Ejercicio#1

Cúal es el valor acumulado en una cuenta de ahorros que paga el 0.25% efectivo
semanal, si se realizan los siguientes depósitos: uno de apertura por L. 12,000 y
además 24 depósitos semanales vencidos de L. 500.00 cada uno. R/= 25,092.49

va 0 va -12000
vf L12,351.41 vf L12,741.08
nper 24 semanas nper 24 semanas
tasa 0.0025 efectiva semanal tasa 0.0025 efectiva semanal
pago -500 semanales pago 0
tipo 0 tipo 0

12351.41+12741.08= L25,092.49

No cuota cuota Interes Capital Saldo

1 500 0 500 500
2 500 1.25 501.25 1001.25
3 500 2.50 502.50 1503.75
4 500 3.76 503.76 2007.51
5 500 5.02 505.02 2512.53
6 500 6.28 506.28 3018.81
7 500 7.55 507.55 3526.36
8 500 8.82 508.82 4035.18
9 500 10.09 510.09 4545.26
10 500 11.36 511.36 5056.63
11 500 12.64 512.64 5569.27
12 500 13.92 513.92 6083.19
13 500 15.21 515.21 6598.40
14 500 16.50 516.50 7114.90
15 500 17.79 517.79 7632.68
16 500 19.08 519.08 8151.76
17 500 20.38 520.38 8672.14
18 500 21.68 521.68 9193.82
19 500 22.98 522.98 9716.81
20 500 24.29 524.29 10241.10
21 500 25.60 525.60 10766.70
22 500 26.92 526.92 11293.62
23 500 28.23 528.23 11821.85
24 500 29.55 529.55 12351.41
fectiva semanal
 Ejercicio #2
6 años
HB Fuller de Honduras, debe un crédito a la casa matriz en USA, por la cuál
realiza pagos vencidos de $ 7,500 mensuales, los cuales cancelara durante 6
años. De cuanto es el valor del crédito si la casa matriz le cobra una tasa de j=
interés del 28% capitalizable mensualmente. R/= 260,355.22 m=
i=
va L260,355.22
vf 0
nper 72 meses
tasa 0.02333333 efectiva mensualmente
pago -7500 mensuales
tipo 0

No cuota cuota Interes Capital Saldo

0 0 0 0 L260,355.22
1 7500 L6,074.96 L1,425.04 L258,930.17
2 7500 L6,041.70 L1,458.30 L257,471.87
3 7500 L6,007.68 L1,492.32 L255,979.55
4 7500 L5,972.86 L1,527.14 L254,452.41
5 7500 L5,937.22 L1,562.78 L252,889.63
6 7500 L5,900.76 L1,599.24 L251,290.39
7 7500 L5,863.44 L1,636.56 L249,653.83
8 7500 L5,825.26 L1,674.74 L247,979.09
9 7500 L5,786.18 L1,713.82 L246,265.27
10 7500 L5,746.19 L1,753.81 L244,511.46
11 7500 L5,705.27 L1,794.73 L242,716.72
12 7500 L5,663.39 L1,836.61 L240,880.11
13 7500 L5,620.54 L1,879.46 L239,000.65
14 7500 L5,576.68 L1,923.32 L237,077.33
15 7500 L5,531.80 L1,968.20 L235,109.14
16 7500 L5,485.88 L2,014.12 L233,095.02
17 7500 L5,438.88 L2,061.12 L231,033.90
18 7500 L5,390.79 L2,109.21 L228,924.69
19 7500 L5,341.58 L2,158.42 L226,766.27
20 7500 L5,291.21 L2,208.79 L224,557.48
21 7500 L5,239.67 L2,260.33 L222,297.15
22 7500 L5,186.93 L2,313.07 L219,984.09
23 7500 L5,132.96 L2,367.04 L217,617.05
24 7500 L5,077.73 L2,422.27 L215,194.78
25 7500 L5,021.21 L2,478.79 L212,715.99
26 7500 L4,963.37 L2,536.63 L210,179.36
27 7500 L4,904.19 L2,595.81 L207,583.55
28 7500 L4,843.62 L2,656.38 L204,927.17
29 7500 L4,781.63 L2,718.37 L202,208.80
30 7500 L4,718.21 L2,781.79 L199,427.01
31 7500 L4,653.30 L2,846.70 L196,580.30
32 7500 L4,586.87 L2,913.13 L193,667.18
33 7500 L4,518.90 L2,981.10 L190,686.08
34 7500 L4,449.34 L3,050.66 L187,635.42
35 7500 L4,378.16 L3,121.84 L184,513.58
36 7500 L4,305.32 L3,194.68 L181,318.89
37 7500 L4,230.77 L3,269.23 L178,049.67
38 7500 L4,154.49 L3,345.51 L174,704.16
39 7500 L4,076.43 L3,423.57 L171,280.59
40 7500 L3,996.55 L3,503.45 L167,777.14
41 7500 L3,914.80 L3,585.20 L164,191.94
42 7500 L3,831.15 L3,668.85 L160,523.08
43 7500 L3,745.54 L3,754.46 L156,768.62
44 7500 L3,657.93 L3,842.07 L152,926.56
45 7500 L3,568.29 L3,931.71 L148,994.84
46 7500 L3,476.55 L4,023.45 L144,971.39
47 7500 L3,382.67 L4,117.33 L140,854.06
48 7500 L3,286.59 L4,213.41 L136,640.65
49 7500 L3,188.28 L4,311.72 L132,328.93
50 7500 L3,087.68 L4,412.32 L127,916.61
51 7500 L2,984.72 L4,515.28 L123,401.33
52 7500 L2,879.36 L4,620.64 L118,780.69
53 7500 L2,771.55 L4,728.45 L114,052.24
54 7500 L2,661.22 L4,838.78 L109,213.46
55 7500 L2,548.31 L4,951.69 L104,261.77
56 7500 L2,432.77 L5,067.23 L99,194.55
57 7500 L2,314.54 L5,185.46 L94,009.09
58 7500 L2,193.55 L5,306.45 L88,702.63
59 7500 L2,069.73 L5,430.27 L83,272.36
60 7500 L1,943.02 L5,556.98 L77,715.38
61 7500 L1,813.36 L5,686.64 L72,028.74
62 7500 L1,680.67 L5,819.33 L66,209.41
63 7500 L1,544.89 L5,955.11 L60,254.30
64 7500 L1,405.93 L6,094.07 L54,160.23
65 7500 L1,263.74 L6,236.26 L47,923.97
66 7500 L1,118.23 L6,381.77 L41,542.20
67 7500 L969.32 L6,530.68 L35,011.52
68 7500 L816.94 L6,683.06 L28,328.45
69 7500 L661.00 L6,839.00 L21,489.45
70 7500 L501.42 L6,998.58 L14,490.87
71 7500 L338.12 L7,161.88 L7,328.99
72 7500 L171.01 L7,328.99 L0.00
meses
*12 72

0.28
12
0.02333333
 Ejercicio#3 j=
m=
Por una deuda de L. 2,000,000.00 se cancelan cuotas semestrales L.
301,124.17 cada una, si se aplicó un 30% pagadero semestralmente. Cuál es el i=
número de cuotas que debe pagar para saldar la deuda?. (R/ n=40)

va 2000000
vf 0
nper 40 semestral
tasa 0.15 efectiva semestralmente
pago -301124.17 semestralmente
tipo 0
0.3
2
0.15
 Ejercicio #4

¿Qué tasa nominal convertible trimestralmente se debe establecer para

que 24 depósitos de $500 trimestrales den un monto de $ 16000 al
efectuar el último pago?R/. 9.648713% tasa capitalizable trimestralmente.

va 0
vf 16000
nper 24 trimestres I= 2.4121783% efectiva trimestralmente
tasa 9.648713% cap trimestralmente m= 4
pago -500 trimestralmente
tipo 0