P 45000.

00
TEA 35%
TEM 2.5631%
n 24
R ?

P 45000.00
TCEA 36.34%
TCEM 2.6166%
n 24
R ?

Importe a Solicitar: S/ 45,000.00

Dias de pago: 24 R S/ 2,534.95
Duracion total (meses): 24 DESGRAVAMEN S/ 23.88
Fecha de Solicitud: 9/24/2021 S/ 2,558.83
Cuota S/ 2,534.95
Tipo de Seguro Desgravamen: Monto inicial
Importe Seguro Desgravamen: S/ 23.88 FORMULA 2.563%
Tasa Efectiva Anual: 35% TASA E.M 2.568%
TCEA Referencial de Operación: 36.335647%

Mes Vencimiento Saldo inicial Amortizacion

0 9/24/2021 S/ 45,000.00 -
1 10/24/2021 S/ 43,620.54 - 1,379.46
2 11/24/2021 S/ 42,205.66 - 1,414.88
3 12/24/2021 S/ 40,754.45 - 1,451.21
4 1/24/2022 S/ 39,265.98 - 1,488.47
5 2/24/2022 S/ 37,739.28 - 1,526.69
6 3/24/2022 S/ 36,173.39 - 1,565.90
7 4/24/2022 S/ 34,567.28 - 1,606.10
8 5/24/2022 S/ 32,919.94 - 1,647.35
9 6/24/2022 S/ 31,230.29 - 1,689.65
10 7/24/2022 S/ 29,497.26 - 1,733.03
11 8/24/2022 S/ 27,719.73 - 1,777.53
12 9/24/2022 S/ 25,896.56 - 1,823.17
13 10/24/2022 S/ 24,026.57 - 1,869.99
14 11/24/2022 S/ 22,108.56 - 1,918.01
15 12/24/2022 S/ 20,141.31 - 1,967.26
16 1/24/2023 S/ 18,123.54 - 2,017.77
17 2/24/2023 S/ 16,053.96 - 2,069.58
18 3/24/2023 S/ 13,931.24 - 2,122.72
19 4/24/2023 S/ 11,754.01 - 2,177.23
20 5/24/2023 S/ 9,520.87 - 2,233.14
21 6/24/2023 S/ 7,230.39 - 2,290.48
22 7/24/2023 S/ 4,881.10 - 2,349.29
23 8/24/2023 S/ 2,471.49 - 2,409.62
24 9/24/2023 S/ 0.00 - 2,471.49
-S/ 45,000.00

LO QUE DEVUELVES
 -S/ 2,533.64 R(CUOTA SOLO FINANCIAMIENTO)
(1+35%)^((1/12)
)−1

-S/ 2,548.59 R"(CUOTA TOTAL)

(1+36.34%)^((1/12) ) -S/ 2,533.64 R(CUOTA SOLO FINANCIAMIENTO)
−1
-S/ 14.95 C(COMISIONES Y GASTOS)

Seguro
Interes Desgravamen Cuota sin seguro Cuota Saldo final
- - S/ 45,000.00 S/ 45,000.00 S/ 45,000.00
-S/ 1,155.49 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 43,620.54
-S/ 1,120.07 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 42,205.66
-S/ 1,083.74 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 40,754.45
-S/ 1,046.48 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 39,265.98
-S/ 1,008.26 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 37,739.28
-S/ 969.05 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 36,173.39
-S/ 928.85 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 34,567.28
-S/ 887.60 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 32,919.94
-S/ 845.30 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 31,230.29
-S/ 801.92 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 29,497.26
-S/ 757.42 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 27,719.73
-S/ 711.78 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 25,896.56
-S/ 664.96 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 24,026.57
 -S/ 616.94 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 22,108.56
-S/ 567.69 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 20,141.31
-S/ 517.18 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 18,123.54
-S/ 465.37 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 16,053.96
-S/ 412.23 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 13,931.24
-S/ 357.72 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 11,754.01
-S/ 301.81 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 9,520.87
-S/ 244.47 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 7,230.39
-S/ 185.66 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 4,881.10
-S/ 125.33 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 2,471.49
-S/ 63.46 S/ 23.88 - 2,534.95 -S/ 2,558.83 S/ 0.00
-S/ 15,838.80 S/ 573.12 -S/ 60,838.80 -S/ 61,411.92

LO QUE PIERDES LO QUE PAGAS

FLUJO BANCO FLUJO CLIENTE
-S/ 45,000.00 S/ 45,000.00
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
 2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2,534.95 - 2,534.95
2.5678% 2.5678%