Resultado: 2018 2019

% $ % $
Ventas 319,000.00 346000
Coste sobre vtas 78% 248,820.00 78% 269,880.00
Margen bruto ventas 70,180.00 76,120.00
Gtos Comer y Admon 29,700.00 4% 30,888.00
Amort de inmovilizado 10% 10,000.00 10% 10,000.00
Beneficio Ant int e imp 30,480.00 35,232.00
Gastos financieros 2,814.51 1,458.12
Beneficio Antes de impuestos 27,665.49 33,773.88
Impuestos 30% 8,299.65 30% 10,132.16
Resultado neto 19,365.84 23,641.72
Beneficio retenido a reservas 100% 19,365.84 100% 23,641.72
Dividendos 0% - 0% -

Balance:
Plan inversiones:

DESEEMBOLSO
Adaquisicion AF 35,000.00
Incremento Margen Maniobra 3,240.00
PAGO PRESTAMOS $19,441.61
TOTAL DESEEMBOLSO 57,681.61

INGRESOS
Autofinaciación (reservas + amortizaciones 33,641.72
TOTAL 33,641.72

SUPERAVIT/DEFICIT - 24,039.89
SUPERAVIT/DEFICIT ACUMULADO - 24,039.89

ACTIVO
INMOVILIZADO NETO 80,000.00 105,000.00
INMOVILIZADO BRUTO 100,000.00 135,000.00
AMORTIZACION ACUMULADA 20,000.00 30,000.00
FONDO DE MANIOBRA 12% de ventas 38,280.00 41,520.00
SUPERAVIT/DEFICIT ACUMULADO - - 24,039.89
TOTAL ACTIVO 118,280.00 122,480.11

PASIVO Y PATRIMONIO NETO

FONDOS PROPIOS 98,838.40 122,480.12
Capitla 60,101.21 60,101.21
Reservas 38,737.19 62,378.91
Fondos ajenos a largo plazo $19,441.61 -
TOTAL 118,280.01 122,480.12

Comprobación - 0.01 Comprobación - 0.01

 2020 2021 2022
% $ % $ % $
390000 450000 530000
78% 304,200.00 78% 351,000.00 78% 413,400.00
85,800.00 99,000.00 116,600.00
5% 32,432.40 5% 34,054.02 6% 36,097.26
10% 13,500.00 10% 17,000.00 10% 19,500.00
39,867.60 47,945.98 61,002.74

39,867.60 47,945.98 61,002.74

30% 11,960.28 30% 14,383.79 30% 18,300.82
27,907.32 33,562.19 42,701.92
100% 27,907.32 75% 25,171.64 75% 32,026.44
0% - 25% 8,390.55 25% 10,675.48

35,000.00 25,000.00 25,000.00

5,280.00 7,200.00 9,600.00
- - -
40,280.00 32,200.00 34,600.00

41,407.32 42,171.64 51,526.44

41,407.32 42,171.64 51,526.44

1,127.32 9,971.64 16,926.44

- 22,912.57 - 12,940.93 3,985.51

126,500.00 134,500.00 140,000.00

170,000.00 195,000.00 220,000.00
43,500.00 60,500.00 80,000.00
46,800.00 54,000.00 63,600.00
- 22,912.57 - 12,940.93 3,985.51
150,387.43 175,559.07 207,585.51

150,387.44 175,559.08 207,585.51

60,101.21 60,101.21 60,101.21
90,286.23 115,457.87 147,484.30
 - - -
150,387.44 175,559.08 207,585.51

Comprobación - 0.01 Comprobación - 0.01 Comprobación - 0.01

 AMORTIZACIÓN PRÉSTAMO EXISTENTE

2016 2017 2018 2019

Capital Vivo 70000 $54,350.27 $37,526.82 $19,441.61
numero Pagos 4
Tasa 7.50% 7.50% 7.50% 7.50%
Pago - 20,899.73 - 20,899.73 -20899.7256 -20899.7256
Interés 5250 4,076.27 2,814.51 1,458.12
Abono a Capital - 15,649.73 - 16,823.46 - 18,085.21 - 19,441.61
Resultado: 2018 2019 2020
% $ % $ %
Ventas 319,000.00 346000
Coste sobre vtas 78% 248,820.00 78% 269,880.00 78%
Margen bruto ventas 70,180.00 76,120.00
Gtos Comer y Admon 29,700.00 4% 30,888.00 5%
Amort de inmovilizado 10% 10,000.00 10% 10,000.00 10%
Beneficio Ant int e imp 30,480.00 35,232.00
Gastos financieros 2,814.51 1458.12
Beneficio Antes de impuestos 27,665.49 33,773.88
Impuestos 30% 8,299.65 30% 10,132.16 30%
Resultado neto 19,365.84 23,641.72
Beneficio retenido a reservas 100% 19,365.84 100% 23,641.72 100%
Dividendos 0% - 0% - 0%

Balance:
Plan inversiones:

DESEEMBOLSO
Adaquisicion AF 35,000.00
Incremento Margen Maniobra 3,240.00
PAGO PRESTAMOS 19,441.60

TOTAL DESEEMBOLSO 57,681.60

INGRESOS
Autofinaciación (reservas + amortizaciones 33,641.72
Financiación 30,000.00

TOTAL 63,641.72

Amortización Préstamo
Préstamo 30,000.00
% 5.50%
Años 4.00
Frecuencia Pago 1.00
Total Pagos 4.00
Cuota anual -$8,558.83

2020
Capital vivo 30,000.00
Cuota Anual -$8,558.83
Amortizacion Prestamo 6,908.83
 Intereses 1,650.00

SUPERAVIT/DEFICIT 5,960.12
SUPERAVIT/DEFICIT ACUMULADO 5,960.12

ACTIVO
INMOVILIZADO NETO 80,000.00 105,000.00
INMOVILIZADO BRUTO 100,000.00 135,000.00
AMORTIZACION ACUMULADA 20,000.00 30,000.00
FONDO DE MANIOBRA 12% de ventas 38,280.00 41,520.00
SUPERAVIT/DEFICIT ACUMULADO - 5,960.12
TOTAL ACTIVO 118,280.00 152,480.12

PASIVO Y PATRIMONIO NETO

FONDOS PROPIOS 98,838.40 122,480.12
Capitla 60,101.21 60,101.21
Reservas 38,737.19 62,378.91
Fondos ajenos a largo plazo 19,441.60 30,000.00
TOTAL 118,280.00 152,480.12

Comprobación - Comprobación - Comprobación

2020 2021 2022
$ % $ % $
390000 450000 530000
304,200.00 78% 351,000.00 78% 413,400.00
85,800.00 99,000.00 116,600.00
32,432.40 5% 34,054.02 6% 36,097.26
13,500.00 10% 17,000.00 10% 19,500.00
39,867.60 47,945.98 61,002.74
1,650.00 1,270.01 869.13
38,217.60 46,675.97 60,133.61
11,465.28 30% 14,002.79 30% 18,040.08
26,752.32 32,673.18 42,093.53
26,752.32 75% 24,504.88 75% 31,570.15
- 25% 8,168.29 25% 10,523.38

35,000.00 25,000.00 25,000.00

5,280.00 7,200.00 9,600.00
6,908.83 7,288.82 7,689.71

47,188.83 39,488.82 42,289.71

40,252.32 41,504.88 51,070.15

40,252.32 41,504.88 51,070.15

2021 2022 2023

23,091.17 15,802.34 8,112.64
-$8,558.83 -$8,558.83 -$8,558.83
7,288.82 7,689.71 8,112.64
 1,270.01 869.13 446.20

- 6,936.51 2,016.06 8,780.44

- 976.40 1,039.66 9,820.10

126,500.00 134,500.00 140,000.00

170,000.00 195,000.00 220,000.00
43,500.00 60,500.00 80,000.00
46,800.00 54,000.00 63,600.00
- 976.40 1,039.66 9,820.10
172,323.60 189,539.66 213,420.10

149,232.44 173,737.32 205,307.46

60,101.21 60,101.21 60,101.21
89,131.23 113,636.11 145,206.25
23,091.17 15,802.34 8,112.64
172,323.60 189,539.66 213,420.10

- Comprobación - Comprobación -