NOMBRE: DEL TALLER

AMORTIZACIONES
GA2 TALLER 02 ATA8

APRENDIZ : JHON FREDY GONZALEZ

EMELY PAOLA CAMPO BATISTA

SALDO INICIAL $ 10,000,000
PERIODOS 6
INTERES 3%
CUOTA $ 1,845,975

CUOTA SALDO INICIAL VALOR CUOTA ABONO A CAPITAL

1 $ 10,000,000.00 $ 1,845,975 $ 1,545,975.00
2 $ 8,454,025.00 $ 1,845,975 $ 1,592,354.25
3 $ 6,861,670.75 $ 1,845,975 $ 1,640,124.88
4 $ 5,221,545.87 $ 1,845,975 $ 1,689,328.62
5 $ 3,532,217.25 $ 1,845,975 $ 1,740,008.48
6 $ 1,792,208.77 $ 1,845,975 $ 1,792,208.74
 INTERES SALDO FINAL
$ 300,000.00 $ 8,454,025.00
$ 253,620.75 $ 6,861,670.75
$ 205,850.12 $ 5,221,545.87
$ 156,646.38 $ 3,532,217.25
$ 105,966.52 $ 1,792,208.77
$ 53,766.26 $ 0.03
SALDO INICIAL $ 10,000,000
PERIODOS 6
INTERES 3%
ABONO A CAPITAL $ 1,666,667

CUOTA SALDO INICIAL VALOR CUOTA ABONO A CAPITAL

1 $ 10,000,000 $ 1,966,667 $ 1,666,667
2 $ 8,333,333 $ 1,916,667 $ 1,666,667
3 $ 6,666,666 $ 1,866,667 $ 1,666,667
4 $ 4,999,999 $ 1,816,667 $ 1,666,667
5 $ 3,333,332 $ 1,766,667 $ 1,666,667
6 $ 1,666,665 $ 1,716,667 $ 1,666,667
 INTERES SALDO FINAL
$ 300,000 $ 8,333,333
$ 250,000 $ 6,666,666
$ 200,000 $ 4,999,999
$ 150,000 $ 3,333,332
$ 100,000 $ 1,666,665
$ 50,000 -$ 2
SALDO INICIAL $ 100,000,000
PERIODOS 12
ANUAL 35%
CUOTA $ 9,749,227
TASA NOMINAL 0.02500871547

CUOTA SALDO INICIAL VALOR CUOTA ABONO A CAPITAL

1 $ 100,000,000.00 $ 9,749,227 $ 7,248,355.60
2 $ 92,751,644.40 $ 9,749,227 $ 7,429,627.67
3 $ 85,322,016.73 $ 9,749,227 $ 7,615,433.11
4 $ 77,706,583.62 $ 9,749,227 $ 7,805,885.31
5 $ 69,900,698.31 $ 9,749,227 $ 8,001,100.48
6 $ 61,899,597.83 $ 9,749,227 $ 8,201,197.72
7 $ 53,698,400.11 $ 9,749,227 $ 8,406,299.14
8 $ 45,292,100.97 $ 9,749,227 $ 8,616,529.88
9 $ 36,675,571.09 $ 9,749,227 $ 8,832,018.23
10 $ 27,843,552.86 $ 9,749,227 $ 9,052,895.66
11 $ 18,790,657.20 $ 9,749,227 $ 9,279,296.95
12 $ 9,511,360.25 $ 9,749,227 $ 9,511,360.25

Luego de realizar el ejercicio cuota fija y de convertir la tasa de efectivo

anual, a la tasa nominal y hayar el valor de la cuota, comparando con el
simulador de internet hay una variacion significativa, con la cual comparo
pero no se haya el punto de variacion.
 INTERES SALDO FINAL
$ 2,500,871.55 $ 92,751,644.40
$ 2,319,599.48 $ 85,322,016.73
$ 2,133,794.04 $ 77,706,583.62
$ 1,943,341.84 $ 69,900,698.31
$ 1,748,126.68 $ 61,899,597.83
$ 1,548,029.43 $ 53,698,400.11
$ 1,342,928.01 $ 45,292,100.97
$ 1,132,697.27 $ 36,675,571.09
$ 917,208.92 $ 27,843,552.86
$ 696,331.49 $ 18,790,657.20
$ 469,930.20 $ 9,511,360.25
$ 237,866.90 $ -
SALDO INICIAL $ 30,000,000
PERIODOS 9
INTERES NOMINAL 29%
ABONO A CAPITAL $ 3,333,333

CUOTA SALDO INICIAL VALOR CUOTA ABONO A CAPITAL

1 $ 30,000,000 $ 11,973,333 $ 3,333,333
2 $ 26,666,667 $ 11,013,333 $ 3,333,333
3 $ 23,333,333 $ 10,053,333 $ 3,333,333
4 $ 20,000,000 $ 9,093,333 $ 3,333,333
5 $ 16,666,667 $ 8,133,333 $ 3,333,333
6 $ 13,333,333 $ 7,173,333 $ 3,333,333
7 $ 10,000,000 $ 6,213,333 $ 3,333,333
8 $ 6,666,667 $ 5,253,333 $ 3,333,333
9 $ 3,333,333 $ 4,293,333 $ 3,333,333
 INTERES SALDO FINAL
$ 8,640,000 $ 26,666,667
$ 7,680,000 $ 23,333,333
$ 6,720,000 $ 20,000,000
$ 5,760,000 $ 16,666,667
$ 4,800,000 $ 13,333,333
$ 3,840,000 $ 10,000,000
$ 2,880,000 $ 6,666,667
$ 1,920,000 $ 3,333,333
$ 960,000 $ -
SALDO INICIAL $ 30,000,000
PERIODOS 12
INTERES NOMINAL 29%
ABONO A CAPITAL $ 2,500,000

CUOTA SALDO INICIAL VALOR CUOTA ABONO A CAPITAL

1 $ 30,000,000 $ 11,140,000 $ 2,500,000
2 $ 27,500,000 $ 10,420,000 $ 2,500,000
3 $ 25,000,000 $ 9,700,000 $ 2,500,000
4 $ 22,500,000 $ 8,980,000 $ 2,500,000
5 $ 20,000,000 $ 8,260,000 $ 2,500,000
6 $ 17,500,000 $ 7,540,000 $ 2,500,000
7 $ 15,000,000 $ 6,820,000 $ 2,500,000
8 $ 12,500,000 $ 6,100,000 $ 2,500,000
9 $ 10,000,000 $ 5,380,000 $ 2,500,000
10 $ 7,500,000 $ 4,660,000 $ 2,500,000
11 $ 5,000,000 $ 3,940,000 $ 2,500,000
12 $ 2,500,000 $ 3,220,000 $ 2,500,000
 INTERES SALDO FINAL
$ 8,640,000 $ 27,500,000
$ 7,920,000 $ 25,000,000
$ 7,200,000 $ 22,500,000
$ 6,480,000 $ 20,000,000
$ 5,760,000 $ 17,500,000
$ 5,040,000 $ 15,000,000
$ 4,320,000 $ 12,500,000
$ 3,600,000 $ 10,000,000
$ 2,880,000 $ 7,500,000
$ 2,160,000 $ 5,000,000
$ 1,440,000 $ 2,500,000
$ 720,000 $ -