NOGRAMAS DE PAGOS - EJERCICIO

Se desea adquirir una computadora laptop valorizada en S/. 2,500 a un plazo de tres años. Elaborar
de cuotas iguales mensuales, en modalidad vencida, si el banco cobra una tasa efectiva anual de 7%
del credito se efectuara el 15/10/2021

P S/ 2,500.00
TE1 7.00% ANUAL
TE2 0.57% MENSUAL
n 36 MESES
Cuota S/76.95
FECHA 10/10/2021

SALDO INICIAL DEL

FECHA NÚMERO DE CUOTA CUOTA MENSUAL INTERESES
CAPITAL

10/10/2021 0 - - -
11/9/2021 1 S/ 2,500.00 S/ 76.95 S/14.14
12/9/2021 2 S/ 2,437.19 S/ 76.95 S/13.78
1/8/2022 3 S/ 2,374.02 S/ 76.95 S/13.42
2/7/2022 4 S/ 2,310.50 S/ 76.95 S/13.06
3/9/2022 5 S/ 2,246.61 S/ 76.95 S/12.70
4/8/2022 6 S/ 2,182.37 S/ 76.95 S/12.34
5/8/2022 7 S/ 2,117.76 S/ 76.95 S/11.97
6/7/2022 8 S/ 2,052.79 S/ 76.95 S/11.61
7/7/2022 9 S/ 1,987.45 S/ 76.95 S/11.24
8/6/2022 10 S/ 1,921.74 S/ 76.95 S/10.87
9/5/2022 11 S/ 1,855.66 S/ 76.95 S/10.49
10/5/2022 12 S/ 1,789.20 S/ 76.95 S/10.12
11/4/2022 13 S/ 1,722.37 S/ 76.95 S/9.74
12/4/2022 14 S/ 1,655.16 S/ 76.95 S/9.36
1/3/2023 15 S/ 1,587.57 S/ 76.95 S/8.98
 2/2/2023 16 S/ 1,519.60 S/ 76.95 S/8.59
3/4/2023 17 S/ 1,451.25 S/ 76.95 S/8.21
4/3/2023 18 S/ 1,382.51 S/ 76.95 S/7.82
5/3/2023 19 S/ 1,313.38 S/ 76.95 S/7.43
6/2/2023 20 S/ 1,243.85 S/ 76.95 S/7.03
7/2/2023 21 S/ 1,173.94 S/ 76.95 S/6.64
8/1/2023 22 S/ 1,103.63 S/ 76.95 S/6.24
8/31/2023 23 S/ 1,032.92 S/ 76.95 S/5.84
9/30/2023 24 S/ 961.82 S/ 76.95 S/5.44
10/30/2023 25 S/ 890.31 S/ 76.95 S/5.03
11/29/2023 26 S/ 818.39 S/ 76.95 S/4.63
12/29/2023 27 S/ 746.07 S/ 76.95 S/4.22
1/28/2024 28 S/ 673.35 S/ 76.95 S/3.81
2/27/2024 29 S/ 600.21 S/ 76.95 S/3.39
3/28/2024 30 S/ 526.65 S/ 76.95 S/2.98
4/27/2024 31 S/ 452.68 S/ 76.95 S/2.56
5/27/2024 32 S/ 378.30 S/ 76.95 S/2.14
6/26/2024 33 S/ 303.49 S/ 76.95 S/1.72
7/26/2024 34 S/ 228.26 S/ 76.95 S/1.29
8/25/2024 35 S/ 152.60 S/ 76.95 S/0.86
9/24/2024 36 S/ 76.51 S/ 76.95 S/0.43
TOTAL S/ 2,770.10 S/ 270.10
tres años. Elaborar el cronograma
fectiva anual de 7%. El desembolso del

AMORTIZACION DEL SALDO FINAL DEL

CAPITAL CAPITAL

- -
S/ 62.81 S/ 2,437.19
S/ 63.17 S/ 2,374.02
S/ 63.52 S/ 2,310.50
S/ 63.88 S/ 2,246.61
S/ 64.24 S/ 2,182.37
S/ 64.61 S/ 2,117.76
S/ 64.97 S/ 2,052.79
S/ 65.34 S/ 1,987.45
S/ 65.71 S/ 1,921.74
S/ 66.08 S/ 1,855.66
S/ 66.46 S/ 1,789.20
S/ 66.83 S/ 1,722.37
S/ 67.21 S/ 1,655.16
S/ 67.59 S/ 1,587.57
S/ 67.97 S/ 1,519.60
S/ 68.36 S/ 1,451.25
S/ 68.74 S/ 1,382.51
S/ 69.13 S/ 1,313.38
S/ 69.52 S/ 1,243.85
S/ 69.91 S/ 1,173.94
S/ 70.31 S/ 1,103.63
S/ 70.71 S/ 1,032.92
S/ 71.11 S/ 961.82
S/ 71.51 S/ 890.31
S/ 71.91 S/ 818.39
S/ 72.32 S/ 746.07
S/ 72.73 S/ 673.35
S/ 73.14 S/ 600.21
S/ 73.55 S/ 526.65
S/ 73.97 S/ 452.68
S/ 74.39 S/ 378.30
S/ 74.81 S/ 303.49
S/ 75.23 S/ 228.26
S/ 75.66 S/ 152.60
S/ 76.08 S/ 76.51
S/ 76.51 S/ 0.00
S/ 2,500.00