TABLA DE AMORTIZACION CON PERIODO DE GRACIA (SIN PAGO DE INTERES)

Periodo Pago Intereses Amortizacion Cuota Extra Saldo

0 $0.00 $8,500.00
1 $ - $ 127.50 -$127.50 $ 8,627.50
2 $ - $ 129.41 -$129.41 $ 8,756.91
3 $ - $ 131.35 -$131.35 $ 8,888.27
4 $ - $ 133.32 -$133.32 $ 9,021.59
5 $1,205.14 $ 135.32 $1,069.82 $ 7,951.77
6 $1,205.14 $ 119.28 $1,085.86 $ 6,865.91
7 $1,205.14 $ 102.99 $1,102.15 $ 5,763.76
8 $1,205.14 $ 86.46 $1,118.68 $ 4,645.07
9 $1,205.14 $ 69.68 $1,135.46 $ 3,509.61
10 $1,205.14 $ 52.64 $1,152.50 $ 2,357.11
11 $1,205.14 $ 35.36 $1,169.78 $ 1,187.33
12 $1,205.14 $ 17.81 $1,187.33 $ (0.00)

OPCION A R= $1,205.14
C= $8,500.00 OPCION B R= $1,135.46
i= 1.5% R= $779.28
n= 8 12
Inicio de Pago= 5

Ejercicio 1

TABLA DE AMORTIZACION CON PERIODO DE GRACIA (CON PAGO DE INTERESES)

Periodo Pago Intereses Amortizacion Cuota Extra Saldo
0 $0.00 $8,500.00
1 $127.50 $ 127.50 $0.00 $ 8,500.00
2 $127.50 $ 127.50 $0.00 $ 8,500.00
3 $127.50 $ 127.50 $0.00 $ 8,500.00
4 $127.50 $ 127.50 $0.00 $ 8,500.00
5 $1,135.46 $ 127.50 $1,007.96 $ 7,492.04
6 $1,135.46 $ 112.38 $1,023.08 $ 6,468.95
7 $1,135.46 $ 97.03 $1,038.43 $ 5,430.52
8 $1,135.46 $ 81.46 $1,054.01 $ 4,376.52
9 $1,135.46 $ 65.65 $1,069.82 $ 3,306.70
10 $1,135.46 $ 49.60 $1,085.86 $ 2,220.84
11 $1,135.46 $ 33.31 $1,102.15 $ 1,118.68
12 $1,135.46 $ 16.78 $1,118.68 $ (0.00)
 TABLA DE AMORTIZACION CON PERIODO DE GRACIA (SIN PAGO DE INTERES)
Periodo Pago Intereses Amortizacion Cuota Extra Saldo
0 $0.00 $35,000.00
1 $ - $ 1,400.00 -$1,400.00 $ 36,400.00
2 $ - $ 1,456.00 -$1,456.00 $ 37,856.00
3 $7,221.48 $ 1,514.24 $5,707.24 $ 32,148.76
4 $7,221.48 $ 1,285.95 $5,935.53 $ 26,213.23
5 $7,221.48 $ 1,048.53 $6,172.95 $ 20,040.27
6 $7,221.48 $ 801.61 $6,419.87 $ 13,620.40
7 $7,221.48 $ 544.82 $6,676.67 $ 6,943.73
8 $7,221.48 $ 277.75 $6,943.73 $ 0.00

OPCION A R= $7,221.48
C= $35,000.00 OPCION B R= $6,676.67
i= 4% R= $5,198.47
n= 6 8
Inicio de Pago= 3

Ejercicio 2

TABLA DE AMORTIZACION CON PERIODO DE GRACIA (CON PAGO DE INTERESES)

Periodo Pago Intereses Amortizacion Cuota Extra Saldo
0 $0.00 $ 35,000.00
1 $1,400.00 $ 1,400.00 $0.00 $ 35,000.00
2 $1,400.00 $ 1,400.00 $0.00 $ 35,000.00
3 $6,676.67 $ 1,400.00 $5,276.67 $ 29,723.33
4 $6,676.67 $ 1,188.93 $5,487.73 $ 24,235.60
5 $6,676.67 $ 969.42 $5,707.24 $ 18,528.36
6 $6,676.67 $ 741.13 $5,935.53 $ 12,592.83
7 $6,676.67 $ 503.71 $6,172.95 $ 6,419.87
8 $6,676.67 $ 256.79 $6,419.87 $ 0.00
 TABLA DE AMORTIZACION CON PERIODO DE GRACIA (SIN PAGO DE INTERES)
Periodo Pago Intereses Amortizacion Cuota Extra Saldo
0 $0.00 $500,000.00
1 $ - $ 40,000.00 -$40,000.00 $ 540,000.00
2 $ - $ 43,200.00 -$43,200.00 $ 583,200.00
3 $ - $ 46,656.00 -$46,656.00 $ 629,856.00
4 $100,827.17 $ 50,388.48 $50,438.69 $ 579,417.31
5 $100,827.17 $ 46,353.39 $54,473.78 $ 524,943.53
6 $100,827.17 $ 41,995.48 $58,831.68 $ 466,111.85
7 $100,827.17 $ 37,288.95 $63,538.22 $ 402,573.63
8 $100,827.17 $ 32,205.89 $68,621.27 $ 333,952.36
9 $100,827.17 $ 26,716.19 $74,110.98 $ 259,841.38
10 $100,827.17 $ 20,787.31 $80,039.85 $ 179,801.53
11 $100,827.17 $ 14,384.12 $86,443.04 $ 93,358.49
12 $100,827.17 $ 7,468.68 $93,358.49 $ 0.00

OPCION A R= $100,827.17
C= $500,000.00 OPCION B R= $80,039.85
i= 8% R= $66,347.51
n= 9 12
Inicio de Pago= 4

Ejercicio 3

TABLA DE AMORTIZACION CON PERIODO DE GRACIA (CON PAGO DE INTERESES)

Periodo Pago Intereses Amortizacion Cuota Extra Saldo
0 $0.00 $ 500,000.00
1 $40,000.00 $ 40,000.00 $0.00 $ 500,000.00
2 $40,000.00 $ 40,000.00 $0.00 $ 500,000.00
3 $40,000.00 $ 40,000.00 $0.00 $ 500,000.00
4 $80,039.85 $ 40,000.00 $40,039.85 $ 459,960.15
5 $80,039.85 $ 36,796.81 $43,243.04 $ 416,717.10
6 $80,039.85 $ 33,337.37 $46,702.49 $ 370,014.62
7 $80,039.85 $ 29,601.17 $50,438.69 $ 319,575.93
8 $80,039.85 $ 25,566.07 $54,473.78 $ 265,102.15
9 $80,039.85 $ 21,208.17 $58,831.68 $ 206,270.47
10 $80,039.85 $ 16,501.64 $63,538.22 $ 142,732.25
11 $80,039.85 $ 11,418.58 $68,621.27 $ 74,110.98
12 $80,039.85 $ 5,928.88 $74,110.98 $ 0.00
 TABLA DE AMORTIZACION CON PERIODO DE GRACIA (SIN PAGO DE INTERES)
Periodo Pago Intereses Amortizacion Cuota Extra Saldo
0 $0.00 $75,000.00
1 $ - $ 5,250.00 -$5,250.00 $ 80,250.00
2 $ - $ 5,617.50 -$5,617.50 $ 85,867.50
3 $ - $ 6,010.73 -$6,010.73 $ 91,878.23
4 $ - $ 6,431.48 -$6,431.48 $ 98,309.70
5 $13,997.09 $ 6,881.68 $7,115.41 $ 91,194.29
6 $13,997.09 $ 6,383.60 $7,613.49 $ 83,580.80
7 $13,997.09 $ 5,850.66 $8,146.43 $ 75,434.37
8 $13,997.09 $ 5,280.41 $8,716.68 $ 66,717.68
9 $13,997.09 $ 4,670.24 $9,326.85 $ 57,390.83
10 $13,997.09 $ 4,017.36 $9,979.73 $ 47,411.10
11 $13,997.09 $ 3,318.78 $10,678.31 $ 36,732.79
12 $13,997.09 $ 2,571.30 $11,425.79 $ 25,306.99
13 $13,997.09 $ 1,771.49 $12,225.60 $ 13,081.39
14 $13,997.09 $ 915.70 $13,081.39 $ -

OPCION A R= $13,997.09
C= $75,000.00 OPCION B R= $10,678.31
i= 7% R= $8,575.87
n= 10 14
Inicio de Pago= 5

Ejercicio 4

TABLA DE AMORTIZACION CON PERIODO DE GRACIA (CON PAGO DE INTERESES)

Periodo Pago Intereses Amortizacion Cuota Extra Saldo
0 $0.00 $ 75,000.00
1 $5,250.00 $ 5,250.00 $0.00 $ 75,000.00
2 $5,250.00 $ 5,250.00 $0.00 $ 75,000.00
3 $5,250.00 $ 5,250.00 $0.00 $ 75,000.00
4 $5,250.00 $ 5,250.00 $0.00 $ 75,000.00
5 $10,678.31 $ 5,250.00 $5,428.31 $ 69,571.69
6 $10,678.31 $ 4,870.02 $5,808.29 $ 63,763.39
7 $10,678.31 $ 4,463.44 $6,214.88 $ 57,548.52
8 $10,678.31 $ 4,028.40 $6,649.92 $ 50,898.60
9 $10,678.31 $ 3,562.90 $7,115.41 $ 43,783.19
10 $10,678.31 $ 3,064.82 $7,613.49 $ 36,169.70
11 $10,678.31 $ 2,531.88 $8,146.43 $ 28,023.27
12 $10,678.31 $ 1,961.63 $8,716.68 $ 19,306.58
13 $10,678.31 $ 1,351.46 $9,326.85 $ 9,979.73
14 $10,678.31 $ 698.58 $9,979.73 $ -