Simulador Hipoteca Free Nueva cotización Imprimir Inicio 5 de julio de 2023

dd mmm aaaa 05 jul 2023

Nombre del cliente DIEGO

Destino Adquisición Indica Oferta especial Ninguno

Plazo (an años) 20
¿Contratará el Seguro de Vida con el Banco? SI
¿Contratará el seguro de Daños con el Banco? SI
Modalidad de Seguros Pagados por el Banco
Porcentaje estimado de gastos notariales 6%
Intervinientes 1
Selecciona el esquema de Pagos Fijos
Valor de la vivienda $2,545,392.00
Monto del crédito solicitado $2,290,852.00
Aforo solicitado

OFERTA GASTOS MENSUALES GASTOS INICIALES

Crédito Principal Crédito Principal Crédito Principal
Pago Mensual inicial
Plazo 20 (k+ i) $26,551 Comisión apertura
Valor del inmueble $2,545,392 Seguro de Vida Avalúo
Financiamiento
máximo 90% Seguro de Daños Gastos Notariales $152,724
Tasa de Interés 12.35%
Total mensualidad
Monto de crédito $2,290,852 Inicial $26,551 Subtotal Gastos $152,724
Enganche $254,540.00
Total Crédito $2,290,852
Ingresos mínimos
requeridos $48,274

Tabla de Amortización

CAT Promedio 12.6% Sin IVA Informativo

Calculado al 05 jul 2023 .Para fines informativos y de comparación. Su crédito se amortizará en 16 años
5 meses
Tasa de Interés Saldo al Final del Pagos Anticipados
Periodo Intereses Amortización Pago de Crédito Pago Total
Anual Ordinaria Periodo Captura Monto
2,290,852.00
1 12.35% 23,576.69 2,974.29 26,550.97 26,550.97 2,287,877.71
2 12.35% 23,546.07 3,004.90 26,550.97 26,550.97 2,284,872.81
3 12.35% 23,515.15 3,035.83 26,550.97 26,550.97 2,281,836.99
4 12.35% 23,483.91 3,067.07 26,550.97 26,550.97 2,278,769.92
5 12.35% 23,452.34 3,098.63 26,550.97 26,550.97 2,275,671.28
6 12.35% 23,420.45 3,130.52 26,550.97 26,550.97 2,272,540.76
7 12.35% 23,388.23 3,162.74 26,550.97 26,550.97 2,269,378.01
8 12.35% 23,355.68 3,195.29 26,550.97 26,550.97 2,266,182.72
9 12.35% 23,322.80 3,228.18 26,550.97 26,550.97 2,262,954.54
10 12.35% 23,289.57 3,261.40 26,550.97 26,550.97 2,259,693.14
11 12.35% 23,256.01 3,294.97 26,550.97 26,550.97 2,256,398.18
12 12.35% 23,222.10 3,328.88 26,550.97 26,550.97 2,253,069.30
13 12.35% 23,187.84 3,363.14 26,550.97 26,550.97 2,249,706.16
14 12.35% 23,153.23 3,397.75 26,550.97 26,550.97 2,246,308.42
15 12.35% 23,118.26 3,432.72 26,550.97 26,550.97 2,242,875.70
16 12.35% 23,082.93 3,468.05 26,550.97 26,550.97 2,239,407.65
17 12.35% 23,047.24 3,503.74 26,550.97 26,550.97 2,235,903.92
18 12.35% 23,011.18 3,539.80 26,550.97 26,550.97 2,232,364.12
19 12.35% 22,974.75 3,576.23 26,550.97 26,550.97 2,228,787.89
20 12.35% 22,937.94 3,613.03 26,550.97 26,550.97 2,225,174.86
21 12.35% 22,900.76 3,650.22 26,550.97 26,550.97 2,221,524.64
CAT Promedio 12.6% Sin IVA Informativo

Calculado al 05 jul 2023 .Para fines informativos y de comparación. Su crédito se amortizará en 16 años
5 meses
Tasa de Interés Saldo al Final del Pagos Anticipados
Periodo Intereses Amortización Pago de Crédito Pago Total
Anual Ordinaria Periodo Captura Monto
22 12.35% 22,863.19 3,687.78 26,550.97 26,550.97 2,217,836.86
23 12.35% 22,825.24 3,725.74 26,550.97 26,550.97 2,214,111.12
24 12.35% 22,786.89 3,764.08 26,550.97 26,550.97 2,210,347.04
25 12.35% 22,748.15 3,802.82 26,550.97 26,550.97 2,206,544.22
26 12.35% 22,709.02 3,841.96 26,550.97 26,550.97 2,202,702.26
27 12.35% 22,669.48 3,881.50 26,550.97 26,550.97 2,198,820.77
28 12.35% 22,629.53 3,921.44 26,550.97 26,550.97 2,194,899.32
29 12.35% 22,589.17 3,961.80 26,550.97 26,550.97 2,190,937.52
30 12.35% 22,548.40 4,002.58 26,550.97 26,550.97 2,186,934.94
31 12.35% 22,507.21 4,043.77 26,550.97 26,550.97 2,182,891.17
32 12.35% 22,465.59 4,085.39 26,550.97 26,550.97 2,178,805.79
33 12.35% 22,423.54 4,127.43 26,550.97 26,550.97 2,174,678.36
34 12.35% 22,381.06 4,169.91 26,550.97 26,550.97 2,170,508.45
35 12.35% 22,338.15 4,212.83 26,550.97 26,550.97 2,166,295.62
36 12.35% 22,294.79 4,256.18 26,550.97 26,550.97 2,162,039.44
37 12.10% 21,800.56 4,750.41 26,550.97 26,550.97 2,157,289.03
38 12.10% 21,752.66 4,798.31 26,550.97 26,550.97 2,152,490.72
39 12.10% 21,704.28 4,846.69 26,550.97 26,550.97 2,147,644.02
40 12.10% 21,655.41 4,895.56 26,550.97 26,550.97 2,142,748.46
41 12.10% 21,606.05 4,944.93 26,550.97 26,550.97 2,137,803.53
42 12.10% 21,556.19 4,994.79 26,550.97 26,550.97 2,132,808.74
43 12.10% 21,505.82 5,045.15 26,550.97 26,550.97 2,127,763.59
44 12.10% 21,454.95 5,096.03 26,550.97 26,550.97 2,122,667.57
45 12.10% 21,403.56 5,147.41 26,550.97 26,550.97 2,117,520.16
46 12.10% 21,351.66 5,199.31 26,550.97 26,550.97 2,112,320.84
47 12.10% 21,299.24 5,251.74 26,550.97 26,550.97 2,107,069.10
48 12.10% 21,246.28 5,304.69 26,550.97 26,550.97 2,101,764.41
49 11.85% 20,754.92 5,796.05 26,550.97 26,550.97 2,095,968.36
50 11.85% 20,697.69 5,853.29 26,550.97 26,550.97 2,090,115.07
51 11.85% 20,639.89 5,911.09 26,550.97 26,550.97 2,084,203.98
52 11.85% 20,581.51 5,969.46 26,550.97 26,550.97 2,078,234.52
53 11.85% 20,522.57 6,028.41 26,550.97 26,550.97 2,072,206.11
54 11.85% 20,463.04 6,087.94 26,550.97 26,550.97 2,066,118.17
55 11.85% 20,402.92 6,148.06 26,550.97 26,550.97 2,059,970.12
56 11.85% 20,342.20 6,208.77 26,550.97 26,550.97 2,053,761.35
57 11.85% 20,280.89 6,270.08 26,550.97 26,550.97 2,047,491.26
58 11.85% 20,218.98 6,332.00 26,550.97 26,550.97 2,041,159.27
59 11.85% 20,156.45 6,394.53 26,550.97 26,550.97 2,034,764.74
60 11.85% 20,093.30 6,457.67 26,550.97 26,550.97 2,028,307.07
61 11.60% 19,606.97 6,944.01 26,550.97 26,550.97 2,021,363.06
62 11.60% 19,539.84 7,011.13 26,550.97 26,550.97 2,014,351.93
63 11.60% 19,472.07 7,078.91 26,550.97 26,550.97 2,007,273.02
64 11.60% 19,403.64 7,147.34 26,550.97 26,550.97 2,000,125.69
65 11.60% 19,334.55 7,216.43 26,550.97 26,550.97 1,992,909.26
66 11.60% 19,264.79 7,286.19 26,550.97 26,550.97 1,985,623.07
67 11.60% 19,194.36 7,356.62 26,550.97 26,550.97 1,978,266.46
68 11.60% 19,123.24 7,427.73 26,550.97 26,550.97 1,970,838.72
69 11.60% 19,051.44 7,499.53 26,550.97 26,550.97 1,963,339.19
70 11.60% 18,978.95 7,572.03 26,550.97 26,550.97 1,955,767.16
71 11.60% 18,905.75 7,645.23 26,550.97 26,550.97 1,948,121.94
72 11.60% 18,831.85 7,719.13 26,550.97 26,550.97 1,940,402.81
73 11.35% 18,352.98 8,198.00 26,550.97 26,550.97 1,932,204.81
74 11.35% 18,275.44 8,275.54 26,550.97 26,550.97 1,923,929.27
75 11.35% 18,197.16 8,353.81 26,550.97 26,550.97 1,915,575.46
76 11.35% 18,118.15 8,432.82 26,550.97 26,550.97 1,907,142.64
77 11.35% 18,038.39 8,512.58 26,550.97 26,550.97 1,898,630.05
78 11.35% 17,957.88 8,593.10 26,550.97 26,550.97 1,890,036.95
79 11.35% 17,876.60 8,674.38 26,550.97 26,550.97 1,881,362.58
80 11.35% 17,794.55 8,756.42 26,550.97 26,550.97 1,872,606.16
CAT Promedio 12.6% Sin IVA Informativo

Calculado al 05 jul 2023 .Para fines informativos y de comparación. Su crédito se amortizará en 16 años
5 meses
Tasa de Interés Saldo al Final del Pagos Anticipados
Periodo Intereses Amortización Pago de Crédito Pago Total
Anual Ordinaria Periodo Captura Monto
81 11.35% 17,711.73 8,839.24 26,550.97 26,550.97 1,863,766.92
82 11.35% 17,628.13 8,922.85 26,550.97 26,550.97 1,854,844.07
83 11.35% 17,543.73 9,007.24 26,550.97 26,550.97 1,845,836.83
84 11.35% 17,458.54 9,092.43 26,550.97 26,550.97 1,836,744.40
85 11.35% 17,372.54 9,178.43 26,550.97 26,550.97 1,827,565.96
86 11.35% 17,285.73 9,265.25 26,550.97 26,550.97 1,818,300.72
87 11.35% 17,198.09 9,352.88 26,550.97 26,550.97 1,808,947.83
88 11.35% 17,109.63 9,441.34 26,550.97 26,550.97 1,799,506.49
89 11.35% 17,020.33 9,530.64 26,550.97 26,550.97 1,789,975.85
90 11.35% 16,930.19 9,620.79 26,550.97 26,550.97 1,780,355.06
91 11.35% 16,839.19 9,711.78 26,550.97 26,550.97 1,770,643.28
92 11.35% 16,747.33 9,803.64 26,550.97 26,550.97 1,760,839.64
93 11.35% 16,654.61 9,896.37 26,550.97 26,550.97 1,750,943.27
94 11.35% 16,561.01 9,989.97 26,550.97 26,550.97 1,740,953.30
95 11.35% 16,466.52 10,084.46 26,550.97 26,550.97 1,730,868.85
96 11.35% 16,371.13 10,179.84 26,550.97 26,550.97 1,720,689.01
97 11.35% 16,274.85 10,276.12 26,550.97 26,550.97 1,710,412.88
98 11.35% 16,177.66 10,373.32 26,550.97 26,550.97 1,700,039.56
99 11.35% 16,079.54 10,471.43 26,550.97 26,550.97 1,689,568.13
100 11.35% 15,980.50 10,570.48 26,550.97 26,550.97 1,678,997.65
101 11.35% 15,880.52 10,670.46 26,550.97 26,550.97 1,668,327.20
102 11.35% 15,779.59 10,771.38 26,550.97 26,550.97 1,657,555.82
103 11.35% 15,677.72 10,873.26 26,550.97 26,550.97 1,646,682.56
104 11.35% 15,574.87 10,976.10 26,550.97 26,550.97 1,635,706.45
105 11.35% 15,471.06 11,079.92 26,550.97 26,550.97 1,624,626.54
106 11.35% 15,366.26 11,184.72 26,550.97 26,550.97 1,613,441.82
107 11.35% 15,260.47 11,290.50 26,550.97 26,550.97 1,602,151.32
108 11.35% 15,153.68 11,397.29 26,550.97 26,550.97 1,590,754.02
109 11.35% 15,045.88 11,505.09 26,550.97 26,550.97 1,579,248.93
110 11.35% 14,937.06 11,613.91 26,550.97 26,550.97 1,567,635.02
111 11.35% 14,827.21 11,723.76 26,550.97 26,550.97 1,555,911.26
112 11.35% 14,716.33 11,834.65 26,550.97 26,550.97 1,544,076.61
113 11.35% 14,604.39 11,946.58 26,550.97 26,550.97 1,532,130.03
114 11.35% 14,491.40 12,059.58 26,550.97 26,550.97 1,520,070.45
115 11.35% 14,377.33 12,173.64 26,550.97 26,550.97 1,507,896.81
116 11.35% 14,262.19 12,288.78 26,550.97 26,550.97 1,495,608.02
117 11.35% 14,145.96 12,405.02 26,550.97 26,550.97 1,483,203.01
118 11.35% 14,028.63 12,522.35 26,550.97 26,550.97 1,470,680.66
119 11.35% 13,910.19 12,640.79 26,550.97 26,550.97 1,458,039.88
120 11.35% 13,790.63 12,760.35 26,550.97 26,550.97 1,445,279.53
121 11.35% 13,669.94 12,881.04 26,550.97 26,550.97 1,432,398.49
122 11.35% 13,548.10 13,002.87 26,550.97 26,550.97 1,419,395.62
123 11.35% 13,425.12 13,125.86 26,550.97 26,550.97 1,406,269.76
124 11.35% 13,300.97 13,250.01 26,550.97 26,550.97 1,393,019.75
125 11.35% 13,175.65 13,375.33 26,550.97 26,550.97 1,379,644.42
126 11.35% 13,049.14 13,501.84 26,550.97 26,550.97 1,366,142.59
127 11.35% 12,921.43 13,629.54 26,550.97 26,550.97 1,352,513.04
128 11.35% 12,792.52 13,758.46 26,550.97 26,550.97 1,338,754.59
129 11.35% 12,662.39 13,888.59 26,550.97 26,550.97 1,324,866.00
130 11.35% 12,531.02 14,019.95 26,550.97 26,550.97 1,310,846.05
131 11.35% 12,398.42 14,152.56 26,550.97 26,550.97 1,296,693.49
132 11.35% 12,264.56 14,286.42 26,550.97 26,550.97 1,282,407.08
133 11.35% 12,129.43 14,421.54 26,550.97 26,550.97 1,267,985.54
134 11.35% 11,993.03 14,557.94 26,550.97 26,550.97 1,253,427.59
135 11.35% 11,855.34 14,695.64 26,550.97 26,550.97 1,238,731.95
136 11.35% 11,716.34 14,834.63 26,550.97 26,550.97 1,223,897.32
137 11.35% 11,576.03 14,974.95 26,550.97 26,550.97 1,208,922.37
138 11.35% 11,434.39 15,116.58 26,550.97 26,550.97 1,193,805.79
139 11.35% 11,291.41 15,259.56 26,550.97 26,550.97 1,178,546.23
CAT Promedio 12.6% Sin IVA Informativo

Calculado al 05 jul 2023 .Para fines informativos y de comparación. Su crédito se amortizará en 16 años
5 meses
Tasa de Interés Saldo al Final del Pagos Anticipados
Periodo Intereses Amortización Pago de Crédito Pago Total
Anual Ordinaria Periodo Captura Monto
140 11.35% 11,147.08 15,403.89 26,550.97 26,550.97 1,163,142.34
141 11.35% 11,001.39 15,549.59 26,550.97 26,550.97 1,147,592.75
142 11.35% 10,854.31 15,696.66 26,550.97 26,550.97 1,131,896.09
143 11.35% 10,705.85 15,845.12 26,550.97 26,550.97 1,116,050.96
144 11.35% 10,555.98 15,994.99 26,550.97 26,550.97 1,100,055.97
145 11.35% 10,404.70 16,146.28 26,550.97 26,550.97 1,083,909.69
146 11.35% 10,251.98 16,299.00 26,550.97 26,550.97 1,067,610.70
147 11.35% 10,097.82 16,453.16 26,550.97 26,550.97 1,051,157.54
148 11.35% 9,942.20 16,608.78 26,550.97 26,550.97 1,034,548.76
149 11.35% 9,785.11 16,765.87 26,550.97 26,550.97 1,017,782.90
150 11.35% 9,626.53 16,924.44 26,550.97 26,550.97 1,000,858.45
151 11.35% 9,466.45 17,084.52 26,550.97 26,550.97 983,773.93
152 11.35% 9,304.86 17,246.11 26,550.97 26,550.97 966,527.82
153 11.35% 9,141.74 17,409.23 26,550.97 26,550.97 949,118.59
154 11.35% 8,977.08 17,573.89 26,550.97 26,550.97 931,544.69
155 11.35% 8,810.86 17,740.11 26,550.97 26,550.97 913,804.58
156 11.35% 8,643.07 17,907.91 26,550.97 26,550.97 895,896.67
157 11.35% 8,473.69 18,077.29 26,550.97 26,550.97 877,819.38
158 11.35% 8,302.71 18,248.27 26,550.97 26,550.97 859,571.12
159 11.35% 8,130.11 18,420.86 26,550.97 26,550.97 841,150.25
160 11.35% 7,955.88 18,595.10 26,550.97 26,550.97 822,555.16
161 11.35% 7,780.00 18,770.97 26,550.97 26,550.97 803,784.18
162 11.35% 7,602.46 18,948.52 26,550.97 26,550.97 784,835.67
163 11.35% 7,423.24 19,127.74 26,550.97 26,550.97 765,707.93
164 11.35% 7,242.32 19,308.65 26,550.97 26,550.97 746,399.28
165 11.35% 7,059.69 19,491.28 26,550.97 26,550.97 726,908.00
166 11.35% 6,875.34 19,675.64 26,550.97 26,550.97 707,232.36
167 11.35% 6,689.24 19,861.74 26,550.97 26,550.97 687,370.62
168 11.35% 6,501.38 20,049.59 26,550.97 26,550.97 667,321.03
169 11.35% 6,311.74 20,239.23 26,550.97 26,550.97 647,081.80
170 11.35% 6,120.32 20,430.66 26,550.97 26,550.97 626,651.14
171 11.35% 5,927.08 20,623.90 26,550.97 26,550.97 606,027.24
172 11.35% 5,732.01 20,818.97 26,550.97 26,550.97 585,208.27
173 11.35% 5,535.09 21,015.88 26,550.97 26,550.97 564,192.39
174 11.35% 5,336.32 21,214.65 26,550.97 26,550.97 542,977.74
175 11.35% 5,135.66 21,415.31 26,550.97 26,550.97 521,562.43
176 11.35% 4,933.11 21,617.86 26,550.97 26,550.97 499,944.57
177 11.35% 4,728.64 21,822.33 26,550.97 26,550.97 478,122.23
178 11.35% 4,522.24 22,028.74 26,550.97 26,550.97 456,093.50
179 11.35% 4,313.88 22,237.09 26,550.97 26,550.97 433,856.41
180 11.35% 4,103.56 22,447.42 26,550.97 26,550.97 411,408.99
181 11.35% 3,891.24 22,659.73 26,550.97 26,550.97 388,749.26
182 11.35% 3,676.92 22,874.05 26,550.97 26,550.97 365,875.21
183 11.35% 3,460.57 23,090.41 26,550.97 26,550.97 342,784.80
184 11.35% 3,242.17 23,308.80 26,550.97 26,550.97 319,476.00
185 11.35% 3,021.71 23,529.26 26,550.97 26,550.97 295,946.73
186 11.35% 2,799.16 23,751.81 26,550.97 26,550.97 272,194.92
187 11.35% 2,574.51 23,976.46 26,550.97 26,550.97 248,218.46
188 11.35% 2,347.73 24,203.24 26,550.97 26,550.97 224,015.22
189 11.35% 2,118.81 24,432.16 26,550.97 26,550.97 199,583.05
190 11.35% 1,887.72 24,663.25 26,550.97 26,550.97 174,919.80
191 11.35% 1,654.45 24,896.52 26,550.97 26,550.97 150,023.28
192 11.35% 1,418.97 25,132.00 26,550.97 26,550.97 124,891.27
193 11.35% 1,181.26 25,369.71 26,550.97 26,550.97 99,521.56
194 11.35% 941.31 25,609.67 26,550.97 26,550.97 73,911.89
195 11.35% 699.08 25,851.89 26,550.97 26,550.97 48,060.00
196 11.35% 454.57 26,096.41 26,550.97 26,550.97 21,963.60
197 11.35% 207.74 21,963.60 22,171.33 22,171.33
CAT Promedio 12.6% Sin IVA Informativo

Calculado al 05 jul 2023 .Para fines informativos y de comparación. Su crédito se amortizará en 16 años
5 meses
Tasa de Interés Saldo al Final del Pagos Anticipados
Periodo Intereses Amortización Pago de Crédito Pago Total
Anual Ordinaria Periodo Captura Monto

TOTALES 2,935,310.37 2,290,852.00 5,226,162.37 5,226,162.37

ESTE DOCUMENTO NO ES UNA OFERTA VINCULANTE

Este documento es únicamente de carácter informativo y para fines ilustrativos por lo que no implica asunción de obligación ni compromiso por parte de Banco Santander México S.A., ni de Entidad alguna referida en el presente documento, integrante o no del Grupo Financiero Santander México.
Las condiciones del producto, criterios de elegibilidad, planes, importes de beneficios y políticas de crédito que se refieren en el simulador están sujetas a cambio sin previo aviso.
La autorización del crédito es una facultad discrecional de la entidad emisora del producto de que se trate por lo que se reserva el derecho de otorgarla o negarla.
La entidad emisora del producto de que se trate, se reserva el derecho de solicitar información adicional y/o restringir parámetros de enganche, monto, plazo o tasa en función de las características específicas del solicitante y del inmueble.
Los productos hipotecarios son emitidos por Banco Santander México, S.A., Institución de Banca Múltiple, Grupo Financiero Santander México.
Para conocer las características, términos, comisiones, requisitos de contratación, tasa de Interés aplicable, vigencia, restricciones y beneficios del producto, consulta www.santander.com.mx Disponible en toda la República Mexicana

El cálculo en el Seguro de referencia es única y exclusivamente con fines informativos e ilustrativos. La calidad en la prestación de los servicios y responsabilidad en el otorgamiento de los mismos es responsabilidad directa de Zúrich Santander Seguros México S.A. y/o de la aseguradora con la que
contrate estos seguros.

NOTAS
Los periodos para el cálculo de intereses se consideran de 30 días.
La simulación contenida en la tabla de amortización es considerando que el crédito será pagado en forma puntual durante todo el plazo contratado
CAT Promedio 12.6% Sin IVA Informativo

Calculado al 05 jul 2023 .Para fines informativos y de comparación. Su crédito se amortizará en 16 años
5 meses
Tasa de Interés Saldo al Final del Pagos Anticipados
Periodo Intereses Amortización Pago de Crédito Pago Total
Anual Ordinaria Periodo Captura Monto
Para la obtención de la reducción de tasa mostrada en esta simulación el cliente deberá cumplir con los requisitos de la oferta

Versión. 4.50 Ro (02 mayo 2023) BHF-034 (052023)