MATEMÁTICA FINANCIERA Y ACTUARIAL - Prof. W. Zans A.

TABLA DE NÚMEROS CONMUTADORES: TASA ANUAL COMPUESTA 4%

x Número de los Sumatoria de los D x Número de Sumatoria de los x
Edad al que viven al comenzar desde cada valor de fallecidos d x C x desde cada Edad al
comenzar el año x , actualizado x hasta x = 99 actualizado valor de x comenzar
–x –(x+1)
el año por (1.04) por (1.04) hasta x = 99 el año
Dx Nx Cx Mx
0 10,000,000.00 234,746,324.96 68,078.85 971,295.23 0
1 9,547,305.77 224,746,324.96 16,152.00 903,216.38 1
2 9,163,949.70 215,199,019.19 13,389.17 887,064.38 2
3 8,798,100.93 206,035,069.49 12,352.78 873,675.21 3
4 8,447,359.65 197,236,968.56 11,454.38 861,322.43 4
5 8,111,006.83 188,789,608.91 10,609.97 849,868.05 5
6 7,788,435.06 180,678,602.08 9,734.55 839,258.08 6
7 7,479,145.31 172,890,167.02 9,059.83 829,523.53 7
8 7,182,426.05 165,411,021.71 8,492.87 820,463.70 8
9 6,897,686.03 158,228,595.66 8,021.65 811,970.83 9
10 6,624,368.76 151,330,909.63 7,709.88 803,949.18 10
11 6,361,875.47 144,706,540.87 7,525.77 796,239.30 11
12 6,109,662.18 138,344,665.40 7,406.88 788,713.53 12
13 5,867,268.30 132,235,003.22 7,445.96 781,306.65 13
14 5,634,158.17 126,367,734.92 7,534.38 773,860.69 14
15 5,409,925.39 120,733,576.75 7,600.72 766,326.31 15
16 5,194,250.62 115,323,651.36 7,694.95 758,725.59 16
17 4,986,776.80 110,129,400.74 7,765.76 751,030.64 17
18 4,787,211.93 105,142,623.94 7,783.19 743,264.88 18
19 4,595,305.21 100,355,412.01 7,688.75 735,481.69 19
20 4,410,873.95 95,760,106.80 7,593.58 727,792.94 20
21 4,233,631.38 91,349,232.85 7,451.31 720,199.36 21
22 4,063,348.09 87,115,601.47 7,273.46 712,748.05 22
23 3,899,792.02 83,052,253.38 7,097.48 705,474.59 23
24 3,742,702.54 79,152,461.36 6,882.27 698,377.11 24
25 3,591,870.17 75,409,758.82 6,663.37 691,494.84 25
26 3,447,057.95 71,817,888.65 6,497.96 684,831.47 26
27 3,307,980.84 68,370,830.70 6,302.39 678,333.51 27
28 3,174,448.42 65,062,849.86 6,192.10 672,031.12 28
29 3,046,162.15 61,888,401.44 6,088.99 665,839.02 29
30 2,922,913.08 58,842,239.29 5,984.94 659,750.03 30
31 2,804,508.40 55,919,326.21 5,912.39 653,765.09 31
32 2,690,730.31 53,114,817.81 5,819.57 647,852.70 32
33 2,581,421.12 50,424,087.50 5,759.93 642,033.13 33
34 2,476,375.76 47,842,666.38 5,713.00 636,273.20 34
35 2,375,417.54 45,366,290.62 5,730.60 630,560.20 35
36 2,278,324.72 42,990,873.08 5,783.15 624,829.60 36
37 2,184,913.70 40,712,548.36 5,880.40 619,046.45 37
38 2,094,998.16 38,527,634.66 6,053.46 613,166.05 38
39 2,008,367.84 36,432,636.50 6,274.08 607,112.59 39
40 1,924,848.84 34,424,268.66 6,532.06 600,838.51 40
 MATEMÁTICA FINANCIERA Y ACTUARIAL - Prof. W. Zans A.
TABLA DE NÚMEROS CONMUTADORES: TASA ANUAL COMPUESTA 4%
x Número de los Sumatoria de los D x Número de Sumatoria de los x
Edad al que viven al comenzar desde cada valor de fallecidos d x C x desde cada Edad al
comenzar el año x , actualizado x hasta x = 99 actualizado valor de x comenzar
–x –(x+1)
el año por (1.04) por (1.04) hasta x = 99 el año
Dx Nx Cx Mx
41 1,844,284.13 32,499,419.82 6,803.86 594,306.45 41
42 1,766,546.26 30,655,135.69 7,081.20 587,502.59 42
43 1,691,520.97 28,888,589.43 7,354.92 580,421.39 43
44 1,619,107.56 27,197,068.46 7,663.87 573,066.47 44
45 1,549,170.32 25,577,960.90 7,967.64 565,402.60 45
46 1,481,619.21 24,028,790.58 8,305.24 557,434.96 46
47 1,416,328.61 22,547,171.37 8,662.32 549,129.72 47
48 1,353,192.11 21,130,842.76 9,042.71 540,467.40 48
49 1,292,103.55 19,777,650.65 9,444.35 531,424.69 49
50 1,232,962.91 18,485,547.10 9,864.63 521,980.34 50
51 1,175,676.63 17,252,584.19 10,299.37 512,115.71 51
52 1,120,158.93 16,076,907.56 10,723.10 501,816.34 52
53 1,066,352.80 14,956,748.63 11,172.01 491,093.24 53
54 1,014,167.22 13,890,395.83 11,600.48 479,921.23 54
55 963,560.31 12,876,228.61 12,049.08 468,320.75 55
56 914,451.22 11,912,668.30 12,494.88 456,271.67 56
57 866,785.14 10,998,217.08 12,952.72 443,776.79 57
58 820,494.53 10,131,431.94 13,412.62 430,824.07 58
59 775,524.43 9,310,937.41 13,862.75 417,411.45 59
60 731,833.81 8,535,412.98 14,313.26 403,548.70 60
61 689,373.09 7,803,579.17 14,742.27 389,235.44 61
62 648,116.47 7,114,206.08 15,150.40 374,493.17 62
63 608,038.51 6,466,089.61 15,533.77 359,342.77 63
64 569,118.64 5,858,051.10 15,891.88 343,809.00 64
65 531,337.58 5,288,932.46 16,221.48 327,917.12 65
66 494,680.04 4,757,594.88 16,524.97 311,695.64 66
67 459,128.92 4,262,914.84 16,793.34 295,170.67 67
68 424,676.77 3,803,785.92 17,019.90 278,377.33 68
69 391,323.15 3,379,109.15 17,162.51 261,357.43 69
70 359,109.75 2,987,786.00 17,191.78 244,194.92 70
71 328,106.06 2,628,676.25 17,084.17 227,003.14 71
72 298,402.43 2,300,570.19 16,828.20 209,918.97 72
73 270,097.21 2,002,167.76 16,429.42 193,090.77 73
74 243,279.44 1,732,070.55 15,935.02 176,661.35 74
75 217,987.52 1,488,791.11 15,383.85 160,726.33 75
76 194,219.53 1,270,803.59 14,787.43 145,342.48 76
77 171,962.12 1,076,584.06 14,170.77 130,555.05 77
78 151,177.42 904,621.94 13,527.97 116,384.28 78
79 131,834.93 753,444.52 12,828.27 102,856.31 79
80 113,936.09 621,609.59 12,049.91 90,028.04 80
 MATEMÁTICA FINANCIERA Y ACTUARIAL - Prof. W. Zans A.
TABLA DE NÚMEROS CONMUTADORES: TASA ANUAL COMPUESTA 4%
x Número de los Sumatoria de los D x Número de Sumatoria de los x
Edad al que viven al comenzar desde cada valor de fallecidos d x C x desde cada Edad al
comenzar el año x , actualizado x hasta x = 99 actualizado valor de x comenzar
el año por (1.04)–x por (1.04)–(x+1) hasta x = 99 el año
Dx Nx Cx Mx
81 97,504.02 507,673.50 11,190.48 77,978.13 81
82 82,563.39 410,169.48 10,255.94 66,787.65 82
83 69,131.93 327,606.09 9,266.05 56,531.71 83
84 57,206.96 258,474.16 8,252.83 47,265.66 84
85 46,753.87 201,267.20 7,245.52 39,012.83 85
86 37,710.13 154,513.33 6,267.81 31,767.31 86
87 29,991.93 116,803.20 5,340.17 25,499.50 87
88 23,498.22 86,811.27 4,480.41 20,159.33 88
89 18,114.03 63,313.05 3,702.04 15,678.92 89
90 13,715.30 45,199.02 3,010.14 11,976.88 90
91 10,177.66 31,483.72 2,406.71 8,966.74 91
92 7,379.50 21,306.06 1,888.53 6,560.03 92
93 5,207.14 13,926.56 1,450.19 4,671.50 93
94 3,556.68 8,719.42 1,084.69 3,221.31 94
95 2,335.19 5,162.74 790.54 2,136.62 95
96 1,454.84 2,827.55 562.47 1,346.08 96
97 836.42 1,372.71 395.29 783.61 97
98 408.95 536.29 265.88 388.32 98
99 127.34 127.34 122.44 122.44 99