Funciones Financieras

Supongamos un préstamo (Principal) de 5000 soles,

se debe pagar una cuota inicial del 10%. Para ello
solicita un préstamo con una TEA de 12% y pagos
mensuales de 148 soles con 15 centimos.

Anual Mensual C
Principal S/.4,500.00 S/.4,500.00 Mes
Duración 3 36 1
Tasa 12.00% 0.9489% 2
3
4
Cuota mensual S/.148.15 5
6
7
Tasa 0.9489% 8
9
10
Duración 36 11
12
13
Principal S/.4,500.00 14
15
16
lo que presta S/4,500.00 17
lo que te cobra S/.5,333.40 18
lo que gana S/.833.40 19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
eras

Cuadro de amortización
Cuota Amortización Interes Saldo
S/.148.15 S/.105.45 S/.42.70 S/.133,483.38
S/.148.15 S/.106.45 S/.41.70 S/.130,249.98
S/.148.15 S/.107.46 S/.40.69 S/.126,985.89
S/.148.15 S/.108.48 S/.39.67 S/.123,690.84
S/.148.15 S/.109.51 S/.38.64 S/.120,364.51
S/.148.15 S/.110.55 S/.37.60 S/.117,006.63
S/.148.15 S/.111.60 S/.36.55 S/.113,616.88
S/.148.15 S/.112.66 S/.35.49 S/.110,194.97
S/.148.15 S/.113.73 S/.34.42 S/.106,740.58
S/.148.15 S/.114.80 S/.33.34 S/.103,253.42
S/.148.15 S/.115.89 S/.32.26 S/.99,733.17
S/.148.15 S/.116.99 S/.31.16 S/.96,179.52
S/.148.15 S/.118.10 S/.30.05 S/.92,592.15
S/.148.15 S/.119.22 S/.28.92 S/.88,970.74
S/.148.15 S/.120.36 S/.27.79 S/.85,314.96
S/.148.15 S/.121.50 S/.26.65 S/.81,624.50
S/.148.15 S/.122.65 S/.25.50 S/.77,899.01
S/.148.15 S/.123.81 S/.24.33 S/.74,138.18
S/.148.15 S/.124.99 S/.23.16 S/.70,341.66
S/.148.15 S/.126.18 S/.21.97 S/.66,509.12
S/.148.15 S/.127.37 S/.20.78 S/.62,640.21
S/.148.15 S/.128.58 S/.19.57 S/.58,734.59
S/.148.15 S/.129.80 S/.18.35 S/.54,791.91
S/.148.15 S/.131.03 S/.17.12 S/.50,811.82
S/.148.15 S/.132.28 S/.15.87 S/.46,793.96
S/.148.15 S/.133.53 S/.14.62 S/.42,737.98
S/.148.15 S/.134.80 S/.13.35 S/.38,643.51
S/.148.15 S/.136.08 S/.12.07 S/.34,510.20
S/.148.15 S/.137.37 S/.10.78 S/.30,337.66
S/.148.15 S/.138.67 S/.9.48 S/.26,125.52
S/.148.15 S/.139.99 S/.8.16 S/.21,873.42
S/.148.15 S/.141.32 S/.6.83 S/.17,580.98
S/.148.15 S/.142.66 S/.5.49 S/.13,247.80
S/.148.15 S/.144.01 S/.4.14 S/.8,873.50
S/.148.15 S/.145.38 S/.2.77 S/.4,457.70
S/.148.15 S/.146.76 S/.1.39 S/.0.00