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Cuenta 21511343
Matematica Financiera
Tarea semana 9
Anualidadas Anticipadas
Una deuda de 20,000.00 debe amortizarse con 12 pagos mensuales vencidos. Hallar el
valor de éstos, a la tasa efectiva del 8% , y elaborar el cuadro de amortización para los dos
primeros meses
capital 135,000
tassa 18% 0.015
nper 10 120
capitalizacion mensual
pago 2,432.50 €
120 60 60 95,792.51 €
número 60?
interes 392,911.78
8,175.46 €
250,414.68
MONTO $ 85,000.00
2.5% TASA DE INTERES MENSUAL MONTO
n= 24 24
pago 4,752.59 €
MESES SALDO INSOLUTO INTERES abono insoluto
0
1 $85,000.00 $2,125.00 $2,627.59 $4,752.59
2 $82,372.41 $2,059.31 $2,693.28 $4,752.59
3 $79,679.13 $1,991.98 $2,760.61 $4,752.59
4 $76,918.52 $1,922.96 $2,829.63 $4,752.59
5 $74,088.89 $1,852.22 $2,900.37 $4,752.59
6 $71,188.53 $1,779.71 $2,972.88 $4,752.59
7 $68,215.65 $1,705.39 $3,047.20 $4,752.59
8 $65,168.45 $1,629.21 $3,123.38 $4,752.59
9 $62,045.07 $1,551.13 $3,201.46 $4,752.59
10 $58,843.61 $1,471.09 $3,281.50 $4,752.59
11 $55,562.11 $1,389.05 $3,363.54 $4,752.59
12 $52,198.57 $1,304.96 $3,447.63 $4,752.59
13 $48,750.95 $1,218.77 $3,533.82 $4,752.59
14 $45,217.13 $1,130.43 $3,622.16 $4,752.59
15 $41,594.97 $1,039.87 $3,712.72 $4,752.59
16 $37,882.25 $947.06 $3,805.53 $4,752.59
17 $34,076.72 $851.92 $3,900.67 $4,752.59
18 $30,176.05 $754.40 $3,998.19 $4,752.59
19 $26,177.86 $654.45 $4,098.14 $4,752.59
20 $22,079.72 $551.99 $4,200.60 $4,752.59
21 $17,879.12 $446.98 $4,305.61 $4,752.59
22 $13,573.51 $339.34 $4,413.25 $4,752.59
23 $9,160.26 $229.01 $4,523.58 $4,752.59
24 $4,636.67 $115.92 $4,636.67 $4,752.59
rante 2 años con intereses del 2.5% mensual capitalizable
después de haber efectuado dicho pago.
$ 85,000.00
SALDO FINAL
$85,000.00
$82,372.41
$79,679.13
$76,918.52
$74,088.89
$71,188.53
$68,215.65
$65,168.45
$62,045.07
$58,843.61
$55,562.11
$52,198.57
$48,750.95
$45,217.13
$41,594.97
$37,882.25
$34,076.72
$30,176.05
$26,177.86
$22,079.72
$17,879.12
$13,573.51
$9,160.26
$4,636.67
$0.00
9.Una pareja de recién casados compra un terreno de 150,000.00 pagando 15,000.00 de enganche y por el saldo adquieren u
18% capitalizable cada mes. a) Calcule el pago mensual. b) ¿Qué cantidad del pago número 60 se destina a cubrir intereses y
cantidad se debe inmediatamente después de efectuado el pago número
$ 135,000
SALDO FINAL
$135,000.00 a) El pago mensual sera de $1876.16
$134,871.47 b) Se destina a intereses $1506.47 y a reducir la deuda $369.70
$134,740.05 c) $66584.31
$134,605.68
$134,468.28
$134,327.78
$134,184.13
$134,037.25
$133,887.06
$133,733.49
$133,576.46
$133,415.91
$133,251.74
$133,083.87
$132,912.23
$132,736.73
$132,557.28
$132,373.79
$132,186.17
$131,994.33
$131,798.18
$131,597.61
$131,392.53
$131,182.83
$130,968.42
$130,749.18
$130,525.01
$130,295.79
$130,061.42
$129,821.77
$129,576.73
$129,326.18
$129,069.99
$128,808.04
$128,540.20
$128,266.32
$127,986.29
$127,699.95
$127,407.17
$127,107.80
$126,801.70
$126,488.71
$126,168.68
$125,841.45
$125,506.85
$125,164.73
$124,814.91
$124,457.22
$124,091.48
$123,717.51
$123,335.12
$122,944.13
$122,544.35
$122,135.57
$121,717.59
$121,290.21
$120,853.21
$120,406.38
$119,949.50
$119,482.33
$119,004.66
$118,516.23
$118,016.82
$117,506.17
$116,984.03
$116,450.15
$115,904.25
$115,346.06
$114,775.32
$114,191.74
$113,595.03
$112,984.89
$112,361.02
$111,723.11
$111,070.86
$110,403.92
$109,721.98
$109,024.70
$108,311.73
$107,582.71
$106,837.30
$106,075.11
$105,295.77
$104,498.90
$103,684.10
$102,850.96
$101,999.08
$101,128.03
$100,237.38
$99,326.70
$98,395.52
$97,443.39
$96,469.84
$95,474.38
$94,456.53
$93,415.77
$92,351.60
$91,263.48
$90,150.88
$89,013.25
$87,850.02
$86,660.62
$85,444.45
$84,200.93
$82,929.42
$81,629.30
$80,299.94
$78,940.66
$77,550.79
$76,129.66
$74,676.55
$73,190.74
$71,671.51
$70,118.09
$68,529.72
$66,905.61
$65,244.96
$63,546.94
$61,810.72
$60,035.43
$58,220.20
$56,364.13
$54,466.29
$52,525.76
$50,541.56
$48,512.71
$46,438.22
$44,317.06
$42,148.16
$39,930.47
$37,662.87
$35,344.26
$32,973.48
$30,549.35
$28,070.69
$25,536.25
$22,944.79
$20,295.02
$17,585.63
$14,815.28
$11,982.59
$9,086.17
$6,124.58
$3,096.36
$0.00