9.

FINANCIAMIENTO
¿Tengo los recursos? Si no los tengo ¿Dónde y cómo conseguirlos?

CONCEPTO EGRESOS TENGO DEBO CONSEGUIR

VALOR UNIDADES
TOTAL Bienes Aporte Propio y/o de Entidades
UNITARIO REQUERIDAS Efectivo Otros
Valorizados Familiares Financieras

ACTIVO FIJO S/. 3,638.00 S/. 3,638.00 S/. - S/. - S/. -

Terrenos / Infraestructura S/. 120.00 S/. 120.00 S/. - S/. - S/. - S/. -
Acondicionamiento de un local 120.00 1.00 120.00 120.00 0.00 0.00 0.00 0.00
(alquiler).
0.00 0.00 0.00 0.00 0.00 0.00
Maquinarias y Equipos S/. 3,270.00 S/. 3,270.00 S/. - S/. - S/. - S/. -
Maquina Plana 400.00 1 400.00 400.00
Maquina atrakadora 480.00 1 480.00 480.00
Maquina Cesadora 500.00 1 500.00 500.00
Botonera 500.00 1 500.00 500.00
Ojaladora 500.00 1 500.00 500.00
Cortadora 470.00 1 470.00 470.00
Remalla puntada Seguridad 420.00 1 420.00 420.00
Herramientas S/. 71.00 S/. 71.00 S/. - S/. - S/. -
Aguja 5.00 5 25.00 25.00 0.00 0.00 0.00 0.00
Pinsa 5.00 2 10.00 10.00 0.00 0.00 0.00 0.00
Piquetera 3.00 2 6.00 6.00 0.00 0.00 0.00 0.00
Tijeras 15.00 2 30.00 30.00 0.00 0.00 0.00 0.00

Muebles y Enseres S/. 177.00 S/. 177.00 S/. - S/. - S/. - S/. -
Mesa de Corte 77.00 1 77.00 77.00 0.00 0.00 0.00 0.00
Hilerio 10.00 1 10.00 10.00 0.00 0.00 0.00 0.00
Sillas 30.00 3 90.00 90.00

GASTOS PRE-OPERATIVOS S/. 270.00 S/. 270.00 S/. - S/. - S/. - S/. -
Compras de Telas 70.00 1 70.00 70.00 0.00 0.00 0.00 0.00
Costo de la Cofeccion 20.00 10 200.00 200.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
CAPITAL DE TRABAJO S/. 1,080.00 S/. 1,150.00 S/. - S/. -
Materia Prima / Mercadería S/. 600.00 S/. 600.00 S/. -
Modelo de Pantalones 30.00 10 300.00 300.00 0.00 0.00 0.00 0.00
Lavado de Yin 10.00 5 50.00 50.00 0.00 0.00 0.00 0.00
Embolsado de Pantalones 20.00 10 200.00 200.00 0.00 0.00 0.00 0.00
Acabado de Prenda 10.00 5 50.00 50.00 0.00 0.00 0.00 0.00
Mano de Obra S/. 240.00 S/. 310.00 S/. - S/. - S/. - S/. -
6 Personal 80.00 3 240.00 240.00 0.00 0.00 0.00 0.00
0.00 0.00 0.00 0.00 0.00 0.00
Costos Indirectos S/. 160.00 S/. 160.00 S/. - S/. - S/. - S/. -
luz 80.00 2 160.00 160.00 0.00 0.00 0.00 0.00
Gastos de Ventas S/. 20.00 S/. 20.00 S/. - S/. - S/. - S/. -
Redes Sociales 10.00 1 10.00 10.00 0.00 0.00 0.00 0.00
Volantes 5.00 1 5.00 5.00 0.00 0.00 0.00 0.00
Afiches 5.00 1 5.00 5.00 0.00 0.00 0.00 0.00
Gastos Administrativos S/. 60.00 S/. 60.00 S/. - S/. - S/. - S/. -
Personal 20.00 3 60.00 60.00 0.00 0.00 0.00 0.00
TOTAL 4,988.00 0.00 0.00 0.00

% 100%

10. INVERSION REQUERIDA
¿Cuánto debo invertir?

CONCEPTO EGRESOS TENGO DEBO CONSEGUIR

TOTAL Bienes Aporte Propio y/o de Entidades
Efectivo Otros
Valorizados Familiares Financieras

ACTIVO FIJO 3,638.00 3,638.00 0.00 0.00 0.00 0.00

3,638.00
GASTOS PRE-OPERATIVOS 270.00 270.00 0.00 0.00 0.00 0.00
270.00
CAPITAL DE TRABAJO 1,080.00 1,150.00 0.00 0.00 0.00 0.00
1,150.00
TOTAL 4,988.00 5,058.00 0.00 0.00 0.00 0.00

4,988.00
11. FLUJO DE CAJA
¿Cuánto serán las ventas menos los gastos?

CONCEPTO MES 0 MES 1 MES 2 MES 3 MES 4 MES 5 MES 6 MES 7 MES 8 MES 9 MES 10 MES 11 MES 12 TOTAL
INGRESOS
Ventas 3,961.60 4,156.60 4,351.60 4,546.60 4,741.60 4,936.60 5,131.60 5,326.60 5,521.60 5,716.60 5,911.60 6,106.60 60,409.20
TOTAL INGRESOS (A) 3,961.60 4,156.60 4,351.60 4,546.60 4,741.60 4,936.60 5,131.60 5,326.60 5,521.60 5,716.60 5,911.60 6,106.60 60,409.20
EGRESOS
Terreno y/o Infraestructura 120.00 120.00
Maquinaria y Equipo 3,270.00 3,270.00
Herramientas 71.00 71.00
Muebles y Enseres 177.00 177.00
Gastos Pre - Operativos 270.00 270.00
Materia Prima / Mercadería 600.00 600.00 1,650.48 1,728.53 1,806.58 1,884.63 1,962.68 2,040.73 2,118.78 2,196.83 2,274.88 2,352.94 2,430.99 23,648.06
Mano de Obra 240.00 240.00 1,183.80 1,228.20 1,272.60 1,317.00 1,361.40 1,405.80 2,571.59 2,660.39 1,539.00 1,583.40 1,627.80 18,230.95
Costos Indirectos 160.00 160.00 160.00 160.00 160.00 160.00 160.00 160.00 160.00 160.00 160.00 160.00 160.00 2,080.00
Gastos de Ventas 20.00 20.00 20.00 40.00
Gastos Administrativos 60.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 60.00 780.00
Impuestos RUS / RER / RG 75.00 75.00 75.00 75.00 75.00 75.00 75.00 75.00 600.00
TOTAL EGRESOS (B) 4,988.00 1,080.00 3,054.28 3,176.73 3,374.18 3,421.63 3,639.08 3,741.53 4,985.38 5,152.23 4,108.88 4,231.33 4,353.78 49,307.01

Saldo Económico (A) - (B) = C -4,988.00 2,881.60 1,102.32 1,174.87 1,172.42 1,319.97 1,297.52 1,390.07 341.22 369.37 1,607.72 1,680.27 1,752.82 11,102.19
SALDO ACUMULADO -4,988.00 -2,106.40 -1,004.08 170.80 1,343.22 2,663.19 3,960.72 5,350.79 5,692.01 6,061.39 7,669.11 9,349.38 11,102.19

12. UTILIDAD
¿Podré ganar? ¿Cuánto? ¿En cuánto tiempo?

§  A cuántos meses de iniciado el negocio los ingresos superan los egresos: 4 mes / o a partir de qué mes puedo
comenzar a cobrar un sueldo?
§  Utilidad bruta anual (Saldo Acumulado): 11,102.19

§  Utilidad bruta en % (Saldo Acumulado x 100 / ingresos): 11,102.19 x 100 = 18.38

60,409.20

13. RENTABILIDAD
¿Será rentable mi proyecto?¿Cuán rentable será?

Rentabilidad = Saldo Acumulado Primer Año x 100

Inversión Requerida

Rentabilidad = 11,102.19 x 100 = 1110219

4,988.00 4,988.00

Rentabilidad = 100%