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Cuotas constantes que contienen capital e interés

Préstamo $ 5,000.00 compra de UVR $ 50.00 Uvrs


Tasa UVR + 1% mv cuota $ 0.72
tasa de interés 1% mv Interés en pesos 2.0100%
Inflación 1.000% mv
Plazo 10 años 120 meses
Valor UVR día 100 pesos / uvr
de la compra
Modalidad cuotas constantes que contienen capital e interés

DEUDA EN UVR DEUDA EN PESOS


Crec. crec.
# Valor de la UVR cuota Interés Capital Saldo cuota Interés Capital Saldo Crecimiento
Cuota Interés
0 100.0000 0.0000 0.0000 0.0000 50.0000 0.0000 0.0000 0.0000 5,000.00
1 101.0000 0.7174 0.5000 0.2174 49.7826 72.4528 100.5000 -28.0472 5,028.05 0.5609
2 102.0100 0.7174 0.4978 0.2195 49.5631 73.1774 101.0637 -27.8864 5,055.93 1.0000 0.5609 0.5546
3 103.0301 0.7174 0.4956 0.2217 49.3414 73.9091 101.6243 -27.7151 5,083.65 1.0000 0.5546 0.5482
4 104.0604 0.7174 0.4934 0.2239 49.1175 74.6482 102.1813 -27.5331 5,111.18 1.0000 0.5482 0.5416
5 105.1010 0.7174 0.4912 0.2262 48.8913 75.3947 102.7348 -27.3401 5,138.52 1.0000 0.5416 0.5349
6 106.1520 0.7174 0.4889 0.2284 48.6628 76.1487 103.2843 -27.1356 5,165.66 1.0000 0.5349 0.5281
7 107.2135 0.7174 0.4866 0.2307 48.4321 76.9101 103.8297 -26.9196 5,192.58 1.0000 0.5281 0.5211
8 108.2857 0.7174 0.4843 0.2330 48.1991 77.6792 104.3708 -26.6916 5,219.27 1.0000 0.5211 0.5140
9 109.3685 0.7174 0.4820 0.2354 47.9637 78.4560 104.9073 -26.4513 5,245.72 1.0000 0.5140 0.5068
10 110.4622 0.7174 0.4796 0.2377 47.7260 79.2406 105.4390 -26.1984 5,271.92 1.0000 0.5068 0.4994
11 111.5668 0.7174 0.4773 0.2401 47.4859 80.0330 105.9656 -25.9326 5,297.85 1.0000 0.4994 0.4919
12 112.6825 0.7174 0.4749 0.2425 47.2434 80.8333 106.4868 -25.6535 5,323.50 1.0000 0.4919 0.4842
13 113.8093 0.7174 0.4724 0.2449 46.9985 81.6417 107.0024 -25.3608 5,348.87 1.0000 0.4842 0.4764
14 114.9474 0.7174 0.4700 0.2474 46.7511 82.4581 107.5122 -25.0541 5,373.92 1.0000 0.4764 0.4684
15 116.0969 0.7174 0.4675 0.2498 46.5013 83.2827 108.0158 -24.7331 5,398.65 1.0000 0.4684 0.4602
16 117.2579 0.7174 0.4650 0.2523 46.2489 84.1155 108.5129 -24.3974 5,423.05 1.0000 0.4602 0.4519
17 118.4304 0.7174 0.4625 0.2549 45.9941 84.9566 109.0033 -24.0467 5,447.10 1.0000 0.4519 0.4434
18 119.6147 0.7174 0.4599 0.2574 45.7366 85.8062 109.4866 -23.6804 5,470.78 1.0000 0.4434 0.4347
19 120.8109 0.7174 0.4574 0.2600 45.4767 86.6643 109.9626 -23.2983 5,494.08 1.0000 0.4347 0.4259
20 122.0190 0.7174 0.4548 0.2626 45.2141 87.5309 110.4309 -22.9000 5,516.98 1.0000 0.4259 0.4168
21 123.2392 0.7174 0.4521 0.2652 44.9489 88.4062 110.8912 -22.4850 5,539.46 1.0000 0.4168 0.4076
DEUDA EN UVR DEUDA EN PESOS
Crec. crec.
# Valor de la UVR cuota Interés Capital Saldo cuota Interés Capital Saldo Crecimiento
Cuota Interés
22 124.4716 0.7174 0.4495 0.2679 44.6810 89.2903 111.3431 -22.0529 5,561.51 1.0000 0.4076 0.3981
23 125.7163 0.7174 0.4468 0.2705 44.4104 90.1832 111.7864 -21.6032 5,583.12 1.0000 0.3981 0.3884
24 126.9735 0.7174 0.4441 0.2733 44.1372 91.0850 112.2206 -21.1356 5,604.25 1.0000 0.3884 0.3786
25 128.2432 0.7174 0.4414 0.2760 43.8612 91.9959 112.6455 -20.6496 5,624.90 1.0000 0.3786 0.3685
26 129.5256 0.7174 0.4386 0.2787 43.5825 92.9158 113.0605 -20.1447 5,645.05 1.0000 0.3685 0.3581
27 130.8209 0.7174 0.4358 0.2815 43.3009 93.8450 113.4654 -19.6204 5,664.67 1.0000 0.3581 0.3476
28 132.1291 0.7174 0.4330 0.2843 43.0166 94.7834 113.8598 -19.0764 5,683.74 1.0000 0.3476 0.3368
29 133.4504 0.7174 0.4302 0.2872 42.7294 95.7313 114.2432 -18.5120 5,702.25 1.0000 0.3368 0.3257
30 134.7849 0.7174 0.4273 0.2901 42.4393 96.6886 114.6153 -17.9267 5,720.18 1.0000 0.3257 0.3144
31 136.1327 0.7174 0.4244 0.2930 42.1464 97.6555 114.9757 -17.3202 5,737.50 1.0000 0.3144 0.3028
32 137.4941 0.7174 0.4215 0.2959 41.8505 98.6320 115.3238 -16.6918 5,754.19 1.0000 0.3028 0.2909
33 138.8690 0.7174 0.4185 0.2988 41.5516 99.6183 115.6593 -16.0410 5,770.23 1.0000 0.2909 0.2788
34 140.2577 0.7174 0.4155 0.3018 41.2498 100.6145 115.9817 -15.3672 5,785.60 1.0000 0.2788 0.2663
35 141.6603 0.7174 0.4125 0.3049 40.9449 101.6207 116.2906 -14.6699 5,800.27 1.0000 0.2663 0.2536
36 143.0769 0.7174 0.4094 0.3079 40.6370 102.6369 116.5855 -13.9486 5,814.22 1.0000 0.2536 0.2405
37 144.5076 0.7174 0.4064 0.3110 40.3261 103.6632 116.8658 -13.2026 5,827.42 1.0000 0.2405 0.2271
38 145.9527 0.7174 0.4033 0.3141 40.0120 104.6999 117.1312 -12.4313 5,839.85 1.0000 0.2271 0.2133
39 147.4123 0.7174 0.4001 0.3172 39.6947 105.7469 117.3811 -11.6342 5,851.49 1.0000 0.2133 0.1992
40 148.8864 0.7174 0.3969 0.3204 39.3743 106.8043 117.6149 -10.8106 5,862.30 1.0000 0.1992 0.1847
41 150.3752 0.7174 0.3937 0.3236 39.0507 107.8724 117.8322 -9.9598 5,872.26 1.0000 0.1847 0.1699
42 151.8790 0.7174 0.3905 0.3268 38.7239 108.9511 118.0324 -9.0813 5,881.34 1.0000 0.1699 0.1546
43 153.3978 0.7174 0.3872 0.3301 38.3937 110.0406 118.2149 -8.1743 5,889.51 1.0000 0.1546 0.1390
44 154.9318 0.7174 0.3839 0.3334 38.0603 111.1410 118.3792 -7.2382 5,896.75 1.0000 0.1390 0.1229
45 156.4811 0.7174 0.3806 0.3368 37.7236 112.2524 118.5247 -6.2723 5,903.02 1.0000 0.1229 0.1064
46 158.0459 0.7174 0.3772 0.3401 37.3835 113.3750 118.6508 -5.2758 5,908.30 1.0000 0.1064 0.0894
47 159.6263 0.7174 0.3738 0.3435 37.0399 114.5087 118.7568 -4.2481 5,912.55 1.0000 0.0894 0.0719
48 161.2226 0.7174 0.3704 0.3470 36.6930 115.6538 118.8422 -3.1884 5,915.74 1.0000 0.0719 0.0539
49 162.8348 0.7174 0.3669 0.3504 36.3426 116.8103 118.9063 -2.0960 5,917.83 1.0000 0.0539 0.0354
50 164.4632 0.7174 0.3634 0.3539 35.9886 117.9784 118.9484 -0.9700 5,918.80 1.0000 0.0354 0.0164
51 166.1078 0.7174 0.3599 0.3575 35.6312 119.1582 118.9679 0.1903 5,918.61 1.0000 0.0164 -0.0032
52 167.7689 0.7174 0.3563 0.3610 35.2701 120.3498 118.9641 1.3857 5,917.23 1.0000 -0.0032 -0.0234
53 169.4466 0.7174 0.3527 0.3647 34.9055 121.5533 118.9363 2.6170 5,914.61 1.0000 -0.0234 -0.0442
DEUDA EN UVR DEUDA EN PESOS
Crec. crec.
# Valor de la UVR cuota Interés Capital Saldo cuota Interés Capital Saldo Crecimiento
Cuota Interés
54 171.1410 0.7174 0.3491 0.3683 34.5372 122.7688 118.8837 3.8852 5,910.73 1.0000 -0.0442 -0.0657
55 172.8525 0.7174 0.3454 0.3720 34.1652 123.9965 118.8056 5.1910 5,905.53 1.0000 -0.0657 -0.0878
56 174.5810 0.7174 0.3417 0.3757 33.7895 125.2365 118.7012 6.5353 5,899.00 1.0000 -0.0878 -0.1107
57 176.3268 0.7174 0.3379 0.3795 33.4100 126.4889 118.5699 7.9190 5,891.08 1.0000 -0.1107 -0.1342
58 178.0901 0.7174 0.3341 0.3833 33.0268 127.7537 118.4107 9.3430 5,881.74 1.0000 -0.1342 -0.1586
59 179.8710 0.7174 0.3303 0.3871 32.6397 129.0313 118.2229 10.8084 5,870.93 1.0000 -0.1586 -0.1838
60 181.6697 0.7174 0.3264 0.3910 32.2487 130.3216 118.0057 12.3159 5,858.61 1.0000 -0.1838 -0.2098
61 183.4864 0.7174 0.3225 0.3949 31.8538 131.6248 117.7581 13.8667 5,844.75 1.0000 -0.2098 -0.2367
62 185.3212 0.7174 0.3185 0.3988 31.4550 132.9411 117.4794 15.4617 5,829.28 1.0000 -0.2367 -0.2645
63 187.1744 0.7174 0.3146 0.4028 31.0522 134.2705 117.1686 17.1019 5,812.18 1.0000 -0.2645 -0.2934
64 189.0462 0.7174 0.3105 0.4068 30.6454 135.6132 116.8249 18.7883 5,793.39 1.0000 -0.2934 -0.3233
65 190.9366 0.7174 0.3065 0.4109 30.2345 136.9693 116.4472 20.5221 5,772.87 1.0000 -0.3233 -0.3542
66 192.8460 0.7174 0.3023 0.4150 29.8195 138.3390 116.0347 22.3043 5,750.57 1.0000 -0.3542 -0.3864
67 194.7745 0.7174 0.2982 0.4192 29.4003 139.7224 115.5864 24.1360 5,726.43 1.0000 -0.3864 -0.4197
68 196.7222 0.7174 0.2940 0.4234 28.9770 141.1196 115.1013 26.0183 5,700.41 1.0000 -0.4197 -0.4544
69 198.6894 0.7174 0.2898 0.4276 28.5494 142.5308 114.5783 27.9525 5,672.46 1.0000 -0.4544 -0.4904
70 200.6763 0.7174 0.2855 0.4319 28.1175 143.9561 114.0165 29.9397 5,642.52 1.0000 -0.4904 -0.5278
71 202.6831 0.7174 0.2812 0.4362 27.6813 145.3957 113.4147 31.9810 5,610.54 1.0000 -0.5278 -0.5668
72 204.7099 0.7174 0.2768 0.4405 27.2408 146.8496 112.7719 34.0778 5,576.46 1.0000 -0.5668 -0.6074
73 206.7570 0.7174 0.2724 0.4449 26.7959 148.3181 112.0869 36.2312 5,540.23 1.0000 -0.6074 -0.6497
74 208.8246 0.7174 0.2680 0.4494 26.3465 149.8013 111.3586 38.4427 5,501.79 1.0000 -0.6497 -0.6939
75 210.9128 0.7174 0.2635 0.4539 25.8926 151.2993 110.5859 40.7134 5,461.07 1.0000 -0.6939 -0.7400
76 213.0220 0.7174 0.2589 0.4584 25.4341 152.8123 109.7676 43.0447 5,418.03 1.0000 -0.7400 -0.7882
77 215.1522 0.7174 0.2543 0.4630 24.9711 154.3404 108.9024 45.4380 5,372.59 1.0000 -0.7882 -0.8386
78 217.3037 0.7174 0.2497 0.4676 24.5035 155.8839 107.9891 47.8947 5,324.70 1.0000 -0.8386 -0.8915
79 219.4768 0.7174 0.2450 0.4723 24.0312 157.4427 107.0264 50.4163 5,274.28 1.0000 -0.8915 -0.9468
80 221.6715 0.7174 0.2403 0.4770 23.5541 159.0171 106.0131 53.0041 5,221.28 1.0000 -0.9468 -1.0050
81 223.8882 0.7174 0.2355 0.4818 23.0723 160.6073 104.9477 55.6596 5,165.62 1.0000 -1.0050 -1.0660
82 226.1271 0.7174 0.2307 0.4866 22.5857 162.2134 103.8289 58.3844 5,107.23 1.0000 -1.0660 -1.1303
83 228.3884 0.7174 0.2259 0.4915 22.0942 163.8355 102.6554 61.1801 5,046.05 1.0000 -1.1303 -1.1979
84 230.6723 0.7174 0.2209 0.4964 21.5978 165.4738 101.4257 64.0482 4,982.00 1.0000 -1.1979 -1.2693
85 232.9790 0.7174 0.2160 0.5014 21.0964 167.1286 100.1383 66.9903 4,915.01 1.0000 -1.2693 -1.3446
DEUDA EN UVR DEUDA EN PESOS
Crec. crec.
# Valor de la UVR cuota Interés Capital Saldo cuota Interés Capital Saldo Crecimiento
Cuota Interés
86 235.3088 0.7174 0.2110 0.5064 20.5900 168.7999 98.7918 70.0081 4,845.01 1.0000 -1.3446 -1.4244
87 237.6619 0.7174 0.2059 0.5115 20.0785 170.4879 97.3846 73.1032 4,771.90 1.0000 -1.4244 -1.5088
88 240.0385 0.7174 0.2008 0.5166 19.5620 172.1928 95.9153 76.2775 4,695.63 1.0000 -1.5088 -1.5985
89 242.4389 0.7174 0.1956 0.5217 19.0402 173.9147 94.3821 79.5326 4,616.09 1.0000 -1.5985 -1.6938
90 244.8633 0.7174 0.1904 0.5270 18.5133 175.6538 92.7835 82.8704 4,533.22 1.0000 -1.6938 -1.7952
91 247.3119 0.7174 0.1851 0.5322 17.9811 177.4104 91.1178 86.2926 4,446.93 1.0000 -1.7952 -1.9036
92 249.7850 0.7174 0.1798 0.5375 17.4435 179.1845 89.3833 89.8012 4,357.13 1.0000 -1.9036 -2.0194
93 252.2829 0.7174 0.1744 0.5429 16.9006 180.9763 87.5783 93.3980 4,263.73 1.0000 -2.0194 -2.1436
94 254.8057 0.7174 0.1690 0.5483 16.3522 182.7861 85.7010 97.0851 4,166.65 1.0000 -2.1436 -2.2770
95 257.3538 0.7174 0.1635 0.5538 15.7984 184.6139 83.7496 100.8644 4,065.78 1.0000 -2.2770 -2.4208
96 259.9273 0.7174 0.1580 0.5594 15.2390 186.4601 81.7222 104.7379 3,961.04 1.0000 -2.4208 -2.5761
97 262.5266 0.7174 0.1524 0.5650 14.6741 188.3247 79.6170 108.7077 3,852.34 1.0000 -2.5761 -2.7444
98 265.1518 0.7174 0.1467 0.5706 14.1035 190.2079 77.4320 112.7760 3,739.56 1.0000 -2.7444 -2.9275
99 267.8033 0.7174 0.1410 0.5763 13.5271 192.1100 75.1652 116.9448 3,622.62 1.0000 -2.9275 -3.1272
100 270.4814 0.7174 0.1353 0.5821 12.9451 194.0311 72.8146 121.2165 3,501.40 1.0000 -3.1272 -3.3461
101 273.1862 0.7174 0.1295 0.5879 12.3572 195.9714 70.3781 125.5933 3,375.81 1.0000 -3.3461 -3.5869
102 275.9181 0.7174 0.1236 0.5938 11.7634 197.9311 67.8537 130.0774 3,245.73 1.0000 -3.5869 -3.8532
103 278.6772 0.7174 0.1176 0.5997 11.1637 199.9104 65.2391 134.6713 3,111.06 1.0000 -3.8532 -4.1492
104 281.4640 0.7174 0.1116 0.6057 10.5579 201.9095 62.5322 139.3773 2,971.68 1.0000 -4.1492 -4.4801
105 284.2787 0.7174 0.1056 0.6118 9.9462 203.9286 59.7308 144.1979 2,827.48 1.0000 -4.4801 -4.8524
106 287.1214 0.7174 0.0995 0.6179 9.3283 205.9679 56.8324 149.1356 2,678.35 1.0000 -4.8524 -5.2745
107 289.9927 0.7174 0.0933 0.6241 8.7042 208.0276 53.8347 154.1929 2,524.15 1.0000 -5.2745 -5.7570
108 292.8926 0.7174 0.0870 0.6303 8.0739 210.1079 50.7355 159.3724 2,364.78 1.0000 -5.7570 -6.3139
109 295.8215 0.7174 0.0807 0.6366 7.4373 212.2090 47.5321 164.6769 2,200.10 1.0000 -6.3139 -6.9637
110 298.7797 0.7174 0.0744 0.6430 6.7943 214.3310 44.2221 170.1090 2,029.99 1.0000 -6.9637 -7.7319
111 301.7675 0.7174 0.0679 0.6494 6.1449 216.4744 40.8029 175.6715 1,854.32 1.0000 -7.7319 -8.6538
112 304.7852 0.7174 0.0614 0.6559 5.4890 218.6391 37.2719 181.3672 1,672.96 1.0000 -8.6538 -9.7808
113 307.8330 0.7174 0.0549 0.6625 4.8265 220.8255 33.6264 187.1991 1,485.76 1.0000 -9.7808 -11.1897
114 310.9114 0.7174 0.0483 0.6691 4.1574 223.0337 29.8637 193.1700 1,292.59 1.0000 -11.1897 -13.0015
115 314.0205 0.7174 0.0416 0.6758 3.4816 225.2641 25.9810 199.2831 1,093.30 1.0000 -13.0015 -15.4174
116 317.1607 0.7174 0.0348 0.6825 2.7991 227.5167 21.9754 205.5413 887.76 1.0000 -15.4174 -18.8000
117 320.3323 0.7174 0.0280 0.6894 2.1097 229.7919 17.8440 211.9479 675.81 1.0000 -18.8000 -23.8744
DEUDA EN UVR DEUDA EN PESOS
Crec. crec.
# Valor de la UVR cuota Interés Capital Saldo cuota Interés Capital Saldo Crecimiento
Cuota Interés
118 323.5356 0.7174 0.0211 0.6963 1.4135 232.0898 13.5839 218.5059 457.31 1.0000 -23.8744 -32.3322
119 326.7710 0.7174 0.0141 0.7032 0.7103 234.4107 9.1919 225.2188 232.09 1.0000 -32.3322 -49.2488
120 330.0387 0.7174 0.0071 0.7103 0.0000 236.7548 4.6650 232.0898 -0.00 1.0000 -49.2488 -100.0000

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