P ? 〖 V P 〗 ^(A )=C.I.

+∑▒(A
n 12 meses )/( 1+i )^( n)
J 0.025 EM ( V P ) ^ A = 800.000 + ( 300.000 / (1+0,025)^1 ) +
i ( V P ) ^ A = 3,877,329
A 300,000
Valor presente anualidad =A ( (1 − ( 1 + 𝑖 )^(−
CI 800,000 𝑛 ))/𝑖 )
val.pre.anu.= 300.000 * ( ( 1 - ( 1 + 0,025 ) ^ -12 ) /
val.pre.anu.= 3,077,329

Valor bicicleta =C.I. + A ( (1 − ( 1 + 𝑖 )

^(− 𝑛 ))/𝑖 )
Valor bici = 800.000 + 300.000 * ( ( 1 - ( 1 + 0,025
Valor bici = 3,877,329

P 3,077,329 A
n 12 meses Periodo Saldo inicial
J 0.025 EM 0
i 1 3,077,329
A 300,000 2 2,854,263
3 2,625,619
CI 800,000 4 2,391,260
5 2,151,041
6 1,904,817
7 1,652,438
8 1,393,749
9 1,128,592
10 856,807
11 578,227
12 292,683
0.000 + ( 300.000 / (1+0,025)^1 ) + ( 300.000 / (1+0,025)^2 ) + ( 300.000 / (1+0,025)^3 ) + ( 300.000 / (1+0,025)^4 ) + ( 300.000 / (1+0,0

anualidad =A ( (1 − ( 1 + 𝑖 )^(−

0.000 * ( ( 1 - ( 1 + 0,025 ) ^ -12 ) / 0,025 )

C.I. + A ( (1 − ( 1 + 𝑖 )

0.000 + 300.000 * ( ( 1 - ( 1 + 0,025 ) ^ -12 ) / 0,025 )

B C D E
Interes Amortización Cuota Saldo final
D-B A-C
76,933 223,067 300,000 2,854,263
71,357 228,643 300,000 2,625,619
65,640 234,360 300,000 2,391,260
59,781 240,219 300,000 2,151,041
53,776 246,224 300,000 1,904,817
47,620 252,380 300,000 1,652,438
41,311 258,689 300,000 1,393,749
34,844 265,156 300,000 1,128,592
28,215 271,785 300,000 856,807
21,420 278,580 300,000 578,227
14,456 285,544 300,000 292,683
7,317 292,683 300,000 0

522,671 3,600,000
(1+0,025)^4 ) + ( 300.000 / (1+0,025)^5 ) + ( 300.000 / (1+0,025)^6 ) + ( 300.000 / (1+0,025)^7 ) + ( 300.000 / (1+0,025)^8 ) + ( 300.000
00.000 / (1+0,025)^8 ) + ( 300.000 / (1+0,025)^9 ) + ( 300.000 / (1+0,025)^10 ) + ( 300.000 / (1+0,025)^11 ) + ( 300.000 / (1+0,025)^12
5)^11 ) + ( 300.000 / (1+0,025)^12 )
 Valor 80,000,000
C.I. 24,000,000
Fin. 56,000,000

5 años 60 meses
1 año 12 meses

P 80,000,000 A B
n 60 meses Periodo Saldo inicial Interes
J 0.26 EA 0
i 0.022 EM 1 56,000,000 1,213,333
A 1,676,666 2 55,536,667 1,203,294
3 55,063,295 1,193,038
4 54,579,667 1,182,559
5 54,085,560 1,171,854
6 53,580,748 1,160,916
7 53,064,998 1,149,742
8 52,538,073 1,138,325
9 51,999,732 1,126,661
10 51,449,726 1,114,744
11 50,887,804 1,102,569
12 50,313,707 1,090,130
13 49,727,171 1,077,422
14 49,127,927 1,064,438
15 48,515,699 1,051,173
16 47,890,206 1,037,621
17 47,251,161 1,023,775
18 46,598,270 1,009,629
19 45,931,233 995,177
20 45,249,743 980,411
21 44,553,488 965,326
22 43,842,147 949,913
23 43,115,394 934,167
24 42,372,895 918,079
25 41,614,308 901,643
26 40,839,285 884,851
27 40,047,470 867,695
28 39,238,498 850,167
29 38,412,000 832,260
30 37,567,593 813,965
31 36,704,892 795,273
32 35,823,498 776,176
33 34,923,008 756,665
34 34,003,006 736,732
35 33,063,072 716,367
36 32,102,772 695,560
37 31,121,666 674,303
38 30,119,302 652,585
39 29,095,221 630,396
40 28,048,951 607,727
41 26,980,012 584,567
42 25,887,913 560,905
43 24,772,151 536,730
44 23,632,215 512,031
45 22,467,580 486,798
46 21,277,711 461,017
47 20,062,062 434,678
48 18,820,074 407,768
49 17,551,176 380,275
50 16,254,785 352,187
51 14,930,306 323,490
52 13,577,130 294,171
53 12,194,634 264,217
54 10,782,185 233,614
55 9,339,133 202,348
56 7,864,815 170,404
57 6,358,553 137,769
58 4,819,655 104,426
59 3,247,415 70,361
60 1,641,109 35,557

44,599,977
 C D E
Amortización Cuota Saldo final
D-B A-C
463,333 1,676,666 55,536,667
473,372 1,676,666 55,063,295
483,628 1,676,666 54,579,667
494,107 1,676,666 54,085,560
504,812 1,676,666 53,580,748
515,750 1,676,666 53,064,998
526,925 1,676,666 52,538,073
538,341 1,676,666 51,999,732
550,005 1,676,666 51,449,726
561,922 1,676,666 50,887,804
574,097 1,676,666 50,313,707
586,536 1,676,666 49,727,171
599,244 1,676,666 49,127,927
612,228 1,676,666 48,515,699
625,493 1,676,666 47,890,206
639,045 1,676,666 47,251,161
652,891 1,676,666 46,598,270
667,037 1,676,666 45,931,233
681,490 1,676,666 45,249,743
696,255 1,676,666 44,553,488
711,341 1,676,666 43,842,147
726,753 1,676,666 43,115,394
742,499 1,676,666 42,372,895
758,587 1,676,666 41,614,308
775,023 1,676,666 40,839,285
791,815 1,676,666 40,047,470
808,971 1,676,666 39,238,498
826,499 1,676,666 38,412,000
844,406 1,676,666 37,567,593
862,702 1,676,666 36,704,892
881,394 1,676,666 35,823,498
900,490 1,676,666 34,923,008
920,001 1,676,666 34,003,006
939,934 1,676,666 33,063,072
 960,300 1,676,666 32,102,772
981,106 1,676,666 31,121,666
1,002,364 1,676,666 30,119,302
1,024,081 1,676,666 29,095,221
1,046,270 1,676,666 28,048,951
1,068,939 1,676,666 26,980,012
1,092,099 1,676,666 25,887,913
1,115,761 1,676,666 24,772,151
1,139,936 1,676,666 23,632,215
1,164,635 1,676,666 22,467,580
1,189,869 1,676,666 21,277,711
1,215,649 1,676,666 20,062,062
1,241,988 1,676,666 18,820,074
1,268,898 1,676,666 17,551,176
1,296,391 1,676,666 16,254,785
1,324,479 1,676,666 14,930,306
1,353,176 1,676,666 13,577,130
1,382,495 1,676,666 12,194,634
1,412,449 1,676,666 10,782,185
1,443,052 1,676,666 9,339,133
1,474,318 1,676,666 7,864,815
1,506,262 1,676,666 6,358,553
1,538,898 1,676,666 4,819,655
1,572,240 1,676,666 3,247,415
1,606,306 1,676,666 1,641,109
1,641,109 1,676,666 0

100,599,977
 Valor 15,000,000
C.I. 4,500,000
Fin. 10,500,000

2 años 24 meses
1 año 12 meses

P 15,000,000 A
n 24 Periodo Saldo inicial
J 0.26 EA 0
i 0.022 EM 1 10,500,000
A 565,683 2 10,161,817
3 9,816,307
4 9,463,310
5 9,102,666
6 8,734,207
7 8,357,766
8 7,973,168
9 7,580,237
10 7,178,792
11 6,768,650
12 6,349,621
13 5,921,513
14 5,484,129
15 5,037,269
16 4,580,727
17 4,114,293
18 3,637,753
19 3,150,888
20 2,653,475
21 2,145,284
22 1,626,082
23 1,095,631
24 553,686
 B C D E
Interes Amortización Cuota Saldo final
D-B A-C
227,500 338,183 565,683 10,161,817
220,173 345,510 565,683 9,816,307
212,687 352,996 565,683 9,463,310
205,038 360,645 565,683 9,102,666
197,224 368,459 565,683 8,734,207
189,241 376,442 565,683 8,357,766
181,085 384,598 565,683 7,973,168
172,752 392,931 565,683 7,580,237
164,238 401,444 565,683 7,178,792
155,540 410,142 565,683 6,768,650
146,654 419,029 565,683 6,349,621
137,575 428,108 565,683 5,921,513
128,299 437,384 565,683 5,484,129
118,823 446,860 565,683 5,037,269
109,141 456,542 565,683 4,580,727
99,249 466,434 565,683 4,114,293
89,143 476,540 565,683 3,637,753
78,818 486,865 565,683 3,150,888
68,269 497,414 565,683 2,653,475
57,492 508,191 565,683 2,145,284
46,481 519,202 565,683 1,626,082
35,232 530,451 565,683 1,095,631
23,739 541,944 565,683 553,686
11,997 553,686 565,683 0

3,076,391 13,576,391
Valor 9,000,000
C.I. 0
Fin. 9,000,000

P 9,000,000
n 12 meses Periodo
J 0.36 EA 0
i 0.030 EM 1
A 904,159 2
3
4
5
6
7
8
9
10
11
12

P 9,000,000
n 24 meses Periodo
J 0.36 EA 0
i 0.015 EM 1
A 449,317 2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
 A B C D E
Saldo inicial Interes Amortización Cuota Saldo final
D-B A-C
9,000,000 270,000 634,159 904,159 8,365,841
8,365,841 250,975 653,184 904,159 7,712,658
7,712,658 231,380 672,779 904,159 7,039,879
7,039,879 211,196 692,962 904,159 6,346,916
6,346,916 190,407 713,751 904,159 5,633,165
5,633,165 168,995 735,164 904,159 4,898,001
4,898,001 146,940 757,219 904,159 4,140,782
4,140,782 124,223 779,935 904,159 3,360,847
3,360,847 100,825 803,333 904,159 2,557,514
2,557,514 76,725 827,433 904,159 1,730,080
1,730,080 51,902 852,256 904,159 877,824
877,824 26,335 877,824 904,159 0

1,849,905 10,849,905

A B C D E
Saldo inicial Interes Amortización Cuota Saldo final
D-B A-C
9,000,000 135,000 314,317 449,317 8,685,683
8,685,683 130,285 319,032 449,317 8,366,651
8,366,651 125,500 323,817 449,317 8,042,834
8,042,834 120,643 328,674 449,317 7,714,160
7,714,160 115,712 333,605 449,317 7,380,555
7,380,555 110,708 338,609 449,317 7,041,947
7,041,947 105,629 343,688 449,317 6,698,259
6,698,259 100,474 348,843 449,317 6,349,416
6,349,416 95,241 354,076 449,317 5,995,340
5,995,340 89,930 359,387 449,317 5,635,954
5,635,954 84,539 364,778 449,317 5,271,176
5,271,176 79,068 370,249 449,317 4,900,927
4,900,927 73,514 375,803 449,317 4,525,124
4,525,124 67,877 381,440 449,317 4,143,684
4,143,684 62,155 387,162 449,317 3,756,522
3,756,522 56,348 392,969 449,317 3,363,553
3,363,553 50,453 398,864 449,317 2,964,689
2,964,689 44,470 404,847 449,317 2,559,843
2,559,843 38,398 410,919 449,317 2,148,923
2,148,923 32,234 417,083 449,317 1,731,840
1,731,840 25,978 423,339 449,317 1,308,501
1,308,501 19,628 429,689 449,317 878,812
878,812 13,182 436,135 449,317 442,677
442,677 6,640 442,677 449,317 0

1,783,606 10,783,606
 Valor 300,000,000
C.I. 90,000,000
Fin. 210,000,000

15 años 180 meses

1 año 12 meses

P 300,000,000 A B
n 180 Periodo Saldo inicial Interes
J 0.12 EA 0
i 0.000667 EM 1 210,000,000 140,000
A 1,238,455 2 208,901,545 139,268
3 207,802,358 138,535
4 206,702,438 137,802
5 205,601,785 137,068
6 204,500,399 136,334
7 203,398,277 135,599
8 202,295,422 134,864
9 201,191,830 134,128
10 200,087,504 133,392
11 198,982,441 132,655
12 197,876,641 131,918
13 196,770,104 131,180
14 195,662,829 130,442
15 194,554,816 129,703
16 193,446,065 128,964
17 192,336,574 128,224
18 191,226,344 127,484
19 190,115,373 126,744
20 189,003,662 126,002
21 187,891,210 125,261
22 186,778,016 124,519
23 185,664,080 123,776
24 184,549,401 123,033
25 183,433,980 122,289
26 182,317,814 121,545
27 181,200,905 120,801
28 180,083,251 120,056
29 178,964,851 119,310
30 177,845,707 118,564
31 176,725,816 117,817
32 175,605,178 117,070
33 174,483,794 116,323
34 173,361,661 115,574
35 172,238,781 114,826
36 171,115,152 114,077
37 169,990,774 113,327
38 168,865,647 112,577
39 167,739,769 111,827
40 166,613,141 111,075
41 165,485,762 110,324
42 164,357,631 109,572
43 163,228,748 108,819
44 162,099,112 108,066
45 160,968,724 107,312
46 159,837,582 106,558
47 158,705,685 105,804
48 157,573,034 105,049
49 156,439,628 104,293
50 155,305,467 103,537
51 154,170,549 102,780
52 153,034,875 102,023
53 151,898,443 101,266
54 150,761,254 100,508
55 149,623,307 99,749
56 148,484,601 98,990
57 147,345,136 98,230
58 146,204,911 97,470
59 145,063,927 96,709
60 143,922,181 95,948
61 142,779,675 95,186
62 141,636,406 94,424
63 140,492,376 93,662
64 139,347,583 92,898
65 138,202,026 92,135
66 137,055,706 91,370
67 135,908,622 90,606
68 134,760,773 89,841
69 133,612,159 89,075
70 132,462,779 88,309
71 131,312,633 87,542
72 130,161,720 86,774
73 129,010,040 86,007
74 127,857,592 85,238
75 126,704,375 84,470
76 125,550,390 83,700
77 124,395,636 82,930
78 123,240,112 82,160
 79 122,083,817 81,389
80 120,926,751 80,618
81 119,768,915 79,846
82 118,610,306 79,074
83 117,450,925 78,301
84 116,290,771 77,527
85 115,129,843 76,753
86 113,968,142 75,979
87 112,805,666 75,204
88 111,642,415 74,428
89 110,478,388 73,652
90 109,313,586 72,876
91 108,148,007 72,099
92 106,981,651 71,321
93 105,814,517 70,543
94 104,646,605 69,764
95 103,477,915 68,985
96 102,308,446 68,206
97 101,138,197 67,425
98 99,967,167 66,645
99 98,795,357 65,864
100 97,622,766 65,082
101 96,449,393 64,300
102 95,275,238 63,517
103 94,100,300 62,734
104 92,924,579 61,950
105 91,748,074 61,165
106 90,570,785 60,381
107 89,392,711 59,595
108 88,213,851 58,809
109 87,034,206 58,023
110 85,853,774 57,236
111 84,672,555 56,448
112 83,490,549 55,660
113 82,307,754 54,872
114 81,124,171 54,083
115 79,939,799 53,293
116 78,754,638 52,503
117 77,568,686 51,712
118 76,381,944 50,921
119 75,194,411 50,130
120 74,006,086 49,337
121 72,816,968 48,545
122 71,627,058 47,751
123 70,436,355 46,958
124 69,244,858 46,163
125 68,052,566 45,368
126 66,859,480 44,573
127 65,665,598 43,777
128 64,470,920 42,981
129 63,275,446 42,184
130 62,079,175 41,386
131 60,882,107 40,588
132 59,684,240 39,789
133 58,485,575 38,990
134 57,286,111 38,191
135 56,085,847 37,391
136 54,884,782 36,590
137 53,682,918 35,789
138 52,480,251 34,987
139 51,276,784 34,185
140 50,072,513 33,382
141 48,867,440 32,578
142 47,661,564 31,774
143 46,454,884 30,970
144 45,247,399 30,165
145 44,039,109 29,359
146 42,830,014 28,553
147 41,620,112 27,747
148 40,409,404 26,940
149 39,197,889 26,132
150 37,985,567 25,324
151 36,772,436 24,515
152 35,558,496 23,706
153 34,343,747 22,896
154 33,128,188 22,085
155 31,911,819 21,275
156 30,694,638 20,463
157 29,476,647 19,651
158 28,257,843 18,839
159 27,038,227 18,025
160 25,817,798 17,212
161 24,596,555 16,398
162 23,374,498 15,583
163 22,151,626 14,768
164 20,927,939 13,952
165 19,703,437 13,136
166 18,478,117 12,319
167 17,251,981 11,501
168 16,025,028 10,683
169 14,797,257 9,865
170 13,568,667 9,046
171 12,339,258 8,226
172 11,109,029 7,406
173 9,877,981 6,585
174 8,646,111 5,764
175 7,413,421 4,942
176 6,179,908 4,120
177 4,945,573 3,297
178 3,710,416 2,474
179 2,474,435 1,650
180 1,237,630 825

12,921,848
 C D E
Amortización Cuota Saldo final
D-B A-C
1,098,455 1,238,455 208,901,545
1,099,187 1,238,455 207,802,358
1,099,920 1,238,455 206,702,438
1,100,653 1,238,455 205,601,785
1,101,387 1,238,455 204,500,399
1,102,121 1,238,455 203,398,277
1,102,856 1,238,455 202,295,422
1,103,591 1,238,455 201,191,830
1,104,327 1,238,455 200,087,504
1,105,063 1,238,455 198,982,441
1,105,800 1,238,455 197,876,641
1,106,537 1,238,455 196,770,104
1,107,275 1,238,455 195,662,829
1,108,013 1,238,455 194,554,816
1,108,751 1,238,455 193,446,065
1,109,491 1,238,455 192,336,574
1,110,230 1,238,455 191,226,344
1,110,970 1,238,455 190,115,373
1,111,711 1,238,455 189,003,662
1,112,452 1,238,455 187,891,210
1,113,194 1,238,455 186,778,016
1,113,936 1,238,455 185,664,080
1,114,679 1,238,455 184,549,401
1,115,422 1,238,455 183,433,980
1,116,165 1,238,455 182,317,814
1,116,910 1,238,455 181,200,905
1,117,654 1,238,455 180,083,251
1,118,399 1,238,455 178,964,851
1,119,145 1,238,455 177,845,707
1,119,891 1,238,455 176,725,816
1,120,637 1,238,455 175,605,178
1,121,385 1,238,455 174,483,794
1,122,132 1,238,455 173,361,661
1,122,880 1,238,455 172,238,781
1,123,629 1,238,455 171,115,152
1,124,378 1,238,455 169,990,774
1,125,128 1,238,455 168,865,647
1,125,878 1,238,455 167,739,769
1,126,628 1,238,455 166,613,141
1,127,379 1,238,455 165,485,762
1,128,131 1,238,455 164,357,631
1,128,883 1,238,455 163,228,748
1,129,636 1,238,455 162,099,112
1,130,389 1,238,455 160,968,724
1,131,142 1,238,455 159,837,582
1,131,896 1,238,455 158,705,685
1,132,651 1,238,455 157,573,034
1,133,406 1,238,455 156,439,628
1,134,162 1,238,455 155,305,467
1,134,918 1,238,455 154,170,549
1,135,674 1,238,455 153,034,875
1,136,431 1,238,455 151,898,443
1,137,189 1,238,455 150,761,254
1,137,947 1,238,455 149,623,307
1,138,706 1,238,455 148,484,601
1,139,465 1,238,455 147,345,136
1,140,225 1,238,455 146,204,911
1,140,985 1,238,455 145,063,927
1,141,745 1,238,455 143,922,181
1,142,507 1,238,455 142,779,675
1,143,268 1,238,455 141,636,406
1,144,030 1,238,455 140,492,376
1,144,793 1,238,455 139,347,583
1,145,556 1,238,455 138,202,026
1,146,320 1,238,455 137,055,706
1,147,084 1,238,455 135,908,622
1,147,849 1,238,455 134,760,773
1,148,614 1,238,455 133,612,159
1,149,380 1,238,455 132,462,779
1,150,146 1,238,455 131,312,633
1,150,913 1,238,455 130,161,720
1,151,680 1,238,455 129,010,040
1,152,448 1,238,455 127,857,592
1,153,216 1,238,455 126,704,375
1,153,985 1,238,455 125,550,390
1,154,754 1,238,455 124,395,636
1,155,524 1,238,455 123,240,112
1,156,295 1,238,455 122,083,817
1,157,065 1,238,455 120,926,751
1,157,837 1,238,455 119,768,915
1,158,609 1,238,455 118,610,306
1,159,381 1,238,455 117,450,925
1,160,154 1,238,455 116,290,771
1,160,928 1,238,455 115,129,843
1,161,701 1,238,455 113,968,142
1,162,476 1,238,455 112,805,666
1,163,251 1,238,455 111,642,415
1,164,026 1,238,455 110,478,388
1,164,802 1,238,455 109,313,586
1,165,579 1,238,455 108,148,007
1,166,356 1,238,455 106,981,651
1,167,134 1,238,455 105,814,517
1,167,912 1,238,455 104,646,605
1,168,690 1,238,455 103,477,915
1,169,469 1,238,455 102,308,446
1,170,249 1,238,455 101,138,197
1,171,029 1,238,455 99,967,167
1,171,810 1,238,455 98,795,357
1,172,591 1,238,455 97,622,766
1,173,373 1,238,455 96,449,393
1,174,155 1,238,455 95,275,238
1,174,938 1,238,455 94,100,300
1,175,721 1,238,455 92,924,579
1,176,505 1,238,455 91,748,074
1,177,289 1,238,455 90,570,785
1,178,074 1,238,455 89,392,711
1,178,860 1,238,455 88,213,851
1,179,645 1,238,455 87,034,206
1,180,432 1,238,455 85,853,774
1,181,219 1,238,455 84,672,555
1,182,006 1,238,455 83,490,549
1,182,794 1,238,455 82,307,754
1,183,583 1,238,455 81,124,171
1,184,372 1,238,455 79,939,799
1,185,162 1,238,455 78,754,638
1,185,952 1,238,455 77,568,686
1,186,742 1,238,455 76,381,944
1,187,533 1,238,455 75,194,411
1,188,325 1,238,455 74,006,086
1,189,117 1,238,455 72,816,968
1,189,910 1,238,455 71,627,058
1,190,703 1,238,455 70,436,355
1,191,497 1,238,455 69,244,858
1,192,291 1,238,455 68,052,566
1,193,086 1,238,455 66,859,480
1,193,882 1,238,455 65,665,598
1,194,678 1,238,455 64,470,920
1,195,474 1,238,455 63,275,446
1,196,271 1,238,455 62,079,175
1,197,069 1,238,455 60,882,107
1,197,867 1,238,455 59,684,240
1,198,665 1,238,455 58,485,575
1,199,464 1,238,455 57,286,111
1,200,264 1,238,455 56,085,847
1,201,064 1,238,455 54,884,782
1,201,865 1,238,455 53,682,918
1,202,666 1,238,455 52,480,251
1,203,468 1,238,455 51,276,784
1,204,270 1,238,455 50,072,513
1,205,073 1,238,455 48,867,440
1,205,876 1,238,455 47,661,564
1,206,680 1,238,455 46,454,884
1,207,485 1,238,455 45,247,399
1,208,290 1,238,455 44,039,109
1,209,095 1,238,455 42,830,014
1,209,901 1,238,455 41,620,112
1,210,708 1,238,455 40,409,404
1,211,515 1,238,455 39,197,889
1,212,323 1,238,455 37,985,567
1,213,131 1,238,455 36,772,436
1,213,940 1,238,455 35,558,496
1,214,749 1,238,455 34,343,747
1,215,559 1,238,455 33,128,188
1,216,369 1,238,455 31,911,819
1,217,180 1,238,455 30,694,638
1,217,992 1,238,455 29,476,647
1,218,804 1,238,455 28,257,843
1,219,616 1,238,455 27,038,227
1,220,429 1,238,455 25,817,798
1,221,243 1,238,455 24,596,555
1,222,057 1,238,455 23,374,498
1,222,872 1,238,455 22,151,626
1,223,687 1,238,455 20,927,939
1,224,503 1,238,455 19,703,437
1,225,319 1,238,455 18,478,117
1,226,136 1,238,455 17,251,981
1,226,953 1,238,455 16,025,028
1,227,771 1,238,455 14,797,257
1,228,590 1,238,455 13,568,667
1,229,409 1,238,455 12,339,258
1,230,229 1,238,455 11,109,029
1,231,049 1,238,455 9,877,981
1,231,869 1,238,455 8,646,111
1,232,691 1,238,455 7,413,421
1,233,512 1,238,455 6,179,908
1,234,335 1,238,455 4,945,573
1,235,158 1,238,455 3,710,416
1,235,981 1,238,455 2,474,435
1,236,805 1,238,455 1,237,630
1,237,630 1,238,455 0

222,921,848
Valor 3,000,000
C.I. 0
Fin. 3,000,000

P 3,000,000 A B
n 12 meses Periodo Saldo inicial Interes
J 0.36 EA 0
i 0.030 EM 1 3,000,000 90,000
A 301,386 2 2,788,614 83,658
3 2,570,886 77,127
4 2,346,626 70,399
5 2,115,639 63,469
6 1,877,722 56,332
7 1,632,667 48,980
8 1,380,261 41,408
9 1,120,282 33,608
10 852,505 25,575
11 576,693 17,301
12 292,608 8,778

616,635

P 3,000,000 A B
n 24 meses Periodo Saldo inicial Interes
J 0.36 EA 0
i 0.015 EM 1 3,000,000 45,000
A 149,772 2 2,895,228 43,428
3 2,788,884 41,833
4 2,680,945 40,214
5 2,571,387 38,571
6 2,460,185 36,903
7 2,347,316 35,210
8 2,232,753 33,491
9 2,116,472 31,747
10 1,998,447 29,977
11 1,878,651 28,180
12 1,757,059 26,356
13 1,633,642 24,505
14 1,508,375 22,626
15 1,381,228 20,718
16 1,252,174 18,783
17 1,121,184 16,818
18 988,230 14,823
19 853,281 12,799
20 716,308 10,745
21 577,280 8,659
22 436,167 6,543
23 292,937 4,394
24 147,559 2,213

594,535
 C D E
Amortización Cuota Saldo final
D-B A-C
211,386 301,386 2,788,614
217,728 301,386 2,570,886
224,260 301,386 2,346,626
230,987 301,386 2,115,639
237,917 301,386 1,877,722
245,055 301,386 1,632,667
252,406 301,386 1,380,261
259,978 301,386 1,120,282
267,778 301,386 852,505
275,811 301,386 576,693
284,085 301,386 292,608
292,608 301,386 0

3,616,635

C D E
Amortización Cuota Saldo final
D-B A-C
104,772 149,772 2,895,228
106,344 149,772 2,788,884
107,939 149,772 2,680,945
109,558 149,772 2,571,387
111,202 149,772 2,460,185
112,870 149,772 2,347,316
114,563 149,772 2,232,753
116,281 149,772 2,116,472
118,025 149,772 1,998,447
119,796 149,772 1,878,651
121,593 149,772 1,757,059
123,416 149,772 1,633,642
125,268 149,772 1,508,375
127,147 149,772 1,381,228
129,054 149,772 1,252,174
130,990 149,772 1,121,184
132,955 149,772 988,230
134,949 149,772 853,281
136,973 149,772 716,308
139,028 149,772 577,280
141,113 149,772 436,167
143,230 149,772 292,937
145,378 149,772 147,559
147,559 149,772 0

3,594,535