AMORTIZACIÓN DE PRÉSTAMOS POR EL SISTEMA FRANCÉS

capital 100000
TEM 7%
periodos 12 MESES

Periodo Saldo Interés Amortización Cuota

0 100000.00
1 S/94,409.80 S/. 7,000.00 S/5,590.20 S/12,590.20
2 S/88,428.29 S/. 6,608.69 S/5,981.51 S/12,590.20
3 S/82,028.07 S/. 6,189.98 S/6,400.22 S/12,590.20
4 S/75,179.84 S/. 5,741.96 S/6,848.23 S/12,590.20
5 S/67,852.23 S/. 5,262.59 S/7,327.61 S/12,590.20
6 S/60,011.68 S/. 4,749.66 S/7,840.54 S/12,590.20
7 S/51,622.30 S/. 4,200.82 S/8,389.38 S/12,590.20
8 S/42,645.66 S/. 3,613.56 S/8,976.64 S/12,590.20
9 S/33,040.66 S/. 2,985.20 S/9,605.00 S/12,590.20
10 S/22,763.31 S/. 2,312.85 S/10,277.35 S/12,590.20
11 S/11,766.54 S/. 1,593.43 S/10,996.77 S/12,590.20
12 S/0.00 S/. 823.66 S/11,766.54 S/12,590.20
S/. 51,082.39 S/. 100,000.00 S/151,082.39
 AMORTIZACIÓN DE PRÉSTAMOS POR EL SISTEMA ALEMÁN
capital 100000
tasa 7%
periodos 12

Periodo Saldo Interes Amortización CUOTA

0 S/ 100,000.00
1 S/ 91,666.67 S/. 7,000.00 S/. 8,333.33 S/. 15,333.33
2 S/ 83,333.33 S/. 6,416.67 S/. 8,333.33 S/. 14,750.00
3 S/ 75,000.00 S/. 5,833.33 S/. 8,333.33 S/. 14,166.67
4 S/ 66,666.67 S/. 5,250.00 S/. 8,333.33 S/. 13,583.33
5 S/ 58,333.33 S/. 4,666.67 S/. 8,333.33 S/. 13,000.00
6 S/ 50,000.00 S/. 4,083.33 S/. 8,333.33 S/. 12,416.67
7 S/ 41,666.67 S/. 3,500.00 S/. 8,333.33 S/. 11,833.33
8 S/ 33,333.33 S/. 2,916.67 S/. 8,333.33 S/. 11,250.00
9 S/ 25,000.00 S/. 2,333.33 S/. 8,333.33 S/. 10,666.67
10 S/ 16,666.67 S/. 1,750.00 S/. 8,333.33 S/. 10,083.33
11 S/ 8,333.33 S/. 1,166.67 S/. 8,333.33 S/. 9,500.00
 12 S/ - S/. 583.33 S/. 8,333.33 S/. 8,916.67
S/. 45,500.00 S/. 100,000.00 S/. 145,500.00

AMORTIZACIÓN DE PRÉSTAMOS POR EL SISTEMA AMERICANO

capital 100000
tasa 7.00%
periodos 12

Periodo Saldo Interes Amortización Pago

0 S/ 100,000.00
1 S/ 100,000.00 S/ 7,000.00 S/ - S/ 7,000.00
2 S/ 100,000.00 S/ 7,000.00 S/ - S/ 7,000.00
3 S/ 100,000.00 S/ 7,000.00 S/ - S/ 7,000.00
4 S/ 100,000.00 S/ 7,000.00 S/ - S/ 7,000.00
5 S/ 100,000.00 S/ 7,000.00 S/ - S/ 7,000.00
6 S/ 100,000.00 S/ 7,000.00 S/ - S/ 7,000.00
7 S/ 100,000.00 S/ 7,000.00 S/ - S/ 7,000.00
8 S/ 100,000.00 S/ 7,000.00 S/ - S/ 7,000.00
9 S/ 100,000.00 S/ 7,000.00 S/ - S/ 7,000.00
10 S/ 100,000.00 S/ 7,000.00 S/ - S/ 7,000.00
11 S/ 100,000.00 S/ 7,000.00 S/ - S/ 7,000.00
12 S/ - S/ 7,000.00 S/ 100,000.00 S/ 107,000.00
S/. 84,000.00 S/. 100,000.00 S/. 184,000.00
Préstamo 50000
Plazo (años) 10 años
TEA 10%
Gracia 3 años
AMORTIZACIÓN DE PRÉSTAMOS POR EL SISTEMA FRANCÉS PAGO DIFERIDO
Periodo Saldo Interés Amortización Cuota
0 S/ 50,000.00
1 S/ 55,000.00 S/. 0.00 S/. 0.00 S/. 0.00
2 S/ 60,500.00 S/. 0.00 S/. 0.00 S/. 0.00
3 S/ 66,550.00 S/. 0.00 S/. 0.00 S/. 0.00
4 S/ 59,535.26 S/. 6,655.00 S/. 7,014.74 S/. 13,669.74
5 S/ 51,819.05 S/. 5,953.53 S/. 7,716.21 S/. 13,669.74
6 S/ 43,331.22 S/. 5,181.91 S/. 8,487.83 S/. 13,669.74
7 S/ 33,994.61 S/. 4,333.12 S/. 9,336.61 S/. 13,669.74
8 S/ 23,724.34 S/. 3,399.46 S/. 10,270.27 S/. 13,669.74
9 S/ 12,427.03 S/. 2,372.43 S/. 11,297.30 S/. 13,669.74
10 S/ - S/. 1,242.70 S/. 12,427.03 S/. 13,669.74
S/. 29,138.15 S/. 66,550.00 S/. 95,688.15
S/. 95,688.15

50000
10 años
10%
3 años
AMORTIZACIÓN DE PRÉSTAMOS POR EL SISTEMA ALEMÁN PAGO DIFERIDO
Periodo Saldo Interés Amortización Cuota
0 50000.00

S/. 0.00 S/. 0.00 S/. 0.00

S/. 0.00

50000
10 años
 10%
3 años
AMORTIZACIÓN DE PRÉSTAMOS POR EL SISTEMA AMERICANO PAGO DIFERIDO
Periodo Saldo Interés Amortización Cuota
0 50000.00
1
2
3
4
5
6
7
8
9
10
S/. 0.00 S/. 0.00 S/. 0.00
S/. 0.00
 CAPITAL INTERÉS DIRECTO
0 50000 50000.00
1 55000 5000 55000.00
2 60500 5500 60500.00
3 66550 6050 66550.00
4
5
6