Opción 2 NO (VIS) 180.000.

000,00
Cuota inicial 20%
Interés 11,10% EA
Condición max: 50.000.000,00
Plazo max: 20 años

Pregunta 1 Valor de la cuota (Anualidad)

Valor total 180.000.000,00

Cuota Inicial 36.000.000,00
Recursos adicionales 144.000.000,00
Recursos adicionales (1) 50.000.000,00
Recursos adicionales (2) 94.000.000,00

Valor de la cuota (Anualidad)

Condición max: 50.000.000,00
Interés 11,10% EA
0,9250% EM
Plazo max: 20 Años
240 Meses

VP: A (1-(1+i/n)^-n) /(i/n)

(1-(1+0,009250/240)^-240
50.000.000,00 : A (0,009250/240)

50.000.000,00 : A 0,009207
0,00003854

50.000.000,00 : A 238,8946

209.297,32 : A

Pregunta 2 Valor de la cuota (Anualidad) + Abonos $ 300.000,00

Pago Extraordinarios Mes Capitalización de Tiempo

0
1 6 234
2 12 228
3 18 222
4 24 216
5 30 210
6 36 204
 7 42 198
8 48 192
9 54 186
10 60 180
11 66 174
12 72 168
13 78 162
14 84 156
15 90 150
16 96 144
17 102 138
18 108 132
19 114 126
20 120 120
21 126 114
22 132 108
23 138 102
24 144 96
25 150 90
26 156 84
27 162 78
28 168 72
29 174 66
30 180 60
31 186 54
32 192 48
33 198 42
34 204 36
35 210 30
36 216 24
37 222 18
38 228 12
39 234 6
40 240 0

VP: A (1-(1+i/n)^-n) /(i/n)

(1-(1+0,009250/240)^-240
7.144.681,22 : A (0,009250/240)

7.144.681,22 : A 0,009207
0,00003854

7.144.681,22 : A 238,8946

29.907,25 : A
Pregunta 3 Amortización (valor del credito abono a capital y que tanto abono a intereses)

Pago Vr Cuota Abono a intereses

0
1 209.297,32 1.866,09
2 209.297,32 1.866,30
3 209.297,32 1.866,30
4 209.297,32 1.866,30
5 209.297,32 1.866,30
6 209.297,32 1.866,30
7 209.297,32 1.866,30
8 209.297,32 1.866,30
9 209.297,32 1.866,30
10 209.297,32 1.866,30
11 209.297,32 1.866,30
12 209.297,32 1.866,30
13 209.297,32 1.866,30
14 209.297,32 1.866,30
15 209.297,32 1.866,30
16 209.297,32 1.866,30
17 209.297,32 1.866,30
18 209.297,32 1.866,30
19 209.297,32 1.866,30
20 209.297,32 1.866,30
21 209.297,32 1.866,30
22 209.297,32 1.866,30
23 209.297,32 1.866,30
24 209.297,32 1.866,30
25 209.297,32 1.866,30
26 209.297,32 1.866,30
27 209.297,32 1.866,30
28 209.297,32 1.866,30
29 209.297,32 1.866,30
30 209.297,32 1.866,30
31 209.297,32 1.866,30
32 209.297,32 1.866,30
33 209.297,32 1.866,30
34 209.297,32 1.866,30
35 209.297,32 1.866,30
36 209.297,32 1.866,30
37 209.297,32 1.866,30
38 209.297,32 1.866,30
39 209.297,32 1.866,30
40 209.297,32 1.866,30
41 209.297,32 1.866,30
42 209.297,32 1.866,30
43 209.297,32 1.866,30
44 209.297,32 1.866,30
45 209.297,32 1.866,30
46 209.297,32 1.866,30
47 209.297,32 1.866,30
48 209.297,32 1.866,30
49 209.297,32 1.866,30
50 209.297,32 1.866,30
51 209.297,32 1.866,30
52 209.297,32 1.866,30
53 209.297,32 1.866,30
54 209.297,32 1.866,30
55 209.297,32 1.866,30
56 209.297,32 1.866,30
57 209.297,32 1.866,30
58 209.297,32 1.866,30
59 209.297,32 1.866,30
60 209.297,32 1.866,30
61 209.297,32 1.866,30
62 209.297,32 1.866,30
63 209.297,32 1.866,30
64 209.297,32 1.866,30
65 209.297,32 1.866,30
66 209.297,32 1.866,30
67 209.297,32 1.866,30
68 209.297,32 1.866,30
69 209.297,32 1.866,30
70 209.297,32 1.866,30
71 209.297,32 1.866,30
72 209.297,32 1.866,30
73 209.297,32 1.866,30
74 209.297,32 1.866,30
75 209.297,32 1.866,30
76 209.297,32 1.866,30
77 209.297,32 1.866,30
78 209.297,32 1.866,30
79 209.297,32 1.866,30
80 209.297,32 1.866,30
81 209.297,32 1.866,30
82 209.297,32 1.866,30
83 209.297,32 1.866,30
84 209.297,32 1.866,30
85 209.297,32 1.866,30
86 209.297,32 1.866,30
87 209.297,32 1.866,30
88 209.297,32 1.866,30
89 209.297,32 1.866,30
90 209.297,32 1.866,30
91 209.297,32 1.866,30
92 209.297,32 1.866,30
93 209.297,32 1.866,30
94 209.297,32 1.866,30
95 209.297,32 1.866,30
96 209.297,32 1.866,30
97 209.297,32 1.866,30
98 209.297,32 1.866,30
99 209.297,32 1.866,30
100 209.297,32 1.866,30
101 209.297,32 1.866,30
102 209.297,32 1.866,30
103 209.297,32 1.866,30
104 209.297,32 1.866,30
105 209.297,32 1.866,30
106 209.297,32 1.866,30
107 209.297,32 1.866,30
108 209.297,32 1.866,30
109 209.297,32 1.866,30
110 209.297,32 1.866,30
111 209.297,32 1.866,30
112 209.297,32 1.866,30
113 209.297,32 1.866,30
114 209.297,32 1.866,30
115 209.297,32 1.866,30
116 209.297,32 1.866,30
117 209.297,32 1.866,30
118 209.297,32 1.866,30
119 209.297,32 1.866,30
120 209.297,32 1.866,30
121 209.297,32 1.866,30
122 209.297,32 1.866,30
123 209.297,32 1.866,30
124 209.297,32 1.866,30
125 209.297,32 1.866,30
126 209.297,32 1.866,30
127 209.297,32 1.866,30
128 209.297,32 1.866,30
129 209.297,32 1.866,30
130 209.297,32 1.866,30
131 209.297,32 1.866,30
132 209.297,32 1.866,30
133 209.297,32 1.866,30
134 209.297,32 1.866,30
135 209.297,32 1.866,30
136 209.297,32 1.866,30
137 209.297,32 1.866,30
138 209.297,32 1.866,30
139 209.297,32 1.866,30
140 209.297,32 1.866,30
141 209.297,32 1.866,30
142 209.297,32 1.866,30
143 209.297,32 1.866,30
144 209.297,32 1.866,30
145 209.297,32 1.866,30
146 209.297,32 1.866,30
147 209.297,32 1.866,30
148 209.297,32 1.866,30
149 209.297,32 1.866,30
150 209.297,32 1.866,30
151 209.297,32 1.866,30
152 209.297,32 1.866,30
153 209.297,32 1.866,30
154 209.297,32 1.866,30
155 209.297,32 1.866,30
156 209.297,32 1.866,30
157 209.297,32 1.866,30
158 209.297,32 1.866,30
159 209.297,32 1.866,30
160 209.297,32 1.866,30
161 209.297,32 1.866,30
162 209.297,32 1.866,30
163 209.297,32 1.866,30
164 209.297,32 1.866,30
165 209.297,32 1.866,30
166 209.297,32 1.866,30
167 209.297,32 1.866,30
168 209.297,32 1.866,30
169 209.297,32 1.866,30
170 209.297,32 1.866,30
171 209.297,32 1.866,30
172 209.297,32 1.866,30
173 209.297,32 1.866,30
174 209.297,32 1.866,30
175 209.297,32 1.866,30
176 209.297,32 1.866,30
177 209.297,32 1.866,30
178 209.297,32 1.866,30
179 209.297,32 1.866,30
180 209.297,32 1.866,30
181 209.297,32 1.866,30
182 209.297,32 1.866,30
183 209.297,32 1.866,30
184 209.297,32 1.866,30
185 209.297,32 1.866,30
186 209.297,32 1.866,30
187 209.297,32 1.866,30
188 209.297,32 1.866,30
189 209.297,32 1.866,30
190 209.297,32 1.866,30
191 209.297,32 1.866,30
192 209.297,32 1.866,30
193 209.297,32 1.866,30
194 209.297,32 1.866,30
195 209.297,32 1.866,30
196 209.297,32 1.866,30
197 209.297,32 1.866,30
198 209.297,32 1.866,30
199 209.297,32 1.866,30
200 209.297,32 1.866,30
201 209.297,32 1.866,30
202 209.297,32 1.866,30
203 209.297,32 1.866,30
204 209.297,32 1.866,30
205 209.297,32 1.866,30
206 209.297,32 1.866,30
207 209.297,32 1.866,30
208 209.297,32 1.866,30
209 209.297,32 1.866,30
210 209.297,32 1.866,30
211 209.297,32 1.866,30
212 209.297,32 1.866,30
213 209.297,32 1.866,30
214 209.297,32 1.866,30
215 209.297,32 1.866,30
216 209.297,32 1.866,30
217 209.297,32 1.866,30
218 209.297,32 1.866,30
219 209.297,32 1.866,30
220 209.297,32 1.866,30
221 209.297,32 1.866,30
222 209.297,32 1.866,30
223 209.297,32 1.866,30
224 209.297,32 1.866,30
225 209.297,32 1.866,30
226 209.297,32 1.866,30
227 209.297,32 1.866,30
228 209.297,32 1.866,30
229 209.297,32 1.866,30
230 209.297,32 1.866,30
231 209.297,32 1.866,30
232 209.297,32 1.866,30
233 209.297,32 1.866,30
234 209.297,32 1.866,30
235 209.297,32 1.866,30
236 209.297,32 1.866,30
237 209.297,32 1.866,30
238 209.297,32 1.866,30
239 209.297,32 1.866,30
240 209.297,32 1.866,30

447.912,80
 Pregunta 1 Valor de la cuota (Anualidad)
Pregunta 2 Abonos : Valor de la cuota $300,000 seis meses

1+i 1,00925

09250/240)^-240
09250/240)

0,009207
0,00003854

238,8946

VF:VP(1+i)^N

(1+i)^n Capitalización de Intereses (VF)

8,6240 $ 2.587.203,83
8,1605 $ 2.448.150,42
7,7219 $ 2.316.570,65
7,3069 $ 2.192.062,84
6,9142 $ 2.074.246,91
6,5425 $ 1.962.763,19
 6,1909 $ 1.857.271,33
5,8582 $ 1.757.449,31
5,5433 $ 1.662.992,38
5,2454 $ 1.573.612,18
4,9635 $ 1.489.035,87
4,6967 $ 1.409.005,25
4,4443 $ 1.333.276,01
4,2054 $ 1.261.616,95
3,9794 $ 1.193.809,33
3,7655 $ 1.129.646,13
3,5631 $ 1.068.931,49
3,3716 $ 1.011.480,05
3,1904 $ 957.116,43
3,0189 $ 905.674,68
2,8567 $ 856.997,74
2,7031 $ 810.937,02
2,5578 $ 767.351,91
2,4204 $ 726.109,35
2,2903 $ 687.083,44
2,1672 $ 650.155,04
2,0507 $ 615.211,42
1,9405 $ 582.145,89
1,8362 $ 550.857,53
1,7375 $ 521.250,81
1,6441 $ 493.235,35
1,5558 $ 466.725,62
1,4721 $ 441.640,70
1,3930 $ 417.904,02
1,3181 $ 395.443,10
1,2473 $ 374.189,37
1,1803 $ 354.077,96
1,1168 $ 335.047,48
1,0568 $ 317.039,81
1,0000 $ 300.000,00

$ 42.855.318,78

09250/240)^-240
09250/240)

0,009207
0,00003854

238,8946
Abono a Capital Saldo
77.700.000,00
207.431,23 77.492.568,77
207.431,02 77.285.137,76
207.431,02 77.077.706,74
207.431,02 76.870.275,72
207.431,02 76.662.844,70
207.431,02 76.455.413,68
207.431,02 76.247.982,67
207.431,02 76.040.551,65
207.431,02 75.833.120,63
207.431,02 75.625.689,61
207.431,02 75.418.258,60
207.431,02 75.210.827,58
207.431,02 75.003.396,56
207.431,02 74.795.965,54
207.431,02 74.588.534,53
207.431,02 74.381.103,51
207.431,02 74.173.672,49
207.431,02 73.966.241,47
207.431,02 73.758.810,45
207.431,02 73.551.379,44
207.431,02 73.343.948,42
207.431,02 73.136.517,40
207.431,02 72.929.086,38
207.431,02 72.721.655,37
207.431,02 72.514.224,35
207.431,02 72.306.793,33
207.431,02 72.099.362,31
207.431,02 71.891.931,30
207.431,02 71.684.500,28
207.431,02 71.477.069,26
207.431,02 71.269.638,24
207.431,02 71.062.207,22
207.431,02 70.854.776,21
207.431,02 70.647.345,19
207.431,02 70.439.914,17
207.431,02 70.232.483,15
207.431,02 70.025.052,14
207.431,02 69.817.621,12
207.431,02 69.610.190,10
207.431,02 69.402.759,08
207.431,02 69.195.328,07
207.431,02 68.987.897,05
207.431,02 68.780.466,03
207.431,02 68.573.035,01
207.431,02 68.365.603,99
207.431,02 68.158.172,98
207.431,02 67.950.741,96
207.431,02 67.743.310,94
207.431,02 67.535.879,92
207.431,02 67.328.448,91
207.431,02 67.121.017,89
207.431,02 66.913.586,87
207.431,02 66.706.155,85
207.431,02 66.498.724,84
207.431,02 66.291.293,82
207.431,02 66.083.862,80
207.431,02 65.876.431,78
207.431,02 65.669.000,76
207.431,02 65.461.569,75
207.431,02 65.254.138,73
207.431,02 65.046.707,71
207.431,02 64.839.276,69
207.431,02 64.631.845,68
207.431,02 64.424.414,66
207.431,02 64.216.983,64
207.431,02 64.009.552,62
207.431,02 63.802.121,61
207.431,02 63.594.690,59
207.431,02 63.387.259,57
207.431,02 63.179.828,55
207.431,02 62.972.397,53
207.431,02 62.764.966,52
207.431,02 62.557.535,50
207.431,02 62.350.104,48
207.431,02 62.142.673,46
207.431,02 61.935.242,45
207.431,02 61.727.811,43
207.431,02 61.520.380,41
207.431,02 61.312.949,39
207.431,02 61.105.518,38
207.431,02 60.898.087,36
207.431,02 60.690.656,34
207.431,02 60.483.225,32
207.431,02 60.275.794,30
207.431,02 60.068.363,29
207.431,02 59.860.932,27
207.431,02 59.653.501,25
207.431,02 59.446.070,23
207.431,02 59.238.639,22
207.431,02 59.031.208,20
207.431,02 58.823.777,18
207.431,02 58.616.346,16
207.431,02 58.408.915,15
207.431,02 58.201.484,13
207.431,02 57.994.053,11
207.431,02 57.786.622,09
207.431,02 57.579.191,07
207.431,02 57.371.760,06
207.431,02 57.164.329,04
207.431,02 56.956.898,02
207.431,02 56.749.467,00
207.431,02 56.542.035,99
207.431,02 56.334.604,97
207.431,02 56.127.173,95
207.431,02 55.919.742,93
207.431,02 55.712.311,91
207.431,02 55.504.880,90
207.431,02 55.297.449,88
207.431,02 55.090.018,86
207.431,02 54.882.587,84
207.431,02 54.675.156,83
207.431,02 54.467.725,81
207.431,02 54.260.294,79
207.431,02 54.052.863,77
207.431,02 53.845.432,76
207.431,02 53.638.001,74
207.431,02 53.430.570,72
207.431,02 53.223.139,70
207.431,02 53.015.708,68
207.431,02 52.808.277,67
207.431,02 52.600.846,65
207.431,02 52.393.415,63
207.431,02 52.185.984,61
207.431,02 51.978.553,60
207.431,02 51.771.122,58
207.431,02 51.563.691,56
207.431,02 51.356.260,54
207.431,02 51.148.829,53
207.431,02 50.941.398,51
207.431,02 50.733.967,49
207.431,02 50.526.536,47
207.431,02 50.319.105,45
207.431,02 50.111.674,44
207.431,02 49.904.243,42
207.431,02 49.696.812,40
207.431,02 49.489.381,38
207.431,02 49.281.950,37
207.431,02 49.074.519,35
207.431,02 48.867.088,33
207.431,02 48.659.657,31
207.431,02 48.452.226,30
207.431,02 48.244.795,28
207.431,02 48.037.364,26
207.431,02 47.829.933,24
207.431,02 47.622.502,22
207.431,02 47.415.071,21
207.431,02 47.207.640,19
207.431,02 47.000.209,17
207.431,02 46.792.778,15
207.431,02 46.585.347,14
207.431,02 46.377.916,12
207.431,02 46.170.485,10
207.431,02 45.963.054,08
207.431,02 45.755.623,07
207.431,02 45.548.192,05
207.431,02 45.340.761,03
207.431,02 45.133.330,01
207.431,02 44.925.898,99
207.431,02 44.718.467,98
207.431,02 44.511.036,96
207.431,02 44.303.605,94
207.431,02 44.096.174,92
207.431,02 43.888.743,91
207.431,02 43.681.312,89
207.431,02 43.473.881,87
207.431,02 43.266.450,85
207.431,02 43.059.019,84
207.431,02 42.851.588,82
207.431,02 42.644.157,80
207.431,02 42.436.726,78
207.431,02 42.229.295,76
207.431,02 42.021.864,75
207.431,02 41.814.433,73
207.431,02 41.607.002,71
207.431,02 41.399.571,69
207.431,02 41.192.140,68
207.431,02 40.984.709,66
207.431,02 40.777.278,64
207.431,02 40.569.847,62
207.431,02 40.362.416,61
207.431,02 40.154.985,59
207.431,02 39.947.554,57
207.431,02 39.740.123,55
207.431,02 39.532.692,53
207.431,02 39.325.261,52
207.431,02 39.117.830,50
207.431,02 38.910.399,48
207.431,02 38.702.968,46
207.431,02 38.495.537,45
207.431,02 38.288.106,43
207.431,02 38.080.675,41
207.431,02 37.873.244,39
207.431,02 37.665.813,38
207.431,02 37.458.382,36
207.431,02 37.250.951,34
207.431,02 37.043.520,32
207.431,02 36.836.089,30
207.431,02 36.628.658,29
207.431,02 36.421.227,27
207.431,02 36.213.796,25
207.431,02 36.006.365,23
207.431,02 35.798.934,22
207.431,02 35.591.503,20
207.431,02 35.384.072,18
207.431,02 35.176.641,16
207.431,02 34.969.210,15
207.431,02 34.761.779,13
207.431,02 34.554.348,11
207.431,02 34.346.917,09
207.431,02 34.139.486,07
207.431,02 33.932.055,06
207.431,02 33.724.624,04
207.431,02 33.517.193,02
207.431,02 33.309.762,00
207.431,02 33.102.330,99
207.431,02 32.894.899,97
207.431,02 32.687.468,95
207.431,02 32.480.037,93
207.431,02 32.272.606,92
207.431,02 32.065.175,90
207.431,02 31.857.744,88
207.431,02 31.650.313,86
207.431,02 31.442.882,84
207.431,02 31.235.451,83
207.431,02 31.028.020,81
207.431,02 30.820.589,79
207.431,02 30.613.158,77
207.431,02 30.405.727,76
 207.431,02 30.198.296,74
207.431,02 29.990.865,72
207.431,02 29.783.434,70
207.431,02 29.576.003,69
207.431,02 29.368.572,67
207.431,02 29.161.141,65
207.431,02 28.953.710,63
207.431,02 28.746.279,61
207.431,02 28.538.848,60
207.431,02 28.331.417,58
207.431,02 28.123.986,56
207.431,02 27.916.555,54

49.783.444,46