1000

TES 10%
TEM 0.016
MESES 15

1268.84

VP 5000 1 año
TEA 5%

1.5 año

TEA 5% 6 meses
TEM 0.00407412

3000
1 0

0 1
1500 X
1500
HALLAR VALOR PRESENTE
TEA 20% 3,045.93
TEM 1.53%

HALLAR MONTO A REFINANCIAR

1,545.93

HALLAR 1,569.60
1) 5,000
0 1 2
X

TEA 20%
TEM 1.53%

HALLAR EL VALOR ACTUAL

4,850.35 = VP = VF
(1+i) ^ n

PRÁCTICA CALIFICADA
2)
TEA 20%
TEM 1.53%

PRESTAMO EN MESES
2000 3000 2500
0 1 2 3

VP C1 1,969.84
VP C2 2,910.21
VP C3 2,388.61
7,268.66

REFINANCIAR

3000 2000 x
0 1 2 3 4

HALLAR MONTO A REFINANCIAR HALLAR CUOTA

4,268.66 2,474.42

VP CR1 1,940.14
VP HOY 2,328.52

3)
TEA 20%
 TEM 1.53%

PRESTAMO EN MESES
10,000
0 1 2 3

REFINANCIAMIENTO
5000 X
0 1 2

HALLAR EL VALOR PRESENTE DEL PRESTAMO

VP 9,554.43

MONTO A REFINANCIAR
4,554.43

HALLAR X
4,694.95

4)
TEA 20%
TEM 1.53%

PRESTAMO EN MESES
3000 4500 6000
0 1 2 3 4 5

VP C1 2,954.76
VP C2 4,299.49
VP C3 5,561.08
12,815.34

REFINANCIAMIENTO
X X X X X
0 1 2 3 4 5

FC1 0.98
FC2 0.97
FC3 0.96
FC4 0.94
FC5 0.93
 4.78

HALLAR X 2,681.98
tes 10
tem

0.01601187 1.60%

5250.00

5379.65

5123.48