uf (50% del plan base)

Plan Base Prima en Exceso

Costo de Administración Costo Fijo en UF Costo por Fallecimiento
45 24.00 180.40 12.000 3.00 0.721742 0.50
46 24.00 180.40 12.000 3.00 0.773899 0.54
47 24.00 180.40 12.000 3.00 0.833476 0.58
48 24.00 180.40 12.000 2.40 0.901529 0.63
49 24.00 180.40 12.000 2.40 0.979253 0.68
50 24.00 180.40 12.000 2.40 1.068024 0.74
51 24.00 180.40 12.000 2.40 1.183604 0.82
52 24.00 180.40 12.000 2.40 1.310541 0.91
53 24.00 180.40 12.000 2.40 1.449946 1.01
54 24.00 180.40 12.000 2.40 1.603037 1.11
55 24.00 180.40 1.239802 0.86
56 24.00 180.40 1.369012 0.95
57 24.00 180.40 1.510876 1.05
58 24.00 180.40 1.666622 1.16
59 24.00 180.40 1.837594 1.28
60 24.00 180.40 2.025262 1.41
61 24.00 180.40 2.231231 1.55
62 24.00 180.40 2.457265 1.71
63 24.00 180.40 2.705282 1.88
64 24.00 180.40 2.977383 2.07
65 24.00 180.40 3.275861 2.27

504.00 3788.40 120.000 25.80 34.12124

Costo Total 103.12 76.8 es el 64% del plan base 24
$ 2,685,277
 SALDO FACTORES ahorro de plan base costo ahorro total anual
81000000.00 120.00 0.50121 24.000 8.278 15.722 188.678
120.00 0.53743 24.000 8.226 15.774 188.626
120.00 0.578803 8.640 8.167 0.473 188.567
120.00 0.626062 24.000 8.698 15.302 189.098
120.00 0.680037 24.000 8.621 15.379 189.021
120.00 0.741683 8.640 8.532 0.108 188.932
120.00 0.821947 24.000 8.416 15.584 188.816
120.00 0.910098 24.000 8.289 15.711 188.689
120.00 1.006907 8.640 8.150 0.490 188.550
120.00 1.11322 24.000 7.997 16.003 188.397
120.00 1.229962 24.000 22.760 1.240 203.160
120.00 1.358147 8.640 22.631 -13.991 203.031
120.00 1.498885 24.000 22.489 1.511 202.889
120.00 1.653395 24.000 22.333 1.667 202.733
120.00 1.82301 8.640 22.162 -13.522 202.562
120.00 2.009188 24.000 21.975 2.025 202.375
120.00 2.213523 24.000 21.769 2.231 202.169
120.00 2.437763 24.000 21.543 2.457 201.943
120.00 2.683812 24.000 21.295 2.705 201.695
120.00 2.953753 24.000 21.023 2.977 201.423
120.00 3.249862 24.000 20.724 3.276 201.124

103.121 4112.479

64% del plan base 24

 Fecha 6/23/2016
UF $ 26,040.00
Tasa Anual 0.55%
Ahorro Voluntario Mensual $ 500,000 $ 6,000,000 Tasa Mensual
APV Acumulado $ 81,000,000

APV Costo
45 $ 87,000,000 $ 478,500
46 $ 95,297,145 $ 524,134
47 $ 103,796,201 $ 570,879
48 $ 112,502,082 $ 618,761
49 $ 121,419,820 $ 667,809
50 $ 130,554,571 $ 718,050
51 $ 139,911,617 $ 769,514
52 $ 149,496,366 $ 822,230
53 $ 159,314,360 $ 876,229
54 $ 169,371,275 $ 931,542
55 $ 179,672,925 $ 988,201
56 $ 190,225,265 $ 1,046,239
57 $ 201,034,397 $ 1,105,689
58 $ 212,106,569 $ 1,166,586
59 $ 223,448,183 $ 1,228,965
60 $ 235,065,794 $ 1,292,862
61 $ 246,966,120 $ 1,358,314
62 $ 259,156,041 $ 1,425,358
63 $ 265,462,603 $ 1,460,044
64 $ 271,922,635 $ 1,495,574
65 $ 278,539,873 $ 1,531,969

Costo Total $ 21,077,451

 H M
18 0.25381 0.087503
19 0.254803 0.091253
20 0.255938 0.095277
21 0.257237 0.99596
22 0.258718 0.104233
23 0.260412 0.109209
24 0.262347 0.11455
25 0.264558 0.120283
26 0.267083 0.126436
27 0.269968 0.13304
28 0.273265 0.140129
29 0.277032 0.147737
30 0.281335 0.155904
31 0.286252 0.16467
32 0.291868 0.174077
33 0.298285 0.184174
34 0.305617 0.195013
35 0.313993 0.206644
36 0.323562 0.21913
37 0.334493 0.232529
38 0.346982 0.24691
39 0.36125 0.262346
40 0.37755 0.278913
41 0.39617 0.296693
42 0.417442 0.315776
43 0.441742 0.336256
44 0.4695 0.358236
45 0.50121 0.381826
46 0.53743 0.407141
47 0.578803 0.434311
48 0.626062 0.46347
49 0.680037 0.494763
50 0.741683 0.528344
51 0.821947 0.565211
52 0.910098 0.606266
53 1.006907 0.651984
54 1.11322 0.702893
55 1.229962 0.759579
56 1.358147 0.822697
57 1.498885 0.892974
58 1.653395 0.971217
59 1.82301 1.058326
60 2.009188 1.155299
61 2.213523 1.263246
62 2.437763 1.3834
63 2.683812 1.517134
64 2.953753 1.665967
65 3.249862 1.831589