INGRESO

PASIVO

AHORRISTA MONTO PLAZO TASA TEM

JUANA 130000 36 5.50% 0.45%
CRISTINA 42000 36 5% 0.41%
ANA 22000 24 4% 0.33%
PEDRO 65000 24 4% 0.33%
CESAR 12500 18 3.50% 0.29%
PABLO 25000 12 2.20% 0.18%
296500
 EGRESO

ACTIVO

VF PRESTATARIO MONTO PLAZO

152651.38 CARMEN 82000 36
48620.25 YOSELYN 28000 24
23795.20 MANUEL 75000 24
70304.00 CECILIA 30000 18
13161.96 GINO 46500 15
25550.00 ESTEBAN 35000 12
334082.79 296500
ACTIVO

TEM VF
1.50% 140149.44
2% 45036.24
1.40% 104706.15
2.20% 44385.12
1.80% 60767.26
2% 44388.46
439432.67
ESTEBAN CECILIA

DEUDA 35000 DEUDA

PERIODO 12 PERIODO
TEM 2% TEM
CUOTA -S/ 3,309.59 CUOTA

PERIODO SALDO AMORTIZACIÓN INTERÉS CUOTA PERIODO

0 35000 0 0 0 0
1 S/ 32,390.41 S/ 2,609.59 700.00 S/ 3,309.59 1
2 S/ 29,728.64 S/ 2,661.78 647.81 S/ 3,309.59 2
3 S/ 27,013.62 S/ 2,715.01 594.57 S/ 3,309.59 3
4 S/ 24,244.31 S/ 2,769.31 540.27 S/ 3,309.59 4
5 S/ 21,419.61 S/ 2,824.70 484.89 S/ 3,309.59 5
6 S/ 18,538.42 S/ 2,881.19 428.39 S/ 3,309.59 6
7 S/ 15,599.60 S/ 2,938.82 370.77 S/ 3,309.59 7
8 S/ 12,602.01 S/ 2,997.59 311.99 S/ 3,309.59 8
9 S/ 9,544.46 S/ 3,057.55 252.04 S/ 3,309.59 9
10 S/ 6,425.76 S/ 3,118.70 190.89 S/ 3,309.59 10
11 S/ 3,244.69 S/ 3,181.07 128.52 S/ 3,309.59 11
12 S/ 0.00 S/ 3,244.69 64.89 S/ 3,309.59 12
S/ 39,715.03 13
14
15
16
17
18

R
 YOSELYN

30000 DEUDA 28000

18 PERIODO 24
2.20% TEM 2.00%
-S/ 2,036.42 CUOTA -S/ 1,480.39

SALDO AMORTIZACI INTERÉS CUOTA PERIODO SALDO AMORTIZACIÓN

30000 0 0 0 0 28000 0
S/ 28,623.58 S/ 1,376.42 660.00 S/ 2,036.42 1 S/ 27,079.61 S/ 920.39
S/ 27,216.87 S/ 1,406.70 629.72 S/ 2,036.42 2 S/ 26,140.81 S/ 938.80
S/ 25,779.22 S/ 1,437.65 598.77 S/ 2,036.42 3 S/ 25,183.24 S/ 957.57
S/ 24,309.94 S/ 1,469.28 567.14 S/ 2,036.42 4 S/ 24,206.51 S/ 976.73
S/ 22,808.34 S/ 1,501.60 534.82 S/ 2,036.42 5 S/ 23,210.25 S/ 996.26
S/ 21,273.70 S/ 1,534.64 501.78 S/ 2,036.42 6 S/ 22,194.06 S/ 1,016.19
S/ 19,705.30 S/ 1,568.40 468.02 S/ 2,036.42 7 S/ 21,157.55 S/ 1,036.51
S/ 18,102.39 S/ 1,602.91 433.52 S/ 2,036.42 8 S/ 20,100.31 S/ 1,057.24
S/ 16,464.22 S/ 1,638.17 398.25 S/ 2,036.42 9 S/ 19,021.93 S/ 1,078.38
S/ 14,790.01 S/ 1,674.21 362.21 S/ 2,036.42 10 S/ 17,921.98 S/ 1,099.95
S/ 13,078.97 S/ 1,711.04 325.38 S/ 2,036.42 11 S/ 16,800.03 S/ 1,121.95
S/ 11,330.29 S/ 1,748.69 287.74 S/ 2,036.42 S/ 24,437.07 12 S/ 15,655.64 S/ 1,144.39
S/ 9,543.13 S/ 1,787.16 249.27 S/ 2,036.42 13 S/ 14,488.36 S/ 1,167.28
S/ 7,716.66 S/ 1,826.47 209.95 S/ 2,036.42 14 S/ 13,297.74 S/ 1,190.62
S/ 5,850.00 S/ 1,866.66 169.77 S/ 2,036.42 S/ 6,109.27 15 S/ 12,083.30 S/ 1,214.44
S/ 3,942.28 S/ 1,907.72 128.70 S/ 2,036.42 16 S/ 10,844.57 S/ 1,238.72
S/ 1,992.59 S/ 1,949.69 86.73 S/ 2,036.42 17 S/ 9,581.08 S/ 1,263.50
S/ 0.00 S/ 1,992.59 43.84 S/ 2,036.42 S/ 6,109.27 18 S/ 8,292.31 S/ 1,288.77
19 S/ 6,977.76 S/ 1,314.54
20 S/ 5,636.93 S/ 1,340.84
21 S/ 4,269.27 S/ 1,367.65
22 S/ 2,874.27 S/ 1,395.01
23 S/ 1,451.36 S/ 1,422.91
24 S/ 0.00 S/ 1,451.36

RESUMEN
 PRESTATARIO
TIEMPO CUOTA
12 MESES S/ 204,681.86
15 MESES S/ 41,241.71
18 MESES S/ 30,546.83
24 MESES S/ 48,875.12
36 MESES S/ 35,573.96
 GINO

DEUDA 46500
PERIODO 15
TEM 1.80%
CUOTA -S/ 3,564.96

INTERÉS CUOTA PERIODO SALDO AMORTIZACI INTERÉS CUOTA

0 0 0 46500 0 0 0
560.00 S/ 1,480.39 1 S/ 43,772.04 S/ 2,727.96 837.00 S/ 3,564.96
541.59 S/ 1,480.39 2 S/ 40,994.98 S/ 2,777.06 787.90 S/ 3,564.96
522.82 S/ 1,480.39 3 S/ 38,167.93 S/ 2,827.05 737.91 S/ 3,564.96
503.66 S/ 1,480.39 4 S/ 35,289.99 S/ 2,877.94 687.02 S/ 3,564.96
484.13 S/ 1,480.39 5 S/ 32,360.25 S/ 2,929.74 635.22 S/ 3,564.96
464.20 S/ 1,480.39 6 S/ 29,377.77 S/ 2,982.48 582.48 S/ 3,564.96
443.88 S/ 1,480.39 7 S/ 26,341.61 S/ 3,036.16 528.80 S/ 3,564.96
423.15 S/ 1,480.39 8 S/ 23,250.80 S/ 3,090.81 474.15 S/ 3,564.96
402.01 S/ 1,480.39 9 S/ 20,104.36 S/ 3,146.45 418.51 S/ 3,564.96
380.44 S/ 1,480.39 10 S/ 16,901.28 S/ 3,203.08 361.88 S/ 3,564.96
358.44 S/ 1,480.39 11 S/ 13,640.54 S/ 3,260.74 304.22 S/ 3,564.96
336.00 S/ 1,480.39 S/ 17,764.69 12 S/ 10,321.11 S/ 3,319.43 245.53 S/ 3,564.96
313.11 S/ 1,480.39 13 S/ 6,941.93 S/ 3,379.18 185.78 S/ 3,564.96
289.77 S/ 1,480.39 14 S/ 3,501.93 S/ 3,440.01 124.95 S/ 3,564.96
265.95 S/ 1,480.39 S/ 4,441.17 15 S/ 0.00 S/ 3,501.93 63.03 S/ 3,564.96
241.67 S/ 1,480.39
216.89 S/ 1,480.39
191.62 S/ 1,480.39 S/ 4,441.17
165.85 S/ 1,480.39
139.56 S/ 1,480.39
112.74 S/ 1,480.39
85.39 S/ 1,480.39
57.49 S/ 1,480.39
29.03 S/ 1,480.39 S/ 8,882.34
 MANUEL MANUEL

DEUDA 75000 DEUDA

PERIODO 24 PERIODO
TEM 1.40% TEM
CUOTA -S/ 3,700.97 CUOTA

PERIODO SALDO AMORTIZACI INTERÉS CUOTA PERIODO

0 75000 0 0 0 0
1 S/ 72,349.03 S/ 2,650.97 1050.00 S/ 3,700.97 1
2 S/ 69,660.95 S/ 2,688.08 1012.89 S/ 3,700.97 2
3 S/ 66,935.24 S/ 2,725.71 975.25 S/ 3,700.97 3
4 S/ 64,171.37 S/ 2,763.87 937.09 S/ 3,700.97 4
5 S/ 61,368.80 S/ 2,802.57 898.40 S/ 3,700.97 5
6 S/ 58,527.00 S/ 2,841.80 859.16 S/ 3,700.97 6
7 S/ 55,645.41 S/ 2,881.59 819.38 S/ 3,700.97 7
8 S/ 52,723.48 S/ 2,921.93 779.04 S/ 3,700.97 8
9 S/ 49,760.64 S/ 2,962.84 738.13 S/ 3,700.97 9
10 S/ 46,756.32 S/ 3,004.32 696.65 S/ 3,700.97 10
11 S/ 43,709.95 S/ 3,046.38 654.59 S/ 3,700.97 11
S/ 42,779.52 12 S/ 40,620.92 S/ 3,089.03 611.94 S/ 3,700.97 S/ 44,411.60 12
13 S/ 37,488.64 S/ 3,132.27 568.69 S/ 3,700.97 13
14 S/ 34,312.52 S/ 3,176.13 524.84 S/ 3,700.97 14
S/ 10,694.88 15 S/ 31,091.93 S/ 3,220.59 480.38 S/ 3,700.97 S/ 11,102.90 15
16 S/ 27,826.25 S/ 3,265.68 435.29 S/ 3,700.97 16
17 S/ 24,514.85 S/ 3,311.40 389.57 S/ 3,700.97 17
18 S/ 21,157.09 S/ 3,357.76 343.21 S/ 3,700.97 S/ 11,102.90 18
19 S/ 17,752.32 S/ 3,404.77 296.20 S/ 3,700.97 19
20 S/ 14,299.89 S/ 3,452.43 248.53 S/ 3,700.97 20
21 S/ 10,799.12 S/ 3,500.77 200.20 S/ 3,700.97 21
22 S/ 7,249.34 S/ 3,549.78 151.19 S/ 3,700.97 22
23 S/ 3,649.87 S/ 3,599.48 101.49 S/ 3,700.97 23
24 S/ 0.00 S/ 3,649.87 51.10 S/ 3,700.97 S/ 22,205.80 24
25
26
27
28
29
30
31
32
33
34
35
36
 82000
36
1.50%
-S/ 2,964.50

SALDO AMORTIZACI INTERÉS CUOTA

82000 0 0 0
S/ 80,265.50 S/ 1,734.50 1230.00 S/ 2,964.50
S/ 78,504.99 S/ 1,760.51 1203.98 S/ 2,964.50
S/ 76,718.07 S/ 1,786.92 1177.57 S/ 2,964.50
S/ 74,904.34 S/ 1,813.73 1150.77 S/ 2,964.50
S/ 73,063.41 S/ 1,840.93 1123.57 S/ 2,964.50
S/ 71,194.87 S/ 1,868.55 1095.95 S/ 2,964.50
S/ 69,298.29 S/ 1,896.57 1067.92 S/ 2,964.50
S/ 67,373.27 S/ 1,925.02 1039.47 S/ 2,964.50
S/ 65,419.37 S/ 1,953.90 1010.60 S/ 2,964.50
S/ 63,436.17 S/ 1,983.21 981.29 S/ 2,964.50
S/ 61,423.21 S/ 2,012.95 951.54 S/ 2,964.50
S/ 59,380.07 S/ 2,043.15 921.35 S/ 2,964.50 S/ 35,573.96
S/ 57,306.27 S/ 2,073.80 890.70 S/ 2,964.50
S/ 55,201.37 S/ 2,104.90 859.59 S/ 2,964.50
S/ 53,064.89 S/ 2,136.48 828.02 S/ 2,964.50 S/ 8,893.49
S/ 50,896.37 S/ 2,168.52 795.97 S/ 2,964.50
S/ 48,695.32 S/ 2,201.05 763.45 S/ 2,964.50
S/ 46,461.25 S/ 2,234.07 730.43 S/ 2,964.50 S/ 8,893.49
S/ 44,193.67 S/ 2,267.58 696.92 S/ 2,964.50
S/ 41,892.08 S/ 2,301.59 662.91 S/ 2,964.50
S/ 39,555.97 S/ 2,336.12 628.38 S/ 2,964.50
S/ 37,184.81 S/ 2,371.16 593.34 S/ 2,964.50
S/ 34,778.09 S/ 2,406.72 557.77 S/ 2,964.50
S/ 32,335.26 S/ 2,442.83 521.67 S/ 2,964.50 S/ 17,786.98
S/ 29,855.79 S/ 2,479.47 485.03 S/ 2,964.50
S/ 27,339.13 S/ 2,516.66 447.84 S/ 2,964.50
S/ 24,784.72 S/ 2,554.41 410.09 S/ 2,964.50
S/ 22,192.00 S/ 2,592.73 371.77 S/ 2,964.50
S/ 19,560.38 S/ 2,631.62 332.88 S/ 2,964.50
S/ 16,889.29 S/ 2,671.09 293.41 S/ 2,964.50
S/ 14,178.13 S/ 2,711.16 253.34 S/ 2,964.50
S/ 11,426.31 S/ 2,751.82 212.67 S/ 2,964.50
S/ 8,633.21 S/ 2,793.10 171.39 S/ 2,964.50
S/ 5,798.21 S/ 2,835.00 129.50 S/ 2,964.50
S/ 2,920.69 S/ 2,877.52 86.97 S/ 2,964.50
S/ 0.00 S/ 2,920.69 43.81 S/ 2,964.50 S/ 35,573.96