Curso 2.

Matemáticas Financieras
Módulo 5. Anualidades

Actividad 1. Anualidades vencidas a tasa fija y tasas variables

Anualidad a tasa fija

Capital 150,000.00
Plazo (mes) 6
Tasa interés nominal 10.50%

Tabla de amortización (anualidad vencida)

Periodo (mensual) Renta Interés Capital

0
1 25,771.18 1,312.50 24,458.68
2 25,771.18 1,098.49 24,672.70
3 25,771.18 882.60 24,888.58
4 25,771.18 664.83 25,106.36
5 25,771.18 445.14 25,326.04
6 25,771.18 223.54 25,547.64
sas variables

capital
1-(1+i)^-n
(i)
0.105 0.00875

da) 0.051
0.0000003395
Saldo insoluto 25,771.18
150,000.00
125,541.32
100,868.62
75,980.04
50,873.68
25,547.64
0.00
 Curso 2. Matemáticas Financieras
Módulo 5. Anualidades

Actividad 2. Anualidades vencidas a tasa fija y tasas variables

Tabla de amortización (tasas variables)

Capital 150,000.00
Plazo (mensual) 6
tiempo para
Periodo (mensual) Tasa interés nominal vencimiento (meses)
1 8% 6
2 9% 5
3 10% 4
4 11% 3
5 12% 2
6 13% 1

Periodo (mensual) Renta Interés Capital

0
1 25,586.56 1,000.00 24,586.56
2 25,649.86 940.60 24,709.26
3 25,702.72 839.20 24,863.52
4 25,745.10 695.21 25,049.89
5 25,776.94 507.91 25,269.04
6 25,798.21 276.49 25,521.73
sas variables

s)
capital
1-(1+i)^-n
(i)

0.08 0.03908301365 2.605534E-07 25,586.56

0.09 0.03667079709 2.923993E-07 25,649.86
0.10 0.0326502964 3.242199E-07 25,702.72
0.11 0.02700343131 3.560548E-07 25,745.10
0.12 0.01970395059 3.879436E-07 25,776.94
0.13 0.01071723001 4.199257E-07 25,798.21

Saldo insoluto
150,000.00
125,413.44
100,704.18
75,840.66
50,790.76
25,521.73
0.00