Funciones Financieras

Supongamos un préstamo (Principal) de 5000 soles,

se debe pagar una cuota inicial del 10%. Para ello
solicita un préstamo con una TEA de 12% y pagos
mensuales de 148 soles con 15 centimos.

Anual Mensual C
Principal S/.5,000.00 S/.5,000.00 Mes
Duración 3 34 1
Tasa 12.00% 0.9489% 2
3
4
Cuota mensual S/.148.15 5
6
7
Tasa 0.619% 8
9
10
Duración 40.8745534935 11
12
13
Principal S/.4,500.00 14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
eras

Cuadro de amortización
Cuota Amortización Interes Saldo
S/.148.15 S/.126.39 S/.47.44 -S/.4,153.57
S/.148.15 S/.127.59 S/.46.24 -S/.4,044.83
S/.148.15 S/.128.80 S/.45.03 -S/.3,935.06
S/.148.15 S/.130.02 S/.43.81 -S/.3,824.25
S/.148.15 S/.131.25 S/.42.58 -S/.3,712.39
S/.148.15 S/.132.50 S/.41.33 -S/.3,599.47
S/.148.15 S/.133.76 S/.40.08 -S/.3,485.47
S/.148.15 S/.135.03 S/.38.81 -S/.3,370.40
S/.148.15 S/.136.31 S/.37.53 -S/.3,254.23
S/.148.15 S/.137.60 S/.36.23 -S/.3,136.96
S/.148.15 S/.138.91 S/.34.93 -S/.3,018.58
S/.148.15 S/.140.22 S/.33.61 -S/.2,899.07
S/.148.15 S/.141.55 S/.32.28 -S/.2,778.43
S/.148.15 S/.142.90 S/.30.93 -S/.2,656.64
S/.148.15 S/.144.25 S/.29.58 -S/.2,533.70
S/.148.15 S/.145.62 S/.28.21 -S/.2,409.59
S/.148.15 S/.147.00 S/.26.83 -S/.2,284.31
S/.148.15 S/.148.40 S/.25.43 -S/.2,157.83
S/.148.15 S/.149.81 S/.24.02 -S/.2,030.16
S/.148.15 S/.151.23 S/.22.60 -S/.1,901.27
S/.148.15 S/.152.66 S/.21.17 -S/.1,771.17
S/.148.15 S/.154.11 S/.19.72 -S/.1,639.82
S/.148.15 S/.155.57 S/.18.26 -S/.1,507.23
S/.148.15 S/.157.05 S/.16.78 -S/.1,373.39
S/.148.15 S/.158.54 S/.15.29 -S/.1,238.27
S/.148.15 S/.160.05 S/.13.79 -S/.1,101.87
S/.148.15 S/.161.56 S/.12.27 -S/.964.17
S/.148.15 S/.163.10 S/.10.73 -S/.825.17
S/.148.15 S/.164.64 S/.9.19 -S/.684.85
S/.148.15 S/.166.21 S/.7.62 -S/.543.20
S/.148.15 S/.167.78 S/.6.05 -S/.400.21
S/.148.15 S/.169.38 S/.4.46 -S/.255.86
S/.148.15 S/.170.98 S/.2.85 -S/.110.14
S/.148.15 Err:502 Err:502 S/.36.97