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ABONO CONSTANTE DE CAPITAL E INTERÉS SOBRE SALDO

Préstamo 9,000.00 compra de UVR 90 Uvrs


Tasa UVR + 1% mv cuota $ 0.50
tasa de interés 1.00% mv Interés en pesos 2.2120%
Inflación 1.20% mv
Plazo 15 años 180 meses
Valor UVR día 100 pesos / uvr
de la compra
Modalidad Abonos constantes de capital en UVR e interés sobre saldo

DEUDA EN UVR DEUDA EN PESOS


Crec. Crec.
# Valor de la UVR cuota Interés Capital Saldo cuota Interés Capital Saldo Crecimiento
cuota Interés
0 100.000 0.000 0.000 0.000 90.000 0.000 0.000 0.000 9000.000
1 101.200 1.400 0.900 0.500 89.500 141.680 199.080 -57.400 9057.400 0.638
2 102.414 1.395 0.895 0.500 89.000 142.868 200.350 -57.482 9114.882 0.839 0.638 0.635
3 103.643 1.390 0.890 0.500 88.500 144.064 201.621 -57.557 9172.438 0.837 0.635 0.631
4 104.887 1.385 0.885 0.500 88.000 145.269 202.894 -57.626 9230.064 0.836 0.631 0.628
5 106.146 1.380 0.880 0.500 87.500 146.481 204.169 -57.688 9287.752 0.835 0.628 0.625
6 107.419 1.375 0.875 0.500 87.000 147.702 205.445 -57.743 9345.495 0.833 0.625 0.622
7 108.709 1.370 0.870 0.500 86.500 148.931 206.722 -57.792 9403.287 0.832 0.622 0.618
8 110.013 1.365 0.865 0.500 86.000 150.168 208.001 -57.833 9461.120 0.831 0.618 0.615
9 111.333 1.360 0.860 0.500 85.500 151.413 209.280 -57.867 9518.987 0.829 0.615 0.612
10 112.669 1.355 0.855 0.500 85.000 152.667 210.560 -57.893 9576.880 0.828 0.612 0.608
11 114.021 1.350 0.850 0.500 84.500 153.929 211.841 -57.912 9634.792 0.827 0.608 0.605
12 115.389 1.345 0.845 0.500 84.000 155.199 213.122 -57.923 9692.715 0.825 0.605 0.601
13 116.774 1.340 0.840 0.500 83.500 156.477 214.403 -57.926 9750.640 0.824 0.601 0.598
14 118.175 1.335 0.835 0.500 83.000 157.764 215.684 -57.920 9808.560 0.822 0.598 0.594
15 119.594 1.330 0.830 0.500 82.500 159.059 216.965 -57.906 9866.466 0.821 0.594 0.590
16 121.029 1.325 0.825 0.500 82.000 160.363 218.246 -57.883 9924.350 0.820 0.590 0.587
17 122.481 1.320 0.820 0.500 81.500 161.675 219.527 -57.852 9982.201 0.818 0.587 0.583
18 123.951 1.315 0.815 0.500 81.000 162.995 220.806 -57.811 10040.012 0.817 0.583 0.579
19 125.438 1.310 0.810 0.500 80.500 164.324 222.085 -57.761 10097.773 0.815 0.579 0.575
20 126.943 1.305 0.805 0.500 80.000 165.661 223.363 -57.702 10155.475 0.814 0.575 0.571
DEUDA EN UVR DEUDA EN PESOS
Crec. Crec.
# Valor de la UVR cuota Interés Capital Saldo cuota Interés Capital Saldo Crecimiento
cuota Interés
21 128.467 1.300 0.800 0.500 79.500 167.007 224.639 -57.632 10213.107 0.812 0.571 0.567
22 130.008 1.295 0.795 0.500 79.000 168.361 225.914 -57.553 10270.660 0.811 0.568 0.564
23 131.568 1.290 0.790 0.500 78.500 169.723 227.187 -57.464 10328.124 0.809 0.564 0.559
24 133.147 1.285 0.785 0.500 78.000 171.094 228.458 -57.364 10385.488 0.808 0.559 0.555
25 134.745 1.280 0.780 0.500 77.500 172.474 229.727 -57.253 10442.741 0.806 0.555 0.551
26 136.362 1.275 0.775 0.500 77.000 173.862 230.993 -57.132 10499.873 0.805 0.551 0.547
27 137.998 1.270 0.770 0.500 76.500 175.258 232.257 -56.999 10556.872 0.803 0.547 0.543
28 139.654 1.265 0.765 0.500 76.000 176.663 233.518 -56.855 10613.728 0.802 0.543 0.539
29 141.330 1.260 0.760 0.500 75.500 178.076 234.776 -56.700 10670.427 0.800 0.539 0.534
30 143.026 1.255 0.755 0.500 75.000 179.498 236.030 -56.532 10726.959 0.798 0.534 0.530
31 144.742 1.250 0.750 0.500 74.500 180.928 237.280 -56.352 10783.312 0.797 0.530 0.525
32 146.479 1.245 0.745 0.500 74.000 182.367 238.527 -56.160 10839.472 0.795 0.525 0.521
33 148.237 1.240 0.740 0.500 73.500 183.814 239.769 -55.955 10895.427 0.794 0.521 0.516
34 150.016 1.235 0.735 0.500 73.000 185.270 241.007 -55.737 10951.164 0.792 0.516 0.512
35 151.816 1.230 0.730 0.500 72.500 186.734 242.240 -55.506 11006.670 0.790 0.512 0.507
36 153.638 1.225 0.725 0.500 72.000 188.206 243.468 -55.261 11061.931 0.789 0.507 0.502
37 155.482 1.220 0.720 0.500 71.500 189.688 244.690 -55.002 11116.933 0.787 0.502 0.497
38 157.347 1.215 0.715 0.500 71.000 191.177 245.907 -54.730 11171.663 0.785 0.497 0.492
39 159.236 1.210 0.710 0.500 70.500 192.675 247.117 -54.442 11226.105 0.784 0.492 0.487
40 161.146 1.205 0.705 0.500 70.000 194.181 248.321 -54.140 11280.245 0.782 0.487 0.482
41 163.080 1.200 0.700 0.500 69.500 195.696 249.519 -53.823 11334.068 0.780 0.482 0.477
42 165.037 1.195 0.695 0.500 69.000 197.219 250.710 -53.490 11387.558 0.778 0.477 0.472
43 167.018 1.190 0.690 0.500 68.500 198.751 251.893 -53.142 11440.700 0.777 0.472 0.467
44 169.022 1.185 0.685 0.500 68.000 200.291 253.068 -52.778 11493.478 0.775 0.467 0.461
45 171.050 1.180 0.680 0.500 67.500 201.839 254.236 -52.397 11545.875 0.773 0.461 0.456
46 173.103 1.175 0.675 0.500 67.000 203.396 255.395 -51.999 11597.874 0.771 0.456 0.450
47 175.180 1.170 0.670 0.500 66.500 204.960 256.545 -51.585 11649.458 0.769 0.450 0.445
48 177.282 1.165 0.665 0.500 66.000 206.534 257.686 -51.153 11700.611 0.768 0.445 0.439
49 179.409 1.160 0.660 0.500 65.500 208.115 258.818 -50.703 11751.314 0.766 0.439 0.433
DEUDA EN UVR DEUDA EN PESOS
Crec. Crec.
# Valor de la UVR cuota Interés Capital Saldo cuota Interés Capital Saldo Crecimiento
cuota Interés
50 181.562 1.155 0.655 0.500 65.000 209.704 259.939 -50.235 11801.548 0.764 0.433 0.427
51 183.741 1.150 0.650 0.500 64.500 211.302 261.050 -49.748 11851.296 0.762 0.427 0.422
52 185.946 1.145 0.645 0.500 64.000 212.908 262.151 -49.243 11900.539 0.760 0.422 0.416
53 188.177 1.140 0.640 0.500 63.500 214.522 263.240 -48.718 11949.257 0.758 0.416 0.409
54 190.435 1.135 0.635 0.500 63.000 216.144 264.318 -48.173 11997.430 0.756 0.409 0.403
55 192.721 1.130 0.630 0.500 62.500 217.774 265.383 -47.609 12045.039 0.754 0.403 0.397
56 195.033 1.125 0.625 0.500 62.000 219.412 266.436 -47.024 12092.063 0.752 0.397 0.390
57 197.374 1.120 0.620 0.500 61.500 221.059 267.476 -46.418 12138.481 0.750 0.390 0.384
58 199.742 1.115 0.615 0.500 61.000 222.712 268.503 -45.791 12184.271 0.748 0.384 0.377
59 202.139 1.110 0.610 0.500 60.500 224.374 269.516 -45.142 12229.413 0.746 0.377 0.370
60 204.565 1.105 0.605 0.500 60.000 226.044 270.515 -44.471 12273.884 0.744 0.370 0.364
61 207.020 1.100 0.600 0.500 59.500 227.721 271.498 -43.777 12317.660 0.742 0.364 0.357
62 209.504 1.095 0.595 0.500 59.000 229.407 272.467 -43.060 12360.721 0.740 0.357 0.350
63 212.018 1.090 0.590 0.500 58.500 231.099 273.419 -42.320 12403.040 0.738 0.350 0.342
64 214.562 1.085 0.585 0.500 58.000 232.800 274.355 -41.555 12444.596 0.736 0.342 0.335
65 217.137 1.080 0.580 0.500 57.500 234.508 275.274 -40.767 12485.363 0.734 0.335 0.328
66 219.742 1.075 0.575 0.500 57.000 236.223 276.176 -39.953 12525.316 0.731 0.328 0.320
67 222.379 1.070 0.570 0.500 56.500 237.946 277.060 -39.114 12564.430 0.729 0.320 0.312
68 225.048 1.065 0.565 0.500 56.000 239.676 277.925 -38.249 12602.679 0.727 0.312 0.304
69 227.748 1.060 0.560 0.500 55.500 241.413 278.771 -37.358 12640.037 0.725 0.304 0.296
70 230.481 1.055 0.555 0.500 55.000 243.158 279.598 -36.440 12676.477 0.723 0.296 0.288
71 233.247 1.050 0.550 0.500 54.500 244.910 280.404 -35.494 12711.971 0.720 0.288 0.280
72 236.046 1.045 0.545 0.500 54.000 246.668 281.189 -34.521 12746.491 0.718 0.280 0.272
73 238.879 1.040 0.540 0.500 53.500 248.434 281.952 -33.519 12780.010 0.716 0.272 0.263
74 241.745 1.035 0.535 0.500 53.000 250.206 282.694 -32.488 12812.498 0.713 0.263 0.254
75 244.646 1.030 0.530 0.500 52.500 251.986 283.412 -31.427 12843.924 0.711 0.254 0.245
76 247.582 1.025 0.525 0.500 52.000 253.771 284.108 -30.336 12874.261 0.709 0.245 0.236
77 250.553 1.020 0.520 0.500 51.500 255.564 284.779 -29.215 12903.475 0.706 0.236 0.227
78 253.560 1.015 0.515 0.500 51.000 257.363 285.425 -28.062 12931.537 0.704 0.227 0.217
DEUDA EN UVR DEUDA EN PESOS
Crec. Crec.
# Valor de la UVR cuota Interés Capital Saldo cuota Interés Capital Saldo Crecimiento
cuota Interés
79 256.602 1.010 0.510 0.500 50.500 259.168 286.046 -26.877 12958.414 0.701 0.217 0.208
80 259.681 1.005 0.505 0.500 50.000 260.980 286.640 -25.660 12984.075 0.699 0.208 0.198
81 262.798 1.000 0.500 0.500 49.500 262.798 287.208 -24.410 13008.485 0.697 0.198 0.188
82 265.951 0.995 0.495 0.500 49.000 264.621 287.748 -23.126 13031.611 0.694 0.188 0.178
83 269.143 0.990 0.490 0.500 48.500 266.451 288.259 -21.808 13053.419 0.691 0.178 0.167
84 272.372 0.985 0.485 0.500 48.000 268.287 288.742 -20.455 13073.874 0.689 0.167 0.157
85 275.641 0.980 0.480 0.500 47.500 270.128 289.194 -19.066 13092.940 0.686 0.157 0.146
86 278.949 0.975 0.475 0.500 47.000 271.975 289.616 -17.641 13110.581 0.684 0.146 0.135
87 282.296 0.970 0.470 0.500 46.500 273.827 290.006 -16.179 13126.760 0.681 0.135 0.123
88 285.683 0.965 0.465 0.500 46.000 275.685 290.364 -14.679 13141.439 0.678 0.123 0.112
89 289.112 0.960 0.460 0.500 45.500 277.547 290.689 -13.141 13154.581 0.676 0.112 0.100
90 292.581 0.955 0.455 0.500 45.000 279.415 290.979 -11.564 13166.145 0.673 0.100 0.088
91 296.092 0.950 0.450 0.500 44.500 281.287 291.235 -9.948 13176.093 0.670 0.088 0.076
92 299.645 0.945 0.445 0.500 44.000 283.165 291.455 -8.291 13184.383 0.667 0.076 0.063
93 303.241 0.940 0.440 0.500 43.500 285.046 291.639 -6.592 13190.976 0.665 0.063 0.050
94 306.880 0.935 0.435 0.500 43.000 286.933 291.784 -4.852 13195.828 0.662 0.050 0.037
95 310.562 0.930 0.430 0.500 42.500 288.823 291.892 -3.069 13198.896 0.659 0.037 0.023
96 314.289 0.925 0.425 0.500 42.000 290.717 291.960 -1.242 13200.139 0.656 0.023 0.009
97 318.060 0.920 0.420 0.500 41.500 292.616 291.987 0.629 13199.510 0.653 0.009 -0.005
98 321.877 0.915 0.415 0.500 41.000 294.518 291.973 2.544 13196.966 0.650 -0.005 -0.019
99 325.740 0.910 0.410 0.500 40.500 296.423 291.917 4.506 13192.459 0.647 -0.019 -0.034
100 329.649 0.905 0.405 0.500 40.000 298.332 291.817 6.515 13185.944 0.644 -0.034 -0.049
101 333.604 0.900 0.400 0.500 39.500 300.244 291.673 8.571 13177.374 0.641 -0.049 -0.065
102 337.608 0.895 0.395 0.500 39.000 302.159 291.484 10.675 13166.698 0.638 -0.065 -0.081
103 341.659 0.890 0.390 0.500 38.500 304.076 291.247 12.829 13153.869 0.635 -0.081 -0.097
104 345.759 0.885 0.385 0.500 38.000 305.997 290.964 15.033 13138.836 0.631 -0.097 -0.114
105 349.908 0.880 0.380 0.500 37.500 307.919 290.631 17.288 13121.548 0.628 -0.114 -0.132
106 354.107 0.875 0.375 0.500 37.000 309.843 290.249 19.595 13101.953 0.625 -0.132 -0.149
107 358.356 0.870 0.370 0.500 36.500 311.770 289.815 21.955 13079.999 0.622 -0.149 -0.168
DEUDA EN UVR DEUDA EN PESOS
Crec. Crec.
# Valor de la UVR cuota Interés Capital Saldo cuota Interés Capital Saldo Crecimiento
cuota Interés
108 362.656 0.865 0.365 0.500 36.000 313.698 289.330 24.368 13055.631 0.618 -0.168 -0.186
109 367.008 0.860 0.360 0.500 35.500 315.627 288.791 26.837 13028.794 0.615 -0.186 -0.206
110 371.412 0.855 0.355 0.500 35.000 317.558 288.197 29.361 12999.433 0.612 -0.206 -0.225
111 375.869 0.850 0.350 0.500 34.500 319.489 287.547 31.941 12967.492 0.608 -0.225 -0.246
112 380.380 0.845 0.345 0.500 34.000 321.421 286.841 34.580 12932.912 0.605 -0.246 -0.267
113 384.944 0.840 0.340 0.500 33.500 323.353 286.076 37.277 12895.635 0.601 -0.267 -0.288
114 389.564 0.835 0.335 0.500 33.000 325.286 285.251 40.034 12855.600 0.598 -0.288 -0.310
115 394.238 0.830 0.330 0.500 32.500 327.218 284.366 42.852 12812.748 0.594 -0.310 -0.333
116 398.969 0.825 0.325 0.500 32.000 329.150 283.418 45.732 12767.017 0.590 -0.333 -0.357
117 403.757 0.820 0.320 0.500 31.500 331.081 282.406 48.674 12718.343 0.587 -0.357 -0.381
118 408.602 0.815 0.315 0.500 31.000 333.011 281.330 51.681 12666.662 0.583 -0.381 -0.406
119 413.505 0.810 0.310 0.500 30.500 334.939 280.187 54.753 12611.909 0.579 -0.406 -0.432
120 418.467 0.805 0.305 0.500 30.000 336.866 278.975 57.891 12554.018 0.575 -0.432 -0.459
121 423.489 0.800 0.300 0.500 29.500 338.791 277.695 61.096 12492.922 0.571 -0.459 -0.487
122 428.571 0.795 0.295 0.500 29.000 340.714 276.343 64.370 12428.552 0.567 -0.487 -0.515
123 433.714 0.790 0.290 0.500 28.500 342.634 274.920 67.714 12360.838 0.564 -0.515 -0.545
124 438.918 0.785 0.285 0.500 28.000 344.551 273.422 71.129 12289.708 0.559 -0.545 -0.575
125 444.185 0.780 0.280 0.500 27.500 346.464 271.848 74.616 12215.092 0.555 -0.575 -0.607
126 449.515 0.775 0.275 0.500 27.000 348.374 270.198 78.177 12136.916 0.551 -0.607 -0.640
127 454.910 0.770 0.270 0.500 26.500 350.280 268.469 81.812 12055.104 0.547 -0.640 -0.674
128 460.369 0.765 0.265 0.500 26.000 352.182 266.659 85.523 11969.581 0.543 -0.674 -0.709
129 465.893 0.760 0.260 0.500 25.500 354.079 264.767 89.311 11880.270 0.539 -0.709 -0.746
130 471.484 0.755 0.255 0.500 25.000 355.970 262.792 93.179 11787.091 0.534 -0.746 -0.784
131 477.141 0.750 0.250 0.500 24.500 357.856 260.730 97.126 11689.965 0.530 -0.784 -0.824
132 482.867 0.745 0.245 0.500 24.000 359.736 258.582 101.154 11588.811 0.525 -0.824 -0.865
133 488.662 0.740 0.240 0.500 23.500 361.610 256.345 105.265 11483.546 0.521 -0.865 -0.908
134 494.525 0.735 0.235 0.500 23.000 363.476 254.016 109.460 11374.086 0.516 -0.908 -0.953
135 500.460 0.730 0.230 0.500 22.500 365.336 251.595 113.741 11260.345 0.512 -0.953 -1.000
136 506.465 0.725 0.225 0.500 22.000 367.187 249.079 118.109 11142.237 0.507 -1.000 -1.049
DEUDA EN UVR DEUDA EN PESOS
Crec. Crec.
# Valor de la UVR cuota Interés Capital Saldo cuota Interés Capital Saldo Crecimiento
cuota Interés
137 512.543 0.720 0.220 0.500 21.500 369.031 246.466 122.565 11019.672 0.502 -1.049 -1.100
138 518.693 0.715 0.215 0.500 21.000 370.866 243.755 127.111 10892.561 0.497 -1.100 -1.153
139 524.918 0.710 0.210 0.500 20.500 372.692 240.943 131.748 10760.813 0.492 -1.153 -1.210
140 531.217 0.705 0.205 0.500 20.000 374.508 238.029 136.479 10624.335 0.487 -1.210 -1.268
141 537.591 0.700 0.200 0.500 19.500 376.314 235.010 141.304 10483.031 0.482 -1.268 -1.330
142 544.042 0.695 0.195 0.500 19.000 378.109 231.885 146.225 10336.806 0.477 -1.330 -1.395
143 550.571 0.690 0.190 0.500 18.500 379.894 228.650 151.244 10185.562 0.472 -1.395 -1.463
144 557.178 0.685 0.185 0.500 18.000 381.667 225.305 156.362 10029.200 0.467 -1.463 -1.535
145 563.864 0.680 0.180 0.500 17.500 383.427 221.846 161.582 9867.619 0.461 -1.535 -1.611
146 570.630 0.675 0.175 0.500 17.000 385.175 218.272 166.904 9700.715 0.456 -1.611 -1.691
147 577.478 0.670 0.170 0.500 16.500 386.910 214.580 172.330 9528.385 0.450 -1.691 -1.776
148 584.408 0.665 0.165 0.500 16.000 388.631 210.768 177.863 9350.522 0.445 -1.776 -1.867
149 591.420 0.660 0.160 0.500 15.500 390.338 206.834 183.504 9167.018 0.439 -1.867 -1.963
150 598.518 0.655 0.155 0.500 15.000 392.029 202.774 189.255 8977.763 0.433 -1.963 -2.065
151 605.700 0.650 0.150 0.500 14.500 393.705 198.588 195.117 8782.646 0.427 -2.065 -2.173
152 612.968 0.645 0.145 0.500 14.000 395.364 194.272 201.092 8581.554 0.422 -2.173 -2.290
153 620.324 0.640 0.140 0.500 13.500 397.007 189.824 207.183 8374.371 0.416 -2.290 -2.414
154 627.768 0.635 0.135 0.500 13.000 398.632 185.241 213.391 8160.979 0.409 -2.414 -2.548
155 635.301 0.630 0.130 0.500 12.500 400.240 180.521 219.719 7941.261 0.403 -2.548 -2.692
156 642.924 0.625 0.125 0.500 12.000 401.828 175.661 226.167 7715.094 0.397 -2.692 -2.848
157 650.640 0.620 0.120 0.500 11.500 403.397 170.658 232.739 7482.355 0.390 -2.848 -3.017
158 658.447 0.615 0.115 0.500 11.000 404.945 165.510 239.435 7242.920 0.384 -3.017 -3.200
159 666.349 0.610 0.110 0.500 10.500 406.473 160.213 246.259 6996.660 0.377 -3.200 -3.400
160 674.345 0.605 0.105 0.500 10.000 407.979 154.766 253.212 6743.448 0.370 -3.400 -3.619
161 682.437 0.600 0.100 0.500 9.500 409.462 149.165 260.297 6483.151 0.364 -3.619 -3.860
162 690.626 0.595 0.095 0.500 9.000 410.923 143.407 267.515 6215.635 0.357 -3.860 -4.126
163 698.914 0.590 0.090 0.500 8.500 412.359 137.490 274.869 5940.766 0.350 -4.126 -4.422
164 707.301 0.585 0.085 0.500 8.000 413.771 131.410 282.361 5658.405 0.342 -4.422 -4.753
165 715.788 0.580 0.080 0.500 7.500 415.157 125.164 289.993 5368.412 0.335 -4.753 -5.125
DEUDA EN UVR DEUDA EN PESOS
Crec. Crec.
# Valor de la UVR cuota Interés Capital Saldo cuota Interés Capital Saldo Crecimiento
cuota Interés
166 724.378 0.575 0.075 0.500 7.000 416.517 118.749 297.768 5070.644 0.328 -5.125 -5.547
167 733.070 0.570 0.070 0.500 6.500 417.850 112.163 305.687 4764.957 0.320 -5.547 -6.029
168 741.867 0.565 0.065 0.500 6.000 419.155 105.401 313.754 4451.202 0.312 -6.029 -6.585
169 750.769 0.560 0.060 0.500 5.500 420.431 98.461 321.970 4129.232 0.304 -6.585 -7.233
170 759.779 0.555 0.055 0.500 5.000 421.677 91.339 330.339 3798.894 0.296 -7.233 -8.000
171 768.896 0.550 0.050 0.500 4.500 422.893 84.032 338.861 3460.032 0.288 -8.000 -8.920
172 778.123 0.545 0.045 0.500 4.000 424.077 76.536 347.541 3112.491 0.280 -8.920 -10.044
173 787.460 0.540 0.040 0.500 3.500 425.229 68.848 356.380 2756.111 0.272 -10.044 -11.450
174 796.910 0.535 0.035 0.500 3.000 426.347 60.965 365.382 2390.729 0.263 -11.450 -13.257
175 806.473 0.530 0.030 0.500 2.500 427.431 52.883 374.548 2016.182 0.254 -13.257 -15.667
176 816.150 0.525 0.025 0.500 2.000 428.479 44.598 383.881 1632.301 0.245 -15.667 -19.040
177 825.944 0.520 0.020 0.500 1.500 429.491 36.106 393.384 1238.916 0.236 -19.040 -24.100
178 835.856 0.515 0.015 0.500 1.000 430.466 27.405 403.061 835.856 0.227 -24.100 -32.533
179 845.886 0.510 0.010 0.500 0.500 431.402 18.489 412.913 422.943 0.217 -32.533 -49.400
180 856.036 0.505 0.005 0.500 0.000 432.298 9.355 422.943 0.000 0.208 -49.400 -100.000

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