TALLER ATA 8 EVIDENCIA 2

VP 100,000,000 Tasa E.A a Tasa Periódica:

i 35% EA ie 35%
nper 12 meses n 12

A Fija ?? mes Tasa Per. 2.5324%

TABLA DE AMORTIZACIÓN CON CUOTA FIJA

AMORTIZACIÓN VARIABLE

ABONO A
nper SALDO INICIAL TOTAL CUOTA INTERESES CAPITAL SALDO
(1) (2) FINAL
[Amortización]

1 100,000,000 9,767,851 2,532,406 7,235,445 92,764,555

2 92,764,555 9,767,851 2,349,175 7,418,676 85,345,879
3 85,345,879 9,767,851 2,161,304 7,606,547 77,739,333
4 77,739,333 9,767,851 1,968,675 7,799,175 69,940,157
5 69,940,157 9,767,851 1,771,169 7,996,682 61,943,475
6 61,943,475 9,767,851 1,568,660 8,199,191 53,744,285
7 53,744,285 9,767,851 1,361,023 8,406,827 45,337,457
8 45,337,457 9,767,851 1,148,128 8,619,722 36,717,735
9 36,717,735 9,767,851 929,842 8,838,009 27,879,726
10 27,879,726 9,767,851 706,028 9,061,823 18,817,904
11 18,817,904 9,767,851 476,546 9,291,305 9,526,599
12 9,526,599 9,767,851 241,252 9,526,599 0
117,214,208

VP 30,000,000 30,000,000
i 28.80% NMV 2.40% mensual
nper 9 meses 9 meses
3333333.33333
TABLA DE AMORTIZACIÓN CON CUOTA VARIABLE
AMORTIZACION FIJA
 ABONO A
nper SALDO INICIAL TOTAL CUOTA INTERESES (3) CAPITAL (2) SALDO
(1) (4) FINAL (5)
(Amortización)

1 30,000,000 4,053,333 720,000 3,333,333 26,666,667

2 26,666,667 3,973,333 640,000 3,333,333 23,333,333
3 23,333,333 3,893,333 560,000 3,333,333 20,000,000
4 20,000,000 3,813,333 480,000 3,333,333 16,666,667
5 16,666,667 3,733,333 400,000 3,333,333 13,333,333
6 13,333,333 3,653,333 320,000 3,333,333 10,000,000
7 10,000,000 3,573,333 240,000 3,333,333 6,666,667
8 6,666,667 3,493,333 160,000 3,333,333 3,333,333
9 3,333,333 3,413,333 80,000 3,333,333 -

VP 30,000,000 30,000,000 Amortización fija

i 28.8% NMV 0.024 mensual
nper 12 meses

TABLA DE AMORTIZACIÓN CON CUOTA VARIABLE

AMORTIZACION FIJA
SALDO INICIAL TOTAL CUOTA ABONO A SALDO
nper INTERESES (3)
(1) (4) CAPITAL (2) FINAL (5)
1 30,000,000 3,220,000 720,000 2,500,000 27,500,000
2 27,500,000 3,160,000 660,000 2,500,000 25,000,000
3 25,000,000 3,100,000 600,000 2,500,000 22,500,000
4 22,500,000 3,040,000 540,000 2,500,000 20,000,000
5 20,000,000 2,980,000 480,000 2,500,000 17,500,000
6 17,500,000 2,920,000 420,000 2,500,000 15,000,000
7 15,000,000 2,860,000 360,000 2,500,000 12,500,000
8 12,500,000 2,800,000 300,000 2,500,000 10,000,000
9 10,000,000 2,740,000 240,000 2,500,000 7,500,000
10 7,500,000 2,680,000 180,000 2,500,000 5,000,000
11 5,000,000 2,620,000 120,000 2,500,000 2,500,000
12 2,500,000 2,560,000 60,000 2,500,000 -

RTA: la cuota para el 10 mes es de $2.680.000

VP 100,000,000
i 2.5324% Mensual
nper 12 meses
Anualidad
(cuota)Fija 9,767,850.65 mes
2,500,000