L43,489.91 40,914.48 L2,575.43 L2,452,293.08
71 L43,489.91 40,871.55 L2,618.36 L2,449,674.72
72 L43,489.91 40,827.91 L2,662.00 L2,447,012.73
73 L43,489.91 40,783.55 L2,706.36 L2,444,306.36
74 L43,489.91 40,738.44 L2,751.47 L2,441,554.89
75 L43,489.91 40,692.58 L2,797.33 L2,438,757.56
76 L43,489.91 40,645.96 L2,843.95 L2,435,913.61
77 L43,489.91 40,598.56 L2,891.35 L2,433,022.26
78 L43,489.91 40,550.37 L2,939.54 L2,430,082.72
79 L43,489.91 40,501.38 L2,988.53 L2,427,094.19
80 L43,489.91 40,451.57 L3,038.34 L2,424,055.85
81 L43,489.91 40,400.93 L3,088.98 L2,420,966.87
82 L43,489.91 40,349.45 L3,140.46 L2,417,826.41
83 L43,489.91 40,297.11 L3,192.80 L2,414,633.61
84 L43,489.91 40,243.89 L3,246.02 L2,411,387.59
85 L43,489.91 40,189.79 L3,300.12 L2,408,087.47
86 L43,489.91 40,134.79 L3,355.12 L2,404,732.36
87 L43,489.91 40,078.87 L3,411.04 L2,401,321.32
88 L43,489.91 40,022.02 L3,467.89 L2,397,853.43
89 L43,489.91 39,964.22 L3,525.69 L2,394,327.74
90 L43,489.91 39,905.46 L3,584.45 L2,390,743.30
91 L43,489.91 39,845.72 L3,644.19 L2,387,099.11
92 L43,489.91 39,784.99 L3,704.92 L2,383,394.18
93 L43,489.91 39,723.24 L3,766.67 L2,379,627.51
94 L43,489.91 39,660.46 L3,829.45 L2,375,798.06
95 L43,489.91 39,596.63 L3,893.28 L2,371,904.78
96 L43,489.91 39,531.75 L3,958.16 L2,367,946.62
97 L43,489.91 39,465.78 L4,024.13 L2,363,922.49
98 L43,489.91 39,398.71 L4,091.20 L2,359,831.28
99 L43,489.91 39,330.52 L4,159.39 L2,355,671.90
100 L43,489.91 39,261.20 L4,228.71 L2,351,443.18
101 L43,489.91 39,190.72 L4,299.19 L2,347,143.99
102 L43,489.91 39,119.07 L4,370.84 L2,342,773.15
103 L43,489.91 39,046.22 L4,443.69 L2,338,329.46
104 L43,489.91 38,972.16 L4,517.75 L2,333,811.71
105 L43,489.91 38,896.86 L4,593.05 L2,329,218.66
106 L43,489.91 38,820.31 L4,669.60 L2,324,549.06

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107 L43,489.91 38,742.48 L4,747.43 L2,319,801.63

108 L43,489.91 38,663.36 L4,826.55 L2,314,975.09
109 L43,489.91 38,582.92 L4,906.99 L2,310,068.09
110 L43,489.91 38,501.13 L4,988.78 L2,305,079.32
111 L43,489.91 38,417.99 L5,071.92 L2,300,007.40
112 L43,489.91 38,333.46 L5,156.45 L2,294,850.94
113 L43,489.91 38,247.52 L5,242.39 L2,289,608.55
114 L43,489.91 38,160.14 L5,329.77 L2,284,278.78
115 L43,489.91 38,071.31 L5,418.60 L2,278,860.19
116 L43,489.91 37,981.00 L5,508.91 L2,273,351.28
117 L43,489.91 37,889.19 L5,600.72 L2,267,750.56
118 L43,489.91 37,795.84 L5,694.07 L2,262,056.49
119 L43,489.91 37,700.94 L5,788.97 L2,256,267.52
120 L43,489.91 37,604.46 L5,885.45 L2,250,382.07
121 L43,489.91 37,506.37 L5,983.54 L2,244,398.53
122 L43,489.91 37,406.64 L6,083.27 L2,238,315.26
123 L43,489.91 37,305.25 L6,184.66 L2,232,130.60
124 L43,489.91 37,202.18 L6,287.73 L2,225,842.87
125 L43,489.91 37,097.38 L6,392.53 L2,219,450.34
126 L43,489.91 36,990.84 L6,499.07 L2,212,951.27
127 L43,489.91 36,882.52 L6,607.39 L2,206,343.88
128 L43,489.91 36,772.40 L6,717.51 L2,199,626.37
129 L43,489.91 36,660.44 L6,829.47 L2,192,796.90
130 L43,489.91 36,546.61 L6,943.29 L2,185,853.60
131 L43,489.91 36,430.89 L7,059.02 L2,178,794.59
132 L43,489.91 36,313.24 L7,176.67 L2,171,617.92
133 L43,489.91 36,193.63 L7,296.28 L2,164,321.64
134 L43,489.91 36,072.03 L7,417.88 L2,156,903.76
135 L43,489.91 35,948.40 L7,541.51 L2,149,362.25
136 L43,489.91 35,822.70 L7,667.21 L2,141,695.04
137 L43,489.91 35,694.92 L7,794.99 L2,133,900.05
138 L43,489.91 35,565.00 L7,924.91 L2,125,975.14
139 L43,489.91 35,432.92 L8,056.99 L2,117,918.15
140 L43,489.91 35,298.64 L8,191.27 L2,109,726.87
141 L43,489.91 35,162.11 L8,327.80 L2,101,399.08
142 L43,489.91 35,023.32 L8,466.59 L2,092,932.49
143 L43,489.91 34,882.21 L8,607.70 L2,084,324.79
144 L43,489.91 34,738.75 L8,751.16 L2,075,573.62
145 L43,489.91 34,592.89 L8,897.02 L2,066,676.61
146 L43,489.91 34,444.61 L9,045.30 L2,057,631.31
147 L43,489.91 34,293.86 L9,196.05 L2,048,435.25
148 L43,489.91 34,140.59 L9,349.32 L2,039,085.93
149 L43,489.91 33,984.77 L9,505.14 L2,029,580.78
150 L43,489.91 33,826.35 L9,663.56 L2,019,917.22
151 L43,489.91 33,665.29 L9,824.62 L2,010,092.60
152 L43,489.91 33,501.54 L9,988.37 L2,000,104.23
153 L43,489.91 33,335.07 L10,154.84 L1,989,949.39
154 L43,489.91 33,165.82 L10,324.09 L1,979,625.30
155 L43,489.91 32,993.76 L10,496.15 L1,969,129.15
156 L43,489.91 32,818.82 L10,671.09 L1,958,458.06
157 L43,489.91 32,640.97 L10,848.94 L1,947,609.12
158 L43,489.91 32,460.15 L11,029.76 L1,936,579.36
159 L43,489.91 32,276.32 L11,213.59 L1,925,365.77
160 L43,489.91 32,089.43 L11,400.48 L1,913,965.29
161 L43,489.91 31,899.42 L11,590.49 L1,902,374.80
162 L43,489.91 31,706.25 L11,783.66 L1,890,591.14
163 L43,489.91 31,509.85 L11,980.06 L1,878,611.08
164 L43,489.91 31,310.18 L12,179.73 L1,866,431.36
165 L43,489.91 31,107.19 L12,382.72 L1,854,048.64
166 L43,489.91 30,900.81 L12,589.10 L1,841,459.54
167 L43,489.91 30,690.99 L12,798.92 L1,828,660.62
168 L43,489.91 30,477.68 L13,012.23 L1,815,648.39

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169 L43,489.91 30,260.81 L13,229.10 L1,802,419.28

170 L43,489.91 30,040.32 L13,449.59 L1,788,969.69
171 L43,489.91 29,816.16 L13,673.75 L1,775,295.94
172 L43,489.91 29,588.27 L13,901.64 L1,761,394.30
173 L43,489.91 29,356.57 L14,133.34 L1,747,260.96
174 L43,489.91 29,121.02 L14,368.89 L1,732,892.07
175 L43,489.91 28,881.53 L14,608.38 L1,718,283.69
176 L43,489.91 28,638.06 L14,851.85 L1,703,431.84
177 L43,489.91 28,390.53 L15,099.38 L1,688,332.47
178 L43,489.91 28,138.87 L15,351.04 L1,672,981.43
179 L43,489.91 27,883.02 L15,606.89 L1,657,374.54
180 L43,489.91 27,622.91 L15,867.00 L1,641,507.54
181 L43,489.91 27,358.46 L16,131.45 L1,625,376.09
182 L43,489.91 27,089.60 L16,400.31 L1,608,975.78
183 L43,489.91 26,816.26 L16,673.65 L1,592,302.14
184 L43,489.91 26,538.37 L16,951.54 L1,575,350.60
185 L43,489.91 26,255.84 L17,234.07 L1,558,116.53
186 L43,489.91 25,968.61 L17,521.30 L1,540,595.23
187 L43,489.91 25,676.59 L17,813.32 L1,522,781.90
188 L43,489.91 25,379.70 L18,110.21 L1,504,671.69
189 L43,489.91 25,077.86 L18,412.05 L1,486,259.64
190 L43,489.91 24,770.99 L18,718.92 L1,467,540.73
191 L43,489.91 24,459.01 L19,030.90 L1,448,509.83
192 L43,489.91 24,141.83 L19,348.08 L1,429,161.75
193 L43,489.91 23,819.36 L19,670.55 L1,409,491.20
194 L43,489.91 23,491.52 L19,998.39 L1,389,492.81
195 L43,489.91 23,158.21 L20,331.70 L1,369,161.12
196 L43,489.91 22,819.35 L20,670.56 L1,348,490.56
197 L43,489.91 22,474.84 L21,015.07 L1,327,475.49
198 L43,489.91 22,124.59 L21,365.32 L1,306,110.17
199 L43,489.91 21,768.50 L21,721.41 L1,284,388.77
200 L43,489.91 21,406.48 L22,083.43 L1,262,305.34
201 L43,489.91 21,038.42 L22,451.49 L1,239,853.85
202 L43,489.91 20,664.23 L22,825.68 L1,217,028.17
203 L43,489.91 20,283.80 L23,206.11 L1,193,822.06
204 L43,489.91 19,897.03 L23,592.88 L1,170,229.19
205 L43,489.91 19,503.82 L23,986.09 L1,146,243.10
206 L43,489.91 19,104.05 L24,385.86 L1,121,857.24
207 L43,489.91 18,697.62 L24,792.29 L1,097,064.95
208 L43,489.91 18,284.42 L25,205.49 L1,071,859.46
209 L43,489.91 17,864.32 L25,625.59 L1,046,233.87
210 L43,489.91 17,437.23 L26,052.68 L1,020,181.19
211 L43,489.91 17,003.02 L26,486.89 L993,694.30
212 L43,489.91 16,561.57 L26,928.34 L966,765.96
213 L43,489.91 16,112.77 L27,377.14 L939,388.82
214 L43,489.91 15,656.48 L27,833.43 L911,555.39
215 L43,489.91 15,192.59 L28,297.32 L883,258.07
216 L43,489.91 14,720.97 L28,768.94 L854,489.13
217 L43,489.91 14,241.49 L29,248.42 L825,240.70
218 L43,489.91 13,754.01 L29,735.90 L795,504.80
219 L43,489.91 13,258.41 L30,231.50 L765,273.31
220 L43,489.91 12,754.56 L30,735.35 L734,537.95
221 L43,489.91 12,242.30 L31,247.61 L703,290.34
222 L43,489.91 11,721.51 L31,768.40 L671,521.94
223 L43,489.91 11,192.03 L32,297.88 L639,224.06
224 L43,489.91 10,653.73 L32,836.18 L606,387.88
225 L43,489.91 10,106.46 L33,383.45 L573,004.44
226 L43,489.91 9,550.07 L33,939.84 L539,064.60
227 L43,489.91 8,984.41 L34,505.50 L504,559.10
228 L43,489.91 8,409.32 L35,080.59 L469,478.51
229 L43,489.91 7,824.64 L35,665.27 L433,813.24
230 L43,489.91 7,230.22 L36,259.69 L397,553.55

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231 L43,489.91 6,625.89 L36,864.02 L360,689.54

232 L43,489.91 6,011.49 L37,478.42 L323,211.12
233 L43,489.91 5,386.85 L38,103.06 L285,108.06
234 L43,489.91 4,751.80 L38,738.11 L246,369.95
235 L43,489.91 4,106.17 L39,383.74 L206,986.21
236 L43,489.91 3,449.77 L40,040.14 L166,946.07
237 L43,489.91 2,782.43 L40,707.48 L126,238.59
238 L43,489.91 2,103.98 L41,385.93 L84,852.66
239 L43,489.91 1,414.21 L42,075.70 L42,776.96
240 L43,489.91 712.95 L42,776.96 -L0.00

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4. Se desea acumular la cantidad de 200,000.00 dentro de 18 años en un fondo de inversiones que paga una tasa efectiva
Trimestral del 3%, A través de depósitos trimestrales vencidos, ¿Calcule el valor de los depósitos que deberán realizarse
elabore el cuadro de amortización para los depósitos 1,2, 40 y el ultimo deposito.
R/. Depósito= 810.81; intereses del depósito 2= 24.32; amortización del depósito 40= 2,567.85; intereses del último
depósito = 5,801.63

VF 200,000.00 TASA 3.000%

PLAZO 18 NPER 72
TASA 3% VA 0
VF -200,000.00
TIPO 0
PAGO L810.81

# DEPOSITOS INTERESES AMORTIZACION SALDO

0 0 0 0 0
1 L810.81 0 L810.81 L810.81
2 L810.81 24.32 L835.13 L1,645.94
3 L810.81 49.38 L860.19 L2,506.13
4 L810.81 75.18 L885.99 L3,392.12
5 L810.81 101.76 L912.57 L4,304.69
6 L810.81 129.14 L939.95 L5,244.64
7 L810.81 157.34 L968.15 L6,212.79
8 L810.81 186.38 L997.19 L7,209.99
9 L810.81 216.30 L1,027.11 L8,237.09
10 L810.81 247.11 L1,057.92 L9,295.02
11 L810.81 278.85 L1,089.66 L10,384.67
12 L810.81 311.54 L1,122.35 L11,507.02
13 L810.81 345.21 L1,156.02 L12,663.04
14 L810.81 379.89 L1,190.70 L13,853.74
15 L810.81 415.61 L1,226.42 L15,080.17
16 L810.81 452.40 L1,263.21 L16,343.38
17 L810.81 490.30 L1,301.11 L17,644.49
18 L810.81 529.33 L1,340.14 L18,984.63
19 L810.81 569.54 L1,380.35 L20,364.98
20 L810.81 610.95 L1,421.76 L21,786.74
21 L810.81 653.60 L1,464.41 L23,251.15
22 L810.81 697.53 L1,508.34 L24,759.49
23 L810.81 742.78 L1,553.59 L26,313.09
24 L810.81 789.39 L1,600.20 L27,913.29
25 L810.81 837.40 L1,648.21 L29,561.50
26 L810.81 886.84 L1,697.65 L31,259.15
27 L810.81 937.77 L1,748.58 L33,007.73
28 L810.81 990.23 L1,801.04 L34,808.77
29 L810.81 1,044.26 L1,855.07 L36,663.85
30 L810.81 1,099.92 L1,910.72 L38,574.57
31 L810.81 1,157.24 L1,968.05 L40,542.62
32 L810.81 1,216.28 L2,027.09 L42,569.70
33 L810.81 1,277.09 L2,087.90 L44,657.60
34 L810.81 1,339.73 L2,150.54 L46,808.14
35 L810.81 1,404.24 L2,215.05 L49,023.20
36 L810.81 1,470.70 L2,281.50 L51,304.70
37 L810.81 1,539.14 L2,349.95 L53,654.65
38 L810.81 1,609.64 L2,420.45 L56,075.10
39 L810.81 1,682.25 L2,493.06 L58,568.16
40 L810.81 1,757.04 L2,567.85 L61,136.01
41 L810.81 1,834.08 L2,644.89 L63,780.90
42 L810.81 1,913.43 L2,724.24 L66,505.14
43 L810.81 1,995.15 L2,805.96 L69,311.10
44 L810.81 2,079.33 L2,890.14 L72,201.24
45 L810.81 2,166.04 L2,976.85 L75,178.09
46 L810.81 2,255.34 L3,066.15 L78,244.24
47 L810.81 2,347.33 L3,158.14 L81,402.38
48 L810.81 2,442.07 L3,252.88 L84,655.26
49 L810.81 2,539.66 L3,350.47 L88,005.73
50 L810.81 2,640.17 L3,450.98 L91,456.71

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51 L810.81 2,743.70 L3,554.51 L95,011.22

52 L810.81 2,850.34 L3,661.15 L98,672.36
53 L810.81 2,960.17 L3,770.98 L102,443.34
54 L810.81 3,073.30 L3,884.11 L106,327.45
55 L810.81 3,189.82 L4,000.63 L110,328.08
56 L810.81 3,309.84 L4,120.65 L114,448.73
57 L810.81 3,433.46 L4,244.27 L118,693.01
58 L810.81 3,560.79 L4,371.60 L123,064.60
59 L810.81 3,691.94 L4,502.75 L127,567.35
60 L810.81 3,827.02 L4,637.83 L132,205.18
61 L810.81 3,966.16 L4,776.96 L136,982.15
62 L810.81 4,109.46 L4,920.27 L141,902.42
63 L810.81 4,257.07 L5,067.88 L146,970.30
64 L810.81 4,409.11 L5,219.92 L152,190.22
65 L810.81 4,565.71 L5,376.52 L157,566.73
66 L810.81 4,727.00 L5,537.81 L163,104.54
67 L810.81 4,893.14 L5,703.95 L168,808.49
68 L810.81 5,064.25 L5,875.06 L174,683.55
69 L810.81 5,240.51 L6,051.32 L180,734.87
70 L810.81 5,422.05 L6,232.85 L186,967.72
71 L810.81 5,609.03 L6,419.84 L193,387.56
72 L810.81 5,801.63 L6,612.44 L200,000.00

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5. Se contraer una deuda por 500,000.00 a un plazo de 10 años cargándose una tasa efectiva bimestral del
3.75%, la cual debe cancelarse a través de pagos bimestrales vencidos. ¿Calcule el valor de la cuota que
deberá realizarse? y elabore el cuadro de amortización para las cuotas 1,2, 30 y la última cuota
R/. Cuota= 21,063.35; intereses de la cuota 2= 18,663.25; amortización de la deuda de la cuota 30=
6,728.16; intereses de la última cuota= 761.33

VA 500,000.00 TASA 3.750%

PLAZO 10 NPER 60
TASA 3.75% VA -500,000.00
VF 0.00
TIPO 0
PAGO L21,063.35

# DEPOSITO INTERESES AMORTIZACION SALDO

0 500,000.00
1 L21,063.35 18750 L2,313.35 L497,686.65
2 L21,063.35 18663.25 L2,400.10 L495,286.55
3 L21,063.35 18573.25 L2,490.10 L492,796.45
4 L21,063.35 18479.87 L2,583.48 L490,212.97
5 L21,063.35 18382.99 L2,680.36 L487,532.60
6 L21,063.35 18282.47 L2,780.88 L484,751.73
7 L21,063.35 18178.19 L2,885.16 L481,866.57
8 L21,063.35 18070.00 L2,993.35 L478,873.22
9 L21,063.35 17957.75 L3,105.60 L475,767.61
10 L21,063.35 17841.29 L3,222.06 L472,545.55
11 L21,063.35 17720.46 L3,342.89 L469,202.66
12 L21,063.35 17595.10 L3,468.25 L465,734.41
13 L21,063.35 17465.04 L3,598.31 L462,136.10
14 L21,063.35 17330.10 L3,733.24 L458,402.86
15 L21,063.35 17190.11 L3,873.24 L454,529.62
16 L21,063.35 17044.86 L4,018.49 L450,511.13
17 L21,063.35 16894.17 L4,169.18 L446,341.95
18 L21,063.35 16737.82 L4,325.53 L442,016.42
19 L21,063.35 16575.62 L4,487.73 L437,528.69
20 L21,063.35 16407.33 L4,656.02 L432,872.67
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