URV 276.

1091 MONTO $50,000,000

MONTO $181,088

DATOS
UVR 276,1091
MONTO $5,000,000
TIEMPO 3 AÑOS
PERIOCIDAD MENSUAL
FORMA DE PAGO CUOTAS MENSUALES IGUALES EN UVR

PERIODO SALDO INICIAL

0 $181,088
1 $181,088
2 $176,461
3 $171,813
4 $167,143
5 $162,451
6 $157,736
7 $153,000
8 $148,241
9 $143,459
10 $138,655
11 $133,828
12 $128,979
13 $124,106
14 $119,210
15 $114,292
16 $109,350
17 $104,384
18 $99,396
19 $94,383
20 $89,347
21 $84,287
22 $79,204
23 $74,096
24 $68,964
25 $63,808
26 $58,627
27 $53,422
28 $48,193
29 $42,938
30 $37,659
31 $32,355
32 $27,026
33 $21,672
34 $16,292
35 $10,887
36 $5,456
 SE REALIZA LA SOLICITUD DE CREDITO HIPOTECARIO DE UNA VIVIENDA EN EL BANCO DAVIVIENDA POR EL MONTO DE
SEMESTRAL CON UVR+276

-$181,088 PUNTOS
11.00% AÑO SEMESTRAL ANTICIPADO
0.055 TASA ANTICIPADA
0.05820106 SEMESTRE VENCIDO
0.00472533 MES VENCIDO O EFECTIVO MENSUAL

INTERES PAGO ABONO CAPITALSALDO FINAL FLUJO DE CAJA

$181,088 $181,088
$856 $5,482.04 $4,626.34 $176,461.50 $5,482.04
$834 $5,482.04 $4,648.20 $171,813.30 $5,482.04
$812 $5,482.04 $4,670.16 $167,143.13 $5,482.04
$790 $5,482.04 $4,692.23 $162,450.90 $5,482.04
$768 $5,482.04 $4,714.41 $157,736.49 $5,482.04
$745 $5,482.04 $4,736.68 $152,999.81 $5,482.04
$723 $5,482.04 $4,759.06 $148,240.75 $5,482.04
$700 $5,482.04 $4,781.55 $143,459.20 $5,482.04
$678 $5,482.04 $4,804.15 $138,655.05 $5,482.04
$655 $5,482.04 $4,826.85 $133,828.20 $5,482.04
$632 $5,482.04 $4,849.66 $128,978.54 $5,482.04
$609 $5,482.04 $4,872.57 $124,105.97 $5,482.04
$586 $5,482.04 $4,895.60 $119,210.37 $5,482.04
$563 $5,482.04 $4,918.73 $114,291.64 $5,482.04
$540 $5,482.04 $4,941.97 $109,349.67 $5,482.04
$517 $5,482.04 $4,965.33 $104,384.34 $5,482.04
$493 $5,482.04 $4,988.79 $99,395.55 $5,482.04
$470 $5,482.04 $5,012.36 $94,383.19 $5,482.04
$446 $5,482.04 $5,036.05 $89,347.14 $5,482.04
$422 $5,482.04 $5,059.84 $84,287.30 $5,482.04
$398 $5,482.04 $5,083.75 $79,203.55 $5,482.04
$374 $5,482.04 $5,107.78 $74,095.77 $5,482.04
$350 $5,482.04 $5,131.91 $68,963.86 $5,482.04
$326 $5,482.04 $5,156.16 $63,807.70 $5,482.04
$302 $5,482.04 $5,180.53 $58,627.17 $5,482.04
$277 $5,482.04 $5,205.01 $53,422.16 $5,482.04
$252 $5,482.04 $5,229.60 $48,192.56 $5,482.04
$228 $5,482.04 $5,254.31 $42,938.25 $5,482.04
$203 $5,482.04 $5,279.14 $37,659.11 $5,482.04
$178 $5,482.04 $5,304.09 $32,355.02 $5,482.04
$153 $5,482.04 $5,329.15 $27,025.87 $5,482.04
$128 $5,482.04 $5,354.33 $21,671.54 $5,482.04
$102 $5,482.04 $5,379.63 $16,291.90 $5,482.04
$77 $5,482.04 $5,405.05 $10,886.85 $5,482.04
$51 $5,482.04 $5,430.59 $5,456.26 $5,482.04
$26 $5,482.04 $5,456.26 $0.00 $5,482.04
EN EL BANCO DAVIVIENDA POR EL MONTO DE 50.000.000 ANTICIPADO,CON UNA TASA DE INTERÉS PACTADA DE:11,00% de INTERÉS POR
SEMESTRAL CON UVR+276,1091 en el cual se usa una amortizacion con cuota CONSTANTE EN UVR

IPC INFLACIÓN DEL CIERRE DEL AÑO 2018

IPC INFLACIÓN DEL CIERRE DEL AÑO 2019
UVR 2020

UVR AÑOS UVR

276.1091 3/1/2018 3.18%
441.1994 3/2/2018 3.80%
705.0001 3/3/2018 276.1091
1126.5317 3/4/2018 276.830337
1800.1042 3/5/2018 277.553457
2876.4172 3/6/2018 278.278466
4596.2762 3/7/2018 279.00537
7344.4681 3/8/2018 279.734172
11735.8508 3/9/2018 280.464877
18752.9161 3/10/2018 281.197492
29965.6045 3/11/2018 281.93202
47882.5506 3/12/2018 282.668467
76512.3442 12/1/2019 283.406837
122260.3798 12/2/2019 284.147136
195361.9461 12/3/2019 284.889369
312172.1857 12/4/2019 285.633541
498825.2599 12/5/2019 286.379657
797081.3906 12/6/2019 287.127722
1273669.9488 12/7/2019 287.87774
2035218.9345 12/8/2019 288.629718
3252111.0477 12/9/2019 289.38366
5196603.7102 12/10/2019 290.139572
8303741.7005 12/11/2019 290.897458
13268690.4897 12/12/2019 291.657324
21202266.8409 12/1/2020 466.044212
33879463.8055 12/2/2020 744.699995
 54136573.0543 12/3/2020 1189.96882
86505753.4229 12/4/2020 1901.47148
138229018.8144 12/5/2020 3038.39371
220878506.7621 12/6/2020 4855.10113
352945533.2022 12/7/2020 7758.0489
563977687.2520 12/8/2020 12396.7187
901189565.5184 12/9/2020 19808.9282
1440026177.1993 12/10/2020 31653.0242
2301042389.2630 12/11/2020 50578.9072
3676874879.7908 12/12/2020 80820.8985
5875341082.2502 12/13/2020 129145.092

UVR- PRIMERO: 587,534,408

PACTADA DE:11,00% de INTERÉS POR UN TIEMPO DE PAGO DEL CREDITO DE (36 MESES)-3 AÑOS CAPITALIZABLE
ONSTANTE EN UVR

RRE DEL AÑO 2018 3.18% EA 0.26121%

RRE DEL AÑO 2019 3.80% EA 0.31128%
276.1091 EA 59.79171%

SALDO INICIAL INTERES PAGO ABONO CAPITAL

$5,758.59 $0.00 $0.00 $0.00
$6,881.34 $32.52 $208.32 $175.80
$48,722,625.53 $230,230.25 $1,513,640.73 $1,283,410.48
$47,563,133.08 $224,751.27 $1,517,594.58 $1,292,843.30
$46,391,154.40 $219,213.29 $1,521,558.75 $1,302,345.46
$45,206,587.36 $213,615.83 $1,525,533.28 $1,311,917.45
$44,009,329.07 $207,958.39 $1,529,518.19 $1,321,559.80
$42,799,275.84 $202,240.50 $1,533,513.51 $1,331,273.01
$41,576,323.19 $196,461.65 $1,537,519.27 $1,341,057.62
$40,340,365.84 $190,621.35 $1,541,535.49 $1,350,914.14
$39,091,297.73 $184,719.10 $1,545,562.20 $1,360,843.11
$37,829,011.98 $178,754.39 $1,549,599.43 $1,370,845.05
$36,553,400.89 $172,726.71 $1,553,647.21 $1,380,920.50
$35,264,355.94 $166,635.55 $1,557,705.56 $1,391,070.00
$33,961,767.81 $160,480.40 $1,561,774.51 $1,401,294.11
$32,645,526.32 $154,260.73 $1,565,854.09 $1,411,593.36
$31,315,520.47 $147,976.02 $1,569,944.32 $1,421,968.30
$29,971,638.41 $141,625.74 $1,574,045.24 $1,432,419.50
$28,613,767.44 $135,209.36 $1,578,156.87 $1,442,947.51
$27,241,794.00 $128,726.34 $1,582,279.24 $1,453,552.91
$25,855,603.67 $122,176.14 $1,586,412.38 $1,464,236.25
$24,455,081.17 $115,558.21 $1,590,556.32 $1,474,998.11
$23,040,110.33 $108,872.02 $1,594,711.08 $1,485,839.07
$21,610,574.11 $102,116.99 $1,598,876.69 $1,496,759.70
$32,140,207.10 $151,872.93 $2,554,872.34 $2,402,999.41
$47,517,591.36 $224,536.07 $4,082,474.09 $3,857,938.01
 $69,764,504.73 $329,659.98 $6,523,454.97 $6,193,795.00
$101,580,721.32 $480,001.95 $10,423,939.96 $9,943,938.01
$146,427,978.98 $691,919.83 $16,656,591.46 $15,964,671.63
$208,469,543.97 $985,086.40 $26,615,851.58 $25,630,765.18
$292,161,203.09 $1,380,556.71 $42,529,923.19 $41,149,366.48
$401,096,094.92 $1,895,309.51 $67,959,289.64 $66,063,980.13
$535,353,530.44 $2,529,719.56 $108,593,308.02 $106,063,588.45
$685,969,720.15 $3,241,430.05 $173,523,099.02 $170,281,668.97
$824,026,732.43 $3,893,794.33 $277,275,519.49 $273,381,725.15
$879,885,048.79 $4,157,743.05 $443,063,281.73 $438,905,538.68
$704,648,680.43 $3,329,694.21 $707,978,374.64 $704,648,680.43
EFECTIVO MENSUAL
EFECTIVO MENSUAL
EFECTIVO MENSUAL

SALDO FINAL FLUJO DE CAJA

$5,758.59 $5,758.59
$6,705.54 $208.32
$47,439,215.05 $1,513,640.73
$46,270,289.77 $1,517,594.58
$45,088,808.94 $1,521,558.75
$43,894,669.91 $1,525,533.28
$42,687,769.28 $1,529,518.19
$41,468,002.83 $1,533,513.51
$40,235,265.57 $1,537,519.27
$38,989,451.70 $1,541,535.49
$37,730,454.63 $1,545,562.20
$36,458,166.93 $1,549,599.43
$35,172,480.39 $1,553,647.21
$33,873,285.94 $1,557,705.56
$32,560,473.70 $1,561,774.51
$31,233,932.97 $1,565,854.09
$29,893,552.17 $1,569,944.32
$28,539,218.91 $1,574,045.24
$27,170,819.93 $1,578,156.87
$25,788,241.09 $1,582,279.24
$24,391,367.43 $1,586,412.38
$22,980,083.06 $1,590,556.32
$21,554,271.27 $1,594,711.08
$20,113,814.41 $1,598,876.69
$29,737,207.69 $2,554,872.34
$43,659,653.34 $4,082,474.09
 $63,570,709.73 $6,523,454.97
$91,636,783.31 $10,423,939.96
$130,463,307.35 $16,656,591.46
$182,838,778.80 $26,615,851.58
$251,011,836.61 $42,529,923.19
$335,032,114.79 $67,959,289.64
$429,289,941.98 $108,593,308.02
$515,688,051.18 $173,523,099.02
$550,645,007.28 $277,275,519.49
$440,979,510.11 $443,063,281.73
$0.00 $707,978,374.64
 SE REALIZA LA SOLICITUD CREDITO HIPOTECARIO DE UNA VIVIENDA EN EL BANCO DAVIVIENDA
POR EL MONTO DE 50000000,CON UNA TASA DE INTERES PACTAD0 DE:11,00% POR UN TIEMPO
DE PAGO DEL CREDITO DE (90 MESES) CON CUOTA CONSTANTE EN PESOS

CAPITAL $50,000,000
TASA PACTADA 11.00% 0.873%
PLAZO 90 MESES
PAGO $804,542.19

TABLA DE AMORTIZACIÓN EN PESOS

MES SALDO CAPITAL INTERES CUOTA ABONO CAPITAL
0 $50,000,000
1 $49,632,187.502 $436,729.691 $804,542.19 $367,812.498
2 $49,264,375.005 $433,516.998 $804,542.19 $371,025.190
3 $48,893,349.814 $430,304.306 $804,542.19 $374,237.883
4 $48,519,111.931 $427,063.551 $804,542.19 $377,478.638
5 $48,141,633.293 $423,794.735 $804,542.19 $380,747.454
6 $47,760,885.840 $420,497.613 $804,542.19 $384,044.576
7 $47,376,841.264 $417,171.938 $804,542.19 $387,370.250
8 $46,989,471.013 $413,817.465 $804,542.19 $390,724.724
9 $46,598,746.289 $410,433.943 $804,542.19 $394,108.246
10 $46,204,638.044 $407,021.122 $804,542.19 $397,521.067
11 $45,807,116.976 $403,578.746 $804,542.19 $400,963.443
12 $45,406,153.533 $400,106.561 $804,542.19 $404,435.628
13 $45,001,717.906 $396,604.308 $804,542.19 $407,937.881
14 $44,593,780.025 $393,071.727 $804,542.19 $411,470.462
15 $44,182,309.563 $389,508.556 $804,542.19 $415,033.633
16 $43,767,275.930 $385,914.528 $804,542.19 $418,627.661
17 $43,348,648.269 $382,289.378 $804,542.19 $422,252.811
18 $42,926,395.458 $378,632.835 $804,542.19 $425,909.353
19 $42,500,486.105 $374,944.629 $804,542.19 $429,597.560
20 $42,070,888.545 $371,224.483 $804,542.19 $433,317.705
21 $41,637,570.839 $367,472.123 $804,542.19 $437,070.066
22 $41,200,500.773 $363,687.269 $804,542.19 $440,854.920
23 $40,759,645.854 $359,869.640 $804,542.19 $444,672.549
24 $40,314,973.304 $356,018.951 $804,542.19 $448,523.238
25 $39,866,450.066 $352,134.917 $804,542.19 $452,407.272
26 $39,414,042.794 $348,217.249 $804,542.19 $456,324.940
27 $38,957,717.854 $344,265.655 $804,542.19 $460,276.534
28 $38,497,441.320 $340,279.842 $804,542.19 $464,262.347
29 $38,033,178.973 $336,259.513 $804,542.19 $468,282.676
30 $37,564,896.297 $332,204.370 $804,542.19 $472,337.819
31 $37,092,558.478 $328,114.111 $804,542.19 $476,428.078
32 $36,616,130.400 $323,988.432 $804,542.19 $480,553.757
33 $36,135,576.644 $319,827.026 $804,542.19 $484,715.162
34 $35,650,861.481 $315,629.585 $804,542.19 $488,912.604
35 $35,161,948.877 $311,395.794 $804,542.19 $493,146.394
36 $34,668,802.482 $307,125.341 $804,542.19 $497,416.847
37 $34,171,385.635 $302,817.908 $804,542.19 $501,724.281
38 $33,669,661.354 $298,473.174 $804,542.19 $506,069.015
39 $33,163,592.339 $294,090.816 $804,542.19 $510,451.373
40 $32,653,140.966 $289,670.509 $804,542.19 $514,871.680
41 $32,138,269.286 $285,211.923 $804,542.19 $519,330.266
42 $31,618,939.021 $280,714.728 $804,542.19 $523,827.460
43 $31,095,111.560 $276,178.589 $804,542.19 $528,363.599
44 $30,566,747.961 $271,603.169 $804,542.19 $532,939.020
45 $30,033,808.941 $266,988.128 $804,542.19 $537,554.061
46 $29,496,254.880 $262,333.122 $804,542.19 $542,209.067
47 $28,954,045.813 $257,637.806 $804,542.19 $546,904.383
48 $28,407,141.430 $252,901.830 $804,542.19 $551,640.359
49 $27,855,501.071 $248,124.842 $804,542.19 $556,417.347
50 $27,299,083.724 $243,306.488 $804,542.19 $561,235.701
51 $26,737,848.023 $238,446.408 $804,542.19 $566,095.781
52 $26,171,752.242 $233,544.242 $804,542.19 $570,997.947
53 $25,600,754.295 $228,599.625 $804,542.19 $575,942.563
54 $25,024,811.732 $223,612.190 $804,542.19 $580,929.999
55 $24,443,881.733 $218,581.566 $804,542.19 $585,960.623
56 $23,857,921.111 $213,507.378 $804,542.19 $591,034.810
57 $23,266,886.300 $208,389.250 $804,542.19 $596,152.939
58 $22,670,733.362 $203,226.801 $804,542.19 $601,315.388
59 $22,069,417.974 $198,019.648 $804,542.19 $606,522.541
60 $21,462,895.433 $192,767.402 $804,542.19 $611,774.787
61 $20,851,120.646 $187,469.674 $804,542.19 $617,072.515
62 $20,234,048.131 $182,126.070 $804,542.19 $622,416.119
63 $19,611,632.011 $176,736.192 $804,542.19 $627,805.997
64 $18,983,826.014 $171,299.640 $804,542.19 $633,242.549
65 $18,350,583.465 $165,816.009 $804,542.19 $638,726.179
66 $17,711,857.286 $160,284.893 $804,542.19 $644,257.296
67 $17,067,599.990 $154,705.879 $804,542.19 $649,836.310
68 $16,417,763.680 $149,078.553 $804,542.19 $655,463.635
69 $15,762,300.045 $143,402.497 $804,542.19 $661,139.692
70 $15,101,160.353 $137,677.289 $804,542.19 $666,864.900
71 $14,434,295.453 $131,902.502 $804,542.19 $672,639.687
72 $13,761,655.766 $126,077.708 $804,542.19 $678,464.481
73 $13,083,191.285 $120,202.473 $804,542.19 $684,339.715
74 $12,398,851.569 $114,276.362 $804,542.19 $690,265.827
75 $11,708,585.742 $108,298.932 $804,542.19 $696,243.257
76 $11,012,342.486 $102,269.741 $804,542.19 $702,272.448
77 $10,310,070.038 $96,188.339 $804,542.19 $708,353.850
78 $9,601,716.187 $90,054.274 $804,542.19 $714,487.915
79 $8,887,228.272 $83,867.091 $804,542.19 $720,675.098
80 $8,166,553.174 $77,626.329 $804,542.19 $726,915.860
81 $7,439,637.315 $71,331.525 $804,542.19 $733,210.664
82 $6,706,426.651 $64,982.210 $804,542.19 $739,559.979
83 $5,966,866.672 $58,577.913 $804,542.19 $745,964.276
84 $5,220,902.396 $52,118.157 $804,542.19 $752,424.032
85 $4,468,478.364 $45,602.462 $804,542.19 $758,939.727
86 $3,709,538.637 $39,030.344 $804,542.19 $765,511.845
87 $2,944,026.791 $32,401.313 $804,542.19 $772,140.876
88 $2,171,885.916 $25,714.878 $804,542.19 $778,827.311
89 $1,393,058.605 $18,970.541 $804,542.19 $785,571.648
90 $607,486.957 $12,167.801 $804,542.19 $792,374.388
$22,591,722.069 $49,817,074.933