C* i 250000*(8%/12) 1666.

66666667
R
1  1  i 
n 1-(1+(8%/12))^-(5*12) 0.32878955557

5069.0985721
Préstamo =C ₡250,000.00
Plazo anual 5 -₡5,069.10 Costo - 304,145.91 ₡250,000.00
Plazo meses 60
Periodicidad 12
Tasa int anual 8%
Cuota =R 5,069.10

10,000.00
0.2115068244
47,279.80

Préstamo =C ₡500,000.00 # pagos saldo inicial Cuota Interés

Plazo anual 1 1 ₡500,000.00 47,279.80 10,000.00
Plazo meses 12 2 462,720.20 47,279.80 9,254.40
Periodicidad 12 3 424,694.81 47,279.80 8,493.90
Tasa int anual 24% 2.00% 4 385,908.91 47,279.80 7,718.18
Cuota =R 47,279.80 5 346,347.29 47,279.80 6,926.95
6 305,994.43 47,279.80 6,119.89
tasa o costo 2% 7 264,834.52 47,279.80 5,296.69
8 222,851.41 47,279.80 4,457.03
Gastos 50,000.00 9 180,028.64 47,279.80 3,600.57
10 136,349.42 47,279.80 2,726.99
Neto recibido 450,000.00 11 91,796.61 47,279.80 1,835.93
12 46,352.74 47,279.80 927.05
Tasa o Costo 3.76% Total pagos 567,357.58
Costo Anual 45.11%

Préstamo =C ₡45,000,000.00
Plazo anual 30
Plazo meses 360
Periodicidad 12
Tasa int anual 9% 9.5163%
Cuota =R -₡362,080.18
tasa nominal 9%
tasa o costo 9% Tasa efectiva o costo 9,52%
gastos 2,000,000.00

Neto 43,000,000.00

Costo 9.52%
Cero

C* i
R
1  1  i 
n

49,279.80

Amortización Saldo Final poliza

- 37,279.80 462,720.20 2000
- 38,025.39 424,694.81 2000
- 38,785.90 385,908.91 2000
- 39,561.62 346,347.29 2000
- 40,352.85 305,994.43 2000
- 41,159.91 264,834.52 2000
- 41,983.11 222,851.41 2000
- 42,822.77 180,028.64 2000
- 43,679.23 136,349.42 2000
- 44,552.81 91,796.61 2000
- 45,443.87 46,352.74 2000
- 46,352.74 - 0.00 2000