PERFIL FINANCIERO

ACTIVO
DISPONIBILIDADES
Caja
Banco Central
Bancos del País
Bancos del Exterior
Cheques a Compensar
Giros sobre el Exterior
INVERSIONES
En Títulos-Valores para Negociación
En Títulos-Valores para la Venta
En Títulos-Valores para su Vencimiento
Operaciones de Reporto
Certificados de Participación
Intereses Pagados en Compra de Valores
SUMA
(-) Estimaciones por Valuación
CARTERA DE CRÉDITOS
Vigente
Vencidos
SUMA
(-) Estimaciones Por Valuación
PRODUCTOS FINANCIEROS POR COBRAR
CUENTAS POR COBRAR (Neto)
BIENES REALIZABLES (Neto)
INVERSIONES PERMANENTES (Neto)
OTRAS INVERSIONES (Neto)
SUCURSALES, CASA MATRIZ Y DEPARTAMENTOS
ADSCRITOS
INMUEBLES Y MUEBLES (Neto)
CARGOS DIFERIDOS (Neto)
PASIVO
OBLIGACIONES DEPOSITARIAS
Depósitos Monetarios
Depósitos de Ahorro
Depósitos a Plazo
Depósitos a la Orden
Depósitos con Restricciones
CRÉDITOS OBTENIDOS
Del Banco Central
De Instituciones Financieras Nacionales
De Instituciones Financieras Extranjeras
Organismos Internacionales
OBLIGACIONES FINANCIERAS
GASTOS FINANCIEROS POR PAGAR
CUENTAS POR PAGAR
PROVISIONES
SUCURSALES, CASA MATRIZ Y DEPARTAMENTOS
ADSCRITOS
OTRAS OBLIGACIONES
CRÉDITOS DIFERIDOS
SUMA
OTRAS CUENTAS ACREEDORAS
CAPITAL CONTABLE
CAPITAL PAGADO
Capital Autorizado
(-) Capital No Pagado
Casa Matriz, Capital Asignado
APORTACIONES PERMANENTES
RESERVA DE CAPITAL
RESERVAS PARA ACTIVOS EXTRAORDINARIOS
REVALUACIÓN DE ACTIVOS
OBLIGACIONES SUBORDINADAS
GANANCIAS Y PÉRDIDAS POR FUSIÓN

VALUACIÓN DE ACTIVOS DE RECUPERACIÓN DUDOSA

PROVISION DE BENEFICIOS A EMPLEADOS
AJUSTES AL IMPUESTO SOBRE LA RENTA
GANANCIAS O PÉRDIDAS POR CAMBIOS EN EL VALOR
DE MERCADO DE LAS INVERSIONES
RESULTADOS DE EJERCICIOS ANTERIORES
RESULTADOS DEL EJERCICIO
TOTAL IGUAL A LA SUMA DEL ACTIVO

ESTADO DE RESULTADOS
PRODUCTOS FINANCIEROS
GASTOS FINANCIEROS
MARGEN POR INVERSIÓN
PRODUCTOS POR SERVICIOS
GASTOS POR SERVICIOS
MARGEN POR SERVICIOS
OTROS PRODUCTOS Y GASTOS DE OPERACIÓN
Productos
Gastos
MARGEN OTROS PRODUCTOS Y GASTOS DE OPERACIÓN
MARGEN OPERACIONAL BRUTO
GASTOS DE ADMINISTRACIÓN
MARGEN OPERACIONAL NETO
PRODUCTOS Y GASTOS EXTRAORDINARIOS
Productos Extraordinarios
Gastos Extraordinarios

PRODUCTOS Y GASTOS DE EJERCICIOS ANTERIORES

Productos de Ejercicios Anteriores
Gastos de Ejercicios Anteriores
GANANCIA (PÉRDIDA) BRUTA
IMPUESTO SOBRE LA RENTA
GANANCIA (PÉRDIDA) NETA
TASAS DE INTERÉS PROMEDIO PONDERADAS
MONEDA NACIONAL
OPERACIONES ACTIVAS
Préstamos
Documentos Descontados
OPERACIONES PASIVAS
Depósitos Monetarios
Depósitos de Ahorro
Depósitos a Plazo
Bonos
Pagarés Financieros
Obligaciones Subordinadas
Obligaciones Financieras con Restricciones
Obligaciones Convertibles en Acciones
MONEDA EXTRANJERA
OPERACIONES ACTIVAS
Préstamos
Documentos Descontados
OPERACIONES PASIVAS
Depósitos Monetarios
Depósitos de Ahorro
Depósitos a Plazo
Bonos
Pagarés Financieros
Obligaciones Subordinadas
Obligaciones Financieras con Restricciones
Obligaciones Convertibles en Acciones
ENCAJE LEGAL
MONEDA NACIONAL
Encaje Computable
Encaje Requerido
Posición
MONEDA EXTRANJERA /Cifras en miles de Dólares
Encaje Computable
Encaje Requerido
Posición
CARTERA DE CRÉDITOS
MONEDA NACIONAL
TOTAL DE CARTERA DE CRÉDITOS (BRUTA)
Vigente
Vencidos en Proceso de Prórroga
Vencidos en Cobro Administrativo
Vencidos en Cobro Judicial
Monto total de Cartera de Créditos (Bruta)
MONEDA EXTRANJERA
TOTAL DE CARTERA DE CRÉDITOS (BRUTA)
Vigente
Vencidos en Proceso de Prórroga
Vencidos en Cobro Administrativo
Vencidos en Cobro Judicial
Monto total de Cartera de Créditos (Bruta)

DEPÓSITOS
MONEDA NACIONAL
No. de Cuentas Depósitos Monetarios
Monto Depósitos Monetarios
No. de Cuentas Depósitos de Ahorro
Monto Depósitos de Ahorro
No. de Cuentas Depósitos a Plazo
Monto Depósitos a Plazo
No. de Cuentas a la Orden
Monto Depósitos a la Orden
No. de Cuentas Depósitos con Restricciones
Monto Depósitos con Restricciones
No. de Obligaciones Financieras
Monto Obligaciones Financieras
MONEDA EXTRANJERA
No. de Cuentas Depósitos Monetarios
Monto Depósitos Monetarios
No. de Cuentas Depósitos de Ahorro
Monto Depósitos de Ahorro
No. de Cuentas Depósitos a Plazo
Monto Depósitos a Plazo
No. de Cuentas a la Orden
Monto Depósitos a la Orden
No. de Cuentas Depósitos con Restricciones
Monto Depósitos con Restricciones
No. de Obligaciones Financieras
Monto Obligaciones Financieras
POSICIÓN PATRIMONIAL
CAPITAL COMPUTABLE
CAPITAL REQUERIDO
POSICIÓN
INDICADORES FINANCIEROS
LIQUIDEZ
Liquidez inmediata (LI)
Liquidez mediata (LM)
SOLVENCIA
Patrimonio con relación a activos (PA)

Patrimonio con relación a cartera de créditos (PCC)

Patrimonio con relación a las captaciones (PCA)
Adecuación de capital (AC)
Calce de operaciones ME con relación al patrimonio
computable (COME)
RENTABILIDAD
Rendimiento sobre patrimonio (ROE)
Rendimiento sobre activos (ROA)
Eficiencia sobre activos (EA)
Eficiencia (EF)
CALIDAD DE ACTIVOS
Cartera de créditos vencida con relación a cartera de
créditos bruta (CVC)
Cobertura de cartera de créditos en riesgo (CCR)
EL CRÉDITO HIPOTECARIO NACIONAL DE GUATEMALA INMOBILIARIO, S. A. DE LOS TRABAJADORES
3,971,702 1,617,647 26,289,390
645,743 218,207 3,177,382
74,053 49,629 169,852
486,968 155,389 2,825,802
2,852 2,668 3,182
39,702 4,666 156,296
42,168 5,855 22,249
0 0 0
1,545,015 382,742 8,263,648
0 0 0
1,189,050 41,147 6,503,635
289,327 331,966 1,322,308
75,000 10,194 443,529
0 0 0
2,861 0 972
1,556,238 383,308 8,270,443
11,223 565 6,796
1,245,425 904,076 14,006,607
1,299,854 904,923 14,060,208
183,395 9,368 198,047
1,483,249 914,291 14,258,255
237,824 10,215 251,647
14,899 8,538 349,507
132,997 9,951 17,712
63,865 11,847 33,979
3,321 3,781 73,886
3,093 0 0

0 0 0
283,933 65,934 194,256
33,413 12,570 172,413
3,815,875 1,314,291 22,971,398
3,034,220 1,278,967 20,541,209
1,163,745 319,538 1,329,385
742,031 303,499 2,440,086
1,100,094 653,502 16,748,379
16,931 214 13
11,419 2,214 23,345
0 0 1,154,826
0 0 0
0 0 0
 0 0 1,154,826
0 0 0
1,280 0 0
20,031 8,673 27,922
667,844 15,850 749,169
52,259 1,052 72,449

0 0 0
0 0 0
3,983 3,239 115,819
3,779,617 1,307,780 22,661,392
36,258 6,511 310,005
155,827 303,355 3,317,992
15,000 289,606 199,839
15,000 600,000 200,000
0 310,394 161
0 0 0
219,653 0 8
660,211 13,326 2,366,161
0 0 0
162,597 52,331 35,769
0 0 0
0 0 0

70,986 38,437 0
0 0 0
0 0 0

0 0 17,741
-874,296 -24,867 0
43,649 11,397 698,474
3,971,702 1,617,647 26,289,390

236,585 119,720 3,402,397

103,463 46,990 1,548,882
133,122 72,730 1,853,515
478,685 5,762 39,771
20,841 5,129 29,634
457,845 633 10,137

2,154 1,901 27,388

24,483 4,677 195,373
 -22,330 -2,776 -167,985
568,637 70,587 1,695,666
253,288 68,413 922,234
315,349 2,174 773,432
-282,945 8,791 55,368
64,024 10,759 60,854
346,969 1,968 5,485

11,245 433 -2,537

13,122 2,670 6,223
1,877 2,237 8,759
43,649 11,397 826,264
0 0 127,789
43,649 11,397 698,474

10.35% 10.68% 20.23%

10.62% 10.79% 0.00%

0.71% 0.41% 2.36%

2.57% 2.11% 4.01%
5.63% 6.18% 7.19%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%

8.19% 7.31% 7.72%

8.14% 7.67% 0.00%

0.21% 0.56% 0.37%

0.98% 1.22% 0.37%
2.59% 3.61% 1.02%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
 462,100 175,110 3,000,089
432,164 171,499 2,997,056
29,936 3,611 3,033

1,103 2,676 13,442

1,061 2,369 1,885
42 307 11,557

100.00% 100.00% 100.00%

87.64% 98.85% 99.11%
1.51% 0.00% 0.00%
1.82% 0.06% 0.66%
9.04% 1.10% 0.23%
1,458,643 812,037 14,143,519

100.00% 100.00% 100.00%

87.27% 100.00% 37.32%
12.73% 0.00% 0.00%
0.00% 0.00% 47.43%
0.00% 0.00% 15.25%
24,606 102,254 114,736

57,807 9,324 33,548

1,149,597 273,274 1,288,406
42,715 52,406 405,211
726,358 293,015 2,395,223
2,138 1,776 23,544
1,075,671 589,404 16,738,557
336 36 5
16,928 211 13
7,565 1,500 56,671
11,377 2,178 22,799
126 0 0
1,280 0 0

396 417 1,145

14,149 46,265 40,979
543 393 1,276
 15,674 10,484 44,864
97 63 25
24,422 64,098 9,822
17 1 0
3 3 0
63 27 187
42 36 546
0 0 0
0 0 0

263,057 300,423 3,346,731

165,067 110,192 1,582,663
97,990 190,232 1,764,068

21.13% 16.95% 15.46%

58.84% 46.10% 50.91%

3.92% 18.75% 12.62%

10.51% 33.18% 23.27%

5.10% 23.56% 16.14%
15.95% 27.55% 21.62%

4.00% 2.32% -2.25%

29.64% 3.79% 27.86%

1.15% 0.73% 3.21%
6.68% 4.35% 3.59%
44.54% 96.92% 54.39%

12.36% 1.02% 1.39%

129.68% 109.03% 127.06%
INDUSTRIAL, S. A. DE DESARROLLO RURAL, S. A. INTERNACIONAL, S. A.
98,036,547 74,671,544 9,594,216
11,296,823 10,801,163 1,272,109
1,248,592 2,059,311 376,636
8,060,595 7,823,058 568,977
0 35,690 21,941
1,584,153 667,333 165,031
403,482 214,736 137,787
0 1,036 1,737
30,551,242 27,941,996 1,446,713
0 0 0
0 21,358,242 1,234,757
30,143,348 5,898,256 211,960
416,342 146,068 0
20,958 633,571 0
1,683 987 0
30,582,331 28,037,124 1,446,717
31,089 95,128 4
52,181,574 32,823,075 6,552,928
52,681,283 33,353,346 6,631,515
479,926 1,603,401 59,765
53,161,209 34,956,747 6,691,280
979,635 2,133,671 138,352
389,605 600,004 37,004
369,297 104,065 76,632
102,732 423,870 29,605
588,895 538,069 36,435
289,090 102,211 695

0 0 0
1,471,766 509,806 86,118
795,525 827,286 55,976
89,481,827 67,025,592 8,659,807
66,966,231 61,146,514 7,753,664
28,855,642 20,958,554 2,459,247
14,636,285 18,640,716 1,549,989
23,145,758 20,925,124 3,708,916
26,193 539,522 11,957
302,353 82,598 23,555
19,705,349 3,487,826 688,276
0 0 0
0 0 0
19,527,542 3,487,826 534,299
177,807 0 153,977
65,800 0 400
365,416 215,315 38,096
729,293 1,078,808 57,642
26,512 581,531 42,346

0 0 0
1,424,285 0 23,097
88,745 69,187 30,209
89,371,631 66,579,181 8,633,730
110,195 446,411 26,077
8,554,720 7,645,952 934,409
2,404,594 1,170,334 641,790
4,000,000 5,000,000 1,000,000
1,595,406 3,829,666 358,210
0 0 0
1,525,755 55,740 41
3,033,248 5,649,921 132,705
0 0 0
56,118 23,752 13,095
0 0 0
0 0 0

0 0 0
0 174,275 0
0 0 0

0 56,569 0
0 0 0
1,535,006 863,912 146,777
98,036,547 74,671,544 9,594,216

6,128,432 6,032,057 696,467

3,240,588 2,258,622 347,200
2,887,844 3,773,435 349,267
382,469 889,710 67,243
0 0 16,648
382,469 889,710 50,594

776,265 262,923 113,322

486,682 1,148,662 98,558
 289,583 -885,739 14,764
3,559,896 3,777,406 414,625
1,981,624 2,822,601 265,040
1,578,272 954,805 149,586
72,521 -53,153 8,265
79,003 52,137 9,492
6,482 105,290 1,228

10,540 23,014 -238

15,205 58,302 245
4,665 35,287 482
1,661,333 924,666 157,613
126,327 60,754 10,836
1,535,006 863,912 146,777

8.84% 13.54% 10.81%

6.85% 8.00% 6.61%

0.76% 0.42% 1.25%

1.10% 1.58% 2.47%
5.95% 5.99% 6.08%
7.36% 0.00% 5.25%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%

6.34% 6.44% 6.01%

5.55% 7.00% 5.93%

0.40% 0.73% 0.47%

0.70% 1.07% 1.55%
3.47% 3.69% 3.55%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
8.25% 0.00% 3.75%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
 7,788,803 8,822,684 804,930
7,747,932 8,582,100 793,246
40,871 240,584 11,684

265,295 38,907 41,920

252,121 24,312 41,439
13,175 14,595 481

100.00% 100.00% 100.00%

98.42% 95.78% 98.71%
0.01% 0.00% 0.00%
1.10% 2.33% 0.34%
0.48% 1.89% 0.95%
25,201,945 30,206,886 4,356,196

100.00% 100.00% 100.00%

99.71% 93.10% 99.86%
0.01% 0.00% 0.00%
0.12% 3.88% 0.00%
0.17% 3.02% 0.14%
27,959,264 4,749,861 2,335,084

1,263,032 1,434,140 79,357

21,956,482 20,428,147 1,884,654
1,359,238 4,501,703 87,482
11,121,250 18,421,837 1,066,730
18,066 61,419 2,719
20,580,775 20,418,205 2,609,548
111,123 1,781 511
23,552 442,528 10,223
91,377 16,672 10,894
273,467 81,916 19,723
40 0 1
65,800 0 400

72,395 12,489 4,054

6,899,160 530,407 574,593
56,742 24,297 4,862
3,515,034 218,879 483,259
1,090 539 460
2,564,984 506,919 1,099,368
3,961 37 109
2,641 96,994 1,734
3,585 61 460
28,886 682 3,832
0 0 0
0 0 0

9,283,144 7,767,552 1,007,092

6,869,940 4,393,203 755,111
2,413,204 3,374,349 251,981

16.81% 17.61% 16.34%

47.67% 58.77% 31.84%

8.73% 10.24% 9.74%

16.09% 21.87% 13.96%

12.73% 12.47% 12.00%
13.81% 19.00% 13.47%

4.15% 22.13% 1.01%

20.49% 12.61% 18.06%

1.75% 1.30% 1.73%
2.09% 3.97% 2.91%
55.67% 74.72% 63.92%

0.90% 4.59% 0.89%

204.12% 133.07% 231.49%
CITIBANK, N.A., SUCURSAL GUATEMALA VIVIBANCO, S. A. FICOHSA GUATEMALA, S. A.
2,499,054 736,863 2,659,708
1,936,150 105,231 471,160
23,132 4,168 96,164
898,597 94,184 309,981
7,062 937 4,883
953,466 36 45,123
53,893 5,906 15,009
0 0 0
483,577 255,282 499,495
0 0 0
483,577 252,567 418,567
0 2,715 80,928
0 0 0
0 0 0
0 0 0
483,577 255,282 499,495
0 0 0
14,846 310,489 1,540,822
15,003 311,168 1,542,598
83 2,929 38,232
15,086 314,096 1,580,830
240 3,607 40,008
17,992 1,558 11,464
23,557 10,141 7,862
0 16,727 3,110
180 13,984 3,214
0 111 2

0 0 0
8,251 21,340 83,264
14,500 1,999 39,315
2,160,668 581,405 2,391,878
1,785,221 541,965 2,126,557
1,722,194 63,437 321,890
0 136,396 87,045
54,985 341,575 1,716,464
0 52 2
8,042 505 1,155
269,459 9,758 164,242
0 0 0
0 0 105,758
 269,459 9,758 58,484
0 0 0
0 0 35,050
113 1,858 6,839
59,849 9,351 36,701
45,964 2,989 14,222

0 0 0
0 0 0
62 2,157 4,779
2,160,668 568,078 2,388,389
0 13,326 3,488
338,387 155,458 267,830
84,982 126,500 207,718
0 300,000 450,000
0 173,500 242,282
84,982 0 0
0 0 0
30,629 10,270 13,351
0 0 0
0 10,719 0
0 0 0
0 0 0

0 300 2,789
8,378 0 0
0 0 0

9,112 0 0
133,669 0 22,142
88,373 8,269 27,408
2,499,054 736,863 2,659,708

158,066 65,445 469,773

36,542 30,081 122,285
121,524 35,364 347,488
5,822 1,078 18,516
50 0 53,146
5,773 1,078 -34,630

104,646 1,815 7,591

6,970 3,184 109,485
 97,676 -1,369 -101,894
224,972 35,073 210,964
128,013 33,541 212,882
96,960 1,533 -1,918
1,070 6,498 30,975
1,436 7,468 31,523
366 970 548

2,640 1,617 -337

2,837 1,856 0
198 239 337
100,669 9,648 28,720
12,296 1,379 1,312
88,373 8,269 27,408

7.25% 10.92% 17.39%

0.00% 14.90% 0.00%

0.33% 2.58% 1.35%

0.00% 3.46% 3.96%
0.00% 6.73% 7.00%
0.00% 0.00% 7.78%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%

0.00% 9.42% 7.40%

0.00% 0.00% 6.08%

0.01% 0.00% 2.80%

0.00% 0.11% 2.26%
0.23% 2.50% 4.31%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
 205,664 80,256 196,845
187,951 77,426 192,773
17,713 2,830 4,072

24,843 262 18,322

12,885 171 12,750
11,958 92 5,572

100.00% 100.00% 100.00%

99.39% 99.07% 96.47%
0.00% 0.00% 0.00%
0.61% 0.06% 3.45%
0.00% 0.87% 0.09%
10,945 313,429 1,052,141

100.00% 100.00% 100.00%

99.60% 98.16% 99.80%
0.00% 0.00% 0.00%
0.40% 0.61% 0.18%
0.00% 1.23% 0.02%
4,141 668 528,689

322 3,595 2,502

1,105,418 63,437 193,258
0 18,474 13,055
0 126,449 63,525
0 411 651
0 341,152 1,134,506
0 964 48
0 52 2
31 981 1,167
7,825 505 936
0 0 22
0 0 35,050

191 0 731
616,776 0 128,632
0 138 688
 0 9,947 23,520
2 1 197
54,985 423 581,958
0 0 1
0 0 0
4 0 23
217 0 219
0 0 0
0 0 0

231,221 142,906 294,931

51,242 52,489 196,404
179,979 90,417 98,526

108.45% 19.35% 21.73%

114.43% 64.04% 40.97%

13.54% 21.10% 10.07%

2243.05% 49.49% 16.94%

18.95% 28.59% 12.35%
46.16% 27.44% 15.20%

10.22% 0.32% 5.11%

32.76% 6.31% 11.23%

4.07% 1.38% 1.26%
5.17% 4.78% 9.33%
56.90% 95.63% 100.91%

0.55% 0.93% 2.42%

287.68% 123.17% 104.65%
PROMERICA, S. A. DE ANTIGUA, S. A. DE AMÉRICA CENTRAL, S. A.
14,428,878 1,397,295 29,949,746
2,056,022 184,296 4,118,240
228,803 45,971 666,801
1,501,529 127,181 3,021,694
7,692 8,865 3,432
214,414 0 215,871
83,665 2,280 206,298
19,920 0 4,144
1,764,836 107,000 3,154,102
0 0 0
816,751 0 2,617,810
947,855 107,000 468,373
0 0 100,000
0 0 0
230 0 543
1,764,836 107,000 3,186,727
0 0 32,625
9,794,450 974,671 22,037,835
9,802,700 1,004,039 22,058,892
164,292 33,872 355,101
9,966,992 1,037,911 22,413,992
172,542 63,240 376,158
73,817 26,131 140,836
98,426 22,041 73,529
59,253 0 46,799
944 0 39,944
0 0 6,184

0 0 0
436,433 2,808 178,050
144,697 80,347 154,228
12,951,786 1,201,597 26,955,289
11,509,277 1,107,825 24,215,066
2,252,714 0 10,557,186
1,008,639 67,927 3,184,947
8,209,875 1,039,001 10,417,527
2,564 621 16,250
35,485 277 39,156
608,310 0 1,952,024
0 0 0
25,398 0 0
 500,425 0 1,917,807
82,488 0 34,217
0 0 0
91,068 11,145 182,842
185,140 45,181 395,322
27,862 11,167 42,187

0 0 0
423,436 0 0
37,898 0 36,880
12,882,992 1,175,319 26,824,321
68,794 26,278 130,968
1,477,092 195,698 2,994,457
598,159 125,176 1,029,766
1,500,000 160,000 2,800,000
901,841 34,824 1,770,234
0 0 0
0 0 0
416,668 9,553 308,961
0 0 0
11,413 0 25,179
0 0 0
0 0 0

62,562 25,000 0
0 0 0
0 0 0

0 0 25,815
260,549 54,299 1,018,683
252,865 31,669 586,052
14,428,878 1,397,295 29,949,746

2,018,099 437,021 2,227,723

655,090 90,880 832,820
1,363,009 346,141 1,394,903
341,726 16,200 104,468
88,896 12,632 46,290
252,831 3,568 58,178

82,125 1 297,575
679,160 154,470 339,794
 -597,036 -154,469 -42,219
1,018,804 195,240 1,410,862
899,999 183,299 722,181
118,805 11,941 688,682
153,586 31,622 60,072
161,038 31,636 79,251
7,452 14 19,179

4,410 -606 0
5,611 319 0
1,201 925 0
276,800 42,956 748,754
23,935 11,287 162,701
252,865 31,669 586,052

19.23% 46.21% 7.67%

9.61% 0.00% 7.95%

2.08% 0.00% 0.82%

3.21% 2.98% 0.98%
6.72% 7.60% 6.23%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%

7.87% 0.00% 5.95%

7.51% 0.00% 6.11%

0.77% 0.00% 0.34%

1.07% 1.00% 1.23%
4.31% 1.63% 3.49%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
8.03% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
1,223,757 163,806 2,171,032
1,210,620 163,462 2,125,331
13,138 344 45,701

62,108 296 176,315

60,569 37 173,246
1,539 259 3,069

100.00% 100.00% 100.00%

97.51% 96.74% 97.84%
0.00% 0.00% 0.44%
2.49% 3.16% 1.38%
0.00% 0.10% 0.33%
5,887,729 1,037,046 12,211,235

100.00% 100.00% 100.00%

99.57% 95.36% 99.10%
0.00% 0.00% 0.09%
0.43% 4.64% 0.70%
0.00% 0.00% 0.11%
4,079,264 865 10,202,758

111,837 0 173,834
1,182,926 0 6,541,328
174,413 30,526 346,726
636,325 67,273 2,455,868
4,366 2,555 4,019
6,421,377 1,037,882 6,156,150
380 24 1,625
791 621 14,110
44,087 383 6,476
28,914 275 33,743
0 0 0
0 0 0

16,897 0 19,204
1,069,788 0 4,015,858
17,570 127 13,145
 372,314 655 729,079
1,142 7 610
1,788,497 1,119 4,261,376
131 0 221
1,773 0 2,140
16,838 3 636
6,571 1 5,413
0 0 0
0 0 0

2,002,347 225,100 2,641,141

1,296,493 119,877 2,301,117
705,854 105,223 340,024

17.74% 16.47% 16.90%

30.84% 25.02% 27.19%

10.24% 14.01% 10.00%

14.82% 18.86% 13.36%

12.75% 17.49% 12.29%
15.56% 19.47% 11.49%

25.08% 2.51% 38.02%

19.46% 23.97% 26.11%

1.99% 3.04% 2.70%
6.47% 12.98% 2.61%
88.34% 93.88% 51.19%

1.65% 3.26% 1.58%

105.02% 186.70% 105.93%
AGROMERCANTIL DE GUATEMALA, S. A. G&T CONTINENTAL, S. A. AZTECA DE GUATEMALA, S. A.
28,473,891 52,532,053 1,817,976
3,884,410 9,458,919 237,321
652,141 1,563,068 104,579
2,841,389 6,100,980 122,493
26,001 4,550 4,158
130,956 1,465,377 3,550
226,809 324,022 2,541
7,115 921 0
2,395,384 18,870,911 360,016
0 0 0
1,294,232 15,969,012 245,016
1,118,547 138,789 95,000
0 2,782,304 20,000
0 0 0
0 425 0
2,412,779 18,890,529 360,016
17,395 19,618 0
21,524,411 21,753,481 1,072,237
21,573,206 21,950,072 1,072,237
506,649 575,538 34,180
22,079,856 22,525,610 1,106,417
555,445 772,129 34,180
71,947 226,730 19,658
31,849 167,524 41,050
172,306 222,180 0
55,873 961,133 0
18,475 32,998 0

0 0 0
214,469 633,989 51,554
104,766 204,188 36,140
25,936,041 47,869,833 1,218,476
19,666,871 38,883,977 978,144
6,459,011 14,857,681 546,035
4,736,964 12,020,578 0
8,353,094 11,873,075 425,729
54,104 0 33
63,698 132,642 6,347
5,446,089 7,236,664 0
0 0 0
0 0 0
 4,483,734 6,928,711 0
962,355 307,954 0
6,306 0 0
201,992 130,195 4,193
323,149 400,932 107,316
126,468 26,147 69,998

0 0 0
0 1,039,343 0
90,599 61,463 40,572
25,861,475 47,778,722 1,200,224
74,565 91,111 18,252
2,537,850 4,662,220 599,500
1,167,587 2,268,012 105,001
2,000,000 3,000,000 200,000
832,413 731,988 94,999
0 0 0
407,013 553,476 0
330,708 1,272,328 395,817
0 0 0
22,921 0 0
0 0 0
0 0 0

48,447 0 0
0 0 0
0 0 0

5,118 116,873 0
366,809 0 0
286,140 451,532 98,682
28,473,891 52,532,053 1,817,976

2,155,859 3,332,992 788,348

892,933 1,844,062 50,347
1,262,926 1,488,929 738,001
231,118 345,186 112,259
138,164 37,252 41,198
92,955 307,935 71,061

104,793 349,361 13,521

371,852 543,848 104,681
 -267,059 -194,487 -91,160
1,088,821 1,602,376 717,903
772,472 1,162,964 607,177
316,349 439,412 110,726
43,449 84,335 19,377
69,472 93,706 32,238
26,023 9,371 12,861

1,413 -28,101 2,600

4,653 9,633 2,844
3,239 37,733 244
361,211 495,647 132,703
75,071 44,116 34,021
286,140 451,532 98,682

9.84% 9.67% 74.55%

0.00% 7.47% 0.00%

0.78% 1.20% 4.56%

1.89% 3.26% 0.00%
6.02% 6.03% 6.96%
5.53% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%

6.33% 6.77% 0.00%

0.00% 6.08% 0.00%

0.64% 1.23% 0.36%

1.72% 2.23% 0.00%
3.67% 3.65% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
0.00% 6.83% 0.00%
0.00% 0.00% 0.00%
0.00% 0.00% 0.00%
 2,190,077 4,746,057 141,133
2,144,366 4,631,380 140,275
45,711 114,677 858

99,877 138,740 1,472

96,792 132,044 226
3,084 6,695 1,246

100.00% 100.00% 100.00%

96.71% 95.93% 96.91%
1.48% 0.04% 0.00%
0.03% 3.09% 3.09%
1.78% 0.94% 0.00%
12,881,600 12,102,006 1,106,417

100.00% 100.00% 0.00%

99.09% 99.21% 0.00%
0.11% 0.00% 0.00%
0.52% 0.69% 0.00%
0.28% 0.10% 0.00%
9,198,256 10,423,604 0

122,985 531,507 309,392

4,618,094 11,172,714 532,970
545,588 1,061,911 0
3,261,892 10,704,560 0
9,570 13,881 3,191
6,821,900 10,057,735 425,729
451,989 0 51
48,571 0 33
67,723 119,527 31,160
57,258 126,787 6,313
114 0 0
6,306 0 0

10,679 22,437 1,368

1,840,916 3,684,967 13,066
19,107 28,427 0
1,475,071 1,316,019 0
1,234 1,506 0
1,531,194 1,815,340 0
9,775 0 1
5,533 0 0
1,941 751 115
6,441 5,855 35
0 0 0
0 0 0

2,661,837 4,855,139 284,778

2,268,660 3,056,609 129,107
393,177 1,798,530 155,671

19.59% 24.29% 24.16%

24.49% 60.76% 54.82%

8.91% 8.88% 32.98%

11.49% 20.70% 54.18%

12.80% 11.97% 61.03%
11.76% 16.03% 22.84%

0.32% 8.77% 11.16%

15.21% 11.06% 21.76%

1.33% 0.94% 7.88%
2.84% 2.20% 36.04%
70.95% 72.58% 84.58%

2.29% 2.56% 3.09%

109.63% 134.16% 100.00%
INV, S. A.
1,007,690
92,218
984
63,540
27,489
0
205
0
257,719
0
0
252,045
0
0
5,674
257,719
0
513,623
515,089
4,230
519,319
5,696
2,873
118,050
424
510
0

0
20,655
1,618
883,693
323,358
21,297
24,966
277,055
0
41
0
0
0
 0
0
546,829
436
9,455
1,311

0
0
537
881,926
1,767
123,997
109,000
500,000
391,000
0
0
625
0
0
0
0

0
0
0

0
10,063
4,309
1,007,690

35,668
18,144
17,524
219
201
18

417
921
 -504
17,039
12,437
4,602
15
15
0

0
0
0
4,617
308
4,309

9.91%
13.51%

0.10%
5.44%
6.08%
0.00%
6.78%
0.00%
0.00%
0.00%

0.00%
0.00%

0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
0.00%
 26,433
19,568
6,866

4,295
3,478
817

100.00%
98.10%
0.01%
0.14%
1.75%
219,403

100.00%
99.98%
0.00%
0.01%
0.00%
299,916

201
6,466
119
17,260
200
107,979
0
0
3
41
616
261,480

76
14,831
39
 7,706
108
169,076
0
0
1
0
460
285,348

125,445
77,711
47,734

10.60%
39.76%

12.31%

23.88%
14.25%
16.24%

1.98%

3.79%
0.97%
2.60%
72.99%

0.81%
134.66%