Taxa % Correção

Dados Valor/taxa Meses/anos Valores

mensal
Valor inicial R$ 10,674.52 Sep-21 R$ 2,112.45 2.33%
taxa de juros 2,07% a.m Oct-21 R$ 2,161.67 R$ 49.22
parcelas 7x R$ 1,690.91 Nov-21 R$ 2,212.04 R$ 50.37
valor final R$ 11,836.37 Dec-21 R$ 2,263.58 R$ 51.54
valor pago R$ 9,723.92 Jan-22 R$ 2,316.32 R$ 52.74
saldo da divida R$ 2,112.45 Feb-22 R$ 2,370.29 R$ 53.97
Mar-22 R$ 2,425.52 R$ 55.23
Valor da divida Datas Apr-22 R$ 2,482.03 R$ 56.51
R$ 2,112.45 10/1/2021 May-22 R$ 2,539.86 R$ 57.83
R$ 81,106.72 10/1/2023 Jun-22 R$ 2,599.04 R$ 59.18
Taxa de juros negociada Jul-22 R$ 2,659.60 R$ 60.56
27,88% a.a Aug-22 R$ 2,721.57 R$ 61.97
2,33% a.m Sep-22 R$ 2,784.98 R$ 63.41
Taxa aplicada em dois anos Oct-22 R$ 2,849.87 R$ 64.89
3739% Nov-22 R$ 2,916.27 R$ 66.40
Dec-22 R$ 2,984.22 R$ 67.95
Jan-23 R$ 3,053.75 R$ 69.53
Feb-23 R$ 3,124.91 R$ 71.15
Mar-23 R$ 3,197.72 R$ 72.81
Apr-23 R$ 3,272.22 R$ 74.51
May-23 R$ 3,348.47 R$ 76.24

Jun-23 R$ 3,426.49 R$ 78.02

Jul-23 R$ 3,506.32 R$ 79.84
Aug-23 R$ 3,588.02 R$ 81.70
Sep-23 R$ 3,671.62 R$ 83.60
Oct-23
Valor da divida de R$ 3,757.17
acordo R$
com taxa 85.55
de
juros negociada
R$ 3,757.17
 VALORES ATULIZADO VALORES ATULIZADO
DATA VALORES ACORDADOS PELO BANCO CONFORME TAXA STATUS
7/30/2021 R$ 1,690.91 R$ 1,707.72 - pagar
8/30/2021 R$ 1,690.91 R$ 1,697.13 - pagar
9/30/2021 R$ 1,690.91 R$ 6,342.10 - pagar
11/1/2021 R$ 1,690.91 R$ 20,199.57 R$ 2,618.54
11/30/2021 R$ 1,690.91 R$ 22,654.89 R$ 2,580.59
12/30/2021 R$ 1,690.91 R$ 20,262.05 R$ 2,541.15
1/31/2022 R$ 1,690.91 R$ 17,990.21 R$ 2,501.75

Dados básicos da correção pela Selic

Dados informados
Data inicial 11/1/2021
Data final 11/16/2023
Valor nominal R$ 2.112,45 (REAL)
Dados calculados
Índice de correção no período 1.26995455

Valor percentual correspondente 27.00%

Valor corrigido na data final R$ 2.682,72 (REAL)

Tabela 2
 CALCULO SOBRE LIMITE DE CHEQUE ESPECIAL
TAXA DE JUROS
SALDO NO FIM DO JUROS EM SALDO - JUROS = LIMITE DE DE
MESES SOBRE
MÊS EXTRATO SALDO SEM JUROS CHEQUE ESPECIAL
VALORES

Jun-21 R$ 2,971.34 R$ 2,971.34 R$ 3,000.00 13.95%

Jul-21 R$ 3,476.48 R$ 505.14 R$ 2,971.34 R$ 5,000.00 13.95%

Aug-21 R$ 5,000.06 R$ 1,523.58 R$ 3,476.48 R$ 5,000.00 13.95%

Sep-21 R$ 5,163.30 R$ 163.24 R$ 5,000.06 - 3%
Oct-21 R$ 5,163.54 R$ 0.24 R$ 5,163.30 - 0%
Nov-21 R$ 6,150.85 R$ 987.31 R$ 5,163.54 - 19%
Dec-21 R$ 7,319.50 R$ 1,168.65 R$ 6,150.85 - 19%
Jan-22 Jan-22 R$ 1,419.43 R$ 43,142.57 - 3%
Feb-22 R$ 10,399.43 R$ 1,660.40 R$ 8,739.03 - 19%
Mar-22 R$ 12,268.14 R$ 1,868.71 R$ 10,399.43 - 18%
Apr-22 R$ 14,599.07 R$ 2,330.93 R$ 12,268.14 - 19%
May-22 R$ 17,372.88 R$ 2,773.81 R$ 14,599.07 - 19%
Jun-22 R$ 20,673.72 R$ 3,300.84 R$ 17,372.88 - 19%
Jul-22 R$ 24,407.96 R$ 3,734.24 R$ 20,673.72 - 18%
Aug-22 R$ 29,024.46 R$ 4,637.50 R$ 24,386.96 - 19%
Sep-22 R$ 34,763.83 R$ 5,718.37 R$ 29,045.46 - 20%
Oct-22 R$ 41,368.95 R$ 6,605.12 R$ 34,763.83 - 19%
Nov-22 R$ 49,229.04 R$ 7,869.09 R$ 41,359.95 - 19%
Dec-22 R$ 58,582.55 R$ 9,353.51 R$ 49,229.04 - 19%
Jan-23 R$ 69,713.23 R$ 11,130.68 R$ 58,582.55 - 19%
Feb-23 R$ 82,958.73 R$ 13,245.50 R$ 69,713.23 - 19%
Mar-23 R$ 98,720.88 R$ 15,762.15 R$ 82,958.73 - 19%
Apr-23 R$ 117,477.84 R$ 18,756.96 R$ 98,720.88 - 19%
May-23 - - #VALUE! -
Jun-23 - - #VALUE! -
Jul-23 - - #VALUE! -
Aug-23 - - #VALUE! -
Sep-23 - - #VALUE! -
Oct-23 - - #VALUE! -
ESPECIAL
OBSEVAÇÕES VALORES JUROS 7,75%

TAXA EFETIVA PARA PROXIMO

MÊS EM EXTRATO
JUROS BACEN SAFRA CHEQU
TAXA EFETIVA PARA PROXIMO MESES
MÊS EM EXTRATO R$ 2,971.34 R$ 230.28
TAXA EFETIVA PARA PROXIMO
MÊS EM EXTRATO R$ 3,201.62 R$ 248.13 Aug-21
CALCULO SOBRE VALORES R$ 5,000.06 R$ 387.50 Sep-21
CALCULO SOBRE VALORES R$ 5,387.56 R$ 417.54 Oct-21
CALCULO SOBRE VALORES R$ 5,805.10 R$ 449.90 Nov-21
CALCULO SOBRE VALORES R$ 6,255.00 R$ 484.76 Dec-21
CALCULO SOBRE VALORES R$ 6,739.76 R$ 522.33 Jan-22
CALCULO SOBRE VALORES R$ 7,262.09 R$ 562.81 Feb-22
CALCULO SOBRE VALORES R$ 7,824.90 R$ 606.43 Mar-22
CALCULO SOBRE VALORES R$ 8,431.33 R$ 653.43 Apr-22
CALCULO SOBRE VALORES R$ 9,084.76 R$ 704.07 May-22
CALCULO SOBRE VALORES R$ 9,788.83 R$ 758.63 Jun-22
CALCULO SOBRE VALORES R$ 10,547.46 R$ 817.43 Jul-22
CALCULO SOBRE VALORES R$ 11,364.89 R$ 880.78 Aug-22
CALCULO SOBRE VALORES R$ 12,245.67 R$ 949.04 Sep-22
CALCULO SOBRE VALORES R$ 13,194.71 R$ 1,022.59 Oct-22
CALCULO SOBRE VALORES R$ 14,217.30 R$ 1,101.84 Nov-22
CALCULO SOBRE VALORES R$ 15,319.14 R$ 1,187.23 Dec-22
CALCULO SOBRE VALORES R$ 16,506.37 R$ 1,279.24 Jan-23
CALCULO SOBRE VALORES R$ 17,785.62 R$ 1,378.39 Feb-23
CALCULO SOBRE VALORES R$ 19,164.00 R$ 1,485.21 Mar-23
CALCULO SOBRE VALORES R$ 20,649.21 R$ 1,600.31 Apr-23
R$ 22,249.53 R$ 1,724.34 May-23
R$ 23,973.87 R$ 1,857.97 Jun-23
R$ 25,831.84 R$ 2,001.97 Jul-23
R$ 27,833.81 R$ 2,157.12 Aug-23
R$ 29,990.93 R$ 2,324.30 Sep-23
R$ 32,315.23 R$ 2,504.43 Oct-23
R$ 34,819.66
ROS BACEN SAFRA CHEQUE ESPECIAL
VALORES 10.68% ao mês

R$ 5,000.00 R$ 534.00
R$ 5,534.00 R$ 591.03
R$ 6,125.03 R$ 654.15
R$ 6,779.18 R$ 724.02
R$ 7,503.20 R$ 801.34
R$ 8,304.54 R$ 886.93
R$ 9,191.47 R$ 981.65
R$ 10,173.12 R$ 1,086.49
R$ 11,259.61 R$ 1,202.53
R$ 12,462.13 R$ 1,330.96
R$ 13,793.09 R$ 1,473.10
R$ 15,266.19 R$ 1,630.43
R$ 16,896.62 R$ 1,804.56
R$ 18,701.18 R$ 1,997.29
R$ 20,698.46 R$ 2,210.60
R$ 22,909.06 R$ 2,446.69
R$ 25,355.75 R$ 2,707.99
R$ 28,063.74 R$ 2,997.21
R$ 31,060.95 R$ 3,317.31
R$ 34,378.26 R$ 3,671.60
R$ 38,049.86 R$ 4,063.72
R$ 42,113.58