Blanca Jimenez

Nerea Spaggiari

Ejercicio1
PV -200
r 5%
Duración 6
VF 268.02 €

Ejercicio2
PV -300
r 0.0041667
Duración 72
VF 404.71 €

Ejercicio3
PV -180000
r 0.25%
Duración 4
PAGO 3,534.18 €

Ejercicio4
FV 120000
r 0.75%
Duracion 19
VP -104,117.85 €

Proyecto r 0
A 10% -100
B 11% -100
C 9% -100
D 10% -100

VAN A 0.00 € TIR A

VAN B 0.96 € TIR B
VAN C 24.10 € TIR C
VAN D -24.56 € TIR D

Proyecto r 0
 A 10% -100
B 11% -100
C 9% -100
D 10% -100

Proyecto A 0 1
CFA -100 10
CFA act -100 9.09090909090909
CFA acum -100 -90.909090909091

Proyecto B 0 1
CFB -100 -40
CFB act -100 -36.036036036036
CFB acum -100 -136.03603603604

Proyecto C 0 1
CFC -100 -20
CFC act -100 -18.348623853211
CFC acum -100 -118.34862385321

Proyecto D 0 1
CFD -100 -20
CFD act -100 -18.181818181818
CFD acum -100 -118.18181818182
 Ejercicio5 Ejercicio9
PV -400 PV -15000
FV 530 FV 25000
Duración 3 r 1%
r 10% meses 41.12

Ejercicio6 Ejercicio10
PV -500 FV 20000
85% Duración 3
Duración 0.33333333333333 PV 500
TAE r 0.03
VP -19717.14
Ejercicio7
PV -2500 Ejercicio11
FV 1000000 PV -10000
Duración 25 pmt -600
r 19% duración 60
r 0.250%
Ejercicio8 VF 50,404.20 €
PV -2000
FV 1000000
Duracion1 240
Duracion2 480
r1 7%
r2 0.2032%

Ejercicio12
1 2 3 4 5
10 10 10 10 10
-40 0 10 20 30
-20 -10 0 30 40
-20 0 0 20 20

10%
11%
12%
6%

Ejercicio13
1 2 3 4 5
 10 10 10 10 10
-40 0 10 20 30
-20 -10 0 30 40
-20 0 0 20 20

2 3 4 5 6
10 10 10 10 10
8.26446280991735 7.51314800901578 6.8301345536507 6.20921323059155 5.64473930053777
-82.6446280991736 -75.131480090158 -68.30134553651 -62.0921323059155 -56.447393005378

2 3 4 5 6
0 10 20 30 30
0 7.3119138130095 13.1746194829 17.8035398417568 16.0392250826637
-136.036036036036 -128.72412222303 -115.5495027401 -97.7459628983698 -81.706737815706

2 3 4 5 6
-10 0 30 40 40
-8.4167999326656 0 21.252756331956 25.9972554519338 23.8506930751686
-126.765423785877 -126.76542378588 -105.5126674539 -79.5154120019869 -55.664718926818

2 3 4 5 6
0 0 20 20 20
0 0 13.660269107302 12.4184264611831 11.2894786010755
-118.181818181818 -118.18181818182 -104.5215490745 -92.1031226133337 -80.813644012258
6 7 8 9 10
10 10 10 10 110
30 30 40 40 100
40 60 40 40 20
20 20 30 30 50

6 7 8 9 10
 10 10 10 10 110
30 30 40 40 100
40 60 40 40 20
20 20 30 30 50

7 8 9 10
10 10 10 110
5.13158118231 4.66507380209733 4.240976183725 42.409761837249
-51.3158118231 -46.6507380209734 -42.4097618372 0 VAN A
10.00% TIR
0.0002794031961

7 8 9 10
30 40 40 100
14.4497523267 17.3570598519208 15.63699085759 35.218447877447
-67.256985489 -49.8999256370611 -34.2629347795 0.9555130979719 VAN B
11% TIR
5.823696418E-05
7 8 9 10
60 40 40 20
32.8220546906 20.0746511869107 18.41711118065 8.4482161379138
-22.8426642362 -2.76801304930851 15.64909813134 24.097314269257 VAN C
12% TIR

7 8 9 10
20 30 30 50
10.2631623646 13.995221406292 12.72292855117 19.277164471477
-70.5504816476 -56.555260241352 -43.8323316902 -24.5551672187 VAN D
6% TIR
0.0006765423134
 EJERCICIO 14

SUPONEMOS EURIBOR ES 0,5%

Mes Capital Inicial Cuota Interes

1 180000 724.12 € 232.5
2 179,508.38 € 724.12 € 231.86 €
3 179,016.12 € 724.12 € 231.229157055912
4 178,523.23 € 724.12 € 230.592504189902
5 178,029.70 € 724.12 € 229.955028980607
6 177,535.53 € 724.12 € 229.316730365833
7 177,040.73 € 724.12 € 228.677607282015
8 176,545.28 € 724.12 € 228.037658664214
9 176,049.20 € 724.12 € 227.396883446115
10 175,552.48 € 724.12 € 226.755280560026
11 175,055.11 € 724.12 € 226.112848936875
12 174,557.10 € 724.12 € 225.469587506212
13 174,058.45 € 724.12 € 224.8254951962
14 173,559.15 € 724.12 € 224.180570933622
15 173,059.21 € 724.12 € 223.53 €
16 172,558.62 € 724.12 € 222.888222250953
17 172,057.39 € 724.12 € 222.240795677487
18 171,555.51 € 724.12 € 221.592532844697
19 171,052.98 € 724.12 € 220.943432672414
20 170,549.80 € 724.12 € 220.293494079076
21 170,045.97 € 724.12 € 219.642715981721
22 169,541.49 € 724.12 € 218.99109729599
23 169,036.36 € 724.12 € 218.338636936124
24 168,530.58 € 724.12 € 217.69 €
25 168,024.14 € 724.12 € 217.03118684393
26 167,517.05 € 724.12 € 216.376194933063
27 167,009.31 € 724.12 € 215.720356990977
28 166,500.91 € 724.12 € 215.063671924884
29 165,991.85 € 724.12 € 214.40613864058
30 165,482.13 € 724.12 € 213.74775604245
31 164,971.76 € 724.12 € 213.088523033465
32 164,460.73 € 724.12 € 212.428438515176
33 163,949.03 € 724.12 € 211.767501387717
34 163,436.68 € 724.12 € 211.105710549803
35 162,923.66 € 724.12 € 210.443064898723
36 162,409.98 € 724.12 € 209.779563330343
37 161,895.64 € 724.12 € 209.115204739104
38 161,380.64 € 724.12 € 208.449988018019
39 160,864.96 € 724.12 € 207.783912058668
40 160,348.63 € 724.12 € 207.116975751204
41 159,831.62 € 724.12 € 206.449177984342
42 159,313.95 € 724.12 € 205.780517645364
43 158,795.61 € 724.12 € 205.110993620116
44 158,276.60 € 724.12 € 204.440604793002
45 157,756.92 € 724.12 € 203.769350046985
46 157,236.56 € 724.12 € 203.097228263589
47 156,715.54 € 724.12 € 202.424238322889
48 156,193.84 € 724.12 € 201.750379103516
49 155,671.47 € 724.12 € 201.075649482651
50 155,148.42 € 724.12 € 200.400048336025
51 154,624.70 € 724.12 € 199.723574537919
52 154,100.30 € 724.12 € 199.046226961157
53 153,575.23 € 724.12 € 198.368004477108
54 153,049.48 € 724.12 € 197.688905955684
55 152,523.04 € 724.12 € 197.008930265336
56 151,995.93 € 724.12 € 196.328076273055
57 151,468.14 € 724.12 € 195.646342844368
58 150,939.66 € 724.12 € 194.963728843334
59 150,410.50 € 724.12 € 194.28023313255
60 149,880.66 € 724.12 € 193.595854573139
61 149,350.14 € 724.12 € 192.910592024756
62 148,818.92 € 724.12 € 192.224444345581
63 148,287.03 € 724.12 € 191.53741039232
64 147,754.44 € 724.12 € 190.849489020203
65 147,221.17 € 724.12 € 190.16067908298
66 146,687.21 € 724.12 € 189.470979432922
67 146,152.56 € 724.12 € 188.780388920816
68 145,617.22 € 724.12 € 188.09 €
69 145,081.19 € 724.12 € 187.40 €
70 144,544.46 € 724.12 € 186.70 €
71 144,007.04 € 724.12 € 186.01 €
72 143,468.93 € 724.12 € 185.31 €
73 142,930.12 € 724.12 € 184.62 €
74 142,390.62 € 724.12 € 183.92 €
75 141,850.42 € 724.12 € 183.22 €
76 141,309.52 € 724.12 € 182.52 €
77 140,767.92 € 724.12 € 181.83 €
78 140,225.63 € 724.12 € 181.12 €
79 139,682.63 € 724.12 € 180.42 €
80 139,138.93 € 724.12 € 179.72 €
81 138,594.53 € 724.12 € 179.02 €
82 138,049.43 € 724.12 € 178.31 €
83 137,503.62 € 724.12 € 177.61 €
84 136,957.11 € 724.12 € 176.90 €
85 136,409.89 € 724.12 € 176.20 €
86 135,861.96 € 724.12 € 175.49 €
87 135,313.33 € 724.12 € 174.78 €
88 134,763.99 € 724.12 € 174.07 €
 89 134,213.93 € 724.12 € 173.36 €
90 133,663.17 € 724.12 € 172.65 €
91 133,111.70 € 724.12 € 171.94 €
92 132,559.51 € 724.12 € 171.22 €
93 132,006.61 € 724.12 € 170.51 €
94 131,453.00 € 724.12 € 169.79 €
95 130,898.67 € 724.12 € 169.08 €
96 130,343.63 € 724.12 € 168.36 €
97 129,787.87 € 724.12 € 167.64 €
98 129,231.39 € 724.12 € 166.92 €
99 128,674.19 € 724.12 € 166.20 €
100 128,116.27 € 724.12 € 165.48 €
101 127,557.63 € 724.12 € 164.76 €
102 126,998.27 € 724.12 € 164.04 €
103 126,438.19 € 724.12 € 163.32 €
104 125,877.39 € 724.12 € 162.59 €
105 125,315.86 € 724.12 € 161.87 €
106 124,753.60 € 724.12 € 161.14 €
107 124,190.62 € 724.12 € 160.41 €
108 123,626.91 € 724.12 € 159.68 €
109 123,062.47 € 724.12 € 158.96 €
110 122,497.31 € 724.12 € 158.23 €
111 121,931.41 € 724.12 € 157.49 €
112 121,364.78 € 724.12 € 156.76 €
113 120,797.43 € 724.12 € 156.03 €
114 120,229.33 € 724.12 € 155.30 €
115 119,660.51 € 724.12 € 154.56 €
116 119,090.95 € 724.12 € 153.83 €
117 118,520.65 € 724.12 € 153.09 €
118 117,949.62 € 724.12 € 152.35 €
119 117,377.85 € 724.12 € 151.61 €
120 116,805.34 € 724.12 € 150.87 €
121 116,232.09 € 724.12 € 150.13 €
122 115,658.10 € 724.12 € 149.39 €
123 115,083.37 € 724.12 € 148.65 €
124 114,507.90 € 724.12 € 147.91 €
125 113,931.69 € 724.12 € 147.16 €
126 113,354.73 € 724.12 € 146.42 €
127 112,777.02 € 724.12 € 145.67 €
128 112,198.57 € 724.12 € 144.92 €
129 111,619.37 € 724.12 € 144.18 €
130 111,039.43 € 724.12 € 143.43 €
131 110,458.73 € 724.12 € 142.68 €
132 109,877.28 € 724.12 € 141.92 €
133 109,295.09 € 724.12 € 141.17 €
134 108,712.14 € 724.12 € 140.42 €
135 108,128.44 € 724.12 € 139.67 €
136 107,543.98 € 724.12 € 138.91 €
137 106,958.77 € 724.12 € 138.16 €
138 106,372.80 € 724.12 € 137.40 €
139 105,786.08 € 724.12 € 136.64 €
140 105,198.60 € 724.12 € 135.88 €
141 104,610.36 € 724.12 € 135.12 €
142 104,021.36 € 724.12 € 134.36 €
143 103,431.60 € 724.12 € 133.60 €
144 102,841.07 € 724.12 € 132.84 €
145 102,249.79 € 724.12 € 132.07 €
146 101,657.74 € 724.12 € 131.31 €
147 101,064.93 € 724.12 € 130.54 €
148 100,471.35 € 724.12 € 129.78 €
149 99,877.00 € 724.12 € 129.01 €
150 99,281.89 € 724.12 € 128.24 €
151 98,686.00 € 724.12 € 127.47 €
152 98,089.35 € 724.12 € 126.70 €
153 97,491.93 € 724.12 € 125.93 €
154 96,893.73 € 724.12 € 125.15 €
155 96,294.77 € 724.12 € 124.38 €
156 95,695.03 € 724.12 € 123.61 €
157 95,094.51 € 724.12 € 122.83 €
158 94,493.22 € 724.12 € 122.05 €
159 93,891.15 € 724.12 € 121.28 €
160 93,288.31 € 724.12 € 120.50 €
161 92,684.68 € 724.12 € 119.72 €
162 92,080.28 € 724.12 € 118.94 €
163 91,475.09 € 724.12 € 118.16 €
164 90,869.13 € 724.12 € 117.37 €
165 90,262.38 € 724.12 € 116.59 €
166 89,654.84 € 724.12 € 115.80 €
167 89,046.53 € 724.12 € 115.02 €
168 88,437.42 € 724.12 € 114.23 €
169 87,827.53 € 724.12 € 113.44 €
170 87,216.86 € 724.12 € 112.66 €
171 86,605.39 € 724.12 € 111.87 €
172 85,993.13 € 724.12 € 111.07 €
173 85,380.09 € 724.12 € 110.28 €
174 84,766.25 € 724.12 € 109.49 €
175 84,151.61 € 724.12 € 108.70 €
176 83,536.19 € 724.12 € 107.90 €
177 82,919.97 € 724.12 € 107.10 €
178 82,302.95 € 724.12 € 106.31 €
179 81,685.14 € 724.12 € 105.51 €
180 81,066.53 € 724.12 € 104.71 €
181 80,447.11 € 724.12 € 103.91 €
182 79,826.90 € 724.12 € 103.11 €
183 79,205.89 € 724.12 € 102.31 €
184 78,584.08 € 724.12 € 101.50 €
185 77,961.46 € 724.12 € 100.70 €
186 77,338.04 € 724.12 € 99.89 €
187 76,713.81 € 724.12 € 99.09 €
188 76,088.78 € 724.12 € 98.28 €
189 75,462.94 € 724.12 € 97.47 €
190 74,836.29 € 724.12 € 96.66 €
191 74,208.83 € 724.12 € 95.85 €
192 73,580.56 € 724.12 € 95.04 €
193 72,951.48 € 724.12 € 94.23 €
194 72,321.59 € 724.12 € 93.42 €
195 71,690.88 € 724.12 € 92.60 €
196 71,059.36 € 724.12 € 91.79 €
197 70,427.03 € 724.12 € 90.97 €
198 69,793.87 € 724.12 € 90.15 €
199 69,159.90 € 724.12 € 89.33 €
200 68,525.11 € 724.12 € 88.51 €
201 67,889.50 € 724.12 € 87.69 €
202 67,253.07 € 724.12 € 86.87 €
203 66,615.82 € 724.12 € 86.05 €
204 65,977.74 € 724.12 € 85.22 €
205 65,338.84 € 724.12 € 84.40 €
206 64,699.11 € 724.12 € 83.57 €
207 64,058.56 € 724.12 € 82.74 €
208 63,417.18 € 724.12 € 81.91 €
209 62,774.98 € 724.12 € 81.08 €
210 62,131.94 € 724.12 € 80.25 €
211 61,488.07 € 724.12 € 79.42 €
212 60,843.37 € 724.12 € 78.59 €
213 60,197.84 € 724.12 € 77.76 €
214 59,551.47 € 724.12 € 76.92 €
215 58,904.27 € 724.12 € 76.08 €
216 58,256.23 € 724.12 € 75.25 €
217 57,607.36 € 724.12 € 74.41 €
218 56,957.65 € 724.12 € 73.57 €
219 56,307.10 € 724.12 € 72.73 €
220 55,655.70 € 724.12 € 71.89 €
221 55,003.47 € 724.12 € 71.05 €
222 54,350.40 € 724.12 € 70.20 €
223 53,696.48 € 724.12 € 69.36 €
224 53,041.71 € 724.12 € 68.51 €
225 52,386.10 € 724.12 € 67.67 €
226 51,729.65 € 724.12 € 66.82 €
227 51,072.34 € 724.12 € 65.97 €
228 50,414.19 € 724.12 € 65.12 €
229 49,755.19 € 724.12 € 64.27 €
230 49,095.33 € 724.12 € 63.41 €
231 48,434.63 € 724.12 € 62.56 €
232 47,773.06 € 724.12 € 61.71 €
233 47,110.65 € 724.12 € 60.85 €
234 46,447.38 € 724.12 € 59.99 €
235 45,783.25 € 724.12 € 59.14 €
236 45,118.27 € 724.12 € 58.28 €
237 44,452.42 € 724.12 € 57.42 €
238 43,785.72 € 724.12 € 56.56 €
239 43,118.15 € 724.12 € 55.69 €
240 42,449.73 € 724.12 € 54.83 €
241 41,780.44 € 724.12 € 53.97 €
242 41,110.28 € 724.12 € 53.10 €
243 40,439.26 € 724.12 € 52.23 €
244 39,767.37 € 724.12 € 51.37 €
245 39,094.62 € 724.12 € 50.50 €
246 38,420.99 € 724.12 € 49.63 €
247 37,746.50 € 724.12 € 48.76 €
248 37,071.13 € 724.12 € 47.88 €
249 36,394.89 € 724.12 € 47.01 €
250 35,717.78 € 724.12 € 46.14 €
251 35,039.80 € 724.12 € 45.26 €
252 34,360.93 € 724.12 € 44.38 €
253 33,681.20 € 724.12 € 43.50 €
254 33,000.58 € 724.12 € 42.63 €
255 32,319.08 € 724.12 € 41.75 €
256 31,636.71 € 724.12 € 40.86 €
257 30,953.45 € 724.12 € 39.98 €
258 30,269.31 € 724.12 € 39.10 €
259 29,584.28 € 724.12 € 38.21 €
260 28,898.38 € 724.12 € 37.33 €
261 28,211.58 € 724.12 € 36.44 €
262 27,523.90 € 724.12 € 35.55 €
263 26,835.33 € 724.12 € 34.66 €
264 26,145.87 € 724.12 € 33.77 €
265 25,455.52 € 724.12 € 32.88 €
266 24,764.28 € 724.12 € 31.99 €
267 24,072.14 € 724.12 € 31.09 €
268 23,379.12 € 724.12 € 30.20 €
269 22,685.19 € 724.12 € 29.30 €
270 21,990.37 € 724.12 € 28.40 €
271 21,294.65 € 724.12 € 27.51 €
272 20,598.04 € 724.12 € 26.61 €
273 19,900.52 € 724.12 € 25.70 €
274 19,202.11 € 724.12 € 24.80 €
275 18,502.79 € 724.12 € 23.90 €
276 17,802.56 € 724.12 € 22.99 €
277 17,101.44 € 724.12 € 22.09 €
278 16,399.41 € 724.12 € 21.18 €
279 15,696.47 € 724.12 € 20.27 €
280 14,992.62 € 724.12 € 19.37 €
281 14,287.86 € 724.12 € 18.46 €
282 13,582.20 € 724.12 € 17.54 €
283 12,875.62 € 724.12 € 16.63 €
284 12,168.13 € 724.12 € 15.72 €
285 11,459.72 € 724.12 € 14.80 €
286 10,750.40 € 724.12 € 13.89 €
287 10,040.17 € 724.12 € 12.97 €
288 9,329.01 € 724.12 € 12.05 €
289 8,616.94 € 724.12 € 11.13 €
290 7,903.95 € 724.12 € 10.21 €
291 7,190.04 € 724.12 € 9.29 €
292 6,475.20 € 724.12 € 8.36 €
293 5,759.45 € 724.12 € 7.44 €
294 5,042.76 € 724.12 € 6.51 €
295 4,325.16 € 724.12 € 5.59 €
296 3,606.62 € 724.12 € 4.66 €
297 2,887.16 € 724.12 € 3.73 €
298 2,166.77 € 724.12 € 2.80 €
299 1,445.44 € 724.12 € 1.87 €
300 723.19 € 724.12 € 0.93 €
Amort Capital Captial final
491.62 € 179,508.38 €
492.26 € 179,016.12 €
492.89 € 178,523.23 €
493.53 € 178,029.70 €
494.17 € 177,535.53 €
494.80 € 177,040.73 €
495.44 € 176,545.28 €
496.08 € 176,049.20 €
496.72 € 175,552.48 €
497.37 € 175,055.11 €
498.01 € 174,557.10 €
498.65 € 174,058.45 €
499.30 € 173,559.15 €
499.94 € 173,059.21 €
500.59 € 172,558.62 €
501.23 € 172,057.39 €
501.88 € 171,555.51 €
502.53 € 171,052.98 €
503.18 € 170,549.80 €
503.83 € 170,045.97 €
504.48 € 169,541.49 €
505.13 € 169,036.36 €
505.78 € 168,530.58 €
506.44 € 168,024.14 €
507.09 € 167,517.05 €
507.75 € 167,009.31 €
508.40 € 166,500.91 €
509.06 € 165,991.85 €
509.72 € 165,482.13 €
510.37 € 164,971.76 €
511.03 € 164,460.73 €
511.69 € 163,949.03 €
512.35 € 163,436.68 €
513.02 € 162,923.66 €
513.68 € 162,409.98 €
514.34 € 161,895.64 €
515.01 € 161,380.64 €
515.67 € 160,864.96 €
516.34 € 160,348.63 €
517.00 € 159,831.62 €
517.67 € 159,313.95 €
518.34 € 158,795.61 €
519.01 € 158,276.60 €
519.68 € 157,756.92 €
520.35 € 157,236.56 €
521.02 € 156,715.54 €
521.70 € 156,193.84 €
522.37 € 155,671.47 €
523.05 € 155,148.42 €
523.72 € 154,624.70 €
524.40 € 154,100.30 €
525.08 € 153,575.23 €
525.75 € 153,049.48 €
526.43 € 152,523.04 €
527.11 € 151,995.93 €
527.79 € 151,468.14 €
528.48 € 150,939.66 €
529.16 € 150,410.50 €
529.84 € 149,880.66 €
530.53 € 149,350.14 €
531.21 € 148,818.92 €
531.90 € 148,287.03 €
532.58 € 147,754.44 €
533.27 € 147,221.17 €
533.96 € 146,687.21 €
534.65 € 146,152.56 €
535.34 € 145,617.22 €
536.03 € 145,081.19 €
536.73 € 144,544.46 €
537.42 € 144,007.04 €
538.11 € 143,468.93 €
538.81 € 142,930.12 €
539.50 € 142,390.62 €
540.20 € 141,850.42 €
540.90 € 141,309.52 €
541.60 € 140,767.92 €
542.30 € 140,225.63 €
543.00 € 139,682.63 €
543.70 € 139,138.93 €
544.40 € 138,594.53 €
545.10 € 138,049.43 €
545.81 € 137,503.62 €
546.51 € 136,957.11 €
547.22 € 136,409.89 €
547.93 € 135,861.96 €
548.63 € 135,313.33 €
549.34 € 134,763.99 €
550.05 € 134,213.93 €
550.76 € 133,663.17 €
551.47 € 133,111.70 €
552.19 € 132,559.51 €
552.90 € 132,006.61 €
553.61 € 131,453.00 €
554.33 € 130,898.67 €
555.04 € 130,343.63 €
555.76 € 129,787.87 €
556.48 € 129,231.39 €
557.20 € 128,674.19 €
557.92 € 128,116.27 €
558.64 € 127,557.63 €
559.36 € 126,998.27 €
560.08 € 126,438.19 €
560.81 € 125,877.39 €
561.53 € 125,315.86 €
562.26 € 124,753.60 €
562.98 € 124,190.62 €
563.71 € 123,626.91 €
564.44 € 123,062.47 €
565.17 € 122,497.31 €
565.90 € 121,931.41 €
566.63 € 121,364.78 €
567.36 € 120,797.43 €
568.09 € 120,229.33 €
568.83 € 119,660.51 €
569.56 € 119,090.95 €
570.30 € 118,520.65 €
571.03 € 117,949.62 €
571.77 € 117,377.85 €
572.51 € 116,805.34 €
573.25 € 116,232.09 €
573.99 € 115,658.10 €
574.73 € 115,083.37 €
575.47 € 114,507.90 €
576.22 € 113,931.69 €
576.96 € 113,354.73 €
577.71 € 112,777.02 €
578.45 € 112,198.57 €
579.20 € 111,619.37 €
579.95 € 111,039.43 €
580.70 € 110,458.73 €
581.45 € 109,877.28 €
582.20 € 109,295.09 €
582.95 € 108,712.14 €
583.70 € 108,128.44 €
584.46 € 107,543.98 €
585.21 € 106,958.77 €
585.97 € 106,372.80 €
586.72 € 105,786.08 €
587.48 € 105,198.60 €
588.24 € 104,610.36 €
589.00 € 104,021.36 €
589.76 € 103,431.60 €
590.52 € 102,841.07 €
591.29 € 102,249.79 €
592.05 € 101,657.74 €
592.81 € 101,064.93 €
593.58 € 100,471.35 €
594.35 € 99,877.00 €
595.11 € 99,281.89 €
595.88 € 98,686.00 €
596.65 € 98,089.35 €
597.42 € 97,491.93 €
598.19 € 96,893.73 €
598.97 € 96,294.77 €
599.74 € 95,695.03 €
600.52 € 95,094.51 €
601.29 € 94,493.22 €
602.07 € 93,891.15 €
602.85 € 93,288.31 €
603.62 € 92,684.68 €
604.40 € 92,080.28 €
605.18 € 91,475.09 €
605.97 € 90,869.13 €
606.75 € 90,262.38 €
607.53 € 89,654.84 €
608.32 € 89,046.53 €
609.10 € 88,437.42 €
609.89 € 87,827.53 €
610.68 € 87,216.86 €
611.47 € 86,605.39 €
612.26 € 85,993.13 €
613.05 € 85,380.09 €
613.84 € 84,766.25 €
614.63 € 84,151.61 €
615.43 € 83,536.19 €
616.22 € 82,919.97 €
617.02 € 82,302.95 €
617.81 € 81,685.14 €
618.61 € 81,066.53 €
619.41 € 80,447.11 €
620.21 € 79,826.90 €
621.01 € 79,205.89 €
621.81 € 78,584.08 €
622.62 € 77,961.46 €
623.42 € 77,338.04 €
624.23 € 76,713.81 €
625.03 € 76,088.78 €
625.84 € 75,462.94 €
626.65 € 74,836.29 €
627.46 € 74,208.83 €
628.27 € 73,580.56 €
629.08 € 72,951.48 €
629.89 € 72,321.59 €
630.71 € 71,690.88 €
631.52 € 71,059.36 €
632.34 € 70,427.03 €
633.15 € 69,793.87 €
633.97 € 69,159.90 €
634.79 € 68,525.11 €
635.61 € 67,889.50 €
636.43 € 67,253.07 €
637.25 € 66,615.82 €
638.08 € 65,977.74 €
638.90 € 65,338.84 €
639.73 € 64,699.11 €
640.55 € 64,058.56 €
641.38 € 63,417.18 €
642.21 € 62,774.98 €
643.04 € 62,131.94 €
643.87 € 61,488.07 €
644.70 € 60,843.37 €
645.53 € 60,197.84 €
646.37 € 59,551.47 €
647.20 € 58,904.27 €
648.04 € 58,256.23 €
648.87 € 57,607.36 €
649.71 € 56,957.65 €
650.55 € 56,307.10 €
651.39 € 55,655.70 €
652.23 € 55,003.47 €
653.08 € 54,350.40 €
653.92 € 53,696.48 €
654.76 € 53,041.71 €
655.61 € 52,386.10 €
656.46 € 51,729.65 €
657.30 € 51,072.34 €
658.15 € 50,414.19 €
659.00 € 49,755.19 €
659.85 € 49,095.33 €
660.71 € 48,434.63 €
661.56 € 47,773.06 €
662.41 € 47,110.65 €
663.27 € 46,447.38 €
664.13 € 45,783.25 €
664.98 € 45,118.27 €
665.84 € 44,452.42 €
666.70 € 43,785.72 €
667.57 € 43,118.15 €
668.43 € 42,449.73 €
669.29 € 41,780.44 €
670.16 € 41,110.28 €
671.02 € 40,439.26 €
671.89 € 39,767.37 €
672.76 € 39,094.62 €
673.62 € 38,420.99 €
674.49 € 37,746.50 €
675.37 € 37,071.13 €
676.24 € 36,394.89 €
677.11 € 35,717.78 €
677.99 € 35,039.80 €
678.86 € 34,360.93 €
679.74 € 33,681.20 €
680.62 € 33,000.58 €
681.50 € 32,319.08 €
682.38 € 31,636.71 €
683.26 € 30,953.45 €
684.14 € 30,269.31 €
685.02 € 29,584.28 €
685.91 € 28,898.38 €
686.79 € 28,211.58 €
687.68 € 27,523.90 €
688.57 € 26,835.33 €
689.46 € 26,145.87 €
690.35 € 25,455.52 €
691.24 € 24,764.28 €
692.13 € 24,072.14 €
693.03 € 23,379.12 €
693.92 € 22,685.19 €
694.82 € 21,990.37 €
695.72 € 21,294.65 €
696.62 € 20,598.04 €
697.52 € 19,900.52 €
698.42 € 19,202.11 €
699.32 € 18,502.79 €
700.22 € 17,802.56 €
701.13 € 17,101.44 €
702.03 € 16,399.41 €
702.94 € 15,696.47 €
703.85 € 14,992.62 €
704.76 € 14,287.86 €
705.67 € 13,582.20 €
706.58 € 12,875.62 €
707.49 € 12,168.13 €
708.40 € 11,459.72 €
709.32 € 10,750.40 €
710.24 € 10,040.17 €
711.15 € 9,329.01 €
712.07 € 8,616.94 €
712.99 € 7,903.95 €
713.91 € 7,190.04 €
714.83 € 6,475.20 €
715.76 € 5,759.45 €
716.68 € 5,042.76 €
717.61 € 4,325.16 €
718.54 € 3,606.62 €
719.46 € 2,887.16 €
720.39 € 2,166.77 €
721.32 € 1,445.44 €
722.25 € 723.19 €
723.19 € 0.00 €
 datos
hipoteca 105,384
pago mensual 790.12
tipo de interes 4.20%
amortizacion extra 7000
amortizacion voluntaria 1200

Calcular en cuánto se reduce la duración del préstamo y el coste

Mes Capital inicial Cuota Intereses

1 105,384 790.12 368.844
2 104,963 790.12 367.369534
3 104,540 790.12 365.889907369
4 104,116 790.12 364.4051020448
5 103,690 790.12 362.9150999019
6 103,263 791.12 361.4198827516
7 102,833 792.12 359.9159323412
8 102,401 793.12 358.4032181044
9 101,966 794.12 356.8817093678
10 101,529 795.12 355.3513753506
11 101,089 796.12 353.8121851643
12 100,647 797.12 352.2641078124
13 100,202 798.12 350.7071121897
14 99,755 799.12 349.1411670824
15 99,305 800.12 347.5662411672
16 98,852 801.12 345.9823030113
17 98,397 802.12 344.3893210718
18 97,939 803.12 342.7872636956
19 97,479 804.12 341.1760991185
20 97,016 805.12 339.5557954654
21 96,550 806.12 337.9263207495
22 96,082 807.12 336.2876428722
23 95,611 808.12 334.6397296222
24 95,138 809.12 332.9825486759
25 94,662 810.12 331.3160675963
26 94,183 811.12 329.6402538328
27 93,701 812.12 327.9550747213
28 93,217 813.12 326.2604974828
29 92,730 814.12 324.556489224
30 92,241 815.12 322.8430169363
31 91,749 816.12 321.1200474955
32 91,254 817.12 319.3875476618
33 90,756 818.12 317.6454840786
34 90,255 819.12 315.8938232729
35 89,752 820.12 314.1325316543
36 89,246 821.12 312.3615755151
37 88,737 822.12 310.5809210294
38 88,226 823.12 308.790534253
39 87,712 824.12 306.9903811229
40 87,194 825.12 305.1804274568
41 86,674 826.12 303.3606389529
42 86,152 827.12 301.5309811893
43 85,626 828.12 299.6914196234
44 85,098 829.12 297.8419195921
45 84,566 830.12 295.9824463107
46 84,032 831.12 294.1129648728
47 83,495 832.12 292.2334402498
48 82,955 833.12 290.3438372907
49 82,413 834.12 288.4441207212
50 81,867 835.12 286.5342551437
51 81,318 836.12 284.6142050367
52 80,767 837.12 282.6839347544
53 80,212 838.12 280.743408526
54 79,655 839.12 278.7925904558
55 79,095 840.12 276.8314445224
56 78,531 841.12 274.8599345783
57 77,965 842.12 272.8780243493
58 77,396 843.12 270.8856774345
59 76,824 844.12 268.8828573055
60 76,248 845.12 266.8695273061
61 75,670 846.12 264.8456506517
62 75,089 847.12 262.811190429
63 74,505 848.12 260.7661095955
64 73,917 849.12 258.710370979
65 73,327 850.12 256.6439372775
66 72,733 851.12 254.5667710579
67 72,137 852.12 252.4788347566
68 71,537 853.12 250.3800906783
69 70,934 854.12 248.2705009957
70 70,329 855.12 246.1500277492
71 69,720 856.12 244.0186328463
72 69,108 857.12 241.8762780612
73 68,492 858.12 239.7229250344
74 67,874 859.12 237.5585352721
75 67,252 860.12 235.3830701455
76 66,628 861.12 233.196490891
77 66,000 862.12 230.9987586092
78 65,369 863.12 228.7898342643
79 64,734 864.12 226.5696786842
80 64,097 865.12 224.3382525596
81 63,456 866.12 222.0955164436
82 62,812 867.12 219.8414307511
83 62,165 868.12 217.5759557587
 84 61,514 869.12 215.2990516039
85 60,860 870.12 213.0106782845
86 60,203 871.12 210.7107956585
87 59,543 872.12 208.3993634433
88 58,879 873.12 206.0763412154
89 58,212 874.12 203.7416884096
90 57,542 875.12 201.3953643191
91 56,868 876.12 199.0373280942
92 56,191 877.12 196.6675387425
93 55,510 878.12 194.2859551281
94 54,826 879.12 191.892535971
95 54,139 880.12 189.4872398469
96 53,449 881.12 187.0700251864
97 52,755 882.12 184.6408502746
98 52,057 883.12 182.1996732505
99 51,356 884.12 179.7464521069
100 50,652 885.12 177.2811446893
101 49,944 886.12 174.8037086957
102 49,233 887.12 172.3141016761
103 48,518 888.12 169.812281032
104 47,799 889.12 167.2982040156
105 47,078 890.12 164.7718277297
106 46,352 891.12 162.2331091267
107 45,623 892.12 159.6820050086
108 44,891 893.12 157.1184720262
109 44,155 894.12 154.5424666783
110 43,415 895.12 151.9539453116
111 42,672 896.12 149.3528641202
112 41,925 897.12 146.7391791447
113 41,175 898.12 144.1128462717
114 40,421 899.12 141.4738212336
115 39,663 900.12 138.8220596079
116 38,902 901.12 136.1575168166
117 38,137 902.12 133.4801481254
118 37,369 903.12 130.7899086439
119 36,596 904.12 128.0867533241
120 35,820 905.12 125.3706369607
121 35,040 906.12 122.6415141901
122 34,257 907.12 119.8993394898
123 33,470 908.12 117.144067178
124 32,679 909.12 114.3756514131
125 31,884 910.12 111.5940461931
126 31,085 911.12 108.7992053547
127 30,283 912.12 105.9910825735
128 29,477 913.12 103.1696313625
129 28,667 914.12 100.3348050722
130 27,853 915.12 97.48655689
131 27,036 916.12 94.62483983911
132 26,214 917.12 91.74960677855
133 25,389 918.12 88.86081040228
134 24,560 919.12 85.95840323868
135 23,726 920.12 83.04233765002
136 22,889 921.12 80.1125658318
137 22,048 922.12 77.16903981221
138 21,203 923.12 74.21171145155
139 20,354 924.12 71.24053244163
140 19,502 925.12 68.25545430518
141 18,645 926.12 65.25642839524
142 17,784 927.12 62.24340589463
143 16,919 928.12 59.21633781526
144 16,050 929.12 56.17517499761
145 15,177 930.12 53.1198681101
146 14,300 931.12 50.05036764849
147 13,419 932.12 46.96662393526
148 12,534 933.12 43.86858711903
149 11,645 934.12 40.75620717395
150 10,751 935.12 37.62943389906
151 9,854 936.12 34.4882169177
152 8,952 937.12 31.33250567692
153 8,046 938.12 28.16224944678
154 7,136 939.12 24.97739731985
155 6,222 940.12 21.77789821047
156 5,304 941.12 18.5637008542
157 4,381 942.12 15.33475380719
158 3,455 943.12 12.09100544552
159 2,524 944.12 8.832403964579
160 1,588 945.12 5.558897378455
161 649 946.12 2.270433519279
Amortización Capital Capital final
421.276 104,963
422.750466 104,540
424.230092631 104,116
425.714897955208 103,690
427.204900098052 103,263
429.700117248395 102,833
432.204067658764 102,401
434.71678189557 101,966
437.238290632204 101,529
439.768624649417 101,089
442.30781483569 100,647
444.855892187615 100,202
447.412887810272 99,755
449.978832917608 99,305
452.553758832819 98,852
455.137696988734 98,397
457.730678928195 97,939
460.332736304443 97,479
462.943900881509 97,016
465.564204534594 96,550
468.193679250465 96,082
470.832357127842 95,611
473.480270377789 95,138
476.137451324112 94,662
478.803932403746 94,183
481.479746167159 93,701
484.164925278744 93,217
486.85950251722 92,730
489.56351077603 92,241
492.276983063746 91,749
494.999952504469 91,254
497.732452338235 90,756
500.474515921419 90,255
503.226176727144 89,752
505.987468345689 89,246
508.758424484899 88,737
511.539078970596 88,226
514.329465746993 87,712
517.129618877107 87,194
519.939572543177 86,674
522.759361047078 86,152
525.589018810743 85,626
528.428580376581 85,098
531.278080407899 84,566
534.137553689327 84,032
537.007035127239 83,495
539.886559750184 82,955
542.77616270931 82,413
545.675879278793 81,867
548.585744856268 81,318
551.505794963265 80,767
554.436065245637 80,212
557.376591473997 79,655
560.327409544155 79,095
563.28855547756 78,531
566.260065421732 77,965
569.241975650708 77,396
572.234322565485 76,824
575.237142694464 76,248
578.250472693895 75,670
581.274349348324 75,089
584.308809571043 74,505
587.353890404541 73,917
590.409629020957 73,327
593.476062722531 72,733
596.553228942059 72,137
599.641165243357 71,537
602.739909321708 70,934
605.849499004335 70,329
608.96997225085 69,720
612.101367153728 69,108
615.243721938766 68,492
618.397074965551 67,874
621.561464727931 67,252
624.736929854479 66,628
627.923509108969 66,000
631.121241390851 65,369
634.330165735719 64,734
637.550321315794 64,097
640.781747440399 63,456
644.02448355644 62,812
647.278569248888 62,165
650.544044241259 61,514
653.820948396103 60,860
657.10932171549 60,203
660.409204341494 59,543
663.720636556689 58,879
667.043658784638 58,212
670.378311590384 57,542
673.72463568095 56,868
677.082671905833 56,191
680.452461257504 55,510
683.834044871905 54,826
687.227464028957 54,139
690.632760153058 53,449
694.049974813594 52,755
697.479149725441 52,057
700.92032674948 51,356
704.373547893104 50,652
707.838855310729 49,944
711.316291304317 49,233
714.805898323882 48,518
718.307718968016 47,799
721.821795984404 47,078
725.348172270349 46,352
728.886890873295 45,623
732.437994991352 44,891
736.001527973822 44,155
739.57753332173 43,415
743.166054688356 42,672
746.767135879765 41,925
750.380820855345 41,175
754.007153728338 40,421
757.646178766387 39,663
761.29794039207 38,902
764.962483183442 38,137
768.639851874584 37,369
772.330091356145 36,596
776.033246675892 35,820
779.749363039257 35,040
783.478485809895 34,257
787.220660510229 33,470
790.975932822015 32,679
794.744348586892 31,884
798.525953806946 31,085
802.320794645271 30,283
806.128917426529 29,477
809.950368637522 28,667
813.785194927753 27,853
817.63344311 27,036
821.495160160885 26,214
825.370393221449 25,389
829.259189597723 24,560
833.161596761316 23,726
837.07766234998 22,889
841.007434168205 22,048
844.950960187794 21,203
848.908288548451 20,354
852.879467558371 19,502
856.864545694825 18,645
860.863571604757 17,784
864.876594105373 16,919
868.903662184742 16,050
872.944825002389 15,177
877.000131889897 14,300
881.069632351512 13,419
885.153376064742 12,534
889.251412880969 11,645
893.363792826052 10,751
897.490566100943 9,854
901.631783082297 8,952
905.787494323085 8,046
909.957750553216 7,136
914.142602680152 6,222
918.342101789532 5,304
922.556299145796 4,381
926.785246192806 3,455
931.028994554481 2,524
935.287596035422 1,588
939.561102621545 649
943.849566480721 -295
 ejercicio17

9,500,000.00 € Io 4200000
19 entregas anulas cf 500,000 €
4,2 millones de €
AÑO CF/ año
0 -4200000
1 500000
2 500000
3 500000
4 500000
5 500000
6 500000
7 500000
8 500000
9 500000
10 500000
11 500000
12 500000
13 500000
14 500000
15 500000
16 500000
17 500000
18 500000
19 500000

tir 10%
OPCIÓN 1
Duración= 60 meses
TAE= 5.77%
Importe total= 11,472.74 €
Cuota mesual= 188.71 €
Cuota final= 188.85 €

OPCIÓN 1
Mes Capital Inicial Cuota Intereses Amort. Capi Capital Final
1 10000 188.71 € 41.66666667 147.04 € 9,852.96 €
2 9,852.96 € 188.71 € 41.05398611 147.66 € 9,705.30 €
3 9,705.30 € 188.71 € 40.43875272 148.27 € 9,557.03 €
4 9,557.03 € 188.71 € 39.82095586 148.89 € 9,408.14 €
5 9,408.14 € 188.71 € 39.20058484 149.51 € 9,258.63 €
6 9,258.63 € 188.71 € 38.57762894 150.13 € 9,108.50 €
7 9,108.50 € 188.71 € 37.9520774 150.76 € 8,957.74 €
8 8,957.74 € 188.71 € 37.32391939 151.39 € 8,806.35 €
9 8,806.35 € 188.71 € 36.69314405 152.02 € 8,654.34 €
10 8,654.34 € 188.71 € 36.05974048 152.65 € 8,501.69 €
11 8,501.69 € 188.71 € 35.42369774 153.29 € 8,348.40 €
12 8,348.40 € 188.71 € 34.78500481 153.92 € 8,194.48 €
13 8,194.48 € 188.71 € 34.14365066 154.57 € 8,039.91 €
14 8,039.91 € 188.71 € 33.49962421 155.21 € 7,884.70 €
15 7,884.70 € 188.71 € 32.85291431 155.86 € 7,728.84 €
16 7,728.84 € 188.71 € 32.20350978 156.51 € 7,572.34 €
17 7,572.34 € 188.71 € 31.55139941 157.16 € 7,415.18 €
18 7,415.18 € 188.71 € 30.89657191 157.81 € 7,257.36 €
19 7,257.36 € 188.71 € 30.23901596 158.47 € 7,098.89 €
20 7,098.89 € 188.71 € 29.57872019 159.13 € 6,939.76 €
21 6,939.76 € 188.71 € 28.91567319 159.79 € 6,779.97 €
22 6,779.97 € 188.71 € 28.24986349 160.46 € 6,619.51 €
23 6,619.51 € 188.71 € 27.58127959 161.13 € 6,458.38 €
24 6,458.38 € 188.71 € 26.90990992 161.80 € 6,296.58 €
25 6,296.58 € 188.71 € 26.23574288 162.47 € 6,134.10 €
26 6,134.10 € 188.71 € 25.55876681 163.15 € 5,970.95 €
27 5,970.95 € 188.71 € 24.87897001 163.83 € 5,807.12 €
28 5,807.12 € 188.71 € 24.19634071 164.51 € 5,642.61 €
29 5,642.61 € 188.71 € 23.51086713 165.20 € 5,477.41 €
30 5,477.41 € 188.71 € 22.82253741 165.89 € 5,311.52 €
31 5,311.52 € 188.71 € 22.13133965 166.58 € 5,144.94 €
32 5,144.94 € 188.71 € 21.4372619 167.27 € 4,977.67 €
33 4,977.67 € 188.71 € 20.74029216 167.97 € 4,809.70 €
34 4,809.70 € 188.71 € 20.04041838 168.67 € 4,641.03 €
35 4,641.03 € 188.71 € 19.33762845 169.37 € 4,471.66 €
36 4,471.66 € 188.71 € 18.63191024 170.08 € 4,301.58 €
37 4,301.58 € 188.71 € 17.92325153 170.79 € 4,130.79 €
38 4,130.79 € 188.71 € 17.21164008 171.50 € 3,959.30 €
39 3,959.30 € 188.71 € 16.49706358 172.21 € 3,787.08 €
40 3,787.08 € 188.71 € 15.77950968 172.93 € 3,614.15 €
41 3,614.15 € 188.71 € 15.05896597 173.65 € 3,440.50 €
42 3,440.50 € 188.71 € 14.33541999 174.37 € 3,266.13 €
43 3,266.13 € 188.71 € 13.60885924 175.10 € 3,091.03 €
44 3,091.03 € 188.71 € 12.87927116 175.83 € 2,915.19 €
45 2,915.19 € 188.71 € 12.14664312 176.56 € 2,738.63 €
46 2,738.63 € 188.71 € 11.41096247 177.30 € 2,561.33 €
47 2,561.33 € 188.71 € 10.67221648 178.04 € 2,383.29 €
48 2,383.29 € 188.71 € 9.930392378 178.78 € 2,204.51 €
49 2,204.51 € 188.71 € 9.185477346 179.52 € 2,024.99 €
50 2,024.99 € 188.71 € 8.437458501 180.27 € 1,844.72 €
51 1,844.72 € 188.71 € 7.686322912 181.02 € 1,663.69 €
52 1,663.69 € 188.71 € 6.932057591 181.78 € 1,481.92 €
53 1,481.92 € 188.71 € 6.174649497 182.54 € 1,299.38 €
54 1,299.38 € 188.71 € 5.414085537 183.30 € 1,116.08 €
55 1,116.08 € 188.71 € 4.65035256 184.06 € 932.02 €
56 932.02 € 188.71 € 3.883437362 184.83 € 747.20 €
57 747.20 € 188.71 € 3.113326685 185.60 € 561.60 €
58 561.60 € 188.71 € 2.340007213 186.37 € 375.23 €
59 375.23 € 188.71 € 1.563465576 187.15 € 188.09 €
60 188.09 € 188.85 € 0.783688349 188.07 € 0.02 €
 ejercicio18
OPCIÓN 2
Duración= 120 meses
TAE= 5.46%
Importe total= 12,877.71 €
Cuota mesual= 106.07 €
Cuota final= 105.38 €

OPCIÓN 2
Mes Capital Inicial Cuota Intereses Amort. Capi
1 10000 106.0655152 41.66666667 64.3988485724
2 9935.6011514276 106.0655152 41.39833813 64.6671771081
3 9870.9339743195 106.0655152 41.12889156 64.9366236794
4 9805.9973506401 106.0655152 40.85832229 65.2071929447
5 9740.7901576953 106.0655152 40.58662566 65.478889582
6 9675.3112681133 106.0655152 40.31379695 65.7517182886
7 9609.5595498247 106.0655152 40.03983146 66.0256837815
8 9543.5338660432 106.0655152 39.76472444 66.3007907972
9 9477.233075246 106.0655152 39.48847115 66.5770440922
10 9410.6560311538 106.0655152 39.2110668 66.8544484426
11 9343.8015827112 106.0655152 38.93250659 67.1330086444
12 9276.6685740667 106.0655152 38.65278573 67.4127295138
13 9209.2558445529 106.0655152 38.37189935 67.6936158868
14 9141.5622286662 106.0655152 38.08984262 67.9756726196
15 9073.5865560465 106.0655152 37.80661065 68.2589045889
16 9005.3276514577 106.0655152 37.52219855 68.5433166913
17 8936.7843347663 106.0655152 37.23660139 68.8289138442
18 8867.9554209221 106.0655152 36.94981425 69.1157009852
19 8798.8397199369 106.0655152 36.66183217 69.4036830727
20 8729.4360368642 106.0655152 36.37265015 69.6928650855
21 8659.7431717787 106.0655152 36.08226322 69.9832520233
22 8589.7599197554 106.0655152 35.79066633 70.2748489068
23 8519.4850708486 106.0655152 35.49785446 70.5676607772
24 8448.9174100714 106.0655152 35.20382254 70.8616926971
25 8378.0557173743 106.0655152 34.90856549 71.15694975
26 8306.8987676243 106.0655152 34.6120782 71.4534370406
27 8235.4453305837 106.0655152 34.31435554 71.751159695
28 8163.6941708887 106.0655152 34.01539238 72.0501228604
29 8091.6440480283 106.0655152 33.71518353 72.3503317056
30 8019.2937163227 106.0655152 33.41372382 72.6517914211
31 7946.6419249016 106.0655152 33.11100802 72.9545072187
32 7873.687417683 106.0655152 32.80703091 73.2584843321
33 7800.4289333509 106.0655152 32.50178722 73.5637280168
34 7726.8652053341 106.0655152 32.19527169 73.8702435502
35 7652.9949617839 106.0655152 31.88747901 74.1780362316
36 7578.8169255523 106.0655152 31.57840386 74.4871113826
37 7504.3298141697 106.0655152 31.26804089 74.7974743467
38 7429.532339823 106.0655152 30.95638475 75.1091304898
39 7354.4232093332 106.0655152 30.64343004 75.4220852002
40 7279.001124133 106.0655152 30.32917135 75.7363438885
41 7203.2647802445 106.0655152 30.01360325 76.0519119881
42 7127.2128682564 106.0655152 29.69672028 76.3687949547
43 7050.8440733017 106.0655152 29.37851697 76.686998267
44 6974.1570750347 106.0655152 29.05898781 77.0065274264
45 6897.1505476083 106.0655152 28.73812728 77.3273879574
46 6819.8231596509 106.0655152 28.41592983 77.6495854072
47 6742.1735742437 106.0655152 28.09238989 77.9731253464
48 6664.2004488974 106.0655152 27.76750187 78.2980133687
49 6585.9024355287 106.0655152 27.44126015 78.624255091
50 6507.2781804376 106.0655152 27.11365909 78.9518561539
51 6428.3263242837 106.0655152 26.78469302 79.2808222212
52 6349.0455020625 106.0655152 26.45435626 79.6111589805
53 6269.434343082 106.0655152 26.1226431 79.9428721429
54 6189.4914709391 106.0655152 25.7895478 80.2759674435
55 6109.2155034956 106.0655152 25.4550646 80.6104506412
56 6028.6050528544 106.0655152 25.11918772 80.9463275188
57 5947.6587253356 106.0655152 24.78191136 81.2836038835
58 5866.3751214521 106.0655152 24.44322967 81.6222855664
59 5784.7528358857 106.0655152 24.10313682 81.9623784229
60 5702.7904574628 106.0655152 23.76162691 82.303888333
61 5620.4865691299 106.0655152 23.41869404 82.646821201
62 5537.8397479288 106.0655152 23.07433228 82.991182956
63 5454.8485649728 106.0655152 22.72853569 83.3369795517
64 5371.5115854211 106.0655152 22.38129827 83.6842169665
65 5287.8273684546 106.0655152 22.03261404 84.0329012038
66 5203.7944672508 106.0655152 21.68247695 84.3830382922
67 5119.4114289586 106.0655152 21.33088095 84.7346342851
68 5034.6767946735 106.0655152 20.97781998 85.0876952613
69 4949.5890994122 106.0655152 20.62328791 85.4422273249
70 4864.1468720874 106.0655152 20.26727863 85.7982366054
71 4778.348635482 106.0655152 19.90978598 86.1557292579
72 4692.1929062241 106.0655152 19.55080378 86.5147114631
73 4605.6781947609 106.0655152 19.19032581 86.8751894276
74 4518.8030053334 106.0655152 18.82834586 87.2371693835
75 4431.5658359498 106.0655152 18.46485765 87.6006575893
76 4343.9651783606 106.0655152 18.09985491 87.9656603292
77 4255.9995180313 106.0655152 17.73333133 88.3321839139
78 4167.6673341174 106.0655152 17.36528056 88.7002346803
79 4078.9670994371 106.0655152 16.99569625 89.0698189914
80 3989.8972804457 106.0655152 16.624572 89.4409432372
81 3900.4563372085 106.0655152 16.25190141 89.813613834
 82 3810.6427233744 106.0655152 15.87767801 90.187837225
83 3720.4548861494 106.0655152 15.50189536 90.5636198801
84 3629.8912662693 106.0655152 15.12454694 90.9409682963
85 3538.950297973 106.0655152 14.74562624 91.3198889975
86 3447.6304089755 106.0655152 14.3651267 91.700388535
87 3355.9300204405 106.0655152 13.98304175 92.0824734872
88 3263.8475469532 106.0655152 13.59936478 92.4661504601
89 3171.3813964931 106.0655152 13.21408915 92.851426087
90 3078.5299704061 106.0655152 12.82720821 93.2383070291
91 2985.2916633771 106.0655152 12.43871526 93.626799975
92 2891.6648634021 106.0655152 12.0486036 94.0169116416
93 2797.6479517605 106.0655152 11.65686647 94.4086487734
94 2703.2393029871 106.0655152 11.2634971 94.8020181433
95 2608.4372848438 106.0655152 10.86848869 95.1970265522
96 2513.2402582916 106.0655152 10.47183441 95.5936808295
97 2417.646577462 106.0655152 10.07352741 95.991987833
98 2321.6545896291 106.0655152 9.67356079 96.391954449
99 2225.2626351801 106.0655152 9.271927647 96.7935875925
100 2128.4690475877 106.0655152 8.868621032 97.1968942075
101 2031.2721533802 106.0655152 8.463633972 97.6018812667
102 1933.6702721136 106.0655152 8.056959467 98.0085557719
103 1835.6617163416 106.0655152 7.648590485 98.4169247543
104 1737.2447915873 106.0655152 7.238519965 98.8269952741
105 1638.4177963132 106.0655152 6.826740818 99.2387744211
106 1539.1790218921 106.0655152 6.413245925 99.6522693145
107 1439.5267525776 106.0655152 5.998028136 100.067487103
108 1339.4592654742 106.0655152 5.581080273 100.484434966
109 1238.974830508 106.0655152 5.162395127 100.903120112
110 1138.071710396 106.0655152 4.74196546 101.323549779
111 1036.7481606169 106.0655152 4.319784003 101.745731237
112 935.0024293804 106.0655152 3.895843456 102.169671783
113 832.83275759707 106.0655152 3.47013649 102.595378749
114 730.23737884799 106.0655152 3.042655745 103.022859494
115 627.21451935411 106.0655152 2.613393831 103.452121408
116 523.76239794568 106.0655152 2.182343325 103.883171914
117 419.87922603138 106.0655152 1.749496775 104.316018464
118 315.56320756743 106.0655152 1.314846698 104.750668541
119 210.81253902655 106.0655152 0.878385579 105.18712966
120 105.62540936675 105.38 € 0.440105872 104.94 €
 OPCIÓN 3
Duración= 3 meses
TAE= 15.12%
Importe total= 10,233.46 €
Cuota mesual= 105.38 €
Cuota final= 106.70 €

OPCIÓN 3
Capital Final Mes Capital Inicial Cuota Intereses
9935.60115143 1 10000 3361.149611 41.66666667
9870.93397432 2 6680.5170555726 3361.149611 27.83548773
9805.99735064 3 3347.20293221 3361.149611 13.94667888
9740.7901577
9675.31126811
9609.55954982
9543.53386604
9477.23307525
9410.65603115
9343.80158271
9276.66857407
9209.25584455
9141.56222867
9073.58655605
9005.32765146
8936.78433477
8867.95542092
8798.83971994
8729.43603686
8659.74317178
8589.75991976
8519.48507085
8448.91741007
8378.05571737
8306.89876762
8235.44533058
8163.69417089
8091.64404803
8019.29371632
7946.6419249
7873.68741768
7800.42893335
7726.86520533
7652.99496178
7578.81692555
7504.32981417
7429.53233982
7354.42320933
7279.00112413
7203.26478024
7127.21286826
7050.8440733
6974.15707503
6897.15054761
6819.82315965
6742.17357424
6664.2004489
6585.90243553
6507.27818044
6428.32632428
6349.04550206
6269.43434308
6189.49147094
6109.2155035
6028.60505285
5947.65872534
5866.37512145
5784.75283589
5702.79045746
5620.48656913
5537.83974793
5454.84856497
5371.51158542
5287.82736845
5203.79446725
5119.41142896
5034.67679467
4949.58909941
4864.14687209
4778.34863548
4692.19290622
4605.67819476
4518.80300533
4431.56583595
4343.96517836
4255.99951803
4167.66733412
4078.96709944
3989.89728045
3900.45633721
3810.64272337
3720.45488615
3629.89126627
3538.95029797
3447.63040898
3355.93002044
3263.84754695
3171.38139649
3078.52997041
2985.29166338
2891.6648634
2797.64795176
2703.23930299
2608.43728484
2513.24025829
2417.64657746
2321.65458963
2225.26263518
2128.46904759
2031.27215338
1933.67027211
1835.66171634
1737.24479159
1638.41779631
1539.17902189
1439.52675258
1339.45926547
1238.97483051
1138.0717104
1036.74816062
935.00242938
832.832757597
730.237378848
627.214519354
523.762397946
419.879226031
315.563207567
210.812539027
105.625409367
0.69 €
3
Amort. Capi Capital Final
3319.482944427 6680.5170556
3333.314123363 3347.2029322
3347.20293221 3.683454E-11
 FECHA IBERDROLA BBVA
-0.05% -9.53%
1.12% 14.08%
-1.69% 14.71%
1.39% 0.39%
4.91% 7.74%
Portafolio 1
7.23% 12.74%
-7.73% 2.87%
-0.43% 1.69%
7.46% 2.00%
-10.32% -14.74%
0.23% 0.40%
10.99% -2.90%
-2.55% -1.51%
0.20% -6.11%
-1.31% 7.31%
5.11% 11.64%
-3.04% -22.43%
17.63% 6.03%
-17.26% 3.06%
3.30% 2.51%
0.83% 3.50%
-6.50% 1.79%
-2.14% 9.97%
2.28% 6.93%
DESVIACIÓN 0.0688418008 0.08665118
Rendimiento promedio 0.40% 2.17%
Media geometrica 0.22% 1.22%
100.00 € 100.22 101.44
 Rendimient Desviación Razon de
Porcentaje
o esperado estándar Sharpe
BBVA Mínimizar
Iberdrola riesgo
BBVA Maximizar
Iberdrola rentabilidad
BBVA Maximizar
razón de
Iberdrola Sharpe