Tarea Modelacion Financiera

COD CUENTA BCP FIE NACIONAL
11000 - DISPONIBILIDADES 1,986,822 17% 868,770 11% 2,902,166 19%

12000 - INVERSIONES TEMPORARIAS 2,198,392 19% 348,364 4% 3,034,370 19%
13000 - CARTERA 7,171,806 62% 6,203,925 78% 8,527,536 55%
14000 - OTRAS CUENTAS POR COBRAR 60,488 1% 41,589 1% 80,751 1%
15000 - BIENES REALIZABLES 0 0% 1,153 0%
16000 - INVERSIONES PERMANENTES 48,499 0% 336,392 4% 754,838 5%
17000 - BIENES DE USO 90,266 1% 84,497 1% 276,909 2%
18000 - OTROS ACTIVOS 27,193 0% 27,690 0% 30,188 0%
19000 - FIDEICOMISOS CONSTITUIDOS
TOTAL ACTIVO 11,583,467 7,911,226 15,607,909
21000 - OBLIGACIONES CON EL PUBLICO 9,112,226 79% 5,146,775 65% 13,365,871 86%
22000 - OBLIG.C/INSTITUCIONES FISCALES 980 0% 4,754 0% 7,059 0%
23000 - OBL.C/BCOS.Y ENTID.DE FINANC. 116,520 1% 610,897 8% 179,030 1%
24000 - OTRAS CUENTAS POR PAGAR 208,305 2% 209,266 3% 237,110 2%
25000 - PREVISIONES 165,491 1% 178,356 2% 143,407 1%
26000 - VALORES EN CIRCULACION 704,957 9% 342,575 2%
27000 - OBLIGACIONES SUBORDINADAS 70,719 1% 131,617 2% 166,198 1%
28000 - OBLIGACIONES CON EMPRESAS CON 948,482 8% 336,407 4% 29,934 0%
PARTICIPACION
TOTAL PASIVO 10,622,723 92% 7,323,030 93% 14,471,186 93%
31000 - CAPITAL SOCIAL 294,578 3% 278,495 4% 655,373 4%
32000 - APORTES NO CAPITALIZADOS 68,239 1% 68,645 0%
34000 - RESERVAS 578,962 5% 158,407 2% 248,992 2%
35000 - RESULTADOS ACUMULADOS 87,203 1% 83,055 1% 163,714 1%
TOTAL PATRIMONIO 960,743 8% 588,196 7% 1,136,724 7%
TOTAL PASIVO Y PATRIMONIO 11,583,466 7,911,226 15,607,910
RATIO DE LIQUIDEZ 1.09 1.08 1.08
81000 - VALORES Y BIENES RECIB.EN CUST 323,601

83000 - VALORES EN COBRANZA 34,119
85000 - GARANTIAS RECIBIDAS 12,751,354 17,421,250
86000 - CUENTAS DE REGISTRO 8,699,954 775,345
87000 - CTAS.DEUDORAS DE LOS FIDEICOMI 218,570
88000 - CUENTAS DEUDORAS DE FIDEICOMISOS 3,181

CON RECUR
TOTAL CUENTAS DE ORDEN DEUDORAS 22,030,779 18,196,595
61000 - CARTAS DE CREDITO 128,657

62000 - GARANTIA OTORGADAS 1,583,156
64000 - LINEA DE CREDITO COMPROMETIDAS 131,277
65000 - OTRAS CONTINGENCIAS 26,039 47,279
TOTAL CUENTAS CONTINGENTES DEUDORAS 1,869,129 47,279
Balance General al 31 de Diciembre de 2013
(Expresado en miles de bolivianos)
COMUNIDAD UNION FORTALEZA GANADERO FASIL

52,400 7% 3,260,464 22% 79,541 5% 864,717 13% 574,971 12%
83,749 12% 2,974,903 20% 168,235 10% 1,414,667 22% 1,150,296 23%
565,916 79% 7,181,607 49% 1,295,330 80% 3,959,821 60% 2,692,977 54%
2,971 0% 84,850 1% 5,654 0% 44,235 1% 35,298 1%
0 0% 199 0% 668 0% 677 0%
202 0% 755,916 5% 27,486 2% 136,389 2% 261,405 5%
11,815 2% 275,846 2% 36,606 2% 120,702 2% 163,853 3%
392 0% 27,495 0% 9,062 1% 23,163 0% 84,317 2%
717,446 14,561,279 1,622,582 6,564,371 4,963,117

508,060 71% 11,422,532 78% 1,360,502 84% 5,462,278 83% 4,008,368 81%
0% 146,637 1% 11 0% 87 0%
124,432 17% 422,940 3% 34,851 2% 267,816 4% 399,427 8%
6,971 1% 239,129 2% 25,431 2% 146,450 2% 99,916 2%
5,350 1% 128,397 1% 15,317 1% 69,398 1% 29,146 1%
0% 0% 0%
0% 0% 2,172 0% 100,469 2% 83,100 2%
0% 1,118,221 8% 0% 128,723 2%
644,813 90% ### 93% 1,438,284 89% 6,175,221 94% 4,619,957 93%
40,000 6% 937,710 6% 170,461 11% 279,367 4% 122,350 2%
16,902 2% 0% 1,844 0% 11,398 0% 132,490 3%
9,776 1% 50,089 0% 8,071 0% 37,943 1% 40,212 1%
5,955 1% 95,625 1% 3,922 0% 60,443 1% 48,109 1%
72,633 10% 1,083,424 7% 184,298 11% 389,151 6% 343,161 7%
717,446 14,561,279 1,622,582 6,564,372 4,963,118
1.11 1.08 1.13 1.06 1.07

SOL PRODEM ECOFUTURO DESARROLLO ECONOMICO
230,038 3% 485,350 8% 97,422 5% 64,224 3% 719,366 12%
694,210 9% 483,426 8% 140,619 7% 24,875 1% 1,024,570 17%
6,343,281 83% 4,336,669 76% 1,808,046 85% 1,546,638 72% 4,177,291 68%
59,249 1% 44,825 1% 16,545 1% 2,252 0% 42,303 1%
0 68 0% 0 101 0%
160,469 2% 281,369 5% 396 0% 229,593 11% 33,200 1%
129,171 2% 70,909 1% 49,103 2% 7,329 0% 85,723 1%
26,690 0% 20,910 0% 8,617 0% 648 0% 19,103 0%
271,271
7,643,108 5,723,526 2,120,749 2,146,830 6,101,657
5,354,583 70% 4,561,331 80% 1,571,797 74% 5,083,748 83%
5,533 0% 6,157 0% 382 0%
500,833 7% 268,419 5% 158,567 7% 753,522 35% 280,155 5%
248,527 3% 146,914 3% 61,109 3% 3,357 0% 139,331 2%
162,734 2% 156,312 3% 33,348 2% 937,526 44% 67,542 1%
508,356 7% 69,854 3%
220,939 3% 63,557 3% 125,927 2%
137,945 2% 8,228 0%
7,001,507 92% 5,277,077 92% 1,958,231 92% 1,694,405 79% 5,705,313 94%
345,980 5% 313,966 5% 113,490 5% 300,164 14% 281,378 5%
53,990 1% 5,530 0% 883 0%
73,534 1% 41,914 1% 12,340 1% 108,783 5% 52,839 1%
168,097 2% 85,040 1% 35,806 2% 43,479 2% 62,129 1%
641,601 8% 446,448 8% 162,519 8% 452,426 21% 396,344 6%
7,643,108 5,723,526 2,120,749 2,146,831 6,101,657
1.09 1.08 1.08 1.27 1.07
411 384,673 16,338

38,782
5,201,005 9,404,949 349 8,168,616
1,473,789 1,563,573 2,859,854 1,932,270
2,115 64,444 4,149
10,671,387
6,675,205 11,355,310 13,596,034 10,160,155
38,456
2,748 25,576 299,830
60,729 28,203
2,748 86,305 366,489

BISA MERCANTIL
2,690,914 20% 2,997,951 17%
3,356,088 25% 3,859,778 21%
6,200,549 46% 10,205,703 56%
67,609 1% 127,368 1%
526 0% 6,750 0%
771,607 6% 642,054 4%
259,006 2% 276,486 2%
33,159 0% 36,731 0%
13,379,458 18,152,820
10,779,182 81% 14,050,186 77%
3,604 0% 12,082 0%
282,562 2% 54,493 0%
279,271 2% 258,544 1%
326,655 2% 122,324 1%
9,108 0% 171,819 1%
358,065 3% 2,124,991 12%
12,038,446 90% 16,794,438 93%
1,009,032 8% 731,879 4%
190,855 1%
145,862 1% 242,776 1%
186,118 1% 192,871 1%
1,341,012 10% 1,358,381 7%
13,379,458 18,152,819
1.11 1.08
1,354,130 22,805
40,983 47,939
15,043,700 106,589
4,346,668 23,715,977
434,094 3,827,892
68,056
21,219,575 27,789,258
241,240 141,790
3,084,761 2,137,158
175,067 189,218
2,299 3,573
3,503,367 2,471,739
COD CUENTA
BCP FIE NACIONAL
51000 - INGRESOS FINANCIEROS 616,178 100% 946,001 100% 713,742
41000 - GASTOS FINANCIEROS -80,955 -13% -184,823 -20% -146,593
RESULTADO FINANCIERO BRUTO 535,223 87% 761,178 80% 567,149
54000 - OTROS INGRESOS OPERATIVOS 220,562 36% 48,125 5% 306,643
44000 - OTROS GASTOS OPERATIVOS -102,037 -17% -15,188 -2% -82,723
RESULTADO DE OPERACION BRUTO 653,747 106% 794,114 84% 791,069
53000 - RECUPERACIONES ACTIVOS FINANCI 112,315 18% 242,159 26% 130,558
43000 - CGOS,P/INCOBRAB,DESV,D/ACT,FIN -212,234 -34% -355,445 -38% -186,391
RESULTADO DE OPERACION DESPUES DE INCOBRABLES 553,829 90% 680,829 72% 735,235
45000 - GASTOS DE ADMINISTRACION -436,652 -71% -554,648 -59% -498,014
RESULTADO DE OPERACION NETO 117,176 19% 126,181 13% 237,221
52000 - ABONOS DIF,CAMBIO Y MANT, VAL, -4,464 -1% 375 0% 1,864
42000 - CARGOS DIF,CAMB,Y MANT,VAL, -24 0% -114 0% -4,203
RESULTADO DE AJUSTE. POR DIF. CAMBIO, MANT. VALOR NETO
112,688 18% 126,442 13% 234,881
57000 - INGRESOS EXTRAORDINARIOS 5,092 1% 4,350 0% 275
47000 - GASTOS EXTRAORDINARIOS 0% 0%
RESULTADO NETO DEL EJERCICIO ANTES DE AJUSTES DE GEST. ANT.
11,778 2% 130,792 14% 235,156
58000 - INGRESOS GESTIONES ANTERIORES 4,270 1% 0%
48000 - GASTOS DE GESTIONES ANTERIORES -50 0% 0% -6,661
RESULTADO ANTES DE IMPUESTOS Y AJUSTE CONTABLE 122 0% 130,792 14% 228,495
RESULTADO ANTES DE IMPUESTOS 122 0% 130,792 14% 228,495
46000 - IMPTO,S/LAS UTILID,D/L/EMPRESA -34,796 -6% -47,737 -5% -65,067
RESULTADO FINANCIERO NETO DE LA GESTION 87,203 14% 83,055 9% 163,429
ROE 1% 22% 21%

ROA 0.75% 1.05% 1.05%
MARGEN DE UTILIDAD NETA 14.15% 8.78% 22.90%
Estado de Resultados al 31 de diciembre del 2013
NACIONAL COMUNIDAD UNION FORTALEZA GANADERO FASIL
100% 62,871 100% 704,600 100% 192,496 100% 294,062 100% 490,735 100%
-21% -19,675 -31% -101,459 -14% -35,918 -19% -73,046 -25% -148,072 -30%
79% 43,196 69% 603,141 86% 156,578 81% 221,015 75% 342,663 70%
43% 2,577 4% 360,456 51% 8,792 5% 183,571 62% 83,150 17%
-12% -977 -2% -84,245 -12% -5,421 -3% -50,454 -17% -17,305 -4%
111% 44,796 71% 879,351 125% 159,949 83% 354,132 120% 408,508 83%
18% 2,179 3% 181,164 26% 14,077 7% 7,885 3% 177,291 36%
-26% -7,526 -12% -297,956 -42% -27,848 -14% -41,590 -14% -238,642 -49%
103% 39,449 63% 762,559 108% 146,178 76% 320,428 109% 347,157 71%
-70% -33,637 -54% -632,136 -90% -139,869 -73% -221,318 -75% -332,934 -68%
33% 5,812 9% 130,423 19% 6,309 3% 99,109 34% 14,223 3%
0% 0 0% 51 0% 577 0% 21,040 7% 168 0%
-1% 0 0% -284 0% -36 0% -20,990 -7% 0 0%
33% 5,812 9% 130,190 18% 6,851 4% 99,159 34% 14,392 3%
0% 2 0% 0% 0% 0 0% 38,211 8%
0% 0% 0% 0% 0% 0%
33% 5,814 9% 130,190 18% 6,851 4% 99,159 34% 52,603 11%
0% 467 1% 29 0% 514 0% 0 0% 192 0%
-1% -326 -1% -127 0% -1,440 -1% -604 0% -491 0%
32% 5,955 9% 130,091 18% 5,925 3% 98,556 34% 52,303 11%
32% 5,955 9% 130,091 18% 5,925 3% 98,556 34% 52,303 11%
-9% 0% -34,466 -5% -2,003 -1% -38,181 -13% -4,194 -1%
23% 5,955 9% 95,625 14% 3,922 2% 60,367 21% 48,109 10%
21% 8% 12% 4% 25% 15%

1.05% 0.83% 0.66% 0.24% 0.92% 0.97%
22.90% 9.47% 13.57% 2.04% 20.53% 9.80%
SOL PRODEM ECOFUTURO DESARROLLO ECONOMICO BISA
1,048,204 100% 670,458 100% 304,202 100% 75,581 100% 393,361 100% 604,210
-175,716 29% -95,363 -14% -48,183 -16% -41,570 -55% -78,157 -20% -108,340
872,488 -144% 575,095 86% 256,019 84% 34,011 45% 315,204 80% 495,870
27,918 -5% 56,675 8% 17,597 6% 24,398 32% 101,296 26% 407,386
-17,148 3% -9,410 -1% -7,884 -3% -10,683 -14% -26,474 -7% -85,431
883,258 -145% 622,360 93% 265,731 87% 47,726 63% 390,026 99% 817,826
64,484 -11% 64,644 10% 31,058 10% 1,710 2% 44,909 11% 212,135
-81,253 13% -103,227 -15% -52,582 -17% -1,899 -3% -76,636 -19% -276,177
866,489 83% 583,777 87% 244,207 80% 47,537 63% 358,299 91% 753,784
-607,462 100% -459,675 -69% -188,172 -62% -27,876 -37% -268,565 -68% -521,366
259,026 -43% 124,103 19% 56,035 18% 19,662 26% 89,734 23% 232,418
18 0% 6 0% 36 0% 92 0% 68 0% -6,970
-80 0% -2 0% -21 0% 0% -61 0% 7,136
258,965 -43% 124,107 19% 56,051 18% 19,754 26% 89,741 23% 232,584
0% 286 0% 462 0% 1 0% 14,387 4% 25,700
0% 0% 0% 0% 0%
258,965 25% 124,393 19% 56,512 19% 19,755 26% 104,128 26% 258,284
0% 5,798 1% 4 0% 540 1% 386 0% 11,278
-350 0% -591 0% 0% -301 0% -336 0% -7,381
258,615 -43% 129,600 19% 56,516 19% 19,994 26% 104,178 26% 262,182
258,615 -43% 129,600 19% 56,516 19% 19,994 26% 104,178 26% 262,182
-90,518 15% -44,561 -7% -20,710 -7% 0% -42,049 -11% -76,064
168,097 -28% 85,039 13% 85,806 28% 19,994 26% 62,129 16% 186,118
40% 28% 35% 4% 26% 19%

2.20% 1.49% 4.05% 0.93% 1.02% 1.39%
16.04% 12.68% 28.21% 26.45% 15.79% 30.80%
BISA MERCANTIL
100% 825,243 100%
-18% -123,624 -15%
82% 701,619 85%
67% 407,092 49%
-14% -176,041 -21%
135% 932,670 113%
35% 152,687 19%
-46% -199,707 -24%
125% 885,650 107%
-86% -561,261 -68%
38% 324,389 39%
-1% 1,379 0%
1% -597 0%
38% 325,171 39%
4% 0%
0% 0%
43% 325,171 39%
2% 9,109 1%
-1% -26,943 -3%
43% 307,338 37%
43% 307,338 37%
-13% -114,467 -14%
31% 192,871 23%
19% 24% 1,748,804

1.39% 1.06% 102,324
30.80% 23.37% 1,347,719
COD CUENTA
BCP FIE
11000 - DISPONIBILIDADES 1,400,380 12% 757,696
12000 - INVERSIONES TEMPORARIAS 2,591,673 21% 571,795
13000 - CARTERA 7,887,666 65% 6,894,975
14000 - OTRAS CUENTAS POR COBRAR 59,528 0% 51,710
15000 - BIENES REALIZABLES 0 0% 0
16000 - INVERSIONES PERMANENTES 22,713 0% 28,086
17000 - BIENES DE USO 93,170 1% 81,326
18000 - OTROS ACTIVOS 26,741 0% 36,403
TOTAL ACTIVO 12,081,871 8,421,991
21000 - OBLIGACIONES CON EL PUBLICO 9,595,714 79% 5,725,133
22000 - OBLIG.C/INSTITUCIONES FISCALES 609 0% 2,609
23000 - OBL.C/BCOS.Y ENTID.DE FINANC. 105,540 1% 466,793
24000 - OTRAS CUENTAS POR PAGAR 269,796 2% 281,942
25000 - PREVISIONES 171,625 1% 193,823
26000 - VALORES EN CIRCULACION 675,175
27000 - OBLIGACIONES SUBORDINADAS 70,729 1% 175,123
28000 - OBLIGACIONES CON EMPRESAS CON 781,292 6% 215,735
PARTICIPACION
TOTAL PASIVO 10,995,305 91% 7,736,333
31000 - CAPITAL SOCIAL 294,578 2% 381,858
32000 - APORTES NO CAPITALIZADOS 116
34000 - RESERVAS 626,924 5% 191,273
35000 - RESULTADOS ACUMULADOS 165,064 1% 112,411
TOTAL PATRIMONIO 1,086,566 9% 685,658
TOTAL PASIVO Y PATRIMONIO 12,081,871 8,421,991
RATIO DE LIQUIDEZ 1.10 1.09

86000 - CUENTAS DE REGISTRO 16,009,686 722,141
87000 - CTAS.DEUDORAS DE LOS FIDEICOMI 386,970
88000 - CUENTAS DEUDORAS DE FIDEICOMISOS CON 3,181
RECUR
62000 - GARANTIA OTORGADAS 1,601,579
65000 - OTRAS CONTINGENCIAS 26,161 54,574
FIE NACIONAL COMUNIDAD UNION
9% 3,695,633 20% 88,900 10% 5,262,454 27%
7% 4,185,465 22% 102,060 12% 4,347,457 22%
82% 9,726,701 52% 660,293 76% 9,196,813 47%
1% 77,069 0% 1,825 0% 96,169 0%
0% 669 0% 0 0% 257 0%
0% 665,744 4% 2,211 0% 297,383 2%
1% 326,161 2% 13,641 2% 313,345 2%
0% 30,148 0% 1,057 0% 27,063 0%
18,707,589 100% 869,987 100% 19,540,940 100%

68% 16,139,403 86% 623,726 72% 15,206,837 78%
0% 5,157 0% 0% 102,758 1%
6% 152,039 1% 157,016 18% 765,370 4%
3% 319,730 2% 7,758 1% 336,712 2%
2% 149,583 1% 6,269 1% 153,046 1%
8% 342,699 2% 0% 0%
2% 276,605 1% 0% 0%
3% 30,844 0% 0% 1,748,465 9%
92% 17,416,060 93% 794,769 91% 18,313,188 94%
5% 655,373 4% 56,902 7% 1,023,772 5%
0% 96,085 1% 5,360 1% 0%
2% 311,438 2% 10,372 1% 59,652 0%
1% 228,633 1% 2,586 0% 144,328 1%
8% 1,136,724 6% 75,220 9% 1,227,752 6%
18,707,589 869,989 19,540,940
1.09 1.07 1.09 1.07

FORTALEZA GANADERO FASIL SOL
130,686 7% 1,058,357 14% 251,208 4% 464,326
239,554 12% 1,358,267 18% 1,656,095 24% 939,288
1,432,854 74% 4,807,828 64% 3,912,369 56% 7,134,506
4,619 0% 62,365 1% 29,959 0% 59,703
773 0% 17,413 0% 3
84,576 4% 10,634 0% 848,756 12% 94,502
34,441 2% 160,334 2% 169,654 2% 135,913
6,910 0% 24,357 0% 60,754 1% 24,145
1,934,414 7,499,555 6,928,795 8,852,386

1,646,364 85% 6,260,263 83% 5,433,483 78% 6,049,801
10 0% 0 0% 2 0% 2,450
26,939 1% 363,034 5% 569,139 8% 677,627
31,730 2% 115,874 2% 93,103 1% 260,054
15,704 1% 77,830 1% 52,323 1% 170,953
0% 678,982
1,486 0% 123,908 2% 72,317 1% 214,111
0% 112,009 1%
1,722,233 89% 7,052,919 94% 6,220,367 90% 8,053,980
176,574 9% 307,354 4% 434,700 6% 490,224
1,906 0% 23,927 0% 100,140 1% 35,990
8,464 0% 43,987 1% 88,321 1% 90,344
25,238 1% 71,368 1% 85,267 1% 181,848
212,182 11% 446,636 6% 708,428 10% 798,406
1,934,414 7,499,555 6,928,795 8,852,386
1.12 1.06 1.11 1.10
413
5,421,677
1,538,575
6,960,665
1,015
1,015
SOL PRODEM ECOFUTURO DESARROLLO
5% 492,700 8% 124,165 5% 18,833 1%
11% 480,120 8% 113,597 4% 346 0%
81% 5,006,394 80% 2,282,998 87% 1,568,407 74%
1% 43,554 1% 19,516 1% 3,049 0%
0% 104 0% 0 0% 0%
1% 126,213 2% 388 0% 201,010 9%
2% 70,613 1% 64,745 2% 8,635 0%
0% 15,358 0% 12,392 0% 873 0%
316,952
6,235,056 2,617,801 2,118,105
68% 5,024,053 81% 2,079,137 79%
0% 9,618 0%
8% 296,433 5% 82,298 3% 829,289 39%
3% 138,050 2% 77,898 3% 6,991 0%
2% 163,732 3% 36,626 1% 4,619 0%
8% 69,900 3% 796,833 38%
2% 78,963 3%
79,702 1%
91% 5,711,588 92% 2,424,822 93% 1,637,732 77%
6% 381,027 6% 139,892 5% 300,164 14%
0% 5,530 0% 883 0%
1% 50,417 1% 15,920 1% 110,782 5%
2% 86,494 1% 36,283 1% 69,427 3%
9% 523,468 8% 192,978 7% 480,373 23%
6,235,056 2,617,800 2,118,105
1.10 1.09 1.08 1.29
332,323 10,430
11,220,418 3,119,393 0
1,670,030 653,678 2,933,114
2,717 73,893
11,087,470
13,225,489 3,783,501 14,094,477
19,197
86,384
105,581
ECONOMICO BISA MERCANTIL
897,950 12% 3,693,563 23% 3,161,722 15% BTB FIE
1,338,002 19% 3,750,317 23% 5,656,336 26%
4,820,726 67% 7,652,763 47% 11,851,577 55%
50,202 1% 104,134 1% 145,060 1%
107 0% 724 0% 4,064 0%
5,562 0% 806,785 5% 442,086 2%
95,026 1% 288,364 2% 314,445 1%
15,733 0% 53,036 0% 42,109 0%
7,223,308 16,349,686 21,617,399

5,973,126 83% 12,973,026 79% 17,247,807 80%
300 0% 9,046 0% 11,529 0%
382,490 5% 373,841 2% 65,559 0%
159,347 2% 475,590 3% 294,396 1%
73,811 1% 332,293 2% 130,693 1%
171,818 1%
173,170 2% 137,241 1% 2,169,385 10%
7,285 499,125 3%
6,769,529 94% 14,800,162 91% 20,091,187 93%
311,563 4% 1,092,785 7% 731,879 3%
278,064 1%
59,051 1% 164,473 1% 262,076 1%
83,166 1% 292,265 2% 254,192 1%
453,779 6% 1,549,523 9% 1,526,211 7%
7,223,308 ### ###
1.07 1.10 1.08
5,495 1,341,017 22,766

21,977 55,476 33,818
9,708,864 17,744,963 100,098
2,440,582 5,427,953 31,467,622
4,343 462,300 5,392,466
0
12,181,261 25,031,709 37,016,771
21,225 291,493 187,128
212,347 4,087,654 2,219,096
45,247 181,558 209,214
3,211 3,381
278,819 4,563,916 26,618,818
FIE FSL BGA BEC BSO FRP
FEF NFB BEC BIS BME
COD CUENTA
BCP FIE NACIONAL
51000 - INGRESOS FINANCIEROS 746,716 100% 1,091,387 100% 943,419
RESULTADO DE OPERACION BRUTO 739,387 99% 922,555 85% 963,956
52000 - ABONOS DIF,CAMBIO Y MANT, VAL, -768 0% 429 0% -7,102
42000 - CARGOS DIF,CAMB,Y MANT,VAL, -11 0% -169 0% 8,823
RESULTADO DE AJUSTE, POR DIF, CAMBIO, MANT, VALOR 243,557 33% 203,569 19% 336,535
NETO
57000 - INGRESOS EXTRAORDINARIOS 0 0% 5,003 0% 907
RESULTADO NETO DEL EJERCICIO ANTES DE AJUSTES DE
GEST, ANT, 243,557 33% 208,572 19% 337,443
58000 - INGRESOS GESTIONES ANTERIORES 2,282 0% 523 0%
48000 - GASTOS DE GESTIONES ANTERIORES -133 0% -12,114 -1% -592
RESULTADO ANTES DE IMPUESTOS Y AJUSTE CONTABLE 245,706 33% 196,981 18% 336,85
RESULTADO ANTES DE IMPUESTOS 245,706 33% 196,981 18% 336,85
ROE 22% 30% 30%

ROA 1.37% 1.33% 1.22%
Estado de Resultados al 31 de diciembre del 2014
NACIONAL COMUNIDAD UNION FORTALEZA GANADERO
100% 80,591 100% 1,054,467 100% 224,367 100% 373,740 100%
-22% -26,933 -33% -143,519 -14% -45,372 -20% -100,103 -27%
78% 53,658 67% 910,949 86% 178,995 80% 273,637 73%
35% 3,722 5% 374,788 36% 37,362 17% 202,172 54%
-11% -1,669 -2% -93,457 -9% -5,106 -2% -90,341 -24%
102% 55,711 69% 1,192,280 113% 211,252 94% 385,467 103%
14% 9,422 12% 192,469 18% 37,336 17% 16,904 5%
-20% -20,153 -25% -297,318 -28% -58,105 -26% -42,383 -11%
96% 44,980 56% 1,087,431 103% 190,483 85% 359,987 96%
-61% -41,960 -52% -853,966 -81% -164,754 -73% -255,529 -68%
35% 3,020 4% 233,465 22% 25,729 11% 104,458 28%
-1% 0 0% 69 0% 802 0% -16,753 -4%
1% 0 0% -1,175 0% -33 0% 16,754 4%
36% 3,020 4% 232,358 22% 26,499 12% 104,459 28%
0% 0% 0% 0% 0 0%
0% 0% 0% 0% 0%
36% 3,023 4% 232,358 22% 26,499 12% 104,459 28%
0% 160 0% 4 0% 141 0% 0 0%
0% -598 -1% 0% -731 0% 1,157 0%
#VALUE! 2,585 3% 232,362 22% 25,908 12% 105,616 28%
#VALUE! 2,585 3% 232,362 22% 25,908 12% 105,616 28%
-12% 0% -88,035 -8% -671 0% -37,816 -10%
24% 2,585 3% 144,328 14% 25,237 11% 67,800 18%
30% 4% 19% 12% 23%

1.22% 0.30% 0.74% 1.30% 0.90%
24.20% 3.21% 13.69% 11.25% 18.14%
FASIL SOL PRODEM ECOFUTURO DESARROLLO ECONOMICO
736,958 100% 1,266,934 100% 728,055 100% 15,482 100% 81,705 100% 527,187 100%
-217,606 -30% -221,652 35% -114,304 -16% -5,243 -34% -41,570 -51% -114,863 -22%
519,352 70% 1,045,283 -167% 613,751 84% 10,239 66% 39,905 49% 412,324 78%
111,509 15% 31,917 -5% 53,686 7% 1,040 7% 26,412 32% 106,952 20%
-29,063 -4% -16,287 3% -10,422 -1% -806 -5% -1,305 -2% -25,895 -5%
601,798 82% 1,060,912 -169% 657,015 90% 10,473 68% 65,013 80% 493,381 94%
357,112 48% 28,050 -4% 110,047 15% 2,725 18% 1,710 2% 64,528 12%
-510,613 -69% -135,509 22% -152,907 -21% -5,316 -34% -6,336 -8% -114,633 -22%
448,297 61% 953,453 75% 614,154 84% 7,882 51% 64,458 79% 443,276 84%
-357,159 -48% -626,804 100% -484,710 -67% -7,135 -46% -36,617 -45% -311,233 -59%
91,138 12% 326,649 -52% 129,445 18% 747 5% 27,841 34% 132,043 25%
3 0% 13 0% 8 0% 0 0% 134 0% -3 0%
0% -71 0% -1 0% 0% 0% -45 0%
91,139 12% 326,591 -52% 129,451 18% 747 5% 27,975 34% 131,995 25%
0% 0% 41 0% 0% 0% 1,038 0%
0% 0% 0% 0% 0% 0%
91,139 12% 326,591 26% 129,492 18% 747 5% 27,975 34% 133,033 25%
0% 0% 744 0% 206 1% 161 0% 3,231 1%
-244 0% -25,437 4% -152 0% -190 -1% -188 0% -171 0%
90,896 12% 258,615 -41% 130,085 18% 763 5% 27,948 34% 136,093 26%
90,896 12% 301,154 -48% 130,085 18% 763 5% 27,948 34% 136,093 26%
-5,629 -1% -119,306 19% -43,591 -6% 0% 0% -52,934 -10%
85,267 12% 181,848 -29% 86,494 12% 763 5% 27,948 34% 83,159 16%
13% 41% 25% 0% 6% 29%

1.23% 2.05% 1.39% 0.03% 1.32% 1.15%
11.57% 14.35% 11.88% 4.93% 34.21% 15.77%
BISA MERCANTIL
767,653 100% 1,061,515 100%
-115,988 -15% -215,844 -20%
651,665 85% 845,672 80%
512,118 67% 366,509 35%
-69,447 -9% -145,979 -14%
1,094,336 143% 1,066,202 100%
259,570 34% 75,446 7%
-340,287 -44% -121,668 -11%
1,013,620 132% 1,019,980 96%
-573,038 -75% -645,053 -61%
440,582 57% 374,926 35%
-31,737 -4% 365 0%
32,160 4% -916 0%
441,005 57% 374,375 35%
228 0% 1,441 0%
0% 0%
441,232 57% 375,816 35%
347 0% 9,116 1%
-219 0% -607 0%
441,360 57% 384,325 36%
441,360 57% 384,325 36%
-149,095 -19% -130,134 -12%
292,265 38% 254,192 24%
28% 25% 2,530,170

1.79% 1.18% 129,169
38.07% 23.95% 1,757,709
COD CUENTA
BCP FIE
11000 - DISPONIBILIDADES 2,593,489 18% 929,820 9%
12000 - INVERSIONES TEMPORARIAS 2,484,227 17% 856,995 9%
13000 - CARTERA 9,250,498 63% 7,913,291 79%
14000 - OTRAS CUENTAS POR COBRAR 141,761 1% 66,922 1%
15000 - BIENES REALIZABLES 309 0% 0%
16000 - INVERSIONES PERMANENTES 22,746 0% 65,271 1%
17000 - BIENES DE USO 85,641 1% 98,156 1%
18000 - OTROS ACTIVOS 27,297 0% 86,779 1%
TOTAL ACTIVO 14,605,967 10,017,235
21000 - OBLIGACIONES CON EL PUBLICO 12,240,905 84% 7,383,484 74%
22000 - OBLIG.C/INSTITUCIONES FISCALES 1,513 0% 2,779 0%
23000 - OBL.C/BCOS.Y ENTID.DE FINANC. 32,624 0% 519,930 5%
24000 - OTRAS CUENTAS POR PAGAR 264,106 2% 263,029 3%
25000 - PREVISIONES 184,481 1% 202,736 2%
26000 - VALORES EN CIRCULACION 0% 570,955 6%
27000 - OBLIGACIONES SUBORDINADAS 212,873 1% 168,247 2%
28000 - OBLIGACIONES CON EMPRESAS CON 539,675 4% 118,120 1%
TOTAL PASIVO 13,476,177 92% 9,229,281 92%
31000 - CAPITAL SOCIAL 294,660 2% 423,929 4%
32000 - APORTES NO CAPITALIZADOS 8 0% 116 0%
34000 - RESERVAS 695,524 5% 235,986 2%
35000 - RESULTADOS ACUMULADOS 139,598 1% 127,923 1%
TOTAL PATRIMONIO 1,129,790 8% 787,954 8%
71000 - OBLIGACIONES P/CARTAS DE CREDI 92,550

72000 - OBLIG.POR GARANTIAS OTORGADAS 2,154,079 51,511
74000 - OBLIG.P/LINEAS CREDITO COMPROM 137,372
75000 - OBLIG.POR OTRAS CONTINGENCIAS 46,207
TOTAL CUENTAS CONTINGENTES ACREEDORAS 2,430,208 51,511
62000 - GARANTIA OTORGADAS 2,154,079 51,511
65000 - OTRAS CONTINGENCIAS 46,207
91000 - ACREED.VAL.BIENES RECIB.CUSTOD 13,565
92000 - ACREED.VAL BIENES RECIBIDOS AD
93000 - ACREEDORES P/VALORES COBRANZA 55,966
95000 - ACREEDORES POR GTIAS.RECIBIDAS 15,121,473 16,668,699
96000 - ACREED.CUENTAS DE REGISTRO 15,996,318 1,077,310
97000 - Cuentas acreedoras de los Patrimonios Autónomos 306,498 6,797
98000 - Cuentas acreedoras de los Patrimonios Autónomos con 3,181

99000 - DERECHOS D/PATR.AUTONOMOS 0
TOTAL CUENTAS DE ORDEN ACREEDORAS 31,497,002 17,752,806
82000 - VAL.Y BIENES.RECIB. EN ADMINIS
86000 - CUENTAS DE REGISTRO 15,996,318 1,077,310
87000 - Cuentas deudoras de Patrimonios Autónomos 306,498 6,797
88000 - Cuentas deudoras de Patrimonios Autónomos con 3,181
Otros 67,854,420 35,608,635
Balance General al 31 de diciembre de 2015
3,683,343 18% 102,093 11% 12,881,110 44% 351,128 14% 1,359,285 15% 607,791 6%
3,773,823 19% 76,952 8% 4,728,452 16% 232,629 10% 1,234,817 14% 1,281,851 12%
11,511,902 57% 764,642 80% 10,494,515 36% 1,790,074 73% 6,014,617 68% 7,356,902 70%
97,946 0% 1,749 0% 103,747 0% 11,416 0% 66,134 1% 28,031 0%
2,001 0% 0 0% 154 0% 1,479 0% 2,890 0% 0%
618,219 3% 135 0% 451,822 2% 19,046 1% 12,325 0% 1,006,102 10%
341,730 2% 14,471 2% 359,046 1% 29,437 1% 176,191 2% 215,771 2%
27,526 0% 756 0% 19,684 0% 4,615 0% 24,632 0% 58,571 1%
20,056,491 960,797 29,038,528 2,439,824 8,890,892 10,555,019

17,340,819 86% 723,498 75% 21,998,201 76% 2,078,498 85% 7,117,677 80% 8,774,123 83%
6,915 0% 0% 196,081 1% 13 0% 0 0% 4 0%
233,006 1% 144,567 15% 896,525 3% 42,936 2% 639,867 7% 590,014 6%
362,076 2% 8,941 1% 338,194 1% 38,835 2% 130,012 1% 90,622 1%
170,163 1% 6,585 1% 202,239 1% 20,411 1% 90,853 1% 95,534 1%
274,065 1% 0% 0% 1% 0% 0%
255,853 1% 0% 0% 36,497 1% 148,135 2% 56,078 1%
3,728 0% 0% 4,043,926 14% 0% 219,618 2% 0%
18,646,624 93% 883,591 92% 27,675,165 95% 2,217,190 91% 8,346,160 94% 9,606,375 91%
1,057,261 5% 64,379 7% 1,145,008 4% 195,124 8% 393,588 4% 808,144 8%
20,717 0% 54 0% 0% 1,906 0% 16,400 0% 140 0%
110,521 1% 10,630 1% 74,085 0% 10,987 0% 50,768 1% 20,272 0%
221,367 1% 2,144 0% 144,270 0% 14,618 1% 83,976 1% 120,088 1%
1,409,866 7% 77,207 8% 1,363,363 5% 222,635 9% 544,732 6% 948,644 9%
20,056,490 960,798 29,038,528 2,439,824 8,890,892 10,555,019
1.08 1.09 1.05 1.10 1.07 1.10
269,311 92,550
3,105,004 70,301 528 2,154,079
229,196 556 137,372
3,603,510
414,828 0 421 13,565
0
61,757 55,966
24,343,657 1,713,818 7,708,331 15,121,473
5,262,863 207,974 1,652,893 15,996,318
56,917 155 11,928 306,498
3,181
0
30,140,023 1,921,948 52,118,674

15

274,416 3% 466,680 7% 164,598 6% 75,632 3% 975,644
1,221,671 12% 583,689 8% 93,028 3% 169,546 7% 1,074,834
7,891,180 80% 5,684,238 80% 2,571,385 87% 1,486,802 65% 5,586,924
65,927 1% 44,843 1% 23,896 1% 3,417 0% 68,218
4 0% 107 0% 65 0% 0% 803
247,833 3% 259,325 4% 388 0% 177,137 8% 6,146
135,341 1% 61,382 1% 77,494 3% 10,915 0% 109,212
19,331 0% 15,171 0% 12,066 0% 2,669 0% 20,950
365,061
9,855,702 7,115,437 2,942,920 2,291,179 7,842,731
6,829,540 69% 5,879,046 83% 2,356,369 80% 0% 6,453,671
6 0% 6,032 0% 5% 223,036 10% 1,006
741,998 8% 299,332 4% 138,293 2% 920,348 40% 411,514
265,480 3% 148,446 2% 65,726 1% 9,518 0% 170,453
178,342 2% 170,493 2% 38,483 2% 5,159 0% 80,658
679,495 7% 0% 48,983 3% 621,991 27%
200,301 2% 0% 77,973 3% 0% 190,268
0% 19,739 0% 0% 36,241
8,895,161 90% 6,523,087 92% 2,725,827 93% 1,780,052 78% 7,343,811
626,134 6% 428,774 6% 168,743 6% 300,164 13% 348,993
1,690 0% 5,530 0% 883 0% 0%
108,529 1% 59,067 1% 19,549 1% 113,577 5% 67,367
224,189 2% 98,979 1% 27,919 1% 97,387 4% 82,560
960,542 10% 592,350 8% 217,094 7% 511,127 22% 498,920
9,855,703 7,115,437 2,942,920 2,291,179 7,842,731
1.11 1.09 1.08 1.29 1.07
130,612 15,423
1,333,914 13,735 154,850
43,266 106,093 436 78,163
528 119,828 436 248,436

15,423
528 13,735 154,850
106,093 436 78,163
528 119,828 436 248,436

642,283 5,234
22,599,906 16,162
12,434 117,888
19,462 294,281 3,607,255 11,523,072
20,108,113 10,977,909 893,096 2,964,075
4,073,589 1,798,099 4,438 38,928
243,800 9,762
4,419,088
9,373,573 13,080,051 4,520,950 14,649,197
421 294,281 5,234
16,162
117,888
7,708,331 10,977,909 3,607,255 11,523,072
1,652,893 1,798,099 893,096 2,964,075
11,928 9,762 4,438 38,928
9,373,573 13,080,051 4,520,950 14,649,197

18,748,201 26,399,758 9,042,774 29,795,266
12% 2,940,085 18% 4,880,165 19%
14% 3,185,892 19% 5,745,277 23%
71% 9,196,653 55% 13,604,879 54%
1% 73,771 0% 263,079 1%
0% 2,069 0% 10,264 0%
0% 929,610 6% 507,158 2%
1% 330,140 2% 332,393 1%
0% 54,088 0% 56,281 0%
16,712,308 25,399,496
82% 13,520,335 81% 21,097,816 83%
0% 9,545 0% 10,987 0%
5% 275,131 2% 618,022 2%
2% 452,361 3% 219,235 1%
1% 260,990 2% 136,661 1%
0% 0% 514,878 2%
2% 277,511 2% 171,689 1%
0% 174,255 1% 1,074,783 4%
94% 14,970,128 90% 23,844,071 94%
4% 1,215,537 7% 731,879 3%
0% 0% 385,462 2%
1% 193,700 1% 287,496 1%
1% 332,943 2% 150,587 1%
6% 1,742,180 10% 1,555,424 6%
### ###
1.07 1.12 1.07
296,322 150,768
5,334,435 3,094,341
240,757 210,945
2,343 6,923
5,873,857 3,462,977
296,322 150,768
5,334,435 3,094,341
240,757 210,945
2,343 6,923
5,873,857 3,462,977
956,515 22,751
22,283
42,595 78,602
21,543,926 35,726,287
6,051,620 5,628,053
581,809 153,802
29,176,465 41,631,777
956,515 22,751
22,283
42,595 78,602
21,543,926 35,726,287
6,051,620 5,628,053
581,809 153,802
0
29,176,465 41,631,777
70,100,644 90,189,509
COD CUENTA
BCP FIE NACIONAL
51000 - INGRESOS FINANCIEROS 812,398 100% 1,123,932 100% 1,054,181 100%
41000 - GASTOS FINANCIEROS -190,845 -23% -246,867 -22% -264,436 -25%
RESULTADO FINANCIERO BRUTO 621,553 77% 877,065 78% 789,745 75%
54000 - OTROS INGRESOS OPERATIVOS 230,285 28% 59,173 5% 370,527 35%
44000 - OTROS GASTOS OPERATIVOS -117,678 -14% -23,892 -2% -149,660 -14%
RESULTADO DE OPERACION BRUTO 734,160 90% 912,346 81% 1,010,611 96%
53000 - RECUPERACIONES ACTIVOS FINANCI 137,786 17% 368,426 33% 153,005 15%
43000 - CGOS,P/INCOBRAB,DESV,D/ACT,FIN -206,405 -25% -401,934 -36% -209,915 -20%
RESULTADO DE OPERACION DESPUES DE INCOBRABLES 665,541 82% 878,837 78% 953,701 90%
45000 - GASTOS DE ADMINISTRACION -470,338 -58% -684,466 -61% -646,383 -61%
RESULTADO DE OPERACION NETO 195,203 24% 194,371 17% 307,318 29%
52000 - ABONOS DIF,CAMBIO Y MANT, VAL, -965 0% 306 0% -7,211 -1%
42000 - CARGOS DIF,CAMB,Y MANT,VAL, 52 0% -167 0% 6,457 1%
RESULTADO DE AJUSTE. POR DIF. CAMBIO, MANT. VALOR 194,291 24% 194,511 17% 306,565 29%
NETO
57000 - INGRESOS EXTRAORDINARIOS 1,125 0% 4,504 0% 2,151 0%
47000 - GASTOS EXTRAORDINARIOS -3 0% 0% 0%
GEST. ANT. 195,412 24% 199,015 18% 308,716 29%
58000 - INGRESOS GESTIONES ANTERIORES 2,387 0% 1,008 0% 0%
48000 - GASTOS DE GESTIONES ANTERIORES -3 0% -10,375 -1% 215 0%
RESULTADO ANTES DE IMPUESTOS Y AJUSTE CONTABLE 197,797 24% 189,648 17% 308,930 29%
RESULTADO ANTES DE IMPUESTOS 197,797 24% 189,648 17% 308,930 29%
46000 - IMPTO,S/LAS UTILID,D/L/EMPRESA -58,199 -7% -61,725 -5% -87,848 -8%
RESULTADO FINANCIERO NETO DE LA GESTION
139,698 17% 127,923 11% 221,082 21%
ROE 17% 25% 22%

ROA 0.96% 1.28% 1.10%
Estado de Resultados al 31 de diciembre de 2015
COMUNIDAD UNION FORTALEZA GANADERO FASIL SOL
90,655 100% 1,170,763 100% 227,246 100% 427,671 100% 718,766 100% 1,323,142
-32,503 -36% -194,034 -17% -51,413 -23% -129,167 -30% -226,574 -32% -268,545
58,152 64% 976,730 83% 175,834 77% 298,504 70% 492,192 68% 1,054,597
5,487 6% 446,760 38% 24,783 11% 208,918 49% 169,001 24% 37,220
-1,828 -2% -96,241 -8% -7,734 -3% -111,551 -26% -35,814 -5% -21,115
61,811 68% 1,327,248 113% 192,883 85% 395,871 93% 625,379 87% 1,070,702
5,039 6% 211,066 18% 21,041 9% 15,683 4% 255,595 36% 32,797
-12,950 -14% -298,711 -26% -38,945 -17% -29,749 -7% -335,136 -47% -91,456
53,901 59% 1,239,604 106% 174,978 77% 381,805 89% 545,838 76% 1,012,043
-51,735 -57% -1,010,115 -86% -160,128 -70% -268,027 -63% -424,100 -59% -679,213
2,166 2% 229,489 20% 14,851 7% 113,778 27% 121,738 17% 332,830
0 0% 64 0% 223 0% -19,880 -5% 7 0% 7
0 0% -1,193 0% -20 0% 20,368 5% 0 0% -41
2,166 2% 228,360 20% 15,053 7% 114,266 27% 121,744 17% 332,796
0 0% 0% 0% 0 0% 0% 7,484
0% 0% 0% 0% 0%
2,166 2% 228,360 20% 15,053 7% 114,266 27% 121,744 17% 340,280
195 0% 1,287 0% 675 0% 0 0% 551 0%
-218 0% 0% -227 0% 0 0% -29 0% -61
2,143 2% 229,647 20% 15,502 7% 114,266 27% 122,266 17% 258,615
2,143 2% 229,647 20% 15,502 7% 114,266 27% 122,266 17% 340,220
0% -85,377 -7% -884 0% -40,859 -10% -2,178 0% -116,031
2,143 2% 144,270 12% 14,618 6% 73,407 17% 120,088 17% 224,189
3% 17% 7% 21% 13% 35%

0.22% 0.50% 0.60% 0.83% 1.14% 2.27%
2.36% 12.32% 6.43% 17.16% 16.71% 16.94%
100% 807,293 100% 16,034 100% 74,978 100% 572,713 100% 869,270 100%
40% -161,524 -20% -5,254 -33% -41,570 -55% -139,642 -24% -140,306 -16%
-155% 645,769 80% 10,780 67% 39,896 53% 433,071 76% 728,964 84%
-5% 56,810 7% 3,252 20% 32,781 44% 117,681 21% 517,410 60%
3% -5,554 -1% -2,458 -15% -1,666 -2% -36,860 -6% -164,144 -19%
-158% 697,025 86% 11,574 72% 71,011 95% 513,892 90% 1,082,230 124%
-5% 45,882 6% 3,672 23% 1,710 2% 62,100 11% 347,393 40%
13% -87,169 -11% -6,535 -41% -1,003 -1% -105,300 -18% -376,359 -43%
76% 655,739 81% 8,711 54% 70,673 94% 470,693 82% 1,053,264 121%
100% -508,522 -63% -8,061 -50% -40,493 -54% -343,702 -60% -625,098 -72%
-49% 147,216 18% 649 4% 30,181 40% 126,991 22% 428,166 49%
0% 6 0% 0 0% 111 0% -61 0% -36,218 -4%
0% -1 0% 0% 0% -29 0% 36,692 4%
-49% 147,221 18% 649 4% 30,292 40% 126,901 22% 428,640 49%
-1% 227 0% 0% 344 0% 576 0% 87 0%
0% 0% 0% -55 0% 0 0% 0%
26% 147,448 18% 649 4% 30,582 41% 127,476 22% 428,727 49%
0% 1,547 0% 42 0% 179 0% 1,945 0% 2,539 0%
0% -448 0% -84 -1% -7 0% -45 0% -635 0%
-38% 148,547 18% 607 4% 30,754 41% 129,377 23% 430,631 50%
-50% 148,547 18% 607 4% 30,754 41% 129,377 23% 430,631 50%
17% -49,568 -6% 0% 0% -46,819 -8% -97,687 -11%
-33% 98,978 12% 607 4% 30,754 41% 82,559 14% 332,944 38%
35% 25% 0% 6% 26% 25%

2.27% 1.39% 0.02% 1.34% 1.05% 1.99%
16.94% 12.26% 3.79% 41.02% 14.42% 38.30%
MERCANTIL
1,133,289 100%
-303,565 -27%
829,724 73%
406,408 36%
-222,912 -20%
1,013,220 89%
111,358 10%
-228,212 -20%
896,366 79%
-715,016 -63%
181,350 16%
-183 0%
-850 0%
180,317 16%
1,806 0%
0%
182,123 16%
8,988 1%
-1,024 0%
190,087 17%
190,087 17%
-39,500 -3%
150,587 13%
12% 2,218,344
0.59% 125,235
13.29% 1,763,847
COD CUENTA
BCP FIE NACIONAL
11000 - DISPONIBILIDADES 2,744,061 17% 831,664 7% 3,288,991 15%
12000 - INVERSIONES TEMPORARIAS 2,454,839 15% 998,348 9% 4,578,636 21%
13000 - CARTERA 10,938,093 67% 8,872,118 79% 13,045,814 59%
14000 - OTRAS CUENTAS POR COBRAR 92,424 1% 83,408 1% 98,523 0%
15000 - BIENES REALIZABLES 2,121 0% 2,176 0% 12,978 0%
16000 - INVERSIONES PERMANENTES 25,211 0% 135,622 1% 588,624 3%
17000 - BIENES DE USO 53,288 0% 126,556 1% 336,227 2%
18000 - OTROS ACTIVOS 30,013 0% 111,809 1% 32,434 0%
TOTAL ACTIVO 16,340,050 11,161,701 21,982,228
21000 - OBLIGACIONES CON EL PUBLICO 12,799,548 78% 8,297,175 74% 18,773,138 85%
22000 - OBLIG.C/INSTITUCIONES FISCALES 2,060 0% 5,436 0% 5,031 0%
23000 - OBL.C/BCOS.Y ENTID.DE FINANC. 1,043,089 6% 352,014 3% 269,668 1%
24000 - OTRAS CUENTAS POR PAGAR 382,648 2% 294,875 3% 369,484 2%
25000 - PREVISIONES 170,030 1% 175,521 2% 191,083 1%
26000 - VALORES EN CIRCULACION 0% 797,712 7% 447,063 2%
27000 - OBLIGACIONES SUBORDINADAS 210,424 1% 161,385 1% 393,443 2%
28000 - OBLIGACIONES CON EMPRESAS CON
PARTICIPACION 496,972 3% 202,703 2% 7,450 0%
TOTAL PASIVO 15,104,770 92% 10,286,822 92% 20,456,359 93%
31000 - CAPITAL SOCIAL 902,280 6% 470,179 4% 1,057,261 5%
32000 - APORTES NO CAPITALIZADOS 8 0% 116 0% 41,297 0%
34000 - RESERVAS 157,769 1% 288,493 3% 200,482 1%
35000 - RESULTADOS ACUMULADOS 175,222 1% 116,091 1% 226,827 1%
TOTAL PATRIMONIO 1,235,279 8% 874,879 8% 1,525,867 7%
TOTAL PASIVO Y PATRIMONIO 16,340,049 11,161,701 21,982,226
RATIO DE LIQUIDEZ 1.08 1.09 1.07

TOTAL CUENTAS CONTINGENTES DEUDORAS
3,307,542 50,908
COMUNIDAD UNION FORTALEZA GANADERO FASIL
79,542 7% 3,908,748 17% 203,221 7% 1,446,580 15% 1,296,883 10%
110,583 10% 4,851,834 22% 325,999 11% 1,331,981 13% 1,028,918 8%
860,432 80% 12,499,287 56% 2,176,951 76% 6,837,840 69% 9,547,807 71%
3,095 0% 104,395 0% 11,828 0% 56,742 1% 67,466 1%
0 0% 652 0% 1,615 0% 7,525 0% 0%
3,635 0% 582,498 3% 98,660 3% 34,083 0% 1,118,976 8%
19,177 2% 392,047 2% 26,975 1% 192,359 2% 266,024 2%
1,144 0% 21,763 0% 10,483 0% 39,116 0% 64,340 0%
1,077,607 22,361,225 2,855,732 9,946,225 13,390,414

847,027 79% 15,820,472 71% 2,352,350 82% 7,576,915 76% 11,136,470 83%
0% 117,024 1% 15 0% 0 0% 3 0%
99,443 9% 1,143,943 5% 76,878 3% 1,017,752 10% 827,729 6%
13,816 1% 361,484 2% 43,171 2% 231,775 2% 174,158 1%
7,669 1% 193,730 1% 27,486 1% 95,044 1% 102,490 1%
0% 0% 35,242 1% 0% 0%
29,079 3% 0% 81,798 3% 212,686 2% 91,068 1%
0% 3,040,523 14% 0% 189,271 2% 0%
997,034 93% 20,677,177 92% 2,616,940 92% 9,323,444 94% 12,331,918 92%
66,180 6% 1,405,395 6% 202,361 7% 444,867 4% 912,494 7%
54 0% 0% 807 0% 1 0% 140 0%
10,845 1% 88,512 0% 12,449 0% 58,109 1% 32,235 0%
3,496 0% 190,142 1% 23,174 1% 119,804 1% 113,627 1%
80,575 7% 1,684,049 8% 238,791 8% 622,781 6% 1,058,496 8%
1,077,609 22,361,226 2,855,732 9,946,225 13,390,414
1.08 1.08 1.09 1.07 1.09

6

307,124 3% 443,184 6% 301,712 9% 34,559 1% 881,227
1,289,206 12% 698,905 9% 121,893 4% 209,189 7% 1,600,734
8,808,344 81% 6,354,894 82% 2,743,961 82% 1,824,960 65% 6,523,537
72,842 1% 64,572 1% 28,952 1% 3,873 0% 71,151
0 0% 238 0% 2,439 0% 0% 775
300,181 3% 157,654 2% 34,297 1% 294,011 10% 7,407
133,618 1% 60,241 1% 97,889 3% 12,228 0% 119,937
21,151 0% 12,324 0% 12,031 0% 1,612 0% 30,503
421,873
10,932,466 7,792,013 3,343,173 2,802,304 9,235,270
7,417,424 68% 6,512,108 84% 2,720,624 81% 0% 7,431,701
7,236 0% 628 0% 1 0% 929,802 33% 1,407
1,031,218 9% 207,795 3% 165,257 5% 876,344 31% 677,232
322,595 3% 180,192 2% 77,924 2% 11,078 0% 197,332
187,133 2% 178,764 2% 40,062 1% 6,993 0% 88,561
680,110 6% 0% 28,042 1% 442,778 16%
135,823 1% 0% 76,648 2% 0% 235,412
30,149 0% 40,544 1% 0% 0% 49,086
9,811,688 90% 7,120,031 91% 3,108,557 93% 2,266,994 81% 8,680,732
763,310 7% 501,416 6% 180,469 5% 300,164 11% 394,323
1,690 0% 5,530 0% 883 0% 0% 5
130,948 1% 68,965 1% 22,341 1% 116,652 4% 75,623
224,831 2% 96,072 1% 30,923 1% 118,495 4% 84,587
1,120,779 10% 671,982 9% 234,616 7% 535,311 19% 554,538
10,932,467 7,792,013 3,343,173 2,802,304 9,235,270
1.11 1.09 1.08 1.24 1.06
5,381
805 16,888 24 186,226
123,516 4,064 111,071
805 140,404 4,088 302,678

10% 3,060,484 17% 4,659,524 17% BTB FIE FSL
17% 2,883,248 16% 5,854,798 21%
71% 10,789,244 59% 16,175,338 58%
1% 97,390 1% 194,300 1%
0% 7,545 0% 8,334 0%
0% 1,111,893 6% 734,338 3%
1% 331,685 2% 316,598 1%
0% 58,899 0% 86,594 0%
18,340,389 28,029,824
80% 14,735,886 80% 22,378,998 80%
0% 3,384 0% 9,326 0%
7% 318,857 2% 518,049 2%
2% 407,950 2% 383,880 1%
1% 269,258 1% 149,282 1%
0% 0% 688,185 2%
3% 461,454 3% 481,710 2%
1% 176,239 1% 1,650,599 6%
94% 16,373,028 89% 26,260,027 94%
4% 1,398,247 8% 731,879 3%
0% 0% 463,649 2%
1% 226,994 1% 302,556 1%
1% 342,120 2% 271,711 1%
6% 1,967,361 11% 1,769,797 6%
### ###
1.06 1.12 1.07
275,081 86,931
6,572,849 3,833,543
261,458 202,946
2,206 7,027
7,111,594 4,130,447
FSL BGA BEC BSO FRP FLE
NFB BEC BIS BME
COD CUENTA
BCP FIE NACIONAL
51000 - INGRESOS FINANCIEROS 935,768 100% 1,188,307 100% 1,126,633
RESULTADO DE OPERACION BRUTO 839,895 90% 952,486 80% 1,077,282
52000 - ABONOS DIF,CAMBIO Y MANT, VAL, -646 0% 279 0% -593
42000 - CARGOS DIF,CAMB,Y MANT,VAL, -9 0% -105 0% 1,995
RESULTADO DE AJUSTE. POR DIF. CAMBIO, MANT. VALOR
NETO 261,242 28% 168,385 14% 333,271
57000 - INGRESOS EXTRAORDINARIOS 14,064 2% 4,908 0% 3,829
RESULTADO NETO DEL EJERCICIO ANTES DE AJUSTES DE 275,305 29% 173,292 15% 337,100
GEST. ANT.
58000 - INGRESOS GESTIONES ANTERIORES 3,764 0% 2,736 0%
48000 - GASTOS DE GESTIONES ANTERIORES -90 0% -1,835 0% 0
175,222 19% 116,091 10% 226,542
ROE 22% 20% 22%

ROA 1.07% 1.04% 1.03%
Estado de Resultados al 31 de Diciembre de 2016
100% 102,495 100% 1,231,576 100% 254,157 100% 489,890 100% 902,725 100%
-25% -35,663 -35% -174,990 -14% -57,849 -23% -156,046 -32% -298,226 -33%
75% 66,832 65% 1,056,586 86% 196,308 77% 333,844 68% 604,499 67%
44% 7,784 8% 525,551 43% 26,015 10% 344,579 70% 194,613 22%
-24% -4,076 -4% -184,360 -15% -14,694 -6% -210,296 -43% -70,485 -8%
96% 70,540 69% 1,397,776 113% 207,629 82% 468,127 96% 728,627 81%
14% 18,600 18% 285,406 23% 22,431 9% 47,939 10% 317,210 35%
-23% -29,106 -28% -375,341 -30% -48,157 -19% -77,61 #VALUE! -396,475 -44%
86% 60,034 59% 1,307,841 106% 181,903 72% 438,456 90% 649,362 72%
-56% -56,667 -55% -1,027,432 -83% -148,172 -58% -262,336 -54% -506,339 -56%
29% 3,367 3% 280,410 23% 33,731 13% 176,120 36% 143,023 16%
0% 0 0% 93 0% 72 0% 21,677 4% 1 0%
0% 0 0% -2,965 0% -13 0% -21,992 -4% 0%
30% 3,367 3% 277,537 23% 33,790 13% 175,806 36% 143,024 16%
0% 0% 0% 0% 0 0% 0%
0% 0% 0% 0% 0% 0%
30% 3,367 3% 277,537 23% 33,790 13% 175,806 36% 143,024 16%
0% 251 0% 5,476 0% 274 0% 3,01 #VALUE! 188 0%
0% -122 0% -6 0% -1,519 -1% -3,254 -1% -116 0%
30% 3,496 3% 283,007 23% 32,545 13% 175,562 36% 143,095 16%
30% 3,496 3% 283,007 23% 32,545 13% 175,562 36% 143,095 16%
-10% 0% -92,866 -8% -9,372 -4% -75,952 -16% -29,468 -3%
20% 3,496 3% 190,141 15% 23,173 9% 99,610 20% 113,627 13%
22% 4% 16% 14% 28% 14%

1.03% 0.32% 0.85% 0.81% 1.00% 0.85%
20.11% 3.41% 15.44% 9.12% 20.33% 12.59%
1,374,341 100% 866,944 100% 13,353 100% 93,163 100% 612,388 100% 980,145
-279,361 41% -175,714 -20% -4,426 -33% -41,570 -45% -147,266 -24% -173,132
1,094,980 -161% 691,229 80% 8,927 67% 47,079 51% 465,122 76% 807,012
43,567 -6% 64,967 7% 8,275 62% 35,283 38% 156,125 25% 833,557
-19,244 3% -8,624 -1% -4,654 -35% -5,226 -6% -79,611 -13% -425,691
1,119,303 -165% 747,572 86% 12,548 94% 77,136 83% 541,636 88% 1,214,879
37,622 -6% 61,503 7% 11,665 87% 1,710 2% 56,364 9% 250,963
-86,566 13% -99,874 -12% -16,188 -121% -3,838 -4% -110,176 -18% -386,467
1,070,359 78% 709,201 82% 8,024 60% 73,802 79% 487,824 80% 1,079,375
-678,935 100% -528,368 -61% -9,941 -74% -50,911 -55% -342,455 -56% -609,881
391,423 -58% 180,833 21% -1,916 -14% 22,891 25% 145,370 24% 469,493
5 0% 0 0% 0% 285 0% 129 0% -15,505
-24 0% -1 0% 0% 0% -21 0% 15,927
391,404 -58% 180,833 21% -1,916 -14% 23,176 25% 145,478 24% 469,916
7,096 -1% 39 0% 0% 328 0% 626 0% 1,061
0% 0% 0% 0% 0% -1,072
398,501 29% 180,872 21% -1,916 -14% 23,504 25% 146,103 24% 469,906
0% 4,739 1% 148 1% 833 1% 6,785 1% 2,075
-1,283 0% -16,889 -2% -1,736 -13% -153 0% -2,915 0% -385
258,615 -38% 168,722 19% -3,504 -26% 24,183 26% 149,974 24% 471,596
397,217 -59% 168,722 19% -3,504 -26% 24,183 26% 149,974 24% 471,596
-172,387 25% -72,651 -8% 0% 0% -65,392 -11% -129,476
224,831 -33% 96,071 11% -3,504 -26% 24,183 26% 84,582 14% 342,120
36% 27% -1% 4% 26% 24%

2.06% 1.23% -0.10% 0.86% 0.92% 1.87%
16.36% 11.08% -26.24% 25.96% 13.81% 34.91%
BISA MERCANTIL
100% 1,306,929 100%
-18% -338,392 -26%
82% 968,537 74%
85% 547,311 42%
-43% -327,412 -25%
124% 1,188,437 91%
26% 90,075 7%
-39% -163,454 -13%
110% 1,115,057 85%
-62% -716,129 -55%
48% 398,928 31%
-2% -144 0%
2% -939 0%
48% 397,845 30%
0% 2,317 0%
0% 0%
48% 400,162 31%
0% 7,913 1%
0% -7,277 -1%
48% 400,797 31%
48% 400,797 31%
-13% -129,086 -10%
35% 271,711 21%
24% 23% 2,613,255

1.87% 0.97% 135,742
34.91% 20.79% 1,987,896
COD CUENTA
BCP FIE
12000 - INVERSIONES TEMPORARIAS 3,070,303 16% 1,448,030 12%
13000 - CARTERA 13,020,363 67% 9,701,377 79%
15000 - BIENES REALIZABLES 5,859 0% 1,209 0%
17000 - BIENES DE USO 119,114 1% 150,942 1%
18000 - OTROS ACTIVOS 32,426 0% 106,045 1%
TOTAL ACTIVO 19,387,326 12,339,902
23000 - OBL.C/BCOS.Y ENTID.DE FINANC. 1,166,487 6% 1,261,502 10%
25000 - PREVISIONES 205,411 1% 189,557 2%
28000 - OBLIGACIONES CON EMPRESAS CON
PARTICIPACION 464,295 2% 65,380 1%
TOTAL PASIVO 18,071,763 93% 11,391,071 92%
31000 - CAPITAL SOCIAL 902,280 5% 511,751 4%
34000 - RESERVAS 245,380 1% 335,885 3%
TOTAL PATRIMONIO 1,315,563 7% 948,831 8%

3,060,669 42,297
Balance General al 31 de Dicie
(Expresado en miles de b
NACIONAL COMUNIDAD UNION FORTALEZA
3,992,230 16% 154,756 13% 6,190,915 24% 329,779 10%
5,512,011 22% 72,963 6% 4,063,930 15% 223,828 6%
14,640,417 58% 886,358 77% 14,538,916 55% 2,559,177 74%
107,814 0% 1,679 0% 107,841 0% 14,999 0%
4,583 0% 253 0% 890 0% 2,583 0%
684,155 3% 11,295 1% 877,249 3% 278,468 8%
353,255 1% 18,244 2% 443,660 2% 26,653 1%
31,438 0% 1,357 0% 33,774 0% 24,108 1%
25,325,902 1,146,906 26,257,175 3,459,595

21,067,665 83% 900,549 79% 16,649,221 63% 2,752,464 80%
5,829 0% 2 0% 58,968 0% 20 0%
961,837 4% 116,956 10% 2,088,035 8% 244,281 7%
392,496 2% 13,589 1% 425,531 2% 58,644 2%
218,332 1% 7,261 1% 239,685 1% 31,710 1%
515,857 2% 0% 0% 35,251 1%
509,621 2% 26,393 2% 0% 81,850 2%
4,283 0% 0% 4,948,378 19% 0%
23,675,920 93% 1,064,751 93% 24,409,818 93% 3,204,220 93%
1,057,261 4% 68,500 6% 1,565,114 6% 202,361 6%
97,085 0% 8,565 1% 0% 807 0%
257,961 1% 11,194 1% 107,526 0% 14,766 0%
237,675 1% -6,104 -1% 174,717 1% 37,440 1%
1,649,982 7% 82,155 7% 1,847,357 7% 255,374 7%
25,325,902 1,146,906 26,257,175 3,459,595
1.07 1.08 1.08 1.08

lance General al 31 de Diciembre de 2017
GANADERO FASIL SOL PRODEM
1,294,486 12% 714,230 5% 444,061 4% 453,965 5%
1,626,791 14% 2,038,567 13% 1,386,056 11% 641,288 8%
7,784,432 69% 11,077,411 72% 9,828,344 81% 7,085,326 83%
74,805 1% 90,472 1% 78,619 1% 64,537 1%
10,778 0% 244 0% 41 0% 2,324 0%
204,046 2% 824,294 5% 250,146 2% 227,720 3%
222,388 2% 563,354 4% 156,195 1% 56,552 1%
30,742 0% 91,908 1% 12,191 0% 12,024 0%
11,248,468 15,400,480 12,155,655 8,543,735

8,695,001 77% 12,439,630 81% 7,788,149 64% 6,857,811 80%
0 0% 17 0% 10,797 0% 4,884 0%
1,123,557 10% 1,234,216 8% 1,620,085 13% 463,977 5%
230,683 2% 273,405 2% 341,285 3% 243,704 3%
100,884 1% 114,614 1% 163,705 1% 192,813 2%
0% 0% 680,622 6% 0%
212,846 2% 74,808 0% 192,624 2% 0%
192,053 2% 191,352 1% 30,813 0% 34,259 0%
10,555,024 94% 14,328,042 93% 10,828,082 89% 7,797,449 91%
489,467 4% 970,068 6% 900,718 7% 545,512 6%
1 0% 140 0% 1,690 0% 5,530 0%
68,073 1% 43,597 0% 153,431 1% 78,572 1%
135,904 1% 58,635 0% 271,735 2% 116,673 1%
693,445 6% 1,072,440 7% 1,327,574 11% 746,286 9%
11,248,469 15,400,482 12,155,656 8,543,735
1.07 1.07 1.12 1.10
900 25,430
113,467
900 138,897
ECOFUTURO DESARROLLO ECONOMICO BISA MERCANTIL
177,296 5% 105,195 3% 1,091,391 11% 3,173,156 15% 4,264,145 12%
152,430 4% 52,721 1% 1,682,070 16% 3,503,512 17% 6,411,402 19%
2,838,924 83% 2,485,673 70% 7,084,656 69% 12,730,297 62% 21,857,899 64%
39,904 1% 11,960 0% 96,586 1% 105,466 1% 286,720 1%
8,057 0% 0% 217 0% 8,565 0% 31,121 0%
47,058 1% 404,161 11% 109,453 1% 770,175 4% 897,531 3%
141,175 4% 13,807 0% 125,444 1% 231,604 1% 387,497 1%
15,913 0% 2,145 0% 63,714 1% 74,041 0% 240,978 1%
475,408 95,126
3,420,756 3,551,069 10,253,532 20,691,942 34,377,292
2,799,240 82% 0% 8,203,039 80% 16,906,855 82% 28,383,505 83%
51 0% 1,848,996 52% 789 0% 2,616 0% 9,125 0%
128,325 4% 856,567 24% 877,957 9% 895,201 4% 727,491 2%
91,353 3% 14,666 0% 215,294 2% 452,940 2% 479,349 1%
41,943 1% 10,416 0% 86,152 1% 290,106 1% 192,394 1%
21,047 1% 255,545 7% 0% 0% 860,026 3%
89,419 3% 0% 206,491 2% 421,256 2% 453,306 1%
0% 0% 37,445 0% 230,181 1% 1,282,656 4%
3,171,378 93% 2,986,190 84% 9,627,167 94% 19,199,155 93% 32,387,853 94%
194,236 6% 416,240 12% 452,173 4% 886,748 4% 1,315,406 4%
883 0% 0% 0% 5 0% 28,588 0%
25,433 1% 119,071 3% 73,271 1% 261,206 1% 329,728 1%
28,827 1% 29,570 1% 100,920 1% 344,828 2% 315,717 1%
249,379 7% 564,880 16% 626,365 6% 1,492,787 7% 1,989,439 6%
3,420,756 3,551,069 ### ### 34,377,292
1.08 1.19 1.07 1.08 1.06
11,028 228,968 137,529

98 231,227 6,422,221 2,769,538
6,663 138,392 285,030 200,215
4,459 2,206 76,823
6,762 385,106 6,938,425 3,184,105
BTB FIE FSL BGA BEC
BSO FRP FLE NFB BEC BIS
BIS BME
COD CUENTA
BCP FIE NACIONAL
51000 - INGRESOS FINANCIEROS 1,137,249 100% 1,254,272 100% 1,252,890
RESULTADO DE OPERACION BRUTO 942,935 83% 1,009,585 80% 1,097,346
43000 - CGOS.P/INCOBRAB.DESV.D/ACT.FIN -294,400 -26% -412,620 -33% -439,500
52000 - ABONOS DIF.CAMBIO Y MANT. VAL. -218 0% 301 0% 6,963
42000 - CARGOS DIF.CAMB.Y MANT.VAL. -78 0% -97 0% -7,549
RESULTADO DE AJUSTE. POR DIF. CAMBIO, MANT. VALOR 240,252 21% 177,630 14% 338,335
NETO
47000 - GASTOS EXTRAORDINARIOS -232 0% 0%
GEST. ANT. 245,732 22% 183,278 15% 342,777
58000 - INGRESOS GESTIONES ANTERIORES 2,459 0% 3 0%
48000 - GASTOS DE GESTIONES ANTERIORES -672 0% -2,518 0% -990
46000 - IMPTO.S/LAS UTILID.D/L/EMPRESA -79,625 -7% -79,684 -6% -104,401
167,895 15% 101,079 8% 237,386
ROE 19% 19% 21%

ROA 0.87% 0.82% 0.94%
Estado de Resultados al 31 de Diciembre de 2017
100% 112,902 100% 1,381,571 100% 286,398 100% 560,166 100% 974,554 100%
-28% -35,352 -31% -224,475 -16% -70,803 -25% -195,428 -35% -401,733 -41%
72% 77,550 69% 1,157,095 84% 215,594 75% 364,737 65% 572,821 59%
40% 7,855 7% 567,499 41% 26,380 9% 422,846 75% 199,488 20%
-24% -5,508 -5% -211,993 -15% -18,208 -6% -285,745 -51% -72,190 -7%
88% 79,898 71% 1,512,601 109% 223,767 78% 501,838 90% 700,119 72%
24% 20,161 18% 248,689 18% 26,109 9% 18,687 3% 416,213 43%
-35% -43,073 -38% -414,955 -30% -48,417 -17% -63,074 -11% -511,912 -53%
77% 56,986 50% 1,346,335 97% 201,459 70% 457,451 82% 604,420 62%
-50% -63,709 -56% -1,050,697 -76% -153,363 -54% -272,453 -49% -544,186 -56%
27% -6,723 -6% 295,638 21% 48,095 17% 184,998 33% 60,234 6%
1% 0 0% 37 0% 8 0% 81,176 14% 1 0%
-1% -3 0% -192 0% -7 0% -81,145 -14% 0%
27% -6,727 -6% 295,483 21% 48,096 17% 185,029 33% 60,235 6%
0% 0% 0% 0% 2 0% 0%
0% 0% 0% 0% 0% 0%
27% -6,727 -6% 295,484 21% 48,096 17% 185,029 33% 60,235 6%
0% 83 0% 10,990 1% 57 0% 0 0% 1,002 0%
0% -76 0% -163 0% -771 0% 0 0% -2,602 0%
27% -6,720 -6% 306,311 22% 47,382 17% 185,031 33% 58,635 6%
27% -6,720 -6% 306,311 22% 47,382 17% 185,031 33% 58,635 6%
-8% 0% -131,594 -10% -19,676 -7% -81,221 -14% 0%
19% -6,720 -6% 174,717 13% 27,706 10% 103,810 19% 58,635 6%
21% -8% 16% 19% 27% 6%

0.94% -0.59% 0.67% 0.80% 0.92% 0.38%
18.95% -5.95% 12.65% 9.67% 18.53% 6.02%
1,480,559 100% 969,283 100% 12,290 100% 125,134 100% 670,356 100% 1,100,959
-294,511 42% -189,522 -20% -5,663 -46% -41,570 -33% -182,282 -27% -225,209
1,186,048 -168% 779,761 80% 6,627 54% 67,158 54% 488,074 73% 875,750
50,723 -7% 71,282 7% 4,083 33% 46,571 37% 155,747 23% 898,734
-16,549 2% -12,931 -1% -2,685 -22% -4,415 -4% -86,557 -13% -469,642
1,220,223 -173% 838,112 86% 8,025 65% 109,314 87% 557,265 83% 1,304,842
75,079 -11% 52,429 5% 4,158 34% 1,710 1% 72,623 11% 277,893
-123,554 18% -104,005 -11% -8,608 -70% -42,656 -34% -110,835 -17% -444,595
1,171,748 79% 786,536 81% 3,576 29% 100,744 81% 519,053 77% 1,138,141
-705,530 100% -562,227 -58% -7,062 -57% -73,897 -59% -344,519 -51% -673,969
466,218 -66% 224,309 23% -3,485 -28% 26,846 21% 174,535 26% 464,172
3 0% 0 0% 0% 0 0% 694 0% 141,391
-14 0% 0 0% 0% 0% -16 0% -141,220
466,206 -66% 224,309 23% -3,485 -28% 26,846 21% 175,212 26% 464,343
5,671 -1% 42 0% 0% 697 1% 1,412 0% 1,205
0% 0% 0% -15 0% -1 0%
471,877 32% 224,350 23% -3,485 -28% 27,528 22% 176,623 26% 465,547
0% 1,485 0% 703 6% 2,524 2% 1,485 0% 5,358
-218 0% -7,641 -1% -28 0% -483 0% -209 0% -2,979
258,615 -37% 218,194 23% -2,810 -23% 29,569 24% 177,899 27% 467,926
471,659 -67% 218,194 23% -2,810 -23% 29,569 24% 177,899 27% 467,926
-199,924 28% -101,522 -10% 0% 0% -76,989 -11% -123,099
271,735 -39% 116,671 12% -2,810 -23% 29,569 24% 100,910 15% 344,827
36% 30% -1% 5% 28% 31%

2.24% 1.37% -0.08% 0.83% 0.98% 1.67%
18.35% 12.04% -22.86% 23.63% 15.05% 31.32%
BISA MERCANTIL
100% 1,851,867 100%
-20% -516,324 -28%
80% 1,335,543 72%
82% 571,119 31%
-43% -400,036 -22%
119% 1,506,625 81%
25% 365,964 20%
-40% -485,709 -26%
103% 1,386,881 75%
-61% -907,203 -49%
42% 479,678 26%
13% 1,944 0%
-13% -2,392 0%
42% 479,231 26%
0% 14,342 1%
0% 0%
42% 493,573 27%
0% 13,421 1%
0% -7,210 0%
43% 499,784 27%
43% 499,784 27%
-11% -184,066 -10%
31% 315,717 17%
31% 25% 3,000,253

1.67% 0.92% 140,889
31.32% 17.05% 2,041,127
COD CUENTA BCP FIE
13000 - CARTERA 14,386,380 71% 11,139,925 78%
15000 - BIENES REALIZABLES 9,333 0% 58 0%
17000 - BIENES DE USO 200,470 1% 195,973 1%
18000 - OTROS ACTIVOS 40,508 0% 84,457 1%
TOTAL ACTIVO 20,377,490 14,206,381

25000 - PREVISIONES 179,919 1% 209,405 1%
28000 - OBLIGACIONES CON EMPRESAS CON 922,970 5% 123,292 1%
TOTAL PASIVO 18,976,227 93% 13,159,605 93%
31000 - CAPITAL SOCIAL 902,280 4% 548,081 4%
34000 - RESERVAS 329,328 2% 377,021 3%
TOTAL PATRIMONIO 1,401,263 7% 1,046,776 7%
61000 - CARTAS DE CREDITO 1,058,695

64000 - LINEA DE CREDITO COMPROMETIDAS 235,240 346
65000 - OTRAS CONTINGENCIAS 908
4,160,589 41,462
Balance General al 31 de dici
(Expresado en miles de b

2,958,434 11% 131,559 11% 7,595,717 25% 304,955 8%
4,582,505 17% 97,291 8% 4,541,890 15% 256,781 7%
17,346,455 66% 880,210 77% 16,585,231 55% 2,803,734 77%
119,412 0% 1,783 0% 107,979 0% 17,907 0%
8,738 0% 1,536 0% 931 0% 3,707 0%
1,039,328 4% 19,551 2% 889,461 3% 218,110 6%
351,441 1% 16,468 1% 430,133 1% 38,937 1%
23,478 0% 897 0% 50,039 0% 3,905 0%
26,429,791 1,149,294 30,201,382 3,648,036

20,264,120 77% 891,229 78% 20,613,960 68% 2,791,075 77%
10,051 0% 0% 89,278 0% 72 0%
1,284,797 5% 122,234 11% 1,923,055 6% 327,755 9%

421,431 2% 15,893 1% 453,472 2% 64,647 2%
235,754 1% 7,214 1% 281,290 1% 35,630 1%
413,304 2% 0% 4,800,886 16% 17,631 0%
438,909 2% 21,454 2% 0% 81,931 2%
1,608,643 6% 0% 0% 61,632 2%
24,677,010 93% 1,058,024 92% 28,161,942 93% 3,380,372 93%
1,257,024 5% 69,116 6% 1,711,876 6% 202,361 6%
70,415 0% 12,557 1% 0% 807 0%
203,561 1% 4,474 0% 124,998 0% 17,537 0%
221,780 1% 5,124 0% 202,566 1% 46,958 1%
1,752,780 7% 91,271 8% 2,039,440 7% 267,664 7%
26,429,790 1,149,295 30,201,382 3,648,036
1.07 1.09 1.07 1.08

ance General al 31 de diciembre de 2018

991,271 8% 736,117 5% 622,337 5% 463,573 5%
1,364,577 11% 1,457,695 9% 1,538,850 11% 491,628 5%
8,864,443 72% 11,682,679 74% 10,955,467 81% 7,951,630 86%
60,979 0% 63,990 0% 85,610 1% 63,267 1%
12,241 0% 2,413 0% 0 0% 2,057 0%
627,411 5% 841,756 5% 149,659 1% 252,242 3%
298,716 2% 895,982 6% 184,386 1% 52,064 1%
40,427 0% 102,385 1% 12,586 0% 9,972 0%
12,260,064 15,783,017 13,548,894 9,286,432

8,897,457 73% 12,908,496 82% 8,949,475 66% 7,565,552 81%
0 0% 28 0% 157 0% 5,039 0%
1,655,155 14% 1,126,386 7% 1,833,053 14% 459,531 5%

215,055 2% 280,955 2% 358,296 3% 223,360 2%
109,900 1% 127,574 1% 149,151 1% 203,959 2%
170,572 1% 0% 507,333 4% 0%
205,891 2% 49,405 0% 263,739 2% 0%
252,474 2% 178,896 1% 0% 5,303 0%
11,506,504 94% 14,671,740 93% 12,061,203 89% 8,462,745 91%
527,597 4% 1,002,954 6% 1,036,585 8% 614,138 7%
7,001 0% 140 0% 1,690 0% 5,530 0%
78,464 1% 49,461 0% 180,604 1% 90,239 1%
140,498 1% 58,723 0% 268,812 2% 113,782 1%
753,560 6% 1,111,278 7% 1,487,691 11% 823,688 9%
12,260,064 15,783,018 13,548,894 9,286,432
1.07 1.08 1.12 1.10
508 23,295
126,175
508 149,470
256,951 7% 33,661 1% 1,084,040 10% 2,323,865 11% 3,435,215 10%
61,542 2% 77,401 2% 1,220,596 12% 3,108,389 15% 5,902,896 16%
3,098,050 85% 3,225,565 74% 7,770,233 74% 14,701,109 69% 23,644,806 66%
22,034 1% 5,372 0% 117,491 1% 105,480 0% 163,289 0%
8,032 0% 0% 14,703 0% 18,779 0% 77,895 0%
43,819 1% 427,233 10% 145,815 1% 745,622 3% 1,858,385 5%
149,344 4% 20,191 0% 136,357 1% 208,146 1% 357,664 1%
15,671 0% 3,409 0% 49,064 0% 66,898 0% 340,399 1%
581,752 95,126
3,655,443 4,374,584 10,538,299 21,373,416 35,780,549
2,962,069 81% 0% 8,281,148 79% 17,385,497 81% 28,044,578 78%
55 0% 2,448,023 56% 473 0% 19,309 0% 14,042 0%
214,180 6% 1,220,222 28% 1,020,381 10% 970,833 5% 2,579,371 7%

62,127 2% 19,368 0% 233,424 2% 395,300 2% 358,346 1%
46,491 1% 15,031 0% 90,598 1% 320,341 1% 198,871 1%
14,041 0% 85,214 2% 0% 0% 733,668 2%
110,559 3% 0% 224,347 2% 416,550 2% 424,899 1%
0% 0% 11,349 0% 275,086 1% 1,422,864 4%
3,409,524 93% 3,787,857 87% 9,861,719 94% 19,782,916 93% 33,776,639 94%
208,038 6% 442,852 10% 506,063 5% 1,031,564 5% 1,442,495 4%
882 0% 0% 3 0% 9 0% 0%
28,316 1% 122,028 3% 83,362 1% 295,697 1% 361,300 1%
8,683 0% 21,847 0% 87,152 1% 263,230 1% 200,114 1%
245,919 7% 586,727 13% 676,580 6% 1,590,500 7% 2,003,909 6%
3,655,443 100% 4,374,584 ### ### 35,780,548
1.07 1.15 1.07 1.08 1.06
31,093 367,029 98,685

5 165,485 6,032,897 2,227,239
17,578 159,891 281,353 226,650
2,830 47,838
17,583 356,469 6,684,109 2,600,412
BTB FIE FSL BGA BEC
BIS BME
COD CUENTA BCP FIE NACIONAL
51000 - INGRESOS FINANCIEROS 1,280,642 100% 1,340,199 100% 1,372,138 100%
41000 - GASTOS FINANCIEROS -454,932 -36% -361,462 -27% -484,198 -35%
RESULTADO FINANCIERO BRUTO 825,709 64% 978,737 73% 887,940 65%
54000 - OTROS INGRESOS OPERATIVOS 476,469 37% 120,433 9% 556,629 41%
44000 - OTROS GASTOS OPERATIVOS -390,810 -31% -66,183 -5% -377,720 -28%
RESULTADO DE OPERACION BRUTO 911,368 71% 1,032,987 77% 1,066,849 78%
53000 - RECUPERACIONES ACTIVOS FINANCI 135,620 11% 262,810 20% 241,460 18%
43000 - CGOS.P/INCOBRAB.DESV.D/ACT.FIN -289,823 -23% -361,952 -27% -325,103 -24%
RESULTADO DE OPERACION DESPUES DE

INCOBRABLES 757,165 59% 933,845 70% 983,205 72%
45000 - GASTOS DE ADMINISTRACION -562,081 -44% -709,394 -53% -638,925 -47%
RESULTADO DE OPERACION NETO 195,084 15% 224,451 17% 344,280 25%
52000 - ABONOS DIF.CAMBIO Y MANT. VAL. -333 0% 330 0% -435 0%
42000 - CARGOS DIF.CAMB.Y MANT.VAL. -58 0% -53 0% 1,449 0%
RESULTADO DE AJUSTE. POR DIF. CAMBIO,
MANT. VALOR NETO 194,693 15% 224,729 17% 345,294 25%
57000 - INGRESOS EXTRAORDINARIOS 37,954 3% 5,440 0% 4,488 0%
47000 - GASTOS EXTRAORDINARIOS -182 0% 0% 0%
RESULTADO NETO DEL EJERCICIO ANTES DE 232,466 18% 230,168 17% 349,782 25%
AJUSTES DE GEST. ANT.
58000 - INGRESOS GESTIONES ANTERIORES 3,966 0% 609 0% 0%
48000 - GASTOS DE GESTIONES ANTERIORES -852 0% -1,016 0% -341 0%
RESULTADO ANTES DE IMPUESTOS Y AJUSTE 235,580 18% 229,762 17% 349,441 25%
CONTABLE
RESULTADO ANTES DE IMPUESTOS 235,580 18% 229,762 17% 349,441 25%
46000 - IMPTO.S/LAS UTILID.D/L/EMPRESA -65,934 -5% -108,203 -8% -127,950 -9%
169,647 169,646 13% 121,558 9% 221,491 16%
ROE 17% 22% 20%

ROA 0.83% 0.86% 0.84%
COMUNIDAD UNION FORTALEZA GANADERO FASIL SOL
111,378 100% 1,552,237 100% 298,673 100% 647,566 100% 1,130,082 100% 1,620,474
-37,127 -33% -327,992 -21% -88,064 -29% -264,051 -41% -491,312 -43% -344,353
74,251 67% 1,224,245 79% 210,609 71% 383,515 59% 638,770 57% 1,276,121
19,457 17% 534,566 34% 40,990 14% 453,623 70% 145,941 13% 56,724
-6,791 -6% -200,673 -13% -24,328 -8% -341,198 -53% -57,700 -5% -20,507
86,916 78% 1,558,138 100% 227,272 76% 495,940 77% 727,011 64% 1,312,338
19,463 17% 306,789 20% 32,826 11% 15,762 2% 525,127 46% 62,942
-34,572 -31% -449,327 -29% -52,339 -18% -43,733 -7% -589,964 -52% -121,330
71,807 64% 1,415,600 91% 207,759 70% 467,968 72% 662,174 59% 1,253,949
-66,311 -60% -1,123,612 -72% -163,963 -55% -305,503 -47% -602,173 -53% -776,285
5,497 5% 291,987 19% 43,796 15% 162,465 25% 60,001 5% 477,665
0 0% 97 0% 5 0% 5,199 1% 1 0% 3
0 0% -158 0% -5 0% -5,128 -1% 0% -9
5,497 5% 291,926 19% 43,796 15% 162,536 25% 0% 477,658
0% 0% 0% 3 0% 959 0% 4,271
0% 0% 0% 0% 0%
5,497 5% 291,927 19% 43,796 15% 162,536 25% 959 0% 481,929
164 0% 9,296 1% 164 0% 0 0% 413 0%
-537 0% -30 0% -219 0% 0 0% -437 0%
5,124 5% 301,192 19% 43,741 15% 162,539 25% 60,936 5% 258,615

5,124 5% 301,192 19% 43,741 15% 162,539 25% 60,936 5% 481,929
0% -98,626 -6% -18,152 -6% -68,334 -11% -2,213 0% -213,118
5,124 5% 202,566 13% 25,588 9% 94,295 15% 58,723 5% 268,812
6% 14% 16% 22% 0% 32%

0.45% 0.67% 0.70% 0.77% 0.37% 1.98%
4.60% 13.05% 8.57% 14.56% 5.20% 16.59%
100% 1,041,258 100% 444,825 100% 199,725 100% 716,324 100% 1,295,808
44% -217,489 -21% -109,876 -25% -41,570 -21% -228,830 -32% -312,359
-164% 823,768 79% 334,949 75% 94,094 47% 487,494 68% 983,449
-7% 79,656 8% 53,958 12% 41,303 21% 218,601 31% 609,506
3% -16,258 -2% -36,117 -8% -8,041 -4% -140,654 -20% -358,551
-169% 887,166 85% 352,790 79% 127,356 64% 565,442 79% 1,234,404
-8% 72,885 7% 89,375 20% 1,710 1% 72,940 10% 306,726
16% -136,226 -13% -137,369 -31% -39,767 -20% -117,058 -16% -440,618
77% 823,826 79% 304,796 69% 124,336 62% 521,323 73% 1,100,511
100% -610,536 -59% -286,494 -64% -102,053 -51% -369,767 -52% -710,300
-62% 213,290 20% 18,301 4% 22,284 11% 151,556 21% 390,211
0% -1,225 0% 23 0% 0 0% 168 0% -17,452
0% 0 0% -10 0% 0% -382 0% 17,032
-62% 212,064 20% 18,315 4% 22,284 11% 151,342 21% 355,727
-1% 386 0% 175 0% 841 0% 1,457 0%
0% 0% 0% -14 0% -6 0%
30% 212,450 20% 18,490 4% 23,111 12% 152,793 21% 390,926
0% 954 0% 929 0% 769 0% 89 0% 24,694
0% -95 0% -4,893 -1% -926 0% -1,373 0% -6,884
-33% 213,309 20% 14,526 3% 22,953 11% 151,509 21% 408,736

-62% 213,309 20% 14,526 3% 22,953 11% 151,509 21% 408,736
27% -99,529 -10% -5,843 -1% -1,106 -1% -64,369 -9% -145,506
-35% 113,780 11% 8,682 2% 21,847 11% 87,140 12% 263,230
32% 26% 8% 4% 23% 25%

1.98% 1.23% 0.24% 0.50% 0.83% 1.23%
16.59% 10.93% 1.95% 10.94% 12.16% 20.31%
BISA MERCANTIL
100% 2,008,663 100%
-24% -675,174 -34%
76% 1,333,489 66%
47% 582,287 29%
-28% -489,044 -24%
95% 1,426,733 71%
24% 97,709 5%
-34% -312,340 -16%
85% 1,212,101 60%

-55% -975,664 -49%
30% 236,437 12%
-1% -1,251 0%
1% -663 0%
27% 234,523 12%
0% 6,737 0%
0% 0%
30% 241,260 12%
2% 21,332 1%
-1% -11,227 -1%
32% 251,365 13%

32% 251,365 13%
-11% -79,834 -4%
20% 171,531 9%
25% 12% 2,756,297

1.23% 0.48% 134,290
20.31% 8.54% 1,834,013
COD CUENTA
BCP FIE
13000 - CARTERA 15,422,137 71% 12,034,450 79%
17000 - BIENES DE USO 138,822 1% 211,900 1%
18000 - OTROS ACTIVOS 33,658 0% 64,170 0%
TOTAL ACTIVO 21,743,543 15,302,837
25000 - PREVISIONES 201,819 1% 228,061 1%
28000 - OBLIGACIONES CON EMPRESAS
PÚBLICAS 1,468,754 7% 1,017,286 7%
TOTAL PASIVO 20,233,465 93% 14,117,952 92%
31000 - CAPITAL SOCIAL 902,280 4% 582,276 4%
32000 - APORTES NO CAPITALIZADOS 8 0% 8,691 0%
34000 - RESERVAS 414,152 2% 428,093 3%
TOTAL PASIVO Y PATRIMONIO
21,743,543 15,302,837
61000 - CARTAS DE CREDITO 1,067,199

64000 - LINEA DE CREDITO COMPROMETIDAS 264,284 2,866
437,002 86,448
Balance General al 31 de diciembr
(Expresado en miles de bolivi
3,472,627 12% 104,891 10% 4,886,714 17% 276,079 7%
3,817,180 14% 43,460 4% 3,601,044 12% 310,001 8%
18,700,889 67% 815,716 81% 18,052,213 61% 3,031,630 77%
130,456 0% 2,121 0% 117,918 0% 12,570 0%
10,058 0% 940 0% 1,481 0% 2,134 0%
1,561,763 6% 25,116 2% 2,279,969 8% 236,650 6%
344,823 1% 15,780 2% 427,935 1% 38,973 1%
28,112 0% 805 0% 38,216 0% 4,320 0%
28,065,909 1,008,829 29,405,491 3,912,357

20,006,043 71% 625,622 62% 18,313,557 62% 3,001,070 77%
5,786 0% 0% 85,629 0% 38 0%
1,920,418 7% 190,156 19% 3,895,736 13% 396,388 10%
418,314 1% 9,550 1% 515,844 2% 48,647 1%
251,718 1% 6,281 1% 296,077 1% 38,299 1%
413,501 1% 0% 0% 2%
531,561 2% 13,797 1% 0% 81,997 1%
2,623,238 9% 88,343 9% 4,006,046 14% 48,561 1%
26,170,579 93% 933,750 93% 27,112,889 92% 3,614,999 92%
1,366,039 5% 88,878 9% 1,882,032 6% 230,710 6%
74,535 0% 397 0% 0% 458 0%
201,171 1% 4,986 0% 145,254 0% 20,096 1%
253,585 1% -19,182 -2% 265,316 1% 46,093 1%
1,895,330 7% 75,079 7% 2,292,602 8% 297,358 8%
28,065,909 1,008,829 29,405,491 3,912,357
1.07 1.08 1.08 1.08

nce General al 31 de diciembre de 2019
973,783 7% 723,489 4% 535,147 4% 708,192 8%
1,290,835 10% 1,483,072 8% 1,841,478 13% 1,269 0%
9,733,880 72% 13,760,530 75% 11,583,158 80% 8,183,426 90%
77,189 1% 116,719 1% 103,239 1% 64,169 1%
11,270 0% 40 0% 0 0% 2,613 0%
969,606 7% 977,560 5% 140,697 1% 31,648 0%
317,043 2% 1,237,358 7% 206,386 1% 48,078 1%
72,604 1% 156,915 1% 7,506 0% 10,389 0%
13,446,211 18,455,683 14,417,612 9,049,784

9,315,133 69% 14,127,369 77% 8,390,565 58% 6,621,167 73%
0 0% 25 0% 8,155 0% 848 0%
2,180,011 16% 1,693,190 9% 2,233,019 15% 577,997 6%
233,695 2% 373,303 2% 450,251 3% 310,557 3%
112,971 1% 282,405 2% 156,591 1% 215,734 2%
170,661 1% 0% 507,649 4% 0%
269,941 2% 78,415 0% 334,887 2% 0%
346,205 3% 767,413 4% 619,250 4% 378,357 4%
12,628,618 94% 17,322,120 94% 12,700,367 88% 8,104,661 90%
565,283 4% 1,057,681 6% 1,173,207 8% 680,130 8%
7,001 0% 140 0% 1,690 0% 5,530 0%
87,885 1% 55,333 0% 207,486 1% 101,617 1%
157,424 1% 20,410 0% 334,863 2% 157,846 2%
817,593 6% 1,133,564 6% 1,717,246 12% 945,123 10%
13,446,211 18,455,684 14,417,613 9,049,784
1.06 1.07 1.14 1.12
841 33,479
177,904
841 211,383
296,257 8% 40,161 1% 1,169,392 11% 2,990,815 13% 3,447,335 9%
81,653 2% 112,719 2% 987,566 9% 2,890,882 12% 5,032,597 14%
3,242,976 84% 3,840,059 69% 8,316,735 75% 15,587,462 66% 24,862,895 67%
35,950 1% 7,145 0% 100,539 1% 120,112 1% 139,936 0%
3,320 0% 2,171 0% 4,378 0% 16,697 0% 47,871 0%
51,385 1% 834,552 15% 291,744 3% 1,461,843 6% 3,123,174 8%
142,251 4% 19,344 0% 183,328 2% 520,084 2% 331,438 1%
17,645 0% 3,053 0% 54,195 0% 83,778 0% 232,456 1%
692,315
3,871,436 5,551,518 11,107,876 23,671,675 37,217,702
3,077,885 80% 0% 8,364,578 75% 18,327,042 77% 26,341,693 71%
51 0% 3,270,963 59% 482 0% 7,819 0% 14,705 0%
216,625 6% 1,614,354 29% 1,499,939 14% 2,061,393 9% 4,233,002 11%
102,915 3% 30,174 1% 215,107 2% 393,596 2% 435,081 1%
49,590 1% 21,353 0% 99,541 1% 331,625 1% 190,372 1%
7,026 0% 0% 0% 0% 813,090 2%
98,892 3% 0% 186,357 2% 354,301 1% 396,418 1%
4,291 0% 0% 5,926 0% 495,210 2% 2,663,967 7%
3,557,274 92% 4,936,844 89% 10,371,930 93% 21,970,986 93% 35,088,328 94%
247,620 6% 462,514 8% 551,823 5% 1,142,109 5% 1,503,427 4%
883 0% 0% 0% 15 0% 28,583 0%
29,184 1% 124,212 2% 92,077 1% 322,025 1% 375,767 1%
36,475 1% 27,948 1% 92,046 1% 236,540 1% 221,597 1%
314,162 8% 614,674 11% 735,946 7% 1,700,689 7% 2,129,374 6%
3,871,436 100% 5,551,518 ### ### 37,217,702
1.09 1.12 1.07 1.08 1.06
14,044 229,718 122,615

289,784 6,004,643 2,245,984
29,846 182,168 311,670 257,816
9,947 2,497 10,761
29,846 495,943 6,548,528 2,637,177
BTB FIE FSL BGA BEC
BIS BME
COD CUENTA
BCP FIE NACIONAL
RESULTADO FINANCIERO BRUTO 862,476 63% 1,013,875 70% 986,594
RESULTADO DE OPERACION DESPUES DE INCOBRABLES 806,566 59% 1,014,395 70% 1,039,214
52000 - ABONOS DIF.CAMBIO Y MANT. VAL. 46 0% 120 0% 443
42000 - CARGOS DIF.CAMB.Y MANT.VAL. -3 0% -22 0% 533
NETO
47000 - GASTOS EXTRAORDINARIOS -2,088 0% 0%
GEST. ANT. 273,703 20% 318,472 22% 420,475
58000 - INGRESOS GESTIONES ANTERIORES 4,571 0% 5,860 0% 0
48000 - GASTOS DE GESTIONES ANTERIORES -620 0% -2,261 0%
ROE 18% 27% 22%

ROA 0.89% 1.08% 0.90%
100% 103,586 100% 1,749,006 100% 314,100 100% 731,469 100% 1,156,223 100%
-35% -34,707 -34% -376,060 -22% -111,125 -35% -303,245 -41% -566,007 -49%
65% 68,878 66% 1,372,946 78% 202,975 65% 428,225 59% 590,216 51%
38% 11,910 11% 672,863 38% 53,647 17% 495,109 68% 188,546 16%
-29% -7,499 -7% -321,430 -18% -28,756 -9% -364,179 -50% -89,680 -8%
74% 73,290 71% 1,724,379 99% 227,866 73% 559,155 76% 689,082 60%
13% 25,190 24% 299,873 17% 27,947 9% 31,681 4% 723,171 63%
-19% -56,258 -54% -421,162 -24% -63,760 -20% -85,223 -12% -803,044 -69%
69% 42,223 41% 1,603,090 92% 192,052 61% 505,613 69% 609,209 53%
-41% -61,443 -59% -1,151,259 -66% -174,437 -56% -302,949 -41% -587,993 -51%
28% -19,220 -19% 451,831 26% 17,615 6% 202,663 28% 21,216 2%
0% 0 0% 38 0% 3 0% -5,105 -1% 0%
0% 0 0% -65 0% -3 0% 5,155 1% 0%
28% -19,220 -19% 451,804 26% 17,615 6% 202,714 28% 21,216 2%
0% 0% 0% 0% 0 0% 0%
0% 0% 0% 0% 0% 0%
28% -19,220 -19% 451,804 26% 17,615 6% 202,714 28% 21,216 2%
0% 130 0% 475 0% 159 0% 0 0% 1,662 0%
0% -92 0% -2,278 0% -225 0% 0 0% -33 0%
28% -19,182 -19% 450,001 26% 17,549 6% 202,714 28% 22,845 2%
28% -19,182 -19% 450,001 26% 17,549 6% 202,714 28% 22,845 2%
-11% 0% -184,685 -11% -4,782 -2% -91,583 -13% -2,435 0%
17% -19,182 -19% 265,316 15% 12,767 4% 111,130 15% 20,410 2%
22% -26% 20% 6% 25% 2%

0.90% -1.90% 0.90% 0.33% 0.83% 0.11%
16.76% -18.52% 15.17% 4.06% 15.19% 1.77%
1,770,304 100% 1,130,191 100% 479,486 100% 260,638 100% 756,549 100% 1,397,373
-396,196 55% -238,563 -21% -126,891 -26% -41,570 -16% -264,720 -35% -391,337
1,374,108 -191% 891,627 79% 352,595 74% 124,212 48% 491,828 65% 1,006,036
77,551 -11% 82,202 7% 77,882 16% 49,515 19% 168,890 22% 645,684
-20,725 3% -12,993 -1% -42,855 -9% -9,720 -4% -93,681 -12% -382,966
1,430,934 -199% 960,836 85% 387,621 81% 164,007 63% 567,037 75% 1,268,754
34,203 -5% 46,047 4% 81,761 17% 1,710 1% 67,736 9% 257,712
-103,189 14% -97,706 -9% -131,373 -27% -82,839 -32% -123,658 -16% -440,795
1,361,948 77% 909,177 80% 338,009 70% 149,077 57% 511,115 68% 1,085,671
-720,455 100% -601,995 -53% -274,721 -57% -117,063 -45% -359,968 -48% -698,058
641,492 -89% 307,182 27% 63,288 13% 32,013 12% 151,147 20% 387,613
1 0% -712 0% 19 0% 0 0% 265 0% -72,428
-2 0% 0 0% 0 0% 0% -260 0% 72,354
641,492 -89% 306,469 27% 63,307 13% 32,013 12% 151,152 20% 387,539
2,549 0% 532 0% 1,084 0% 623 0% 3,212 0% 1,016
0% -4,459 0% -320 0% 0% 0%
644,041 36% 302,542 27% 64,071 13% 32,636 13% 154,365 20% 388,555
0% 2,402 0% 1,841 0% 455 0% 3,862 1% 5,708
0% -345 0% -1,071 0% -1,295 0% -366 0% -3,823
258,615 -36% 304,600 27% 64,841 14% 31,796 12% 157,860 21% 390,439
644,041 -89% 304,600 27% 64,841 14% 31,796 12% 157,860 21% 390,439
-309,178 43% -146,755 -13% -28,366 -6% -3,849 -1% -65,827 -9% -153,899
334,863 -46% 157,845 14% 36,475 8% 27,947 11% 92,033 12% 236,540
38% 32% 20% 5% 21% 23%

2.32% 1.74% 0.94% 0.50% 0.83% 1.00%
18.92% 13.97% 7.61% 10.72% 12.16% 16.93%
BISA MERCANTIL
100% 2,125,560 100%
-28% -763,965 -36%
72% 1,361,595 64%
46% 708,235 33%
-27% -591,270 -28%
91% 1,478,560 70%
18% 93,792 4%
-32% -258,930 -12%
78% 1,313,422 62%
-50% -912,931 -43%
28% 400,491 19%
-5% 434 0%
5% -397 0%
28% 400,528 19%
0% 6,153 0%
0% 0%
28% 406,680 19%
0% 4,489 0%
0% -31,438 -1%
28% 379,732 18%
28% 379,732 18%
-11% -158,135 -7%
17% 221,597 10%
23% 19% 3,535,341

1.00% 0.60% 163,299
16.93% 10.43% 2,110,498
COD CUENTA
BCP FIE
11000 - DISPONIBILIDADES 3,222,806 14% 1,033,740 6%
13000 - CARTERA 16,123,497 68% 13,249,175 76%
16000 - INVERSIONES PERMANENTES 1,168,024 5% 828,347 5%
17000 - BIENES DE USO 139,274 1% 206,898 1%
18000 - OTROS ACTIVOS 40,023 0% 67,073 0%
TOTAL ACTIVO 23,647,838 17,442,757
22000 - OBLIG.C/INSTITUCIONES FISCALES 952 0% 4,159 0%
25000 - PREVISIONES 220,800 1% 236,240 1%
PÚBLICAS 1,588,062 7% 552,644 3%
TOTAL PASIVO 22,200,074 94% 16,295,292 93%
31000 - CAPITAL SOCIAL 902,280 4% 627,468 4%
32000 - APORTES NO CAPITALIZADOS 8 0% 8,691 0%
34000 - RESERVAS 495,480 2% 496,876 3%
23,647,838 17,442,757

2,832,813 136,082
Balance General al 31 de diciemb
(Expresado en miles de boliv
4,156,242 14% 69,129 8% 9,343,322 25% 315,548 7%
4,115,884 13% 26,563 3% 4,242,469 11% 232,365 5%
19,647,517 64% 767,195 84% 20,413,527 55% 3,317,434 78%
175,232 1% 4,797 1% 186,798 0% 27,706 1%
4,381 0% 1,900 0% 1,900 0% 3,117 0%
2,071,503 7% 33,085 4% 2,731,237 7% 313,609 7%
336,325 1% 14,473 2% 412,636 1% 39,247 1%
30,637 0% 624 0% 73,918 0% 14,249 0%
30,537,722 917,765 37,405,808 4,263,274

22,062,727 72% 367,786 40% 21,763,385 58% 3,098,648 73%
10,271 0% 0% 134,350 0% 16,863 0%
2,329,849 8% 362,512 39% 4,486,631 12% 533,553 13%
429,629 1% 11,038 1% 621,595 2% 48,485 1%
271,790 1% 5,634 1% 314,320 1% 52,651 1%
563,689 2% 0% 0% 2%
453,538 1% 9,152 1% 0% 82,076 3%
2,572,755 8% 90,362 10% 7,680,070 21% 126,410 #REF!
28,694,249 94% 846,485 92% 35,000,351 94% 3,958,686 93%
1,517,993 5% 89,221 10% 2,104,897 6% 230,710 5%
0 0% 9,131 1% 0% 458 0%
231,567 1% 4,986 1% 177,092 0% 21,628 1%
93,913 0% -32,059 -3% 123,468 0% 51,792 1%
1,843,473 6% 71,279 8% 2,405,457 6% 304,589 7%
30,537,722 917,764 37,405,808 4,263,274
1.06 1.08 1.07 1.08

ce General al 31 de diciembre de 2020
Expresado en miles de bolivianos)
1,121,870 8% 629,520 3% 973,595 6% 710,339 8%
1,118,150 8% 1,768,812 7% 1,384,804 9% 362 0%
10,300,366 72% 17,244,076 72% 12,827,538 81% 8,199,708 90%
91,996 1% 356,370 1% 172,386 1% 126,631 1%
6,476 0% 1,359 0% 34 0% 2,509 0%
1,196,480 8% 2,187,649 9% 220,336 1% 34,152 0%
344,904 2% 1,474,369 6% 230,309 1% 39,008 0%
97,803 1% 161,818 1% 16,422 0% 8,417 0%
14,278,045 23,823,973 15,825,424 9,121,125

10,137,005 71% 16,602,840 70% 9,735,030 62% 6,763,236 74%
26,414 0% 14 0% 8,331 0% 549 0%
1,671,170 12% 3,722,048 16% 2,564,034 16% 444,205 5%
285,027 2% 475,485 2% 499,957 3% 351,747 4%
113,035 1% 206,394 1% 161,738 1% 227,548 2%
544,783 4% 0% 508,122 3% 0%
186,042 1% 461,703 2% 273,638 2% 0%
456,949 3% 968,393 4% 398,904 3% 362,917 4%
13,420,426 94% 22,436,877 94% 14,149,754 89% 8,150,202 89%
579,143 4% 1,181,221 5% 1,344,732 8% 743,268 8%
82,601 1% 137,113 1% 1,690 0% 5,530 0%
101,221 1% 57,783 0% 247,669 2% 120,558 1%
94,654 1% 10,983 0% 81,579 1% 101,567 1%
857,619 6% 1,387,100 6% 1,675,670 11% 970,923 11%
14,278,045 23,823,977 15,825,424 9,121,125
1.06 1.06 1.12 1.12
401 25,133
194,625
401 219,758
291,858 6% 98,903 1% 1,528,196 13% 2,885,460 11% 4,218,452 11%
191,004 4% 666,064 9% 921,772 8% 3,604,560 13% 4,338,126 11%
3,655,642 81% 4,662,770 65% 8,590,880 72% 16,155,267 60% 25,865,829 65%
65,529 1% 7,990 0% 152,802 1% 141,115 1% 201,776 1%
1,430 0% 1,877 0% 2,250 0% 29,264 0% 19,344 0%
183,869 4% 949,043 13% 451,175 4% 3,327,269 12% 4,280,379 11%
134,507 3% 17,240 0% 189,127 2% 506,685 2% 328,007 1%
15,973 0% 1,698 0% 46,222 0% 95,120 0% 253,918 1%
720,554
4,539,811 7,126,139 11,882,423 26,744,741 39,505,831
3,215,663 71% 0% 8,812,392 74% 19,216,136 72% 27,891,944 71%
83 0% 4,164,229 58% 110,822 1% 6,910 0% 42,844 0%
517,524 11% 2,236,792 31% 1,463,555 12% 4,312,573 16% 5,484,247 14%
133,380 3% 33,716 0% 216,644 2% 366,738 1% 397,334 1%
51,604 1% 25,750 0% 104,395 1% 344,930 1% 187,825 0%
2% 0% 129,104 1% 0% 1,092,884 3%
83,715 4% 0% 145,413 1% 292,029 1% 329,225 1%
204,035 4% 37,847 1% 148,279 1% 540,999 2% 2,035,349 5%
4,206,006 93% 6,498,335 91% 11,130,605 94% 25,080,314 94% 37,461,652 95%
266,003 6% 487,666 7% 598,253 5% 1,222,540 5% 1,599,380 4%
884 0% 0% 3 0% 15 0% 1 0%
33,561 1% 127,007 2% 103,121 1% 350,403 1% 402,358 1%
33,358 1% 13,132 0% 50,442 0% 91,469 0% 42,440 0%
333,806 7% 627,805 9% 751,819 6% 1,664,427 6% 2,044,179 5%
4,539,811 7,126,139 11,882,424 ### ###
1.08 1.10 1.07 1.07 1.05
37,035 252,738 124,619

289,181 5,089,651 1,648,572
33,164 196,732 279,871 244,258
12,005 2,497 1,364
33,164 534,953 5,624,757 2,018,812
BTB FIE FSL BGA BEC
BIS BME
COD CUENTA
BCP FIE NACIONAL
RESULTADO FINANCIERO BRUTO 803,536 58% 1,016,603 67% 913,219
52000 - ABONOS DIF.CAMBIO Y MANT. VAL. 276 0% 456 0% 1,614
42000 - CARGOS DIF.CAMB.Y MANT.VAL. -18 0% -15 0% -2,348
NETO
GEST. ANT. 150,528 11% 142,528 9% 239,388
48000 - GASTOS DE GESTIONES ANTERIORES -3,332 0% -1,236 0%
ROE 10% 12% 13%

ROA 0.15% 0.06% 0.31%
100% 84,033 100% 1,720,907 100% 330,470 100% 753,770 100% 1,347,359 100%
-40% -29,994 -36% -464,440 -27% -126,722 -38% -356,753 -47% -711,307 -53%
60% 54,039 64% 1,256,468 73% 203,748 62% 397,017 53% 636,052 47%
30% 4,197 5% 604,466 35% 43,493 13% 414,362 55% 229,111 17%
-22% -3,199 -4% -291,884 -17% -25,786 -8% -286,090 -38% -122,474 -9%
68% 55,037 65% 1,569,049 91% 221,455 67% 525,289 70% 742,689 55%
13% 119,015 142% 226,104 13% 26,991 8% 74,908 10% 627,732 47%
-28% -132,822 -158% -419,987 -24% -68,149 -21% -115,340 -15% -710,582 -53%
53% 41,230 49% 1,375,166 80% 180,297 55% 484,857 64% 659,839 49%
-38% -53,529 -64% -1,133,326 -66% -162,166 -49% -320,669 -43% -645,420 -48%
16% -12,299 -15% 241,840 14% 18,132 5% 164,188 22% 14,419 1%
0% 0 0% 7 0% 7 0% 61,983 8% 0%
0% 0 0% -40 0% -52 0% -62,171 -8% 0%
16% -12,299 -15% 241,807 14% 18,086 5% 164,000 22% 14,419 1%
0% 0% 7,821 0% 0% 0 0% 418 0%
0% 0% 0% 0% 0% 0%
16% -12,299 -15% 249,628 15% 18,086 5% 164,000 22% 14,837 1%
0% 272 0% 14,052 1% 95 0% 0 0% 740 0%
0% -850 -1% -437 0% -254 0% 0 0% -30 0%
16% -12,877 -15% 263,243 15% 17,927 5% 164,000 22% 15,548 1%
16% -12,877 -15% 263,243 15% 17,927 5% 164,000 22% 15,548 1%
-10% 0% -139,775 -8% -4,568 -1% -81,489 -11% -4,565 0%
6% -12,877 -15% 123,468 7% 13,359 4% 82,511 11% 10,983 1%
13% -17% 10% 6% 19% 1%

0.31% -1.40% 0.33% 0.31% 0.58% 0.05%
6.14% -15.32% 7.17% 4.04% 10.95% 0.82%
1,756,552 100% 1,045,137 100% 524,709 100% 320,210 100% 730,414 100% 1,349,359
-446,379 65% -245,338 -23% -164,833 -31% -41,570 -13% -296,654 -41% -451,159
1,310,174 -191% 799,799 77% 359,876 69% 111,455 35% 433,760 59% 898,200
73,540 -11% 65,919 6% 38,217 7% 51,902 16% 157,000 21% 521,992
-21,663 3% -6,033 -1% -19,009 -4% -7,766 -2% -93,191 -13% -347,353
1,362,050 -199% 859,685 82% 379,084 72% 155,591 49% 497,569 68% 1,072,839
81,754 -12% 119,787 11% 58,239 11% 1,710 1% 67,927 9% 183,096
-368,298 54% -186,175 -18% -108,183 -21% -62,472 -20% -113,801 -16% -414,875
1,075,507 61% 793,297 76% 329,140 63% 147,029 46% 451,695 62% 841,059
-684,528 100% -551,039 -53% -250,181 -48% -132,304 -41% -360,225 -49% -702,023
390,979 -57% 242,258 23% 78,959 15% 14,725 5% 91,470 13% 139,036
1 0% -394 0% 15 0% 0 0% 814 0% 50,228
0 0% 0 0% -49 0% 0% -165 0% -50,396
390,979 -57% 241,864 23% 78,924 15% 14,725 5% 92,118 13% 138,868
2,876 0% 234 0% 6,163 1% 396 0% 2,962 0% 836
0% -2,401 0% -4,023 -1% 0% 0%
393,856 22% 239,697 23% 81,065 15% 15,121 5% 95,080 13% 139,703
0% 5,178 0% 1,988 0% 5,074 2% 1,813 0% 2,185
-295 0% -136 0% -1,596 0% -4,164 -1% -145 0% -4,301
258,615 -38% 244,739 23% 81,456 16% 16,031 5% 96,748 13% 137,587
393,560 -57% 244,739 23% 81,456 16% 16,031 5% 96,748 13% 137,587
-311,981 46% -143,173 -14% -49,892 -10% -2,900 -1% -46,323 -6% -46,119
81,579 -12% 101,566 10% 31,564 6% 13,131 4% 50,425 7% 91,468
24% 25% 24% 2% 13% 8%

0.52% 1.11% 0.70% 0.18% 0.42% 0.34%
4.64% 9.72% 6.02% 4.10% 6.90% 6.78%
BISA MERCANTIL
100% 2,112,204 100%
-33% -857,934 -41%
67% 1,254,270 59%
39% 529,272 25%
-26% -469,385 -22%
80% 1,314,157 62%
14% 236,049 11%
-31% -543,482 -26%
62% 1,006,724 48%
-52% -868,863 -41%
10% 137,861 7%
4% 152 0%
-4% -250 0%
10% 137,764 7%
0% 5,861 0%
0% 0%
10% 143,624 7%
0% 12,323 1%
0% -3,449 0%
10% 152,498 7%
10% 152,498 7%
-3% -110,058 -5%
7% 42,440 2%
8% 7% 2,033,900
0.34% 0.11% 53,187
6.78% 2.01% 770,518
COD CUENTA
BCP FIE
11000 - DISPONIBILIDADES 2,598,412 11% 1,198,442 6%
13000 - CARTERA 16,265,512 68% 14,329,040 75%
16000 - INVERSIONES PERMANENTES 1,571,652 7% 976,588 5%
17000 - BIENES DE USO 150,590 1% 207,245 1%
18000 - OTROS ACTIVOS 50,188 0% 53,420 0%
TOTAL ACTIVO 23,781,719 19,010,484
25000 - PREVISIONES 277,583 1% 249,056 1%
PÚBLICAS 951,218 4% 339,811 2%
TOTAL PASIVO 22,206,741 93% 17,800,232 94%
31000 - CAPITAL SOCIAL 934,980 4% 696,684 4%
34000 - RESERVAS 499,108 2% 503,920 3%
23,781,720 19,010,484

3,100,261 212,208
Balance General al 31 d
(Expresado en mile
3,750,409 12% 96,305 11% 8,597,789 21% 367,300
4,540,265 14% 48,473 5% 4,635,655 11% 311,173
19,936,037 63% 694,445 77% 22,540,122 55% 3,562,328
201,237 1% 4,424 0% 192,556 0% 31,717
21,317 0% 5,784 1% 2,510 0% 1,049
2,766,205 9% 33,069 4% 4,734,342 11% 207,306
344,731 1% 13,264 1% 406,781 1% 35,375
32,452 0% 480 0% 84,334 0% 5,991
31,592,654 896,244 41,194,090 4,522,238

22,117,705 70% 378,933 42% 24,481,250 59% 3,348,269
10,836 0% 0% 99,598 0% 8,448
2,485,608 8% 341,052 38% 4,237,399 10% 671,976
588,751 2% 8,794 1% 862,515 2% 45,622
264,684 1% 4,776 1% 323,251 1% 53,177
564,024 2% 0% 0%
370,872 1% 4,577 1% 0% 46,910
3,127,066 10% 83,843 9% 8,633,625 21% 22,152
29,529,545 93% 821,976 92% 38,637,640 94% 4,196,554
1,517,993 5% 89,221 10% 2,216,017 5% 282,995
82,057 0% 15,583 2% 189,439 0% 2,172
243,130 1% 4,986 1% 0% 22,964
219,930 1% -35,522 -4% 150,994 0% 17,553
2,063,110 7% 74,268 8% 2,556,450 6% 325,684
31,592,654 896,244 100% 41,194,090 4,522,238
1.07 1.09 1.07 1.08

Balance General al 31 de diciembre de 2021
FORTALEZA GANADERO FASIL SOL PRODEM
8% 1,744,743 11% 1,398,501 5% 765,823 4% 640,767
7% 1,226,410 8% 1,873,085 7% 2,145,206 12% 67,724
79% 10,908,689 67% 19,206,936 70% 13,821,198 80% 9,078,803
1% 119,262 1% 434,764 2% 120,767 1% 125,192
0% 5,354 0% 2,883 0% 51 0% 1,785
5% 1,785,030 11% 2,810,496 10% 215,668 1% 70,531
1% 373,369 2% 1,437,899 5% 268,280 2% 34,244
0% 148,294 1% 245,876 1% 7,070 0% 6,975
16,311,151 27,410,440 17,344,063 10,026,022

74% 10,979,437 67% 20,256,001 74% 10,568,101 61% 7,513,125
0% 13,206 0% 36 0% 6,738 0% 3,043
15% 2,954,356 18% 3,549,131 13% 3,075,678 18% 635,862
1% 382,094 2% 848,859 3% 352,595 2% 161,813
1% 124,321 1% 348,455 1% 173,089 1% 241,887
0% 545,122 3% 0% 171,275 1%
1% 207,538 1% 448,669 2% 212,820 1%
0% 132,126 1% 513,820 2% 859,430 5% 425,045
93% 15,338,199 94% 25,964,971 95% 15,419,727 89% 8,980,775
6% 700,473 4% 1,214,978 4% 1,409,165 8% 823,362
0% 47,601 0% 137,114 1% 1,690 0% 5,530
1% 109,477 1% 58,882 0% 255,833 1% 130,715
0% 115,402 1% 34,496 0% 257,649 1% 85,641
7% 972,953 6% 1,445,470 5% 1,924,337 11% 1,045,247
100% 16,311,152 27,410,441 17,344,064 10,026,022
1.08 1.06 1.06 1.12 1.12
304 38,229
246,785
304 285,014
PRODEM ECOFUTURO DESARROLLO ECONOMICO BISA
6% 456,938 9% 466,205 6% 1,280,264 10% 2,782,240 10%
1% 241,830 5% 741,465 10% 1,022,776 8% 4,848,192 18%
91% 4,038,337 77% 4,696,239 61% 9,023,485 73% 16,043,332 58%
1% 85,307 2% 7,036 0% 161,169 1% 148,686 1%
0% 1,048 0% 131 0% 3,022 0% 34,693 0%
1% 256,322 5% 1,075,628 14% 627,790 5% 3,130,710 11%
0% 131,183 3% 14,799 0% 197,109 2% 507,965 2%
0% 7,397 0% 1,714 0% 42,891 0% 57,928 0%
715,250
5,218,361 7,718,468 12,358,506 27,553,746
75% 3,961,597 76% 4,180,403 54% 8,974,598 73% 20,020,201 73%
0% 115 0% 0% 57,233 0% 6,162 0%
6% 494,678 9% 2,666,128 35% 1,838,591 15% 4,103,743 15%
2% 167,604 3% 33,734 0% 223,583 2% 468,778 2%
2% 54,941 1% 28,057 0% 108,268 1% 364,820 1%
0% 50,695 1% 0% 129,191 1% 0%
0% 65,334 1% 0% 153,198 1% 217,804 1%
4% 51,348 1% 0% 46,827 0% 538,041 2%
90% 4,846,314 93% 6,908,323 90% 11,531,489 93% 25,719,548 93%
8% 294,411 6% 499,484 6% 643,653 5% 1,292,282 5%
0% 2,678 0% 164,640 2% 3 0% 12,592 0%
1% 36,717 1% 128,320 2% 108,163 1% 359,552 1%
1% 38,241 1% 17,702 0% 75,199 1% 169,772 1%
10% 372,047 7% 810,145 10% 827,018 7% 1,834,198 7%
5,218,361 7,718,468 12,358,507 ###
1.12 1.08 1.12 1.07 1.07
10,909 410,274
345,067 4,734,885
56,016 224,515 262,179
12,005 2,497
56,016 592,496 5,409,835
MERCANTIL
4,399,493 11% BTB FIE FSL BGA
4,682,158 12%
25,798,483 65%
258,866 1%
39,999 0%
4,206,870 11%
292,060 1%
222,396 1%
39,900,324
28,098,954 70%
27,665 0%
5,029,368 13%
334,235 1%
187,937 0%
1,135,453 3%
319,292 1%
2,650,172 7%
37,783,076 95%
1,627,574 4%
10,003 0%
406,603 1%
73,068 0%
2,117,248 5%
39,900,324
1.06
378,988
1,130,271
240,940
28,260
1,778,459
BEC BSO FRP FLE NFB BEC
BEC BIS BME
COD CUENTA
BCP FIE
51000 - INGRESOS FINANCIEROS 1,313,201 100% 1,460,538 100%
41000 - GASTOS FINANCIEROS -607,943 -46% -607,824 -42%
RESULTADO FINANCIERO BRUTO 705,258 54% 852,715 58%
54000 - OTROS INGRESOS OPERATIVOS 479,721 37% 165,258 11%
44000 - OTROS GASTOS OPERATIVOS -410,316 -31% -66,522 -5%
RESULTADO DE OPERACION BRUTO 774,663 59% 951,451 65%
53000 - RECUPERACIONES ACTIVOS FINANCI 204,788 16% 721,816 49%
43000 - CGOS.P/INCOBRAB.DESV.D/ACT.FIN -225,150 -17% -854,499 -59%
RESULTADO DE OPERACION DESPUES DE INCOBRABLES 754,300 57% 818,767 56%
45000 - GASTOS DE ADMINISTRACION -518,025 -39% -687,467 -47%
RESULTADO DE OPERACION NETO 236,276 18% 131,300 9%
52000 - ABONOS DIF.CAMBIO Y MANT. VAL. -128 0% -106 0%
42000 - CARGOS DIF.CAMB.Y MANT.VAL. 16 0% -7 0%
RESULTADO DE AJUSTE. POR DIF. CAMBIO, MANT. VALOR 236,164 18% 131,187 9%
NETO
57000 - INGRESOS EXTRAORDINARIOS 1,075 0% 2,856 0%
GEST. ANT. 234,795 18% 134,043 9%
48000 - GASTOS DE GESTIONES ANTERIORES -9,565 -1% -3,728 0%
RESULTADO ANTES DE IMPUESTOS Y AJUSTE CONTABLE 228,116 17% 135,993 9%
RESULTADO ANTES DE IMPUESTOS 228,116 17% 135,993 9%
46000 - IMPTO.S/LAS UTILID.D/L/EMPRESA -100,952 -8% -126,461 -9%
RESULTADO FINANCIERO NETO DE LA GESTION 127,164 10% 9,532 1%
ROE 15% 11%

ROA 0.53% 0.05%
MARGEN DE UTILIDAD NETA 9.68% 0.65%
NACIONAL COMUNIDAD UNION FORTALEZA GANADERO
1,471,927 100% 70,866 100% 1,922,358 100% 333,656 100% 786,683 100%
-651,514 -44% -28,102 -40% -634,616 -33% -147,314 -44% -352,470 -45%
820,413 56% 42,764 60% 1,287,741 67% 186,342 56% 434,213 55%
458,804 31% 12,460 18% 566,523 29% 49,986 15% 425,744 54%
-253,089 -17% -8,278 -12% -229,854 -12% -22,728 -7% -229,010 -29%
1,026,128 70% 46,946 66% 1,624,411 85% 21,360 6% 630,948 80%
207,587 14% 37,306 53% 279,258 15% 36,062 11% 84,322 11%
-242,426 -16% -35,975 -51% -471,033 -25% -71,853 -22% -117,009 -15%
991,289 67% 48,277 68% 1,432,635 75% 177,809 53% 598,261 76%
-565,139 -38% -51,872 -73% -1,164,668 -61% -158,595 -48% -366,940 -47%
426,150 29% -3,596 -5% 267,967 14% 19,214 6% 231,321 29%
-1,510 0% 0 0% 7 0% 0 0% -63,793 -8%
1,790 0% 0 0% -19 0% -81 0% 63,653 8%
425,430 29% -3,596 -5% 267,955 14% 19,134 6% 231,181 29%
2,304 0% 0% 45 0% 0% 0 0%
0% 0% 0% 0% 0%
428,734 29% -3,596 -5% 267,999 14% 19,134 6% 231,181 29%
0% 685 1% 15,664 1% 86 0% 2,634 0%
0% -553 -1% -2,300 0% -54 0% 0 0%
428,734 29% -3,463 -5% 281,363 15% 19,166 6% 233,816 30%
428,734 29% -3,463 -5% 281,363 15% 19,166 6% 233,816 30%
-209,098 -14% 0% -130,369 -7% -5,046 -2% -118,483 -15%
219,636 15% -3,463 -5% 150,994 8% 14,120 4% 115,333 15%
21% -5% 10% 6% 24%

0.70% -0.39% 0.37% 0.31% 0.71%
14.92% -4.89% 7.85% 4.23% 14.66%
diciembre de 2021
e bolivianos)
FASIL SOL PRODEM ECOFUTURO DESARROLLO
1,535,262 100% 1,682,464 100% 937,252 100% 504,496 100% 389,853
-856,258 -56% -528,386 75% -286,439 -31% -196,124 -39% -41,570
679,004 44% 1,154,078 -165% 650,813 69% 308,372 61% 140,711
824,303 54% 101,832 -15% 72,464 8% 48,673 10% 59,333
-421,226 -27% -30,233 4% -16,167 -2% -16,223 -3% -7,764
1,082,081 70% 1,225,677 -175% 707,110 75% 340,822 68% 192,280
751,178 49% 175,028 -25% 85,039 9% 78,192 15% 1,710
-926,303 -60% -243,908 35% -130,826 -14% -83,066 -16% -257,771
906,956 59% 1,156,797 69% 661,322 71% 335,948 67% 156,315
-820,031 -53% -700,709 100% -514,586 -55% -252,988 -50% -138,552
86,925 6% 456,088 -65% 146,736 16% 82,960 16% 17,763
0% 1 0% -134 0% 9 0% 0
0% 0 0% 0 0% -95 0%
86,925 6% 456,089 -65% 146,602 16% 82,874 16% 17,763
0% 1,063 0% 820 0% 1,132 0% 1,742
0% 0% -2,058 0% -874 0%
86,925 6% 457,152 27% 145,364 16% 83,132 16% 19,505
66 0% 5,154 -1% 1,435 0% 4,131 1% 3,447
-528 0% -4,523 1% -27 0% -3,134 -1% -2,393
86,462 6% 258,615 -37% 146,772 16% 84,129 17% 20,560
86,462 6% 457,784 -65% 146,772 16% 84,129 17% 20,560
-51,966 -3% -200,135 29% -61,133 -7% -45,888 -9% -2,860
34,496 2% 257,649 -37% 85,639 9% 38,241 8% 17,701
6% 24% 14% 22% 2%

0.13% 1.49% 0.85% 0.73% 0.23%
2.25% 15.31% 9.14% 7.58% 4.54%
DESARROLLO ECONOMICO BISA MERCANTIL
100% 715,153 100% 1,346,804 100% 2,025,940 100%
-11% -306,998 -43% -441,461 -33% -916,182 -45%
36% 408,155 57% 905,343 67% 1,109,758 55%
15% 181,750 25% 508,192 38% 456,872 23%
-2% -79,006 -11% -224,530 -17% -286,273 -14%
49% 510,899 71% 1,189,006 88% 1,280,357 63%
0% 74,366 10% 307,185 23% 431,450 21%
-66% -132,563 -19% -529,786 -39% -714,818 -35%
40% 452,702 63% 966,405 72% 996,990 49%
-36% -340,314 -48% -663,134 -49% -891,027 -44%
5% 112,387 16% 303,272 23% 105,963 5%
0% 258 0% -165,934 -12% -517 0%
0% -750 0% 165,902 12% -95 0%
5% 111,896 16% 303,240 23% 105,350 5%
0% 5,326 1% 1,516 0% 6,178 0%
0% 0% 0% 0%
5% 117,222 16% 304,755 23% 111,529 6%
1% 14,671 2% 1,823 0% 22,608 1%
-1% 0 0% -8,962 -1% -11,917 -1%
5% 131,893 18% 297,615 22% 122,220 6%
5% 131,893 18% 297,615 22% 122,220 6%
-1% -56,695 -8% -127,844 -9% -49,152 -2%
5% 75,199 11% 169,771 13% 73,068 4%
2% 14% 17% 5% 2,244,366

0.23% 0.61% 0.62% 0.18% 87,246
4.54% 10.52% 12.61% 3.61% 1,385,080

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COD CUENTA BCP FIE NACIONAL

11000 - DISPONIBILIDADES 1,986,822 17% 868,770 11% 2,902,166 19%

RATIO DE LIQUIDEZ 1.09 1.08 1.08

81000 - VALORES Y BIENES RECIB.EN CUST 323,601

88000 - CUENTAS DEUDORAS DE FIDEICOMISOS 3,181

61000 - CARTAS DE CREDITO 128,657

COMUNIDAD UNION FORTALEZA GANADERO FASIL

717,446 14,561,279 1,622,582 6,564,371 4,963,117

1.11 1.08 1.13 1.06 1.07

1.09 1.08 1.08 1.27 1.07

411 384,673 16,338

2,748 86,305 366,489

ROE 1% 22% 21%

21% 8% 12% 4% 25% 15%

40% 28% 35% 4% 26% 19%

19% 24% 1,748,804

RATIO DE LIQUIDEZ 1.10 1.09

81000 - VALORES Y BIENES RECIB.EN CUST 11,365

18,707,589 100% 869,987 100% 19,540,940 100%

1.09 1.07 1.09 1.07

1,934,414 7,499,555 6,928,795 8,852,386

1.12 1.06 1.11 1.10

1.10 1.09 1.08 1.29

7,223,308 16,349,686 21,617,399

1.07 1.10 1.08

5,495 1,341,017 22,766

ROE 22% 30% 30%

30% 4% 19% 12% 23%

13% 41% 25% 0% 6% 29%

28% 25% 2,530,170

RATIO DE LIQUIDEZ 1.08 1.09

71000 - OBLIGACIONES P/CARTAS DE CREDI 92,550

98000 - Cuentas acreedoras de los Patrimonios Autónomos con 3,181

20,056,491 960,797 29,038,528 2,439,824 8,890,892 10,555,019

1.08 1.09 1.05 1.10 1.07 1.10

30,140,023 1,921,948 52,118,674

SOL PRODEM ECOFUTURO DESARROLLO ECONOMICO

1.11 1.09 1.08 1.29 1.07

528 119,828 436 248,436

528 119,828 436 248,436

9,373,573 13,080,051 4,520,950 14,649,197

1.07 1.12 1.07

ROE 17% 25% 22%

3% 17% 7% 21% 13% 35%

35% 25% 0% 6% 26% 25%

RATIO DE LIQUIDEZ 1.08 1.09 1.07

61000 - CARTAS DE CREDITO 131,354

1,077,607 22,361,225 2,855,732 9,946,225 13,390,414

1.08 1.08 1.09 1.07 1.09

SOL PRODEM ECOFUTURO DESARROLLO ECONOMICO

1.11 1.09 1.08 1.24 1.06

805 140,404 4,088 302,678

1.06 1.12 1.07

ROE 22% 20% 22%

22% 4% 16% 14% 28% 14%

36% 27% -1% 4% 26% 24%

24% 23% 2,613,255

RATIO DE LIQUIDEZ 1.07 1.08

61000 - CARTAS DE CREDITO 256,408

25,325,902 1,146,906 26,257,175 3,459,595

1.07 1.08 1.08 1.08

11,248,468 15,400,480 12,155,655 8,543,735

1.07 1.07 1.12 1.10