NPER

DEUDA S/. 11,000.00

INTERES 12%
CUOTA MENSUAL -S/. 200.00
PERIODO MENSUAL 80

DEUDA S/. 15,000.00

INTERES 4%
CUOTA MENSUAL -S/. 150.00
PERIODO MENSUAL 122

DEUDA S/. 14,000.00

INTERES 5%
CUOTA MENSUAL -S/. 2,000.00
PERIODO MENSUAL 7

DEUDA S/. 25,000.00

INTERES 4.50%
CUOTA MENSUAL -S/. 800.00
PERIODO MENSUAL 33

DEUDA $ 36,000.00
INTERES 5%
CUOTA MENSUAL $ -265.00
PERIODO MENSUAL 201
TASA
TOTAL DE INVERSION -S/.3,000.00
PERIODO DE CAPITALIZACION 4
VALOR FUTURO A RECIBIR S/.4,500.00
INTERES 11%

TOTAL DE INVERSION -S/.350,000.00

PERIODO DE CAPITALIZACION 5
VALOR FUTURO A RECIBIR S/.450,000.00
INTERES 5%

TOTAL DE INVERSION -S/.15,000.00

PERIODO DE CAPITALIZACION 3
VALOR FUTURO A RECIBIR S/.16,500.00
INTERES 3%

TOTAL DE INVERSION -S/.36,000.00

PERIODO DE CAPITALIZACION 10
VALOR FUTURO A RECIBIR S/.50,000.00
INTERES 3%

TOTAL DE INVERSION -S/.45,000.00

PERIODO DE CAPITALIZACION 2
VALOR FUTURO A RECIBIR S/.55,200.00
INTERES 11%

TOTAL DE INVERSION -$24,500.00

PERIODO DE CAPITALIZACION 2
VALOR FUTURO A RECIBIR $30,000.00
INTERES 11%
funcion pago:

capital 1000
i 2%
periodo meses 8

-S/.125.94

emp: informatic
deposito en cuetna de ahorro (anual) -23000
interes 7%
periodo de capitalizacion (años) 5
valor futuro €132,267.00

EMPRESA LUNA SA
deposito en cuetna de ahorro (anual) -14000
interes 4%
periodo de capitalizacion (años) 4
valor futuro €59,450.50

EL CORREDOR EIRL
deposito en cuetna de ahorro (anual) -15600
interes 2.30%
periodo de capitalizacion (años) 6
valor futuro €99,149.92

GRAFICONT SA
deposito en cuetna de ahorro (anual) -11000
interes 3.50%
periodo de capitalizacion (años) 9
valor futuro €114,053.45

EL SOLAR SAC
deposito en cuetna de ahorro (anual) -12590
interes 1.20%
periodo de capitalizacion (años) 10
valor futuro €132,920.79

DE PROMP SAC
deposito en cuetna de ahorro (anual) -13000
interes 1.40%
periodo de capitalizacion (años) 10
valor futuro €138,503.38
€140,442.43

EL VELOZ
deposito en cuetna de ahorro (anual) -20000
interes 2.50%
periodo de capitalizacion (años) 12
valor futuro €275,911.06
 deposito en cuetna de ahorro (anual) -S/.15,000.00
interes S/.0.08
periodo de capitalizacion (años) S/.5.00
valor futuro S/.87,999.01
S/.95,038.94
-S/.1,007.51

Periodo Flujo efectivo Saldo Periodo Flujo efectivo

0 S/.0.00 S/.0.00 S/.23,000.00
1 -S/.23,000.00 S/.23,000.00 S/.23,000.00 S/.1.00 -S/.23,000.00
2 -S/.23,000.00 S/.47,610.00 S/.47,610.00 S/.2.00 -S/.23,000.00
3 -S/.23,000.00 S/.73,942.70 S/.73,942.70 S/.3.00 -S/.23,000.00
4 -S/.23,000.00 S/.102,118.69 S/.102,118.69 S/.4.00 -S/.23,000.00
5 -S/.23,000.00 S/.132,267.00 S/.132,267.00 S/.5.00

Periodo Flujo efectivo Periodo Flujo efectivo

0 S/.0.00 S/.0.00 S/.14,000.00
1 S/.14,000.00 S/.14,000.00 S/.1.00 -S/.14,000.00
2 -S/.14,000.00 S/.28,560.00 S/.2.00 -S/.14,000.00
3 -S/.14,000.00 S/.43,702.40 S/.3.00 -S/.14,000.00
4 -S/.14,000.00 S/.59,450.50 S/.4.00

Periodo Flujo efectivo Saldo Periodo Flujo efectivo

0 S/.0.00 S/.0.00 S/.15,600.00
1 S/.15,600.00 S/.15,600.00 S/.1.00 -S/.15,600.00
2 -S/.15,600.00 S/.31,558.80 S/.2.00 -S/.15,600.00
3 -S/.15,600.00 S/.47,884.65 S/.3.00 -S/.15,600.00
4 -S/.15,600.00 S/.64,586.00 S/.4.00 -S/.15,600.00
5 -S/.15,600.00 S/.81,671.48 S/.5.00 -S/.15,600.00
6 -S/.15,600.00 S/.99,149.92 S/.6.00
Periodo Flujo efectivo Saldo Periodo Flujo efectivo
0 S/.0.00 S/.0.00 S/.11,000.00
1 S/.11,000.00 S/.11,000.00 S/.11,000.00 S/.1.00 -S/.11,000.00
2 -S/.11,000.00 S/.22,385.00 S/.22,385.00 S/.2.00 -S/.11,000.00
3 -S/.11,000.00 S/.34,168.48 S/.34,168.48 S/.3.00 -S/.11,000.00
4 -S/.11,000.00 S/.46,364.37 S/.46,364.37 S/.4.00 -S/.11,000.00
5 -S/.11,000.00 S/.58,987.12 S/.58,987.12 S/.5.00 -S/.11,000.00
6 -S/.11,000.00 S/.72,051.67 S/.72,051.67 S/.6.00 -S/.11,000.00
7 -S/.11,000.00 S/.85,573.48 S/.85,573.48 S/.7.00 -S/.11,000.00
8 -S/.11,000.00 S/.99,568.55 S/.99,568.55 S/.8.00 -S/.11,000.00
9 -S/.11,000.00 S/.114,053.45 S/.114,053.45 S/.9.00

Periodo Flujo efectivo Saldo Periodo Flujo efectivo

0 S/.0.00 S/.0.00 S/.12,590.00
 1 S/.12,590.00 S/.12,590.00 S/.1.00 -S/.12,590.00
2 -S/.12,590.00 S/.25,331.08 S/.2.00 -S/.12,590.00
3 -S/.12,590.00 S/.38,225.05 S/.3.00 -S/.12,590.00
4 -S/.12,590.00 S/.51,273.75 S/.4.00 -S/.12,590.00
5 -S/.12,590.00 S/.64,479.04 S/.5.00 -S/.12,590.00
6 -S/.12,590.00 S/.77,842.79 S/.6.00 -S/.12,590.00
7 -S/.12,590.00 S/.91,366.90 S/.7.00 -S/.12,590.00
8 -S/.12,590.00 S/.105,053.30 S/.8.00 -S/.12,590.00
9 -S/.12,590.00 S/.118,903.94 S/.9.00 -S/.12,590.00
10 -S/.12,590.00 S/.132,920.79 S/.10.00

Periodo Flujo efectivo Saldo Periodo Flujo efectivo

0 S/.0.00
1 S/.13,000.00 S/.13,000.00
2 -S/.13,000.00 S/.26,182.00
3 -S/.13,000.00 S/.39,548.55
4 -S/.13,000.00 S/.53,102.23
5 -S/.13,000.00 S/.66,845.66
6 -S/.13,000.00 S/.80,781.50
7 -S/.13,000.00 S/.94,912.44
8 -S/.13,000.00 S/.109,241.21
9 -S/.13,000.00 S/.123,770.59
10 -S/.13,000.00 S/.138,503.38
S/.0.00 S/.13,000.00
S/.1.00 -S/.13,000.00
S/.2.00 -S/.13,000.00
S/.3.00 -S/.13,000.00
S/.4.00 -S/.13,000.00
S/.5.00 -S/.13,000.00
S/.6.00 -S/.13,000.00
S/.7.00 -S/.13,000.00
S/.8.00 -S/.13,000.00
S/.9.00 -S/.13,000.00
S/.10.00

Periodo Flujo efectivo Saldo Periodo Flujo efectivo

0 S/.0.00
1 S/.20,000.00 S/.20,000.00
2 -S/.20,000.00 S/.40,500.00
3 -S/.20,000.00 S/.61,512.50
4 -S/.20,000.00 S/.83,050.31
5 -S/.20,000.00 S/.105,126.57
6 -S/.20,000.00 S/.127,754.73
7 -S/.20,000.00 S/.150,948.60
8 -S/.20,000.00 S/.174,722.32
9 -S/.20,000.00 S/.199,090.38
10 -S/.20,000.00 S/.224,067.64
11 -S/.20,000.00 S/.249,669.33
12 -S/.20,000.00 S/.275,911.06
S/.0.00 S/.20,000.00
S/.1.00 -S/.20,000.00
S/.2.00 -S/.20,000.00
S/.3.00 -S/.20,000.00
S/.4.00 -S/.20,000.00
S/.5.00 -S/.20,000.00
S/.6.00 -S/.20,000.00
S/.7.00 -S/.20,000.00
S/.8.00 -S/.20,000.00
S/.9.00 -S/.20,000.00
S/.10.00 -S/.20,000.00
S/.11.00 -S/.20,000.00
S/.12.00
Periodo Flujo efectivo Saldo Periodo Flujo efectivoSaldo
S/.0.00 €0.00 0 0
S/.1.00 €15,000.00 15000 1 €15,000.00 €15,000.00
S/.2.00 €31,200.00 2 €-15,000.00 31200.00
S/.3.00 €48,696.00 3 €-15,000.00 48696.00
S/.4.00 €67,591.68 4 €-15,000.00 67591.68
S/.5.00 €87,999.01 5 €-15,000.00 87999.01

Saldo
S/.23,000.00
S/.47,610.00
S/.73,942.70
S/.102,118.69
S/.132,267.00
S/.141,525.69

Saldo
S/.14,000.00
S/.28,560.00
S/.43,702.40
S/.59,450.50
S/.61,828.52

Saldo
S/.15,600.00
S/.31,558.80
S/.47,884.65
S/.64,586.00
S/.81,671.48
S/.99,149.92
S/.101,430.37
Saldo
S/.11,000.00
S/.22,385.00
S/.34,168.48
S/.46,364.37
S/.58,987.12
S/.72,051.67
S/.85,573.48
S/.99,568.55
S/.114,053.45
S/.118,045.32

Saldo
S/.12,590.00
 S/.25,331.08
S/.38,225.05
S/.51,273.75
S/.64,479.04
S/.77,842.79
S/.91,366.90
S/.105,053.30
S/.118,903.94
S/.132,920.79
S/.134,515.84

Saldo
S/.13,000.00
S/.26,182.00
S/.39,548.55
S/.53,102.23
S/.66,845.66
S/.80,781.50
S/.94,912.44
S/.109,241.21
S/.123,770.59
S/.138,503.38
S/.140,442.43

Saldo
S/.20,000.00
S/.40,500.00
S/.61,512.50
S/.83,050.31
S/.105,126.57
S/.127,754.73
S/.150,948.60
S/.174,722.32
S/.199,090.38
S/.224,067.64
S/.249,669.33
S/.275,911.06
S/.282,808.84
Periodo Flujo efectivoSaldo
0 €15,000.00 €15,000.00
1 €-15,000.00 31200.00
2 €-15,000.00 48696.00
3 €-15,000.00 67591.68
4 €-15,000.00 87999.01
5 95038.94
 SALDOS
-S/.970.83
lucia marquez -S/.17,474.93
BBVA prestamo 17000
interes (tasa anual 3.50%
cantidad de cuotas (meses) 18

BANC AZTECAprestamo 17000 -S/.1,447.55

interes (tasa anual 4% -S/.17,370.58
cantidad de cuotas (meses) 12

MI BANCO prestamo 17000 -S/.887.68

interes (tasa anual 5% -S/.17,753.54
cantidad de cuotas (meses) 20

BCP prestamo 17000 -S/.1,102.06

interes (tasa anual 5.20% -S/.17,632.93
cantidad de cuotas (meses) 16

BANCO SANTprestamo 17000 -S/.371.05

interes (tasa anual 2.30% -S/.17,810.26
cantidad de cuotas (meses) 48

BANC. RIPLEY
prestamo 17000 -S/.247.04
interes (tasa anual 1.50% -S/.17,787.09
cantidad de cuotas (meses) 72

BANCO FALABprestamo 17000 -S/.295.75

interes (tasa anual 1.70% -S/.17,744.77
cantidad de cuotas (meses) 60
 PAGO INT

PAGO PRINCIPAL 160000

INTERES 7%
PERIODO DE PAGO 5 60
CUOTA MENSUAL (3,168.19)

INTERES Y CAPITAL POR MES

NªDE MESES 1 IR A:
PAGO INT INTERES -S/.933.33
PAGP PRIN CAPITAL -S/.2,234.86 ANALISIS DE HIPOTESIS
TOTAL -S/.3,168.19 TABLA DE DATOS

TABLA DE DATOS (3,168.19) 2 3

Nª DE MESESINTERES CAPITAL 3%
0 -933.33 -2234.86 4%
1 5%
2 6%
3 7%
4 8%
5 9%
6 10%
7 11%
8 12%
9 13%
10 14%
11 15%
12 ELEGIR CUOTA MENSUAL
13 SELECCIONAR LA TABLA
14 IR A LA OPCION DATOS
15 ELEGIR ANALISIS DE HIPOTESIS
16 ELEGIR TABLA DE DATOS
17 SELECCIONAR LO SOLICITADO
18 EN ESTE CASO SE SELECIONA EN FILA EL PERIODO Y EN COLUMNA
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
-3168.19
 4 5 6 7 8 9 10

N FILA EL PERIODO Y EN COLUMNA LA TASA DE INTERES

11
 1
Nª DE MESEINTERES CAPITAL
PAGO PRINCIPAL S/.13,000.00 0 -S/.32.50 -S/.201.09
INTERES 3% 1
PERIODO DE PAGO 5 60 2
CUOTA MENSUAL -S/.233.59 3
4
INTERES Y CAPITAL POR MES 5
NªDE MESES 1 6
INTERES -S/.32.50 7
CAPITAL -S/.201.09 8
TOTAL -S/.233.59 9 €-233.59
10 1%
11 2%
12 3%
13 4%
14 5%
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
 43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
4 60

PAGO PRINCIPAL 112600

INTERES 2.50%
PERIODO DE PAGO 5 60 €-1,998.35 2 3
CUOTA MENSUAL €-1,998.35 2%
2.5
INTERES Y CAPITAL POR MES 3.00%
NªDE MESES 1 3.50%
INTERES €-234.58
CAPITAL €-1,763.77
TOTAL €-1,998.35

Nª DE MESES INTERES CAPITAL

0 -S/.234.58 -S/.1,763.77
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
2 PAGO PRINCI S/.125,000.00 Nª DE MES
INTERES 3% 0
PERIODO DE 9 108 1
CUOTA MENS -S/.1,322.12 2
3
INTERES Y CAPITAL POR MES 4
NªDE MESES 1 5
INTERES -S/.312.50 6
CAPITAL -S/.1,009.62 7
TOTAL -S/.1,322.12 8
9
2 3 4 5 10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
 44
45
46
47
48
49
50
51
52
53
54
55
56
57
58
59
60
61
62
63
64
4 5 6 7 65
66
67
68
69
70
71
72
73
74
75
76
77
78
79
80
81
82
83
84
85
86
87
88
 89
90
91
92
93
94
95
96
97
98
99
100
101
102
103
104
105
106
107
108
INTERES CAPITAL
-S/.312.50 -S/.1,009.62

€-1,322.12 2 3 4 5
1%
2%
3%
4%
5%
6%

5
PAGO PRINCIPAL 36700
INTERES 3.60%
PERIODO DE PAGO 4 48
CUOTA MENSUAL €-822.10

INTERES Y CAPITAL POR MES

NªDE MESES 1
INTERES €-110.10
CAPITAL €-712.00
TOTAL €-822.10

Nª DE MESES INTERES CAPITAL

0 -S/.110.10 -S/.712.00
1
2
3
4
 5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
37
38
39
40
41
42
43
44
45
46
47
48
€-822.10 €2.00 €3.00 €4.00 €5.00
3.40%
3.50%
3.60%
3.70%
 3
PAGO PRINCIPAL 28500
INTERES 8.50%
PERIODO DE PAGO 3
CUOTA MENSUAL €-899.67
6 7 8 9
INTERES Y CAPITAL POR MES
NªDE MESES 1
INTERES €-201.88
CAPITAL €-697.80
TOTAL €-899.67

Nª DE MESES INTERES
0 -S/.201.88
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
32
33
34
35
36
€6.00
 36
€-899.67 2 3
7.50%
8.00%
8.50%
9.00%

CAPITAL
-S/.697.80