Curso 2.

Matemáticas Financieras
Módulo 5. Anualidades

Actividad 1. Anualidades vencidas a tasa fija y tasas variables

Anualidad a tasa fija

Capital 400,000.00
Plazo (mes) 10
Tasa interés nominal 0.09

Tabla de amortización (anualidad vencida)

Periodo (mensual) Renta Interés Capital

0
1 41,668.49 3,000.00 38,668.49
2 41,668.49 2,709.99 38,958.50
3 41,688.49 2,417.80 39,270.69
4 41,688.49 2,123.27 39,565.22
5 41,688.49 1,826.53 39,861.96
6 41,688.49 1,527.56 40,160.93
sas variables

da)

Saldo insoluto 0.92800315317

400,000.00 0.07199684683
361,331.51 0.0075
322,373.00
283,102.31 9.59957957706
243,537.09 41668.4914989
203,675.13
163,514.20
 Curso 2. Matemáticas Financieras
Módulo 5. Anualidades

Actividad 2. Anualidades vencidas a tasa fija y tasas variables

Tabla de amortización (tasas variables)

Capital 50,000.00
Plazo (mensual) 3
tiempo para
Periodo (mensual) Tasa interés nominal vencimiento (meses)
1 0.08 3
2 0.09 2
3 0.1 1
4 0.11 3
5 0.12 2
6 0.13 1

Periodo (mensual) Renta Interés Capital

0
1 16,889.38 333.33 16,556.05
2 16,910.33 250.83 16,659.50
3 16,924.32 139.87 16,784.45
4 0.00 0.00 0.00
5 0.00 0.00 0.00
6 0.00 0.00 0.00
sas variables

s)

Saldo insoluto
50,000.00 0.98026373306 0.01973626694 0.00666667 2.96044004 16889.3811
33,443.95 0.98516707818 0.01483292182 0.0075 1.97772291 16910.3326
16,784.45 0.99173553719 0.00826446281 0.00833333 0.99173554 16924.3197
0.00 0.97299656869 0.02700343131 0.00916667 2.94582887 -1.8524E-11
0.00 0.98029604941 0.01970395059 0.01 1.97039506 -1.8547E-11
0.00 0.98928276999 0.01071723001 0.01083333 0.98928277 -1.8563E-11
0.00