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Elegir una alternativa de inversión para sus ahorros de 200 mil pesos y aportaciones mensuales de tres m
𝑉𝐹=𝐴(((1+𝑖)^𝑛)−1)/𝑖) VF = 412,981.52
284,205.32
128,776.20
412,981.52
Tabla de capitalización
Tiempo Meses
36 Periodos Mensualidades
36 200,000.00
35 3,000.00
34 3,000.00
33 3,000.00
32 3,000.00
31 3,000.00
30 3,000.00
29 3,000.00
28 3,000.00
27 3,000.00
26 3,000.00
25 3,000.00
24 3,000.00
23 3,000.00
22 3,000.00
21 3,000.00
20 3,000.00
19 3,000.00
18 3,000.00
17 3,000.00
16 3,000.00
15 3,000.00
14 3,000.00
13 3,000.00
12 3,000.00
11 3,000.00
10 3,000.00
9 3,000.00
8 3,000.00
7 3,000.00
6 3,000.00
5 3,000.00
4 3,000.00
3 3,000.00
2 3,000.00
1 3,000.00
0 3,000.00
308,000.00
que Maria Andrea ha logrado acumular al término de los 3 años?
284,205.32 84,205.32
4,221.67 1,221.67
4,180.67 1,180.67
4,140.06 1,140.06
4,099.85 1,099.85
4,060.03 1,060.03
4,020.59 1,020.59
3,981.54 981.54
3,942.86 942.86
3,904.57 904.57
3,866.64 866.64
3,829.09 829.09
3,791.89 791.89
3,755.06 755.06
3,718.59 718.59
3,682.47 682.47
3,646.70 646.70
3,611.28 611.28
3,576.20 576.20
3,541.47 541.47
3,507.07 507.07
3,473.01 473.01
3,439.27 439.27
3,405.87 405.87
3,372.79 372.79
3,340.02 340.02
3,307.58 307.58
3,275.46 275.46
3,243.64 243.64
3,212.14 212.14
3,180.94 180.94
3,150.04 150.04
3,119.44 119.44
3,089.14 89.14
3,059.14 59.14
3,029.43 29.43
3,000.00 -
412,981.52
Tablas de amortizacion DECISION 1 INVERTIR EN BANORTE
Elegir una alternativa de inversión para sus ahorros de 200 mil pesos y aportaciones mensuales de tres m
𝑉𝐹=𝐴(((1+𝑖)^𝑛)−1)/𝑖) VF = 359,579.32
241,128.69
118,450.63
359,579.32
Tabla de capitalización
Tiempo Meses
36 Periodos Mensualidades
36 200,000.00
35 3,000.00
34 3,000.00
33 3,000.00
32 3,000.00
31 3,000.00
30 3,000.00
29 3,000.00
28 3,000.00
27 3,000.00
26 3,000.00
25 3,000.00
24 3,000.00
23 3,000.00
22 3,000.00
21 3,000.00
20 3,000.00
19 3,000.00
18 3,000.00
17 3,000.00
16 3,000.00
15 3,000.00
14 3,000.00
13 3,000.00
12 3,000.00
11 3,000.00
10 3,000.00
9 3,000.00
8 3,000.00
7 3,000.00
6 3,000.00
5 3,000.00
4 3,000.00
3 3,000.00
2 3,000.00
1 3,000.00
0 3,000.00
308,000.00
que Maria Andrea ha logrado acumular al término de los 3 años?
241,128.69 41,128.69
3,598.19 598.19
3,579.55 579.55
3,561.00 561.00
3,542.55 542.55
3,524.19 524.19
3,505.93 505.93
3,487.77 487.77
3,469.70 469.70
3,451.72 451.72
3,433.83 433.83
3,416.04 416.04
3,398.34 398.34
3,380.73 380.73
3,363.22 363.22
3,345.79 345.79
3,328.46 328.46
3,311.21 311.21
3,294.05 294.05
3,276.99 276.99
3,260.01 260.01
3,243.12 243.12
3,226.31 226.31
3,209.60 209.60
3,192.97 192.97
3,176.42 176.42
3,159.96 159.96
3,143.59 143.59
3,127.30 127.30
3,111.10 111.10
3,094.98 94.98
3,078.94 78.94
3,062.99 62.99
3,047.12 47.12
3,031.33 31.33
3,015.63 15.63
3,000.00 -
359,579.32
Tablas de amortizacion DECISION 1 INVERTIR EN GBM
Elegir una alternativa de inversión para sus ahorros de 200 mil pesos y aportaciones mensuales de tres m
𝑉𝐹=𝐴(((1+𝑖)^𝑛)−1)/𝑖) VF = 423,442.22
292,693.55
130,748.67
423,442.22
Tabla de capitalización
Tiempo Meses
36 Periodos Mensualidades
36 200,000.00
35 3,000.00
34 3,000.00
33 3,000.00
32 3,000.00
31 3,000.00
30 3,000.00
29 3,000.00
28 3,000.00
27 3,000.00
26 3,000.00
25 3,000.00
24 3,000.00
23 3,000.00
22 3,000.00
21 3,000.00
20 3,000.00
19 3,000.00
18 3,000.00
17 3,000.00
16 3,000.00
15 3,000.00
14 3,000.00
13 3,000.00
12 3,000.00
11 3,000.00
10 3,000.00
9 3,000.00
8 3,000.00
7 3,000.00
6 3,000.00
5 3,000.00
4 3,000.00
3 3,000.00
2 3,000.00
1 3,000.00
0 3,000.00
308,000.00
que Maria Andrea ha logrado acumular al término de los 3 años?
292,693.55 92,693.55
4,344.21 1,344.21
4,298.50 1,298.50
4,253.27 1,253.27
4,208.51 1,208.51
4,164.23 1,164.23
4,120.41 1,120.41
4,077.06 1,077.06
4,034.16 1,034.16
3,991.71 991.71
3,949.70 949.70
3,908.14 908.14
3,867.02 867.02
3,826.33 826.33
3,786.07 786.07
3,746.23 746.23
3,706.81 706.81
3,667.81 667.81
3,629.22 629.22
3,591.03 591.03
3,553.24 553.24
3,515.85 515.85
3,478.86 478.86
3,442.25 442.25
3,406.03 406.03
3,370.19 370.19
3,334.73 334.73
3,299.64 299.64
3,264.92 264.92
3,230.57 230.57
3,196.58 196.58
3,162.94 162.94
3,129.66 129.66
3,096.73 96.73
3,064.14 64.14
3,031.90 31.90
3,000.00 -
423,442.22
Tablas de amortizacion DECISION 2
Compra de un inmueble con un precio de $800,000, enganche del 40%, a una tasa de 11.7% a 5 años, co
Credito $ 800,000.00
0.060% 480
0.01593% 127.44
607.44
0
1 $ 480,000.00 $ 4,680.00
2 $ 474,075.29 $ 4,622.23
3 $ 468,092.81 $ 4,563.90
4 $ 462,052.01 $ 4,505.01
5 $ 455,952.31 $ 4,445.53
6 $ 449,793.13 $ 4,385.48
7 $ 443,573.91 $ 4,324.85
8 $ 437,294.04 $ 4,263.62
9 $ 430,952.95 $ 4,201.79
10 $ 424,550.03 $ 4,139.36
11 $ 418,084.68 $ 4,076.33
12 $ 411,556.30 $ 4,012.67
13 $ 404,964.26 $ 3,948.40
14 $ 398,307.96 $ 3,883.50
15 $ 391,586.75 $ 3,817.97
16 $ 384,800.01 $ 3,751.80
17 $ 377,947.10 $ 3,684.98
18 $ 371,027.38 $ 3,617.52
19 $ 364,040.18 $ 3,549.39
20 $ 356,984.87 $ 3,480.60
21 $ 349,860.76 $ 3,411.14
22 $ 342,667.19 $ 3,341.01
23 $ 335,403.49 $ 3,270.18
24 $ 328,068.96 $ 3,198.67
25 $ 320,662.92 $ 3,126.46
26 $ 313,184.68 $ 3,053.55
27 $ 305,633.52 $ 2,979.93
28 $ 298,008.74 $ 2,905.59
29 $ 290,309.61 $ 2,830.52
30 $ 282,535.42 $ 2,754.72
31 $ 274,685.43 $ 2,678.18
32 $ 266,758.90 $ 2,600.90
33 $ 258,755.09 $ 2,522.86
34 $ 250,673.25 $ 2,444.06
35 $ 242,512.60 $ 2,364.50
36 $ 234,272.39 $ 2,284.16
37 $ 225,951.83 $ 2,203.03
38 $ 217,550.16 $ 2,121.11
39 $ 209,066.56 $ 2,038.40
40 $ 200,500.25 $ 1,954.88
41 $ 191,850.42 $ 1,870.54
42 $ 183,116.25 $ 1,785.38
43 $ 174,296.92 $ 1,699.39
44 $ 165,391.61 $ 1,612.57
45 $ 156,399.47 $ 1,524.89
46 $ 147,319.65 $ 1,436.37
47 $ 138,151.31 $ 1,346.98
48 $ 128,893.57 $ 1,256.71
49 $ 119,545.58 $ 1,165.57
50 $ 110,106.44 $ 1,073.54
51 $ 100,575.26 $ 980.61
52 $ 90,951.16 $ 886.77
53 $ 81,233.23 $ 792.02
54 $ 71,420.54 $ 696.35
55 $ 61,512.18 $ 599.74
56 $ 51,507.22 $ 502.20
57 $ 41,404.70 $ 403.70
58 $ 31,203.69 $ 304.24
59 $ 20,903.22 $ 203.81
60 $ 10,502.31 $ 102.40
del 40%, a una tasa de 11.7% a 5 años, comision por apertura del 1% y seguro de vida y der daños.
Precio
Enganche
Credito
Seguro de vida Comision
Seguro de daños tasa
nper
pago
Seguro
TIR Mensual
TIR Anual
CAT
VPN
-$ 480,000.00 -$ 480,000.00
$ 5,407.44 $5,924.71 474,075.29 $16,012.15
$ 607.44 $5,982.48 468,092.81 $ 11,212.15
$ 607.44 $6,040.80 462,052.01 $ 11,212.15
$ 607.44 $6,099.70 455,952.31 $ 11,212.15
$ 607.44 $6,159.17 449,793.13 $ 11,212.15
$ 607.44 $6,219.23 443,573.91 $ 11,212.15
$ 607.44 $6,279.86 437,294.04 $ 11,212.15
$ 607.44 $6,341.09 430,952.95 $ 11,212.15
$ 607.44 $6,402.92 424,550.03 $ 11,212.15
$ 607.44 $6,465.35 418,084.68 $ 11,212.15
$ 607.44 $6,528.38 411,556.30 $ 11,212.15
$ 607.44 $6,592.04 404,964.26 $ 11,212.15
$ 607.44 $6,656.31 398,307.96 $ 11,212.15
$ 607.44 $6,721.21 391,586.75 $ 11,212.15
$ 607.44 $6,786.74 384,800.01 $ 11,212.15
$ 607.44 $6,852.91 377,947.10 $ 11,212.15
$ 607.44 $6,919.73 371,027.38 $ 11,212.15
$ 607.44 $6,987.19 364,040.18 $ 11,212.15
$ 607.44 $7,055.32 356,984.87 $ 11,212.15
$ 607.44 $7,124.11 349,860.76 $ 11,212.15
$ 607.44 $7,193.57 342,667.19 $ 11,212.15
$ 607.44 $7,263.70 335,403.49 $ 11,212.15
$ 607.44 $7,334.53 328,068.96 $ 11,212.15
$ 607.44 $7,406.04 320,662.92 $ 11,212.15
$ 607.44 $7,478.25 313,184.68 $ 11,212.15
$ 607.44 $7,551.16 305,633.52 $ 11,212.15
$ 607.44 $7,624.78 298,008.74 $ 11,212.15
$ 607.44 $7,699.12 290,309.61 $ 11,212.15
$ 607.44 $7,774.19 282,535.42 $ 11,212.15
$ 607.44 $7,849.99 274,685.43 $ 11,212.15
$ 607.44 $7,926.53 266,758.90 $ 11,212.15
$ 607.44 $8,003.81 258,755.09 $ 11,212.15
$ 607.44 $8,081.85 250,673.25 $ 11,212.15
$ 607.44 $8,160.65 242,512.60 $ 11,212.15
$ 607.44 $8,240.21 234,272.39 $ 11,212.15
$ 607.44 $8,320.55 225,951.83 $ 11,212.15
$ 607.44 $8,401.68 217,550.16 $ 11,212.15
$ 607.44 $8,483.60 209,066.56 $ 11,212.15
$ 607.44 $8,566.31 200,500.25 $ 11,212.15
$ 607.44 $8,649.83 191,850.42 $ 11,212.15
$ 607.44 $8,734.17 183,116.25 $ 11,212.15
$ 607.44 $8,819.33 174,296.92 $ 11,212.15
$ 607.44 $8,905.31 165,391.61 $ 11,212.15
$ 607.44 $8,992.14 156,399.47 $ 11,212.15
$ 607.44 $9,079.81 147,319.65 $ 11,212.15
$ 607.44 $9,168.34 138,151.31 $ 11,212.15
$ 607.44 $9,257.73 128,893.57 $ 11,212.15
$ 607.44 $9,348.00 119,545.58 $ 11,212.15
$ 607.44 $9,439.14 110,106.44 $ 11,212.15
$ 607.44 $9,531.17 100,575.26 $ 11,212.15
$ 607.44 $9,624.10 90,951.16 $ 11,212.15
$ 607.44 $9,717.94 81,233.23 $ 11,212.15
$ 607.44 $9,812.69 71,420.54 $ 11,212.15
$ 607.44 $9,908.36 61,512.18 $ 11,212.15
$ 607.44 $10,004.97 51,507.22 $ 11,212.15
$ 607.44 $10,102.51 41,404.70 $ 11,212.15
$ 607.44 $10,201.01 31,203.69 $ 11,212.15
$ 607.44 $10,300.47 20,903.22 $ 11,212.15
$ 607.44 $10,400.90 10,502.31 $ 11,212.15
$ 607.44 $10,502.31 - 0.00
$ 800,000.00
$ 320,000.00
$ 480,000.00
$ 4,800.00
1% 11.70% 0.98%
60 5
$10,604.71
$ 607.44
1.2%
14.10%
15%
$ 13,251,017.56
CALCULAR WACC