Funciones Financieras

Supongamos un préstamo (Principal) de 5000 soles,

se debe pagar una cuota inicial del 10%. Para ello
solicita un préstamo con una TEA de 12% y pagos
mensuales de 148 soles con 15 centimos.

Anual Mensual C
Principal S/ 4,500.00 S/ 4,500.00 Mes
Duración 3 36 1
Tasa 12.00% 0.9489% 2
3
4
Cuota mensual S/ 148.15 5
6
7
Tasa 0.9489% 8
9
10
Duración 36 11
12
13
Principal S/.4,500.00 14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
eras

Cuadro de amortización
Cuota Amortización Interes Saldo
S/.148.15 S/.105.45 S/.42.70 S/.4,394.55
S/.148.15 S/.106.45 S/.41.70 S/.4,288.10
S/.148.15 S/.107.46 S/.40.69 S/.4,180.64
S/.148.15 S/.108.48 S/.39.67 S/.4,072.16
S/.148.15 S/.109.51 S/.38.64 S/.3,962.65
S/.148.15 S/.110.55 S/.37.60 S/.3,852.10
S/.148.15 S/.111.60 S/.36.55 S/.3,740.50
S/.148.15 S/.112.66 S/.35.49 S/.3,627.85
S/.148.15 S/.113.73 S/.34.42 S/.3,514.12
S/.148.15 S/.114.80 S/.33.34 S/.3,399.32
S/.148.15 S/.115.89 S/.32.26 S/.3,283.42
S/.148.15 S/.116.99 S/.31.16 S/.3,166.43
S/.148.15 S/.118.10 S/.30.05 S/.3,048.33
S/.148.15 S/.119.22 S/.28.92 S/.2,929.10
S/.148.15 S/.120.36 S/.27.79 S/.2,808.75
S/.148.15 S/.121.50 S/.26.65 S/.2,687.25
S/.148.15 S/.122.65 S/.25.50 S/.2,564.60
S/.148.15 S/.123.81 S/.24.33 S/.2,440.78
S/.148.15 S/.124.99 S/.23.16 S/.2,315.79
S/.148.15 S/.126.18 S/.21.97 S/.2,189.62
S/.148.15 S/.127.37 S/.20.78 S/.2,062.25
S/.148.15 S/.128.58 S/.19.57 S/.1,933.66
S/.148.15 S/.129.80 S/.18.35 S/.1,803.86
S/.148.15 S/.131.03 S/.17.12 S/.1,672.83
S/.148.15 S/.132.28 S/.15.87 S/.1,540.55
S/.148.15 S/.133.53 S/.14.62 S/.1,407.02
S/.148.15 S/.134.80 S/.13.35 S/.1,272.22
S/.148.15 S/.136.08 S/.12.07 S/.1,136.15
S/.148.15 S/.137.37 S/.10.78 S/.998.78
S/.148.15 S/.138.67 S/.9.48 S/.860.11
S/.148.15 S/.139.99 S/.8.16 S/.720.12
S/.148.15 S/.141.32 S/.6.83 S/.578.80
S/.148.15 S/.142.66 S/.5.49 S/.436.15
S/.148.15 S/.144.01 S/.4.14 S/.292.13
S/.148.15 S/.145.38 S/.2.77 S/.146.76
S/.148.15 S/.146.76 S/.1.39 S/.0.00