nombre : RICH

Celular:902481165
instagran: https://www.instagram.com/top_academy_22/
Profesión : Admisnitración y finanzas UPC
 TEMA:
EXAMEN FINAL OFI 2023-1

op_academy_22/ link:
 3
3
1.5
2
1.5
2
13
FORWARD= es un forma de pactar un precio o un bien de primera necesidad

empresa : MOTORED
dedica: importadora de camiones americanos banco "x"
Ofrece: Forward a 60 dias
importa: DOLARES
factura: SOLES T/C compra
T/C venta
Requiero dolares para el pago de tu proveedor
TC SPOT
Tasa MN A
Tasa ME P
N

TC fwd
frece: Forward a 60 dias hallar el t/c del forward a 60 dias que te darà el banco

3.65
3.77

3.77
5.99%
5.06%
60

3.7755 rpta
FORWARD= es un forma de pactar un precio o un bien de primera necesidad

empresa : MOTORED
dedica: importadora de camiones americanos banco "x"
Ofrece: Forward a 60 dias
importa: DOLARES
factura: SOLES T/C compra
T/C venta
Requiero dolares para el pago de tu proveedor
TC SPOT
Tasa MN A
Tasa ME P
N

TC fwd
frece: Forward a 60 dias hallar el t/c del forward a 60 dias que te darà el banco

3.77
3.82

3.82
5.99%
5.06%
60

3.8256 rpta
2023 la produccion se incrementò en 25%
CUESTA C/U
3 cosechadoras de marca JAGODA $103,500.00
Gastos de acondiciamiento es instalaciòn $26,000.00
gastos nacionalizaciòn representa 28%

BANCO PROGRESO
TEA 6%
cuota inicial 10% $42,344
financiar 90% $381,096
24 cuotas mensuales
opcion compra 10% del valor total de la cuota
prima seguro 17.70 incluye IGV
prima sin IGV 15
IGV 2.70
TEA a TEM = (1+ TASA )^(lo que quiero/lo que tengo)-1
TEM 0.487%
cuota 16863 la formula $16,863.1

MES Saldo interes amortizacion

0 $381,096
1 $366,087.877 $1,855.004 $15,008.123
2 $351,006.700 $1,781.951 $15,081.176
3 $335,852.116 $1,708.543 $15,154.585
4 $320,623.766 $1,634.777 $15,228.350
5 $305,321.291 $1,560.652 $15,302.475
6 $289,944.330 $1,486.167 $15,376.961
 7 $274,492.521 $1,411.319 $15,451.809
8 $258,965.500 $1,336.106 $15,527.021
9 $243,362.900 $1,260.528 $15,602.600
10 $227,684.354 $1,184.581 $15,678.546
11 $211,929.492 $1,108.265 $15,754.862
12 $196,097.942 $1,031.578 $15,831.550
13 $180,189.331 $954.517 $15,908.611
14 $164,203.284 $877.081 $15,986.047
15 $148,139.425 $799.268 $16,063.860
16 $131,997.373 $721.076 $16,142.051
17 $115,776.750 $642.504 $16,220.624
18 $99,477.171 $563.549 $16,299.578
19 $83,098.254 $484.210 $16,378.917
20 $66,639.612 $404.485 $16,458.642
21 $50,100.856 $324.372 $16,538.756
22 $33,481.597 $243.868 $16,619.259
23 $16,781.443 $162.973 $16,700.154
24 $0.000 $81.685 $16,781.443
$23,619.058
 leasing = arrendamiento financiero

$310,500
$26,000
$86,940
$423,440 inversion

BANCO EMPRENDEDOR
TEA
cuota inicial
financiar
24
opcion compra
seguro desgravamen
prima seguro mensual

TEA a TEM = (1+ TASA )^(lo que quier

cuota = amortizacion +interes TEM
amortizacion= cuota-interes cuota

servicio de deuda igv cuota inc igv MES

0
$16,863.1 $3,038.06 $19,916.19 1
$16,863.1 $3,038.06 $19,916.19 2
$16,863.1 $3,038.06 $19,916.19 3
$16,863.1 $3,038.06 $19,916.19 4
$16,863.1 $3,038.06 $19,916.19 5
$16,863.1 $3,038.06 $19,916.19 6
$16,863.1 $3,038.06 $19,916.19 7
$16,863.1 $3,038.06 $19,916.19 8
$16,863.1 $3,038.06 $19,916.19 9
$16,863.1 $3,038.06 $19,916.19 10
$16,863.1 $3,038.06 $19,916.19 11
$16,863.1 $3,038.06 $19,916.19 12
$16,863.1 $3,038.06 $19,916.19 13
$16,863.1 $3,038.06 $19,916.19 14
$16,863.1 $3,038.06 $19,916.19 15
$16,863.1 $3,038.06 $19,916.19 16
$16,863.1 $3,038.06 $19,916.19 17
$16,863.1 $3,038.06 $19,916.19 18
$16,863.1 $3,038.06 $19,916.19 19
$16,863.1 $3,038.06 $19,916.19 20
$16,863.1 $3,038.06 $19,916.19 21
$16,863.1 $3,038.06 $19,916.19 22
$16,863.1 $3,038.06 $19,916.19 23
$16,863.1 $3,038.06 $19,916.19 24
RENDEDOR
6.25%
10% $42,344
90% $381,096
cuotas mensuales
10% del valor de la cuota
22.64 incluye IGV 19.186440678
14.16 incluye IGV 12
31.186440678
= (1+ TASA )^(lo que quiero/lo que tengo)-1
0.506%
16903.8 la formula $16,903.771

Saldo interes amortizacion servicio de deuda igv cuota inc igv

$381,096
$366,122.418 $1,930.188 $14,973.582
$351,072.997 $1,854.350 $15,049.421
$335,947.353 $1,778.127 $15,125.644
$320,745.100 $1,701.518 $15,202.253
$305,465.851 $1,624.521 $15,279.250
$290,109.214 $1,547.134 $15,356.636
$16,903.771 $3,073.865 $20,008.822
$16,903.771 $3,073.865 $20,008.822
$16,903.771 $3,073.865 $20,008.822
$16,903.771 $3,073.865 $20,008.822
$16,903.771 $3,073.865 $20,008.822
$16,903.771 $3,073.865 $20,008.822
$274,674.799 $1,469.355 $15,434.415 $16,903.771 $3,073.865 $20,008.822
$259,162.211 $1,391.183 $15,512.588 $16,903.771 $3,073.865 $20,008.822
$243,571.054 $1,312.614 $15,591.157 $16,903.771 $3,073.865 $20,008.822
$227,900.930 $1,233.647 $15,670.123 $16,903.771 $3,073.865 $20,008.822
$212,151.440 $1,154.281 $15,749.490 $16,903.771 $3,073.865 $20,008.822
$196,322.182 $1,074.512 $15,829.259 $16,903.771 $3,073.865 $20,008.822
$180,412.751 $994.339 $15,909.431 $16,903.771 $3,073.865 $20,008.822
$164,422.741 $913.761 $15,990.010 $16,903.771 $3,073.865 $20,008.822
$148,351.744 $832.774 $16,070.997 $16,903.771 $3,073.865 $20,008.822
$132,199.351 $751.377 $16,152.394 $16,903.771 $3,073.865 $20,008.822
$115,965.148 $669.568 $16,234.203 $16,903.771 $3,073.865 $20,008.822
$99,648.722 $587.344 $16,316.426 $16,903.771 $3,073.865 $20,008.822
$83,249.655 $504.704 $16,399.066 $16,903.771 $3,073.865 $20,008.822
$66,767.531 $421.646 $16,482.125 $16,903.771 $3,073.865 $20,008.822
$50,201.927 $338.167 $16,565.604 $16,903.771 $3,073.865 $20,008.822
$33,552.420 $254.264 $16,649.506 $16,903.771 $3,073.865 $20,008.822
$16,818.587 $169.937 $16,733.833 $16,903.771 $3,073.865 $20,008.822
$0.000 $85.183 $16,818.587 $16,903.771 $3,073.865 $20,008.822
$24,594.495