Integrantes

Grupo 5

Alvarado Cardenas , María Cristina 2011834

Icochea Gonzales , Alonso 1920805
Pereda Huaman , Alexandra 1910773
Ramírez Gutierrez , Alexandra 2012847
Saldaña Solorzano , Estefanny 1820583
 27/09/21 25/10/21

700 X

3.6% TET

S1 = 700*(1+1.1859%)^(96/30)*(1+0.9
700.00

3.60% TET X1 *(1+1.1859%)^(68/30) * (1+0.9690%)^(208

1.1859% TEM
X1 * 1.0000
5.80% TNS/15
0.9690% TEM X1 * (1.0981 + 1.0633 + 1.0211) =

X1 * 3.0000

X1 = 855.55
09/21 25/10/21 18/01/22 24/05/22 28/07/22

0 X X X dolares $3 500
9/27/2021 -44466
10/25/2021 -44494
1/18/2022 -44579
5/24/2022 -44705
3.6% TET 5.8% TNS/15
7/28/2022

00*(1+1.1859%)^(96/30)*(1+0.9690%)^(208/30)
2800.00

%)^(68/30) * (1+0.9690%)^(208/30) + X1 *(1+0.9690%)^(191/30) + X1 * (1+0.9690%)^(65/30) = 2722.82

+ X2 * 1.0000 + X3 * 1.0000 = 2800.00

1 * (1.0981 + 1.0633 + 1.0211) = 2722.82

= 2800.00

Es el valor de cada depósito.

dias hasta el 28/07/22 96 dias para acabar el año 2021
dias hasta el 28/07/23 68 dias para acabar el año 2022
dias hasta el 28/07/24
dias hasta el 28/07/25

1/1/2022

208 dias del 01/01/22 hasta el 28/07/22

A) TASA EFECTIVA SEMESTRAL TES TEA
7.50% 15.56%
TASA DE INFLACION TIT TIA
3.54% 14.93%

i = (1+r)*(1+f) -1

15.56%=(1+r)*(1+14.93)-1
r=((1+i)/(1+f))-1
Tasa real anual 87.56%

B) S = P*(1+i)^n

S= 26001.5625
 DEUDAS
20-Mar-21 S/ 75,000.00 19-May-21 $38,000.00
i mn = 1.80% TEM i ME = 18.50% TEA
i mn = 0.0595% TED i ME = 0.0472% TED
iM mn = 21.00% TEA iM ME = 1.90% TEM
iM mn = 0.0530% TED iM ME = 0.0628% TED

27-Sep-21 ITM mn = S/ 17,003.11 ITM ME = $5,676.26

S 27-oct S/. = S/ 92,003.11 S 27-oct $ = $43,676.26
TC 27-oct S/ 3.16 por 1$
S 27-oct S/. = S/ 138,016.98
a) DEUDA TOTAL = S/ 230,020.09

REPROGRAMACIÓN DE DEUDA TOTAL

P= S/ 230,020.09
n= 2 semestres
i= 25.00% TEA MÉTODO FRANCÉS / CUOTA CONSTANTE
i= 11.80% TES S PERIODO CUOTA INTERÉS AMOTIZ SALDO
C= ?? E
S 0 S/ 230,020.09
C= S/ 135,750.94 M
E 1 135750.94 27150.19 108600.75 121419.33
M 2 135750.94 14331.61 121419.33 0.00
S/ 230,020.09 = C * FAS(2, 11.30%) 1
S/ 230,020.09 =C* S/ 1.69 2
b) C= S/ 135,750.94
 P S/. =
i mn S/.

P$=
i ME $ =
i ME $ =
15-Aug-21 TC 15-agos =
10-Jun-21 TC 10-jun =
i DEV S/. vs $ =
i DEV S/. vs $ =
i mn $ a S/. =

P€=
i ME € =
i ME € =
i DEV $ vs € =
i DEV $ vs € =
i ME € a $ =
i mn $ a S/. =

a) Conviene ahorrar en euros

 S/ 25,000.00 DEPÓSITO EN EUROS
10.0000% TEA S/.
P S/. = S/ 25,000.00
$32,000.00 15-Aug-21 TC 15-agos = S/ 2.80 por $
1.10% TET i DEV S/. vs $ = 10.7956% TEA
4.4731% TEA i DEV S/. vs $ = 0.0285% TED
S/ 2.80 por $ 27-Sep-21 TC 27-set-21 S/ 2.83
S/ 2.77 por $
1.0830% TE66D 16-Aug-21 TC 16-agos = $1.20 por €
6.0517% TEA i DEV $ vs € = 1.5075% TEA
10.7956% TEA i DEV $ vs € = 0.0042% TED
27-Sep-21 TC 27-set-21 $1.20
€16,500.00
1.50% TNS/35D P S/. a € €85,183.48
3.0410% TEA P$a€ €38,467.09
0.50% TEC P€ €16,500.00
1.5075% TEA 27-Sep-21 MONTO TOTAL = €140,150.57
4.5943% TEA
10.9241% TEA 27-Sep-22 MONTO ACUMULADO = €144,412.48

Conviene ahorrar en euros