ABONOS TRIMESTRALES CONSTANTES DE CAPITAL

(INTERESES TRIMESTRALES SOBRE SALDOS)

Valor prestamo $ 100,000,000.00

Tasa de Interes 3% Efectivo Trimestral
Plazo 1 Año
n 4

Periodo Valor Cuota Intereses Abono a capital Saldo Adeudado

0 $ - $ - $ - $ 100,000,000
1 $ 28,000,000 $ 3,000,000 $ 25,000,000 $ 75,000,000
2 $ 27,250,000 $ 2,250,000 $ 25,000,000 $ 50,000,000
3 $ 26,500,000 $ 1,500,000 $ 25,000,000 $ 25,000,000
4 $ 25,750,000 $ 750,000 $ 25,000,000 $0
 ABONOS SEMESTRALES CONSTANTES DE CAPITAL
(INTERESES TRIMESTRALES SOBRE SALDOS)

Valor prestamo $ 100,000,000.00

Tasa de Interes 3% Efectivo Trimestral
Plazo 1 Año
n 4
# de abonos 2

Periodo Valor Cuota Intereses Abono a capital Saldo Adeudado

0 $ - $ - $ - $ 100,000,000
1 $ 3,000,000 $ 3,000,000 $ - $ 100,000,000
2 $ 53,000,000 $ 3,000,000 $ 50,000,000 $ 50,000,000
3 $ 1,500,000 $ 1,500,000 $ - $ 50,000,000
4 $ 51,500,000 $ 1,500,000 $ 50,000,000 $ -
 ABONOS MENSUALES IGUALES DE CAPITAL
(INTERESES MENSUALES SOBRE SALDOS)

Valor Prestamo $ 100,000,000.00 TASA NOMINAL ANUAL 0.12

Tasa de Interes 3% Efectivo Trimestral TASA EFECTIVA 0.12550881
Tasa de Interes 0.9902% Efectivo Mensual TASA NOMINAL ANUAL 0.118819608599531
Plazo 1 Año TASA EFECTIVA MENSUAL 0.009901634049961
n 12
Trimestres 4
Periodo Valor Cuota Intereses Abono a capital Saldo Adeudado
0 $ - $ - $ - $ 100,000,000.00
1 $ 9,323,496.74 $ 990,163.40 $ 8,333,333.33 $ 91,666,666.67
2 $ 9,240,983.12 $ 907,649.79 $ 8,333,333.33 $ 83,333,333.33
3 $ 9,158,469.50 $ 825,136.17 $ 8,333,333.33 $ 75,000,000.00
4 $ 9,075,955.89 $ 742,622.55 $ 8,333,333.33 $ 66,666,666.67
5 $ 8,993,442.27 $ 660,108.94 $ 8,333,333.33 $ 58,333,333.33
6 $ 8,910,928.65 $ 577,595.32 $ 8,333,333.33 $ 50,000,000.00
7 $ 8,828,415.04 $ 495,081.70 $ 8,333,333.33 $ 41,666,666.67
8 $ 8,745,901.42 $ 412,568.09 $ 8,333,333.33 $ 33,333,333.33
9 $ 8,663,387.80 $ 330,054.47 $ 8,333,333.33 $ 25,000,000.00
10 $ 8,580,874.18 $ 247,540.85 $ 8,333,333.33 $ 16,666,666.67
11 $ 8,498,360.57 $ 165,027.23 $ 8,333,333.33 $ 8,333,333.33
12 $ 8,415,846.95 $ 82,513.62 $ 8,333,333.33 $ -
 PAGOS O CUOTAS TRIMESTRALES IGUALES
(CUOTAS CONSTANTES TRIMESTRALES)

Valor prestamo $ 100,000,000.00

Tasa de Interes 3% Efectivo Trimestral
Plazo 1 Año
n 4
Cuota $ 26,902,704.52

Periodo Valor Cuota Intereses Abono a capital Saldo Adeudado

0 $ - $
1 $ 26,902,704.52
2 $ 26,902,704.52
3 $ 26,902,704.52
4 $ 26,902,704.52
- $ - $ 100,000,000.00
$ 3,000,000.00 $ 23,902,704.52 $ 76,097,295.48
$ 2,282,918.86 $ 24,619,785.65 $ 51,477,509.83
$ 1,544,325.29 $ 25,358,379.22 $ 26,119,130.60
$ 783,573.92 $ 26,119,130.60 $ -
 PAGOS O CUOTAS MENSUALES IGUALES
(CUOTAS CONSTANTES MENSUALES)

Valor prestamo $ 100,000,000.00 TASA NOMINAL ANUAL 0.12

Tasa de Interes 3% Efectivo Trimestral TASA EFECTIVA 0.12550881
Tasa de Interes 0.9902% Efectivo Mensual TASA NOMINAL ANUAL 0.11881960859953
Plazo 1 Año TASA EFECTIVA MENSUAL 0.00990163404996
n 12
Cuota $ 8,879,357.84
Trimestres 4

Periodo Valor Cuota Intereses Abono a capital Saldo Adeudado

0 $ - $ - $ - $ 100,000,000.00
1 $ 8,879,357.84 $ 990,163.40 $ 7,889,194.43 $ 92,110,805.57
2 $ 8,879,357.84 $ 912,047.49 $ 7,967,310.35 $ 84,143,495.22
3 $ 8,879,357.84 $ 833,158.10 $ 8,046,199.74 $ 76,097,295.48
4 $ 8,879,357.84 $ 753,487.57 $ 8,125,870.26 $ 67,971,425.22
5 $ 8,879,357.84 $ 673,028.18 $ 8,206,329.66 $ 59,765,095.56
6 $ 8,879,357.84 $ 591,772.11 $ 8,287,585.73 $ 51,477,509.83
7 $ 8,879,357.84 $ 509,711.46 $ 8,369,646.37 $ 43,107,863.45
8 $ 8,879,357.84 $ 426,838.29 $ 8,452,519.55 $ 34,655,343.90
9 $ 8,879,357.84 $ 343,144.53 $ 8,536,213.30 $ 26,119,130.60
10 $ 8,879,357.84 $ 258,622.07 $ 8,620,735.76 $ 17,498,394.84
11 $ 8,879,357.84 $ 173,262.70 $ 8,706,095.13 $ 8,792,299.70
12 $ 8,879,357.84 $ 87,058.13 $ 8,792,299.70 $ -
 PAGOS O CUOTAS MENSUALES ANTICIPADAS
(CUOTAS CONSTANTES MENSUALES ANTICIPADAS)

Valor prestamo $ 100,000,000.00 TASA NOMINAL ANUAL 0.12

Tasa de Interes 3% Efectivo Trimestral TASA EFECTIVA 0.12550881
Tasa de Interes 0.9902% Efectivo Mensual TASA NOMINAL ANUAL 0.11881960859953
Plazo 1 Año TASA EFECTIVA MENSUAL 0.9902%
n 12
Cuota $ 8,792,299.70
Trimestres 4
Periodo Valor Cuota Intereses Abono a capital Saldo Adeudado
0 $ 8,792,299.70 $ - $ - $ 91,207,700.30
1 $ 8,792,299.70 $ 903,105.27 $ 7,889,194.43 $ 83,318,505.87
2 $ 8,792,299.70 $ 824,989.35 $ 7,967,310.35 $ 75,351,195.52
3 $ 8,792,299.70 $ 746,099.96 $ 8,046,199.74 $ 67,304,995.78
4 $ 8,792,299.70 $ 666,429.44 $ 8,125,870.26 $ 59,179,125.51
5 $ 8,792,299.70 $ 585,970.04 $ 8,206,329.66 $ 50,972,795.85
6 $ 8,792,299.70 $ 504,713.97 $ 8,287,585.73 $ 42,685,210.12
7 $ 8,792,299.70 $ 422,653.33 $ 8,369,646.37 $ 34,315,563.75
8 $ 8,792,299.70 $ 339,780.15 $ 8,452,519.55 $ 25,863,044.20
9 $ 8,792,299.70 $ 256,086.40 $ 8,536,213.30 $ 17,326,830.90
10 $ 8,792,299.70 $ 171,563.94 $ 8,620,735.76 $ 8,706,095.13
11 $ 8,792,299.70 $ 86,204.57 $ 8,706,095.13 $ -
12 $ 0.00 $ 0.00 $ 0.00 $ -
 COMPRA DE UN INMUEBLE CUYO 70% SE FINANCIA A 15 AÑOS PARA
AMORTIZARLO MEDIANTE ABONOS MENSUALES CONSTANTES DE
CAPITAL E INTERESES SOBRE SALDOS

Valor Propiedad $ 80,000,000.00

Valor prestamo $ 56,000,000.00
Tasa de Interes 12% Efectivo Anual TASA NOMINAL ANUAL 11%
Tasa de Interes 0.009489 Efectivo Mensual TASA EFECTIVA MENSUAL 0.94888%
Plazo 15 Años
n 180
Meses 12
Periodo Valor Cuota Intereses Abono a capital Saldo Adeudado
0 $ - $ - $ - $ 56,000,000.00
1 $ 842,483.52 $ 531,372.40 $ 311,111.11 $ 55,688,888.89
2 $ 839,531.45 $ 528,420.34 $ 311,111.11 $ 55,377,777.78
3 $ 836,579.38 $ 525,468.27 $ 311,111.11 $ 55,066,666.67
4 $ 833,627.31 $ 522,516.20 $ 311,111.11 $ 54,755,555.56
5 $ 830,675.24 $ 519,564.13 $ 311,111.11 $ 54,444,444.44
6 $ 827,723.17 $ 516,612.06 $ 311,111.11 $ 54,133,333.33
7 $ 824,771.10 $ 513,659.99 $ 311,111.11 $ 53,822,222.22
8 $ 821,819.03 $ 510,707.92 $ 311,111.11 $ 53,511,111.11
9 $ 818,866.96 $ 507,755.85 $ 311,111.11 $ 53,200,000.00
10 $ 815,914.90 $ 504,803.78 $ 311,111.11 $ 52,888,888.89
11 $ 812,962.83 $ 501,851.72 $ 311,111.11 $ 52,577,777.78
12 $ 810,010.76 $ 498,899.65 $ 311,111.11 $ 52,266,666.67
13 $ 807,058.69 $ 495,947.58 $ 311,111.11 $ 51,955,555.56
14 $ 804,106.62 $ 492,995.51 $ 311,111.11 $ 51,644,444.44
15 $ 801,154.55 $ 490,043.44 $ 311,111.11 $ 51,333,333.33
16 $ 798,202.48 $ 487,091.37 $ 311,111.11 $ 51,022,222.22
17 $ 795,250.41 $ 484,139.30 $ 311,111.11 $ 50,711,111.11
18 $ 792,298.34 $ 481,187.23 $ 311,111.11 $ 50,400,000.00
19 $ 789,346.28 $ 478,235.16 $ 311,111.11 $ 50,088,888.89
20 $ 786,394.21 $ 475,283.09 $ 311,111.11 $ 49,777,777.78
21 $ 783,442.14 $ 472,331.03 $ 311,111.11 $ 49,466,666.67
22 $ 780,490.07 $ 469,378.96 $ 311,111.11 $ 49,155,555.56
23 $ 777,538.00 $ 466,426.89 $ 311,111.11 $ 48,844,444.44
24 $ 774,585.93 $ 463,474.82 $ 311,111.11 $ 48,533,333.33
25 $ 771,633.86 $ 460,522.75 $ 311,111.11 $ 48,222,222.22
26 $ 768,681.79 $ 457,570.68 $ 311,111.11 $ 47,911,111.11
27 $ 765,729.72 $ 454,618.61 $ 311,111.11 $ 47,600,000.00
28 $ 762,777.65 $ 451,666.54 $ 311,111.11 $ 47,288,888.89
29 $ 759,825.59 $ 448,714.47 $ 311,111.11 $ 46,977,777.78
30 $ 756,873.52 $ 445,762.41 $ 311,111.11 $ 46,666,666.67
31 $ 753,921.45 $ 442,810.34 $ 311,111.11 $ 46,355,555.56
32 $ 750,969.38 $ 439,858.27 $ 311,111.11 $ 46,044,444.44
33 $ 748,017.31 $ 436,906.20 $ 311,111.11 $ 45,733,333.33
34 $ 745,065.24 $ 433,954.13 $ 311,111.11 $ 45,422,222.22
35 $ 742,113.17 $ 431,002.06 $ 311,111.11 $ 45,111,111.11
36 $ 739,161.10 $ 428,049.99 $ 311,111.11 $ 44,800,000.00
37 $ 736,209.03 $ 425,097.92 $ 311,111.11 $ 44,488,888.89
38 $ 733,256.97 $ 422,145.85 $ 311,111.11 $ 44,177,777.78
39 $ 730,304.90 $ 419,193.79 $ 311,111.11 $ 43,866,666.67
40 $ 727,352.83 $ 416,241.72 $ 311,111.11 $ 43,555,555.56
41 $ 724,400.76 $ 413,289.65 $ 311,111.11 $ 43,244,444.44
42 $ 721,448.69 $ 410,337.58 $ 311,111.11 $ 42,933,333.33
43 $ 718,496.62 $ 407,385.51 $ 311,111.11 $ 42,622,222.22
44 $ 715,544.55 $ 404,433.44 $ 311,111.11 $ 42,311,111.11
45 $ 712,592.48 $ 401,481.37 $ 311,111.11 $ 42,000,000.00
46 $ 709,640.41 $ 398,529.30 $ 311,111.11 $ 41,688,888.89
47 $ 706,688.35 $ 395,577.23 $ 311,111.11 $ 41,377,777.78
48 $ 703,736.28 $ 392,625.17 $ 311,111.11 $ 41,066,666.67
49 $ 700,784.21 $ 389,673.10 $ 311,111.11 $ 40,755,555.56
50 $ 697,832.14 $ 386,721.03 $ 311,111.11 $ 40,444,444.44
51 $ 694,880.07 $ 383,768.96 $ 311,111.11 $ 40,133,333.33
52 $ 691,928.00 $ 380,816.89 $ 311,111.11 $ 39,822,222.22
53 $ 688,975.93 $ 377,864.82 $ 311,111.11 $ 39,511,111.11
54 $ 686,023.86 $ 374,912.75 $ 311,111.11 $ 39,200,000.00
55 $ 683,071.79 $ 371,960.68 $ 311,111.11 $ 38,888,888.89
56 $ 680,119.73 $ 369,008.61 $ 311,111.11 $ 38,577,777.78
57 $ 677,167.66 $ 366,056.55 $ 311,111.11 $ 38,266,666.67
58 $ 674,215.59 $ 363,104.48 $ 311,111.11 $ 37,955,555.56
59 $ 671,263.52 $ 360,152.41 $ 311,111.11 $ 37,644,444.44
60 $ 668,311.45 $ 357,200.34 $ 311,111.11 $ 37,333,333.33
61 $ 665,359.38 $ 354,248.27 $ 311,111.11 $ 37,022,222.22
62 $ 662,407.31 $ 351,296.20 $ 311,111.11 $ 36,711,111.11
63 $ 659,455.24 $ 348,344.13 $ 311,111.11 $ 36,400,000.00
64 $ 656,503.17 $ 345,392.06 $ 311,111.11 $ 36,088,888.89
65 $ 653,551.11 $ 342,439.99 $ 311,111.11 $ 35,777,777.78
66 $ 650,599.04 $ 339,487.92 $ 311,111.11 $ 35,466,666.67
67 $ 647,646.97 $ 336,535.86 $ 311,111.11 $ 35,155,555.56
68 $ 644,694.90 $ 333,583.79 $ 311,111.11 $ 34,844,444.44
69 $ 641,742.83 $ 330,631.72 $ 311,111.11 $ 34,533,333.33
70 $ 638,790.76 $ 327,679.65 $ 311,111.11 $ 34,222,222.22
71 $ 635,838.69 $ 324,727.58 $ 311,111.11 $ 33,911,111.11
72 $ 632,886.62 $ 321,775.51 $ 311,111.11 $ 33,600,000.00
73 $ 629,934.55 $ 318,823.44 $ 311,111.11 $ 33,288,888.89
74 $ 626,982.48 $ 315,871.37 $ 311,111.11 $ 32,977,777.78
75 $ 624,030.42 $ 312,919.30 $ 311,111.11 $ 32,666,666.67
76 $ 621,078.35 $ 309,967.24 $ 311,111.11 $ 32,355,555.56
77 $ 618,126.28 $ 307,015.17 $ 311,111.11 $ 32,044,444.44
78 $ 615,174.21 $ 304,063.10 $ 311,111.11 $ 31,733,333.33
79 $ 612,222.14 $ 301,111.03 $ 311,111.11 $ 31,422,222.22
80 $ 609,270.07 $ 298,158.96 $ 311,111.11 $ 31,111,111.11
81 $ 606,318.00 $ 295,206.89 $ 311,111.11 $ 30,800,000.00
82 $ 603,365.93 $ 292,254.82 $ 311,111.11 $ 30,488,888.89
83 $ 600,413.86 $ 289,302.75 $ 311,111.11 $ 30,177,777.78
84 $ 597,461.80 $ 286,350.68 $ 311,111.11 $ 29,866,666.67
85 $ 594,509.73 $ 283,398.62 $ 311,111.11 $ 29,555,555.56
86 $ 591,557.66 $ 280,446.55 $ 311,111.11 $ 29,244,444.44
87 $ 588,605.59 $ 277,494.48 $ 311,111.11 $ 28,933,333.33
88 $ 585,653.52 $ 274,542.41 $ 311,111.11 $ 28,622,222.22
89 $ 582,701.45 $ 271,590.34 $ 311,111.11 $ 28,311,111.11
90 $ 579,749.38 $ 268,638.27 $ 311,111.11 $ 28,000,000.00
91 $ 576,797.31 $ 265,686.20 $ 311,111.11 $ 27,688,888.89
92 $ 573,845.24 $ 262,734.13 $ 311,111.11 $ 27,377,777.78
93 $ 570,893.18 $ 259,782.06 $ 311,111.11 $ 27,066,666.67
94 $ 567,941.11 $ 256,830.00 $ 311,111.11 $ 26,755,555.56
95 $ 564,989.04 $ 253,877.93 $ 311,111.11 $ 26,444,444.44
96 $ 562,036.97 $ 250,925.86 $ 311,111.11 $ 26,133,333.33
97 $ 559,084.90 $ 247,973.79 $ 311,111.11 $ 25,822,222.22
98 $ 556,132.83 $ 245,021.72 $ 311,111.11 $ 25,511,111.11
99 $ 553,180.76 $ 242,069.65 $ 311,111.11 $ 25,200,000.00
100 $ 550,228.69 $ 239,117.58 $ 311,111.11 $ 24,888,888.89
101 $ 547,276.62 $ 236,165.51 $ 311,111.11 $ 24,577,777.78
102 $ 544,324.56 $ 233,213.44 $ 311,111.11 $ 24,266,666.67
103 $ 541,372.49 $ 230,261.38 $ 311,111.11 $ 23,955,555.56
104 $ 538,420.42 $ 227,309.31 $ 311,111.11 $ 23,644,444.44
105 $ 535,468.35 $ 224,357.24 $ 311,111.11 $ 23,333,333.33
106 $ 532,516.28 $ 221,405.17 $ 311,111.11 $ 23,022,222.22
107 $ 529,564.21 $ 218,453.10 $ 311,111.11 $ 22,711,111.11
108 $ 526,612.14 $ 215,501.03 $ 311,111.11 $ 22,400,000.00
109 $ 523,660.07 $ 212,548.96 $ 311,111.11 $ 22,088,888.89
110 $ 520,708.00 $ 209,596.89 $ 311,111.11 $ 21,777,777.78
111 $ 517,755.94 $ 206,644.82 $ 311,111.11 $ 21,466,666.67
112 $ 514,803.87 $ 203,692.75 $ 311,111.11 $ 21,155,555.56
113 $ 511,851.80 $ 200,740.69 $ 311,111.11 $ 20,844,444.44
114 $ 508,899.73 $ 197,788.62 $ 311,111.11 $ 20,533,333.33
115 $ 505,947.66 $ 194,836.55 $ 311,111.11 $ 20,222,222.22
116 $ 502,995.59 $ 191,884.48 $ 311,111.11 $ 19,911,111.11
117 $ 500,043.52 $ 188,932.41 $ 311,111.11 $ 19,600,000.00
118 $ 497,091.45 $ 185,980.34 $ 311,111.11 $ 19,288,888.89
119 $ 494,139.38 $ 183,028.27 $ 311,111.11 $ 18,977,777.78
120 $ 491,187.31 $ 180,076.20 $ 311,111.11 $ 18,666,666.67
121 $ 488,235.25 $ 177,124.13 $ 311,111.11 $ 18,355,555.56
122 $ 485,283.18 $ 174,172.07 $ 311,111.11 $ 18,044,444.44
123 $ 482,331.11 $ 171,220.00 $ 311,111.11 $ 17,733,333.33
124 $ 479,379.04 $ 168,267.93 $ 311,111.11 $ 17,422,222.22
125 $ 476,426.97 $ 165,315.86 $ 311,111.11 $ 17,111,111.11
126 $ 473,474.90 $ 162,363.79 $ 311,111.11 $ 16,800,000.00
127 $ 470,522.83 $ 159,411.72 $ 311,111.11 $ 16,488,888.89
128 $ 467,570.76 $ 156,459.65 $ 311,111.11 $ 16,177,777.78
129 $ 464,618.69 $ 153,507.58 $ 311,111.11 $ 15,866,666.67
130 $ 461,666.63 $ 150,555.51 $ 311,111.11 $ 15,555,555.56
131 $ 458,714.56 $ 147,603.45 $ 311,111.11 $ 15,244,444.44
132 $ 455,762.49 $ 144,651.38 $ 311,111.11 $ 14,933,333.33
133 $ 452,810.42 $ 141,699.31 $ 311,111.11 $ 14,622,222.22
134 $ 449,858.35 $ 138,747.24 $ 311,111.11 $ 14,311,111.11
135 $ 446,906.28 $ 135,795.17 $ 311,111.11 $ 14,000,000.00
136 $ 443,954.21 $ 132,843.10 $ 311,111.11 $ 13,688,888.89
137 $ 441,002.14 $ 129,891.03 $ 311,111.11 $ 13,377,777.78
138 $ 438,050.07 $ 126,938.96 $ 311,111.11 $ 13,066,666.67
139 $ 435,098.01 $ 123,986.89 $ 311,111.11 $ 12,755,555.56
140 $ 432,145.94 $ 121,034.83 $ 311,111.11 $ 12,444,444.44
141 $ 429,193.87 $ 118,082.76 $ 311,111.11 $ 12,133,333.33
142 $ 426,241.80 $ 115,130.69 $ 311,111.11 $ 11,822,222.22
143 $ 423,289.73 $ 112,178.62 $ 311,111.11 $ 11,511,111.11
144 $ 420,337.66 $ 109,226.55 $ 311,111.11 $ 11,200,000.00
145 $ 417,385.59 $ 106,274.48 $ 311,111.11 $ 10,888,888.89
146 $ 414,433.52 $ 103,322.41 $ 311,111.11 $ 10,577,777.78
147 $ 411,481.45 $ 100,370.34 $ 311,111.11 $ 10,266,666.67
148 $ 408,529.39 $ 97,418.27 $ 311,111.11 $ 9,955,555.56
149 $ 405,577.32 $ 94,466.21 $ 311,111.11 $ 9,644,444.44
150 $ 402,625.25 $ 91,514.14 $ 311,111.11 $ 9,333,333.33
151 $ 399,673.18 $ 88,562.07 $ 311,111.11 $ 9,022,222.22
152 $ 396,721.11 $ 85,610.00 $ 311,111.11 $ 8,711,111.11
153 $ 393,769.04 $ 82,657.93 $ 311,111.11 $ 8,400,000.00
154 $ 390,816.97 $ 79,705.86 $ 311,111.11 $ 8,088,888.89
155 $ 387,864.90 $ 76,753.79 $ 311,111.11 $ 7,777,777.78
156 $ 384,912.83 $ 73,801.72 $ 311,111.11 $ 7,466,666.67
157 $ 381,960.77 $ 70,849.65 $ 311,111.11 $ 7,155,555.56
158 $ 379,008.70 $ 67,897.58 $ 311,111.11 $ 6,844,444.44
159 $ 376,056.63 $ 64,945.52 $ 311,111.11 $ 6,533,333.33
160 $ 373,104.56 $ 61,993.45 $ 311,111.11 $ 6,222,222.22
161 $ 370,152.49 $ 59,041.38 $ 311,111.11 $ 5,911,111.11
162 $ 367,200.42 $ 56,089.31 $ 311,111.11 $ 5,600,000.00
163 $ 364,248.35 $ 53,137.24 $ 311,111.11 $ 5,288,888.89
164 $ 361,296.28 $ 50,185.17 $ 311,111.11 $ 4,977,777.78
165 $ 358,344.21 $ 47,233.10 $ 311,111.11 $ 4,666,666.67
166 $ 355,392.14 $ 44,281.03 $ 311,111.11 $ 4,355,555.56
167 $ 352,440.08 $ 41,328.96 $ 311,111.11 $ 4,044,444.44
168 $ 349,488.01 $ 38,376.90 $ 311,111.11 $ 3,733,333.33
169 $ 346,535.94 $ 35,424.83 $ 311,111.11 $ 3,422,222.22
170 $ 343,583.87 $ 32,472.76 $ 311,111.11 $ 3,111,111.11
171 $ 340,631.80 $ 29,520.69 $ 311,111.11 $ 2,800,000.00
172 $ 337,679.73 $ 26,568.62 $ 311,111.11 $ 2,488,888.89
173 $ 334,727.66 $ 23,616.55 $ 311,111.11 $ 2,177,777.78
174 $ 331,775.59 $ 20,664.48 $ 311,111.11 $ 1,866,666.67
175 $ 328,823.52 $ 17,712.41 $ 311,111.11 $ 1,555,555.56
176 $ 325,871.46 $ 14,760.34 $ 311,111.11 $ 1,244,444.44
177 $ 322,919.39 $ 11,808.28 $ 311,111.11 $ 933,333.33
178 $ 319,967.32 $ 8,856.21 $ 311,111.11 $ 622,222.22
179 $ 317,015.25 $ 5,904.14 $ 311,111.11 $ 311,111.11
180 $ 314,063.18 $ 2,952.07 $ 311,111.11 $ (0.00)
 COMPRA DE UN INMUEBLE CUYO 70% SE FINANCIA A 15 AÑOS PARA
AMORTIZARLO MEDIANTE CUOTAS MENSUALES IGUALES

Valor Propiedad $ 80,000,000.00

Valor prestamo $ 56,000,000.00
Tasa de Interes 12% Efectivo Trimestral TASA NOMINAL ANUAL 11%
Tasa de Interes 0.9489% Efectivo Mensual TASA EFECTIVA MENSUAL 0.94888%
Plazo 15 Años
n 180
Cuota $ 650,152.91
Meses 12
Periodo Valor Cuota Intereses Abono a capital Saldo Adeudado
0 $ - $ - $ - $ 56,000,000.00
1 $ 650,152.91 $ 531,372.40 $ 118,780.51 $ 55,881,219.49
2 $ 650,152.91 $ 530,245.32 $ 119,907.59 $ 55,761,311.90
3 $ 650,152.91 $ 529,107.54 $ 121,045.37 $ 55,640,266.54
4 $ 650,152.91 $ 527,958.97 $ 122,193.94 $ 55,518,072.59
5 $ 650,152.91 $ 526,799.49 $ 123,353.42 $ 55,394,719.18
6 $ 650,152.91 $ 525,629.02 $ 124,523.89 $ 55,270,195.29
7 $ 650,152.91 $ 524,447.44 $ 125,705.47 $ 55,144,489.82
8 $ 650,152.91 $ 523,254.65 $ 126,898.26 $ 55,017,591.55
9 $ 650,152.91 $ 522,050.53 $ 128,102.38 $ 54,889,489.18
10 $ 650,152.91 $ 520,835.00 $ 129,317.91 $ 54,760,171.26
11 $ 650,152.91 $ 519,607.93 $ 130,544.98 $ 54,629,626.28
12 $ 650,152.91 $ 518,369.21 $ 131,783.70 $ 54,497,842.58
13 $ 650,152.91 $ 517,118.74 $ 133,034.17 $ 54,364,808.41
14 $ 650,152.91 $ 515,856.41 $ 134,296.50 $ 54,230,511.91
15 $ 650,152.91 $ 514,582.10 $ 135,570.81 $ 54,094,941.10
16 $ 650,152.91 $ 513,295.69 $ 136,857.22 $ 53,958,083.89
17 $ 650,152.91 $ 511,997.09 $ 138,155.83 $ 53,819,928.06
18 $ 650,152.91 $ 510,686.15 $ 139,466.76 $ 53,680,461.30
19 $ 650,152.91 $ 509,362.78 $ 140,790.13 $ 53,539,671.17
20 $ 650,152.91 $ 508,026.85 $ 142,126.06 $ 53,397,545.12
21 $ 650,152.91 $ 506,678.25 $ 143,474.66 $ 53,254,070.46
22 $ 650,152.91 $ 505,316.85 $ 144,836.06 $ 53,109,234.39
23 $ 650,152.91 $ 503,942.53 $ 146,210.38 $ 52,963,024.01
24 $ 650,152.91 $ 502,555.17 $ 147,597.74 $ 52,815,426.27
25 $ 650,152.91 $ 501,154.64 $ 148,998.27 $ 52,666,428.00
26 $ 650,152.91 $ 499,740.83 $ 150,412.08 $ 52,516,015.92
27 $ 650,152.91 $ 498,313.60 $ 151,839.31 $ 52,364,176.61
28 $ 650,152.91 $ 496,872.83 $ 153,280.08 $ 52,210,896.53
29 $ 650,152.91 $ 495,418.39 $ 154,734.52 $ 52,056,162.01
30 $ 650,152.91 $ 493,950.14 $ 156,202.77 $ 51,899,959.24
31 $ 650,152.91 $ 492,467.97 $ 157,684.94 $ 51,742,274.30
32 $ 650,152.91 $ 490,971.73 $ 159,181.18 $ 51,583,093.11
33 $ 650,152.91 $ 489,461.29 $ 160,691.62 $ 51,422,401.49
34 $ 650,152.91 $ 487,936.52 $ 162,216.39 $ 51,260,185.10
35 $ 650,152.91 $ 486,397.28 $ 163,755.63 $ 51,096,429.47
36 $ 650,152.91 $ 484,843.44 $ 165,309.47 $ 50,931,120.00
37 $ 650,152.91 $ 483,274.85 $ 166,878.06 $ 50,764,241.94
38 $ 650,152.91 $ 481,691.38 $ 168,461.53 $ 50,595,780.41
39 $ 650,152.91 $ 480,092.88 $ 170,060.03 $ 50,425,720.39
40 $ 650,152.91 $ 478,479.22 $ 171,673.69 $ 50,254,046.70
41 $ 650,152.91 $ 476,850.24 $ 173,302.67 $ 50,080,744.03
42 $ 650,152.91 $ 475,205.81 $ 174,947.10 $ 49,905,796.93
43 $ 650,152.91 $ 473,545.77 $ 176,607.14 $ 49,729,189.79
44 $ 650,152.91 $ 471,869.98 $ 178,282.93 $ 49,550,906.87
45 $ 650,152.91 $ 470,178.29 $ 179,974.62 $ 49,370,932.25
46 $ 650,152.91 $ 468,470.55 $ 181,682.36 $ 49,189,249.89
47 $ 650,152.91 $ 466,746.61 $ 183,406.30 $ 49,005,843.59
48 $ 650,152.91 $ 465,006.30 $ 185,146.61 $ 48,820,696.98
49 $ 650,152.91 $ 463,249.48 $ 186,903.43 $ 48,633,793.56
50 $ 650,152.91 $ 461,476.00 $ 188,676.91 $ 48,445,116.64
51 $ 650,152.91 $ 459,685.68 $ 190,467.23 $ 48,254,649.41
52 $ 650,152.91 $ 457,878.38 $ 192,274.53 $ 48,062,374.88
53 $ 650,152.91 $ 456,053.92 $ 194,098.99 $ 47,868,275.89
54 $ 650,152.91 $ 454,212.16 $ 195,940.75 $ 47,672,335.14
55 $ 650,152.91 $ 452,352.92 $ 197,799.99 $ 47,474,535.15
56 $ 650,152.91 $ 450,476.03 $ 199,676.88 $ 47,274,858.27
57 $ 650,152.91 $ 448,581.34 $ 201,571.57 $ 47,073,286.70
58 $ 650,152.91 $ 446,668.67 $ 203,484.24 $ 46,869,802.46
59 $ 650,152.91 $ 444,737.85 $ 205,415.06 $ 46,664,387.40
60 $ 650,152.91 $ 442,788.71 $ 207,364.20 $ 46,457,023.20
61 $ 650,152.91 $ 440,821.07 $ 209,331.84 $ 46,247,691.36
62 $ 650,152.91 $ 438,834.77 $ 211,318.14 $ 46,036,373.22
63 $ 650,152.91 $ 436,829.61 $ 213,323.30 $ 45,823,049.92
64 $ 650,152.91 $ 434,805.43 $ 215,347.48 $ 45,607,702.44
65 $ 650,152.91 $ 432,762.04 $ 217,390.87 $ 45,390,311.58
66 $ 650,152.91 $ 430,699.27 $ 219,453.64 $ 45,170,857.94
67 $ 650,152.91 $ 428,616.92 $ 221,535.99 $ 44,949,321.94
68 $ 650,152.91 $ 426,514.81 $ 223,638.10 $ 44,725,683.84
69 $ 650,152.91 $ 424,392.75 $ 225,760.16 $ 44,499,923.68
70 $ 650,152.91 $ 422,250.56 $ 227,902.35 $ 44,272,021.33
71 $ 650,152.91 $ 420,088.04 $ 230,064.87 $ 44,041,956.47
72 $ 650,152.91 $ 417,905.01 $ 232,247.90 $ 43,809,708.56
 73 $ 650,152.91 $ 415,701.25 $ 234,451.66 $ 43,575,256.91
74 $ 650,152.91 $ 413,476.59 $ 236,676.32 $ 43,338,580.58
75 $ 650,152.91 $ 411,230.82 $ 238,922.09 $ 43,099,658.49
76 $ 650,152.91 $ 408,963.73 $ 241,189.18 $ 42,858,469.32
77 $ 650,152.91 $ 406,675.14 $ 243,477.77 $ 42,614,991.55
78 $ 650,152.91 $ 404,364.83 $ 245,788.08 $ 42,369,203.47
79 $ 650,152.91 $ 402,032.60 $ 248,120.31 $ 42,121,083.16
80 $ 650,152.91 $ 399,678.24 $ 250,474.67 $ 41,870,608.48
81 $ 650,152.91 $ 397,301.53 $ 252,851.38 $ 41,617,757.11
82 $ 650,152.91 $ 394,902.28 $ 255,250.63 $ 41,362,506.47
83 $ 650,152.91 $ 392,480.26 $ 257,672.65 $ 41,104,833.82
84 $ 650,152.91 $ 390,035.26 $ 260,117.65 $ 40,844,716.17
85 $ 650,152.91 $ 387,567.05 $ 262,585.86 $ 40,582,130.31
86 $ 650,152.91 $ 385,075.43 $ 265,077.48 $ 40,317,052.83
87 $ 650,152.91 $ 382,560.17 $ 267,592.74 $ 40,049,460.09
88 $ 650,152.91 $ 380,021.03 $ 270,131.88 $ 39,779,328.21
89 $ 650,152.91 $ 377,457.81 $ 272,695.10 $ 39,506,633.11
90 $ 650,152.91 $ 374,870.26 $ 275,282.65 $ 39,231,350.46
91 $ 650,152.91 $ 372,258.16 $ 277,894.75 $ 38,953,455.71
92 $ 650,152.91 $ 369,621.28 $ 280,531.63 $ 38,672,924.08
93 $ 650,152.91 $ 366,959.37 $ 283,193.54 $ 38,389,730.54
94 $ 650,152.91 $ 364,272.20 $ 285,880.71 $ 38,103,849.83
95 $ 650,152.91 $ 361,559.54 $ 288,593.37 $ 37,815,256.46
96 $ 650,152.91 $ 358,821.14 $ 291,331.77 $ 37,523,924.69
97 $ 650,152.91 $ 356,056.75 $ 294,096.16 $ 37,229,828.53
98 $ 650,152.91 $ 353,266.13 $ 296,886.78 $ 36,932,941.75
99 $ 650,152.91 $ 350,449.04 $ 299,703.87 $ 36,633,237.88
100 $ 650,152.91 $ 347,605.21 $ 302,547.70 $ 36,330,690.18
101 $ 650,152.91 $ 344,734.40 $ 305,418.51 $ 36,025,271.67
102 $ 650,152.91 $ 341,836.34 $ 308,316.57 $ 35,716,955.10
103 $ 650,152.91 $ 338,910.79 $ 311,242.12 $ 35,405,712.98
104 $ 650,152.91 $ 335,957.48 $ 314,195.43 $ 35,091,517.55
105 $ 650,152.91 $ 332,976.14 $ 317,176.77 $ 34,774,340.78
106 $ 650,152.91 $ 329,966.52 $ 320,186.39 $ 34,454,154.39
107 $ 650,152.91 $ 326,928.34 $ 323,224.57 $ 34,130,929.82
108 $ 650,152.91 $ 323,861.33 $ 326,291.58 $ 33,804,638.23
109 $ 650,152.91 $ 320,765.21 $ 329,387.70 $ 33,475,250.53
110 $ 650,152.91 $ 317,639.72 $ 332,513.19 $ 33,142,737.35
111 $ 650,152.91 $ 314,484.57 $ 335,668.34 $ 32,807,069.01
112 $ 650,152.91 $ 311,299.48 $ 338,853.43 $ 32,468,215.58
113 $ 650,152.91 $ 308,084.17 $ 342,068.74 $ 32,126,146.85
114 $ 650,152.91 $ 304,838.36 $ 345,314.56 $ 31,780,832.29
115 $ 650,152.91 $ 301,561.74 $ 348,591.17 $ 31,432,241.12
116 $ 650,152.91 $ 298,254.03 $ 351,898.88 $ 31,080,342.23
117 $ 650,152.91 $ 294,914.93 $ 355,237.98 $ 30,725,104.26
118 $ 650,152.91 $ 291,544.15 $ 358,608.76 $ 30,366,495.50
119 $ 650,152.91 $ 288,141.39 $ 362,011.52 $ 30,004,483.98
120 $ 650,152.91 $ 284,706.34 $ 365,446.57 $ 29,639,037.40
121 $ 650,152.91 $ 281,238.69 $ 368,914.22 $ 29,270,123.18
122 $ 650,152.91 $ 277,738.14 $ 372,414.77 $ 28,897,708.41
123 $ 650,152.91 $ 274,204.37 $ 375,948.54 $ 28,521,759.87
124 $ 650,152.91 $ 270,637.07 $ 379,515.84 $ 28,142,244.03
125 $ 650,152.91 $ 267,035.93 $ 383,116.98 $ 27,759,127.05
126 $ 650,152.91 $ 263,400.61 $ 386,752.30 $ 27,372,374.74
127 $ 650,152.91 $ 259,730.80 $ 390,422.11 $ 26,981,952.63
128 $ 650,152.91 $ 256,026.16 $ 394,126.75 $ 26,587,825.88
129 $ 650,152.91 $ 252,286.37 $ 397,866.54 $ 26,189,959.35
130 $ 650,152.91 $ 248,511.10 $ 401,641.81 $ 25,788,317.54
131 $ 650,152.91 $ 244,700.01 $ 405,452.91 $ 25,382,864.63
132 $ 650,152.91 $ 240,852.75 $ 409,300.16 $ 24,973,564.47
133 $ 650,152.91 $ 236,968.98 $ 413,183.93 $ 24,560,380.54
134 $ 650,152.91 $ 233,048.37 $ 417,104.54 $ 24,143,275.99
135 $ 650,152.91 $ 229,090.55 $ 421,062.36 $ 23,722,213.63
136 $ 650,152.91 $ 225,095.17 $ 425,057.74 $ 23,297,155.89
137 $ 650,152.91 $ 221,061.89 $ 429,091.02 $ 22,868,064.87
138 $ 650,152.91 $ 216,990.33 $ 433,162.58 $ 22,434,902.29
139 $ 650,152.91 $ 212,880.14 $ 437,272.77 $ 21,997,629.53
140 $ 650,152.91 $ 208,730.95 $ 441,421.96 $ 21,556,207.57
141 $ 650,152.91 $ 204,542.39 $ 445,610.52 $ 21,110,597.05
142 $ 650,152.91 $ 200,314.08 $ 449,838.83 $ 20,660,758.22
143 $ 650,152.91 $ 196,045.66 $ 454,107.25 $ 20,206,650.97
144 $ 650,152.91 $ 191,736.73 $ 458,416.18 $ 19,748,234.78
145 $ 650,152.91 $ 187,386.91 $ 462,766.00 $ 19,285,468.78
146 $ 650,152.91 $ 182,995.82 $ 467,157.09 $ 18,818,311.69
147 $ 650,152.91 $ 178,563.06 $ 471,589.85 $ 18,346,721.85
148 $ 650,152.91 $ 174,088.24 $ 476,064.67 $ 17,870,657.18
149 $ 650,152.91 $ 169,570.97 $ 480,581.94 $ 17,390,075.24
150 $ 650,152.91 $ 165,010.82 $ 485,142.09 $ 16,904,933.15
151 $ 650,152.91 $ 160,407.41 $ 489,745.50 $ 16,415,187.65
152 $ 650,152.91 $ 155,760.32 $ 494,392.59 $ 15,920,795.06
153 $ 650,152.91 $ 151,069.13 $ 499,083.78 $ 15,421,711.27
154 $ 650,152.91 $ 146,333.42 $ 503,819.49 $ 14,917,891.79
155 $ 650,152.91 $ 141,552.79 $ 508,600.12 $ 14,409,291.66
156 $ 650,152.91 $ 136,726.78 $ 513,426.13 $ 13,895,865.54
157 $ 650,152.91 $ 131,854.99 $ 518,297.92 $ 13,377,567.62
158 $ 650,152.91 $ 126,936.97 $ 523,215.94 $ 12,854,351.68
159 $ 650,152.91 $ 121,972.28 $ 528,180.63 $ 12,326,171.05
160 $ 650,152.91 $ 116,960.48 $ 533,192.43 $ 11,792,978.62
161 $ 650,152.91 $ 111,901.13 $ 538,251.78 $ 11,254,726.84
162 $ 650,152.91 $ 106,793.77 $ 543,359.14 $ 10,711,367.71
163 $ 650,152.91 $ 101,637.95 $ 548,514.96 $ 10,162,852.75
164 $ 650,152.91 $ 96,433.21 $ 553,719.70 $ 9,609,133.04
165 $ 650,152.91 $ 91,179.07 $ 558,973.84 $ 9,050,159.21
166 $ 650,152.91 $ 85,875.09 $ 564,277.82 $ 8,485,881.38
167 $ 650,152.91 $ 80,520.77 $ 569,632.14 $ 7,916,249.24
168 $ 650,152.91 $ 75,115.65 $ 575,037.26 $ 7,341,211.98
169 $ 650,152.91 $ 69,659.24 $ 580,493.67 $ 6,760,718.31
170 $ 650,152.91 $ 64,151.06 $ 586,001.85 $ 6,174,716.46
171 $ 650,152.91 $ 58,590.61 $ 591,562.30 $ 5,583,154.15
172 $ 650,152.91 $ 52,977.39 $ 597,175.52 $ 4,985,978.64
173 $ 650,152.91 $ 47,310.92 $ 602,841.99 $ 4,383,136.65
174 $ 650,152.91 $ 41,590.68 $ 608,562.23 $ 3,774,574.41
175 $ 650,152.91 $ 35,816.16 $ 614,336.76 $ 3,160,237.66
176 $ 650,152.91 $ 29,986.84 $ 620,166.07 $ 2,540,071.59
177 $ 650,152.91 $ 24,102.21 $ 626,050.70 $ 1,914,020.89
178 $ 650,152.91 $ 18,161.75 $ 631,991.16 $ 1,282,029.73
179 $ 650,152.91 $ 12,164.91 $ 637,988.00 $ 644,041.73
180 $ 650,152.91 $ 6,111.18 $ 644,041.73 $ 0.00