LINA JOHANNA TRUJILLO

ACTIVIDAD 3 - NUESTRA ECONOMIA Y FINANZAS

Simulación de credito Libre Inversión Entidad: Banco Caja Social

Intereses 3.50
Cuota mensual $ 759,728.5
seguro de vida asociado a ladeuda por cuotas
cuota mensula mas seguro 759,728.5
plazo 24.

valor del seguro de

Cuota Valor actual Intereses Abono a capital vida asociado a la Cuota mensual sin
# deuda seguro
0
1 $ 12,200,000 $ 427,000 $ 332,728.53 - $ 759,728.53
2 $ 11,867,271 $ 415,355 $ 344,374.03 - $ 759,728.53
3 $ 11,522,897 $ 403,301 $ 356,427.12 - $ 759,728.53
4 $ 11,166,470 $ 390,826 $ 368,902.07 - $ 759,728.53
5 $ 10,797,568 $ 377,915 $ 381,813.64 - $ 759,728.53
6 $ 10,415,755 $ 364,551 $ 395,177.12 - $ 759,728.53
7 $ 10,020,577 $ 350,720 $ 409,008.32 - $ 759,728.53
8 $ 9,611,569 $ 336,405 $ 423,323.61 - $ 759,728.53
9 $ 9,188,246 $ 321,589 $ 438,139.93 - $ 759,728.53
10 $ 8,750,106 $ 306,254 $ 453,474.83 - $ 759,728.53
11 $ 8,296,631 $ 290,382 $ 469,346.45 - $ 759,728.53
12 $ 7,827,284 $ 273,955 $ 485,773.58 - $ 759,728.53
13 $ 7,341,511 $ 256,953 $ 502,775.65 - $ 759,728.53
14 $ 6,838,735 $ 239,356 $ 520,372.80 - $ 759,728.53
15 $ 6,318,362 $ 221,143 $ 538,585.85 - $ 759,728.53
16 $ 5,779,776 $ 202,292 $ 557,436.35 - $ 759,728.53
17 $ 5,222,340 $ 182,782 $ 576,946.62 - $ 759,728.53
18 $ 4,645,394 $ 162,589 $ 597,139.76 - $ 759,728.53
19 $ 4,048,254 $ 141,689 $ 618,039.65 - $ 759,728.53
20 $ 3,430,214 $ 120,057 $ 639,671.04 - $ 759,728.53
21 $ 2,790,543 $ 97,669 $ 662,059.52 - $ 759,728.53
22 $ 2,128,484 $ 74,497 $ 685,231.61 - $ 759,728.53
23 $ 1,443,252 $ 50,514 $ 709,214.71 - $ 759,728.53
24 $ 734,037 $ 25,691 $ 734,037.23 - $ 759,728.53
ja Social

3.50%
$ 759,728.53

759,728.53
24.0

Saldo

12,200,000
11,867,271
11,522,897
11,166,470
10,797,568
10,415,755
10,020,577
9,611,569
9,188,246
8,750,106
8,296,631
7,827,284
7,341,511
6,838,735
6,318,362
5,779,776
5,222,340
4,645,394
4,048,254
3,430,214
2,790,543
2,128,484
1,443,252
734,037
(0)
 LINA JOHANNA TRUJILLO
Actividad 3 - Nuestra economía y finanzas
Simulación para prestamos
Valor Prestamo 13,000,000
Intereses 10%
Cuotas 24

Valor actual Intereses Capital Valor cuota Saldo

Cuota #
0 13,200,000
1 13,200,000 $ 1,320,000 $ 541,666.67 $ 1,861,666.67 12,658,333
2 $ 12,658,333 $ 1,265,833 $ 541,666.67 $ 1,807,500.00 12,116,667
3 $ 12,116,667 $ 1,211,667 $ 541,666.67 $ 1,753,333.33 11,575,000
4 $ 11,575,000 $ 1,157,500 $ 541,666.67 $ 1,699,166.67 11,033,333
5 $ 11,033,333 $ 1,103,333 $ 541,666.67 $ 1,645,000.00 10,491,667
6 $ 10,491,667 $ 1,049,167 $ 541,666.67 $ 1,590,833.33 9,950,000
7 $ 9,950,000 $ 995,000 $ 541,666.67 $ 1,536,666.67 9,408,333
8 $ 9,408,333 $ 940,833 $ 541,666.67 $ 1,482,500.00 8,866,667
9 $ 8,866,667 $ 886,667 $ 541,666.67 $ 1,428,333.33 8,325,000
10 $ 8,325,000 $ 832,500 $ 541,666.67 $ 1,374,166.67 7,783,333
11 $ 7,783,333 $ 778,333 $ 541,666.67 $ 1,320,000.00 7,241,667
12 $ 7,241,667 $ 724,167 $ 541,666.67 $ 1,265,833.33 6,700,000
13 $ 6,700,000 $ 670,000 $ 541,666.67 $ 1,211,666.67 6,158,333
14 $ 6,158,333 $ 615,833 $ 541,666.67 $ 1,157,500.00 5,616,667
15 $ 5,616,667 $ 561,667 $ 541,666.67 $ 1,103,333.33 5,075,000
16 $ 5,075,000 $ 507,500 $ 541,666.67 $ 1,049,166.67 4,533,333
17 $ 4,533,333 $ 453,333 $ 541,666.67 $ 995,000.00 3,991,667
18 $ 3,991,667 $ 399,167 $ 541,666.67 $ 940,833.33 3,450,000
19 $ 3,450,000 $ 345,000 $ 541,666.67 $ 886,666.67 2,908,333
20 $ 2,908,333 $ 290,833 $ 541,666.67 $ 832,500.00 2,366,667
21 $ 2,366,667 $ 236,667 $ 541,666.67 $ 778,333.33 1,825,000
22 $ 1,825,000 $ 182,500 $ 541,666.67 $ 724,166.67 1,283,333
23 $ 1,283,333 $ 128,333 $ 541,666.67 $ 670,000.00 741,667
24 $ 741,667 $ 74,167 $ 541,666.67 $ 615,833.33 200,000

$ 16,730,000
1.2674
127 %
se ha pagado por el prestamo el 125%