PROYECTO CARRETERO

PROBLEMÁTICA: Adquisición de 5 volquetas

PU $ 75,000.00 PT
Ingreso mensual $ 50,000.00
PU Remate $ 1,500.00 PT
Costo de oportunidad 12.5%

PAGO DE CONTADO
Descuento 5% $ 18,750.00
Inversión inicial $ 356,250.00
Tasa de descuento 12.50%

Io 1 2
$ -356,250.00 $ 50,000.00 $ 50,000.00
$ -356,250.00 $ 44,444.44 $ 39,506.17
$ -356,250.00 $ -311,805.56 $ -272,299.38

VAN $ -51,751.32 $ -51,751.32

TIR 9.25%
PR 15.70
BC $ 0.85

CRÉDITO
Entrada $ 187,500.00
Tasa de descuento 12.5%
Ingreso mensual $ 50,000.00
Pagos mensuales $ 20,000.00

Io 1 2
$ -187,500.00 $ 30,000.00 $ 30,000.00
$ -187,500.00 $ 26,666.67 $ 23,703.70
$ -187,500.00 $ -160,833.33 $ -137,129.63

VAN $ -4,070.85 $ -4,070.85

TIR 12.03%
PR 12.45
BC $ 0.98

PAGO ANTICIPADO MENSUAL

Entrada $ -
Tasa de descuento 12.5%
Ingreso mensual $ 50,000.00
Pagos mensuales $ 35,000.00
 Io 1 2
$ - $ -35,000.00 $ -35,000.00
$ - $ -31,111.11 $ -27,654.32
$ - $ -31,111.11 $ -58,765.43

VAN $ -117,267.93 $ -117,267.93

TIR 4.23%
PR 28.79
BC #DIV/0!

PAGOS SEMESTRALES
Entrada $ 200,000.00
Tasa de descuento 12.5%
Ingreso mensual $ 50,000.00
Pagos semestrales $ 200,000.00

Io 1 2
$ -200,000.00 $ 50,000.00 $ 50,000.00
$ -200,000.00 $ 44,444.44 $ 39,506.17
$ -200,000.00 $ -155,555.56 $ -116,049.38

VAN $ 30,176.19 $ 30,176.19

TIR 15.52%
PR 11.21
BC $ 1.15
$ 375,000.00

$ 7,500.00

3 4 5 6 7
$ 50,000.00 $ 50,000.00 $ 50,000.00 $ 50,000.00 $ 50,000.00
$ 35,116.60 $ 31,214.75 $ 27,746.45 $ 24,663.51 $ 21,923.12
$ -237,182.78 $ -205,968.03 $ -178,221.58 $ -153,558.07 $ -131,634.95

3 4 5 6 7
$ 30,000.00 $ 30,000.00 $ 30,000.00 $ 30,000.00 $ 30,000.00
$ 21,069.96 $ 18,728.85 $ 16,647.87 $ 14,798.11 $ 13,153.87
$ -116,059.67 $ -97,330.82 $ -80,682.95 $ -65,884.84 $ -52,730.97
 3 4 5 6 7
$ -35,000.00 $ -35,000.00 $ -35,000.00 $ -35,000.00 $ -35,000.00
$ -24,581.62 $ -21,850.33 $ -19,422.51 $ -17,264.46 $ -15,346.18
$ -83,347.05 $ -105,197.38 $ -124,619.89 $ -141,884.35 $ -157,230.53

3 4 5 6 7
$ 50,000.00 $ 50,000.00 $ 50,000.00 $ -150,000.00 $ 50,000.00
$ 35,116.60 $ 31,214.75 $ 27,746.45 $ -73,990.53 $ 21,923.12
$ -80,932.78 $ -49,718.03 $ -21,971.58 $ -95,962.11 $ -74,038.99

COM
100000

50000

0
1 2 3 4 5 6
-50000

-100000

-150000

-200000

-250000

-300000

-350000

-400000
-300000

-350000

-400000
 8 9 10 11 12
$ 50,000.00 $ 50,000.00 $ 50,000.00 $ 50,000.00 $ 57,500.00
$ 19,487.22 $ 17,321.97 $ 15,397.31 $ 13,686.50 $ 13,990.64
$ -112,147.74 $ -94,825.77 $ -79,428.46 $ -65,741.96 $ -51,751.32

8 9 10 11 12
$ 30,000.00 $ 30,000.00 $ 30,000.00 $ 30,000.00 $ 37,500.00
$ 11,692.33 $ 10,393.18 $ 9,238.38 $ 8,211.90 $ 9,124.33
$ -41,038.64 $ -30,645.46 $ -21,407.08 $ -13,195.18 $ -4,070.85
 8 9 10 11 12
$ -35,000.00 $ -35,000.00 $ -35,000.00 $ -25,000.00 $ 50,000.00
$ -13,641.05 $ -12,125.38 $ -10,778.12 $ -6,843.25 $ 12,165.77
$ -170,871.58 $ -182,996.96 $ -193,775.08 $ -200,618.33 $ -181,609.30

8 9 10 11 12
$ 50,000.00 $ 50,000.00 $ 50,000.00 $ 50,000.00 $ 157,500.00
$ 19,487.22 $ 17,321.97 $ 15,397.31 $ 13,686.50 $ 38,322.19
$ -54,551.77 $ -37,229.80 $ -21,832.50 $ -8,146.00 $ 30,176.19

COMPARACIÓN

2 3 4 5 6 7 8 9 10 11 12 13
 100000

50000

0
1 2 3 4 5
-50000

-100000

-150000

-200000

-250000

-300000

$ 304,498.68 -350000

-400000

50000

0
1 2 3 4 5

-50000

-100000

$ 183,429.15

-150000

-200000
 13 14 15 16 17 18
$ 50,000.00 $ 50,000.00 $ 50,000.00 $ 50,000.00 $ 50,000.00 $ 50,000.00
$ 10,814.02 $ 9,612.46 $ 8,544.41 $ 7,595.03 $ 6,751.14 $ 6,001.01
$ -170,795.28 $ -161,182.82 $ -152,638.41 $ -145,043.38 $ -138,292.24 $ -132,291.22

PAGO SEMESTRAL
200000

150000

100000
$ 230,176.19
50000

0
1 2 3 4 5 6 7 8

-50000

-100000

-150000

-200000

-250000
 COMPRA DE CONTADO

4 5 6 7 8 9 10 11 12 13

COMPRA A CRÉDITO

4 5 6 7 8 9 10 11 12 13

100

50

-50

-10
 50

19 20 21 22 23
$ 50,000.00 $ 50,000.00 $ 50,000.00 $ 50,000.00 $ 57,500.00 -50
$ 5,334.23 $ 4,741.54 $ 4,214.70 $ 3,746.40 $ 3,829.66
$ -126,956.99 $ -122,215.45 $ -118,000.74 $ -114,254.34 $ -110,424.68 -10

-15

-20

-25

EMESTRAL

7 8 9 10 11 12 13
12 13

12 13

PAGO ANTICIPADO

100000

50000

0
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

-50000

-100000
 50000

0
1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20

-50000

-100000

-150000

-200000

-250000
15 16 17 18 19 20 21 22 23 24
15 16 17 18 19 20 21 22 23 24