Documentos de Académico
Documentos de Profesional
Documentos de Cultura
Función Potencia
Diaria 360 0.06% 24.00% 0.06%
Semanal 48 0.45% 24.00% 0.45%
Quincenal 24 0.90% 24.00% 0.90%
Mensual 12 1.81% 24.00% 1.81%
Bimestral 6 3.65% 24.00% 3.65%
Trimestral 4 5.53% 24.00% 5.53%
Cuatrimestral 3 7.43% 24.00% 7.43%
Semestral 2 11.36% 24.00% 11.36%
24.00%
1.47%
Función Potencia
nción Potencia
0.1
𝑉𝑒𝑛𝑡𝑎𝑠 −𝑮𝒂𝒏𝒂𝒏𝒄𝒊𝒂𝒔=𝐺𝑎𝑠𝑡𝑜𝑠
Cronograma de cuotas para Método Frances
TCEM 4.70%
TCEA 73.58%
Préstamo
Monto S/60,000
Plazo 18 meses
TEA 16.50%
TCEA 18.65%
TEAM 1.28%
Tasa de Desgravamen/Mes 0.09800% Se aplica sobre saldo capital
Tasa Seguro Multiriesgo 0.03400%
Cuota S/3,753.54
IFT 0.005% S/3.00 0.16666667
Neto
Seguro Otros
Cuota Recibido + Desgravamen Otros
Intereses
Cuota + ITF
0 S/59,997.00
1 -S/3,832.74 S/58.80 S/20.40
2 -S/3,829.81 S/55.87 S/20.40
3 -S/3,826.85 S/52.91 S/20.40
4 -S/3,823.85 S/49.91 S/20.40
5 -S/3,820.81 S/46.87 S/20.40
6 -S/3,817.73 S/43.79 S/20.40
7 -S/3,814.61 S/40.68 S/20.40
8 -S/3,811.45 S/37.52 S/20.40
9 -S/3,808.26 S/34.32 S/20.40
10 -S/3,805.02 S/31.08 S/20.40
11 -S/3,801.74 S/27.80 S/20.40
12 -S/3,798.41 S/24.48 S/20.40
13 -S/3,795.05 S/21.11 S/20.40
14 -S/3,791.64 S/17.71 S/20.40
15 -S/3,788.19 S/14.25 S/20.40
16 -S/3,784.69 S/10.76 S/20.40
17 -S/3,781.15 S/7.22 S/20.40
18 -S/3,777.57 S/3.63 S/20.40
TIR 1.44%
TCEA 18.71%
Int.
Capital Interes Cuota Saldo
Pendiente
S/60,000
S/2,985.05 S/768.49 S/3,753.54 S/57,014.95
S/3,023.28 S/730.25 S/3,753.54 S/53,991.67
S/3,062.01 S/691.53 S/3,753.54 S/50,929.66
S/3,101.22 S/652.31 S/3,753.54 S/47,828.44
S/3,140.94 S/612.59 S/3,753.54 S/44,687.49
S/3,181.17 S/572.36 S/3,753.54 S/41,506.32
S/3,221.92 S/531.62 S/3,753.54 S/38,284.40
S/3,263.19 S/490.35 S/3,753.54 S/35,021.22
S/3,304.98 S/448.55 S/3,753.54 S/31,716.24
S/3,347.31 S/406.22 S/3,753.54 S/28,368.93
S/3,390.18 S/363.35 S/3,753.54 S/24,978.74
S/3,433.61 S/319.93 S/3,753.54 S/21,545.14
S/3,477.58 S/275.95 S/3,753.54 S/18,067.55
S/3,522.12 S/231.41 S/3,753.54 S/14,545.43
S/3,567.24 S/186.30 S/3,753.54 S/10,978.19
S/3,612.93 S/140.61 S/3,753.54 S/7,365.27
S/3,659.20 S/94.33 S/3,753.54 S/3,706.07
S/3,706.07 S/47.47 S/3,753.54 -S/0.00
Cronograma de cuotas para Método Frances
Período
Datos
Capital S/3,000.00 0
T.E.A (Tasa interés Anual) 51.11% 1
Plazo 12 meses 2
T.E.M (tasa interés mensuual) 3.50% 3
Cuota S/310.45 4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
Saldo Inicial Intereses Amortización Cuota Saldo Final
S/3,000.00 S/3,000.00
S/ 3,000.00 S/ 105.00 S/205.45 S/310.45 S/2,794.55
S/ 2,794.55 S/ 97.81 S/212.64 S/310.45 S/2,581.91
S/ 2,581.91 S/ 90.37 S/220.09 S/310.45 S/2,361.82
S/ 2,361.82 S/ 82.66 S/227.79 S/310.45 S/2,134.03
S/ 2,134.03 S/ 74.69 S/235.76 S/310.45 S/1,898.27
S/ 1,898.27 S/ 66.44 S/244.01 S/310.45 S/1,654.26
S/ 1,654.26 S/ 57.90 S/252.55 S/310.45 S/1,401.71
S/ 1,401.71 S/ 49.06 S/261.39 S/310.45 S/1,140.31
S/ 1,140.31 S/ 39.91 S/270.54 S/310.45 S/869.77
S/ 869.77 S/ 30.44 S/280.01 S/310.45 S/589.76
S/ 589.76 S/ 20.64 S/289.81 S/310.45 S/299.95
S/ 299.95 S/ 10.50 S/299.95 S/310.45 -S/0.00
-S/ 0.00 -S/ 0.00 S/310.45 S/310.45 -S/310.45
-S/ 310.45 -S/ 10.87 S/321.32 S/310.45 -S/631.77
-S/ 631.77 -S/ 22.11 S/332.56 S/310.45 -S/964.33
-S/ 964.33 -S/ 33.75 S/344.20 S/310.45 -S/1,308.54
-S/ 1,308.54 -S/ 45.80 S/356.25 S/310.45 -S/1,664.79
-S/ 1,664.79 -S/ 58.27 S/368.72 S/310.45 -S/2,033.51
-S/ 2,033.51 -S/ 71.17 S/381.62 S/310.45 -S/2,415.13
-S/ 2,415.13 -S/ 84.53 S/394.98 S/310.45 -S/2,810.11
-S/ 2,810.11 -S/ 98.35 S/408.81 S/310.45 -S/3,218.92
-S/ 3,218.92 -S/ 112.66 S/423.11 S/310.45 -S/3,642.03
-S/ 3,642.03 -S/ 127.47 S/437.92 S/310.45 -S/4,079.96
-S/ 4,079.96 -S/ 142.80 S/453.25 S/310.45 -S/4,533.21
Monto/Tasas
Plazo meses S/ 1,000 S/ 2,000 S/ 3,000 S/ 4,000 S/ 5,000
5.00% 4.00% 3.50% 3.50% 3.00%
12 S/112.83 S/213.10 S/310.45 S/413.94 S/502.31
15 S/96.34 S/179.88 S/260.48 S/347.30 S/418.83
18 S/85.55 S/157.99 S/227.45 S/303.27 S/363.54
24 S/72.47 S/131.17 S/186.82 S/249.09 S/295.24
Monto/Tasas
S/ 6,000 S/ 7,000 S/ 8,000 S/ 9,000 S/ 10,000
3.00% 3.00% 3.00% 3.00% 2.50%
S/602.77 S/703.23 S/803.70 S/904.16 S/974.87
S/502.60 S/586.37 S/670.13 S/753.90 S/807.66
S/436.25 S/508.96 S/581.67 S/654.38 S/696.70
S/354.28 S/413.33 S/472.38 S/531.43 S/559.13