Resolver el siguiente problema utilizando FUNCIONES financieras

La Clínica UTE desea implementar UN ROBOT de cirugía Davinci, valorada en USD 1500000 UDS.

El banco financia el proyecto con las siguientes condiciones.

Financiamiento: 90% del costo del proyecto
Plazo: 30 años
Forma de pago: TRIMESTRALES 3 pagos en el año
Interés: 4% anual

a) Crear una tabla de amortización para el financiamiento de la Sala de cuidados intensivo

Funciones recomendadas: PMT, PPMT, IPMT

 FUNCIONES FINANCIERAS
PMT() Pago() Cuota 500.25
PPMT() Pagoprint() Pago capital 400
IPMT() pagoint() Pago interés 100.25

Valor Bién 50000000

Va (Valor Prestado) 45000000 90% de 1500000
Tasa (rate) 4% interés/pagos en el año
Período
NPER 90 pagos en el año*plazo
Vf (Valor Final) 0
Tipo (type) 1 1 cuando se paga al inicio de cada periodo y
0 cuando pagamos al final del período
Tabla de amortización
PagoPrin() o PagoInt() o
Pago() o PMT o
Períodos PPMT o IPMT o
Cuota
Pago Capital Pago Interés

1 $1,854,348.92 $54,348.92 $1,800,000.00

2 $1,854,348.92 $54,348.92 $1,797,826.04
3 $1,854,348.92 $56,522.88 $1,795,565.13
4 $1,854,348.92 $58,783.79 $1,793,213.78
5 $1,854,348.92 $61,135.14 $1,790,768.37
6 $1,854,348.92 $63,580.55 $1,788,225.15
7 $1,854,348.92 $66,123.77 $1,785,580.20
8 $1,854,348.92 $68,768.72 $1,782,829.45
9 $1,854,348.92 $71,519.47 $1,779,968.67
10 $1,854,348.92 $74,380.25 $1,776,993.46
11 $1,854,348.92 $77,355.46 $1,773,899.24
12 $1,854,348.92 $80,449.68 $1,770,681.25
13 $1,854,348.92 $83,667.67 $1,767,334.55
14 $1,854,348.92 $87,014.37 $1,763,853.97
15 $1,854,348.92 $90,494.95 $1,760,234.18
16 $1,854,348.92 $94,114.74 $1,756,469.59
17 $1,854,348.92 $97,879.33 $1,752,554.41
18 $1,854,348.92 $101,794.51 $1,748,482.63
19 $1,854,348.92 $105,866.29 $1,744,247.98
20 $1,854,348.92 $110,100.94 $1,739,843.94
21 $1,854,348.92 $114,504.98 $1,735,263.74
22 $1,854,348.92 $119,085.18 $1,730,500.34
23 $1,854,348.92 $123,848.58 $1,725,546.39
24 $1,854,348.92 $128,802.53 $1,720,394.29
25 $1,854,348.92 $133,954.63 $1,715,036.11
26 $1,854,348.92 $139,312.81 $1,709,463.59
27 $1,854,348.92 $144,885.33 $1,703,668.18
28 $1,854,348.92 $150,680.74 $1,697,640.95
29 $1,854,348.92 $156,707.97 $1,691,372.63
30 $1,854,348.92 $162,976.29 $1,684,853.58
31 $1,854,348.92 $169,495.34 $1,678,073.77
32 $1,854,348.92 $176,275.15 $1,671,022.76
33 $1,854,348.92 $183,326.16 $1,663,689.72
34 $1,854,348.92 $190,659.20 $1,656,063.35
35 $1,854,348.92 $198,285.57 $1,648,131.92
36 $1,854,348.92 $206,217.00 $1,639,883.24
37 $1,854,348.92 $214,465.68 $1,631,304.62
38 $1,854,348.92 $223,044.30 $1,622,382.85
39 $1,854,348.92 $231,966.07 $1,613,104.20
40 $1,854,348.92 $241,244.72 $1,603,454.41
41 $1,854,348.92 $250,894.51 $1,593,418.63
42 $1,854,348.92 $260,930.29 $1,582,981.42
43 $1,854,348.92 $271,367.50 $1,572,126.72
44 $1,854,348.92 $282,222.20 $1,560,837.83
45 $1,854,348.92 $293,511.09 $1,549,097.39
46 $1,854,348.92 $305,251.53 $1,536,887.33
47 $1,854,348.92 $317,461.59 $1,524,188.87
48 $1,854,348.92 $330,160.05 $1,510,982.46
49 $1,854,348.92 $343,366.46 $1,497,247.81
50 $1,854,348.92 $357,101.11 $1,482,963.76
51 $1,854,348.92 $371,385.16 $1,468,108.36
52 $1,854,348.92 $386,240.57 $1,452,658.73
53 $1,854,348.92 $401,690.19 $1,436,591.12
54 $1,854,348.92 $417,757.80 $1,419,880.81
55 $1,854,348.92 $434,468.11 $1,402,502.09
56 $1,854,348.92 $451,846.83 $1,384,428.22
57 $1,854,348.92 $469,920.70 $1,365,631.39
58 $1,854,348.92 $488,717.53 $1,346,082.69
59 $1,854,348.92 $508,266.23 $1,325,752.04
60 $1,854,348.92 $528,596.88 $1,304,608.16
61 $1,854,348.92 $549,740.76 $1,282,618.53
62 $1,854,348.92 $571,730.39 $1,259,749.32
63 $1,854,348.92 $594,599.60 $1,235,965.33
64 $1,854,348.92 $618,383.59 $1,211,229.99
65 $1,854,348.92 $643,118.93 $1,185,505.23
66 $1,854,348.92 $668,843.69 $1,158,751.48
67 $1,854,348.92 $695,597.44 $1,130,927.59
68 $1,854,348.92 $723,421.33 $1,101,990.73
69 $1,854,348.92 $752,358.19 $1,071,896.40
70 $1,854,348.92 $782,452.52 $1,040,598.30
71 $1,854,348.92 $813,750.62 $1,008,048.28
72 $1,854,348.92 $846,300.64 $974,196.25
73 $1,854,348.92 $880,152.67 $938,990.15
74 $1,854,348.92 $915,358.77 $902,375.80
75 $1,854,348.92 $951,973.12 $864,296.87
76 $1,854,348.92 $990,052.05 $824,694.79
77 $1,854,348.92 $1,029,654.13 $783,508.62
78 $1,854,348.92 $1,070,840.30 $740,675.01
79 $1,854,348.92 $1,113,673.91 $696,128.06
80 $1,854,348.92 $1,158,220.86 $649,799.22
 81 $1,854,348.92 $1,204,549.70 $601,617.23
82 $1,854,348.92 $1,252,731.69 $551,507.97
83 $1,854,348.92 $1,302,840.95 $499,394.33
84 $1,854,348.92 $1,354,954.59 $445,196.14
85 $1,854,348.92 $1,409,152.78 $388,830.03
86 $1,854,348.92 $1,465,518.89 $330,209.28
87 $1,854,348.92 $1,524,139.64 $269,243.69
88 $1,854,348.92 $1,585,105.23 $205,839.48
89 $1,854,348.92 $1,648,509.44 $139,899.10
90 $1,854,348.92 $1,714,449.82 $71,321.11
91 $1,854,348.92 $1,783,027.81 Err:502
92 $1,854,348.92 Err:502 Err:502
93 $1,854,348.92 Err:502 Err:502
94 $1,854,348.92 Err:502 Err:502
95 $1,854,348.92 Err:502 Err:502
96 $1,854,348.92 Err:502 Err:502
97 $1,854,348.92 Err:502 Err:502
98 $1,854,348.92 Err:502 Err:502
99 $1,854,348.92 Err:502 Err:502
100 $1,854,348.92 Err:502 Err:502
101 $1,854,348.92 Err:502 Err:502
102 $1,854,348.92 Err:502 Err:502
103 $1,854,348.92 Err:502 Err:502
104 $1,854,348.92 Err:502 Err:502
105 $1,854,348.92 Err:502 Err:502
106 $1,854,348.92 Err:502 Err:502
107 $1,854,348.92 Err:502 Err:502
108 $1,854,348.92 Err:502 Err:502
109 $1,854,348.92 Err:502 Err:502
110 $1,854,348.92 Err:502 Err:502
111 $1,854,348.92 Err:502 Err:502
112 $1,854,348.92 Err:502 Err:502
113 $1,854,348.92 Err:502 Err:502
114 $1,854,348.92 Err:502 Err:502
115 $1,854,348.92 Err:502 Err:502
116 $1,854,348.92 Err:502 Err:502
117 $1,854,348.92 Err:502 Err:502
118 $1,854,348.92 Err:502 Err:502
119 $1,854,348.92 Err:502 Err:502
120 $1,854,348.92 Err:502 Err:502
121 $1,854,348.92 Err:502 Err:502
122 $1,854,348.92 Err:502 Err:502
123 $1,854,348.92 Err:502 Err:502
124 $1,854,348.92 Err:502 Err:502
125 $1,854,348.92 Err:502 Err:502
126 $1,854,348.92 Err:502 Err:502
127 $1,854,348.92 Err:502 Err:502
128 $1,854,348.92 Err:502 Err:502
129 $1,854,348.92 Err:502 Err:502
130 $1,854,348.92 Err:502 Err:502
131 $1,854,348.92 Err:502 Err:502
132 $1,854,348.92 Err:502 Err:502
133 $1,854,348.92 Err:502 Err:502
134 $1,854,348.92 Err:502 Err:502
135 $1,854,348.92 Err:502 Err:502
136 $1,854,348.92 Err:502 Err:502
137 $1,854,348.92 Err:502 Err:502
138 $1,854,348.92 Err:502 Err:502
139 $1,854,348.92 Err:502 Err:502
140 $1,854,348.92 Err:502 Err:502
141 $1,854,348.92 Err:502 Err:502
142 $1,854,348.92 Err:502 Err:502
143 $1,854,348.92 Err:502 Err:502
144 $1,854,348.92 Err:502 Err:502
145 $1,854,348.92 Err:502 Err:502
146 $1,854,348.92 Err:502 Err:502
147 $1,854,348.92 Err:502 Err:502
148 $1,854,348.92 Err:502 Err:502
149 $1,854,348.92 Err:502 Err:502
150 $1,854,348.92 Err:502 Err:502
Err:502
 SOLUCION 2
Calcular: 10 período 20 mo período 30 AVO PER
Cuota Pago() $1,783,027.82 $1,783,027.83 $1,783,027.84
Pago capital PagoPrin() $77,355.46 $114,504.98 $169,495.34
Pago interés PagoInt() $1,776,993.46 $1,739,843.94 $1,684,853.58

$ 1,854,348.92

ada periodo y
período Solucion 1
Funciones Financieras
La Clínica UTE desea implementar UN ROBOT de cirugía Davinci, valo

El banco financia el proyecto con las siguientes condiciones: financia

interés del 12%, los pagos deben ser bimensuales a un plazo del 25 añ
A) Calcular el PAGO DE LA CUOTA, PAGO CAPITAL, PAGO INTERÉS, pa
Nota: Los pagos se efectuarán al inicio de cada período.
BOT de cirugía Davinci, valorada en USD 1500000 UDS.

entes condiciones: financia el 80% del valor del bien, con un

ensuales a un plazo del 25 años.
CAPITAL, PAGO INTERÉS, para el 1er y 10mo periodo;
e cada período.