EJEMPLO MENSUAL

PRESTAMO 10000
TASA 20% anual si la tasa es anual se divide entre 12 para convertirla a mensu
NPER O PLAZO 8 aos si el nper es en aos se multiplica por 12 para convertirla a m
PAGO $209.53 este concepto se usa en todas formulas financieras como pag
Nunca divida el pago ENTRE 12 par encontrar el pago mensu

SI LA TASA ESTA EN AOS Y LA QUIERE CONVERTIR A: SI EL NPER ESTA EN AOS

MENSUAL DIVIDA ENTRE 12 MENSUAL MULTIPLIQUE PO

TRIMESTRAL DIVIDA ENTRE 4 TRIMESTRAL MULTIPLIQUE
SEMESTRAL DIVIDA ENTRE 2 SEMESTRAL POR 2
BIMENSUAL DIVIDA ENTRE 6 BIMENSUAL POR 6

OBSERVACIONES

1 NPER es diferente al PERIODO

2 EL PERIODO no se ancla porque varia por cada pago.
3 NPER es la totalidad de pagos
4 Las celdas que se anclan son: La que contiene NPER, TASA, y VA
5 La celda PERIODO no se ancla
6 Los intereses se calculan con la funcion PAGOINT, aplicando la tasa O Plazo(Nper) anual, mensual, bimensual, trim
7 El ABONO A CAPITAL se calcula con la funcin PAGOPRIN aplicando la tasa O Plazo(Nper) anual, mensual, bime
8 SALDO ACTUAL o VF, se calcula en el PRIMER periodo restandole a la cantidad origina VA o Monto el ABONO A C
ejemplo: $10,000.00 menos $42.87 RESPUESTA $9,957.13
B1 F26
9 SALDO ACTUAL o VF, se calcula en el SEGUNDO periodo restandole al SALDO ACTUAL del primer periodo el ABO
ejemplo: $9,957.13 menos $42.87 RESPUESTA $9,913.55
G26 F27

TABLA DE AMORTIZACION

PERIODOS PAGO INTERES CAPITAL saldo actual (Vf) OBSERVE:

1 $209.53 $166.67 $42.87 $9,957.13
2 $209.53 $165.95 $43.58 $9,913.55
3 $209.53 $165.23 $44.31 $9,869.25
4 $209.53 $164.49 $45.04 $9,824.20
5 $209.53 $163.74 $45.80 $9,778.41
6 $209.53 $162.97 $46.56 $9,731.85
7 $209.53 $162.20 $47.33 $9,684.52
8 $209.53 $161.41 $48.12 $9,636.39
9 $209.53 $160.61 $48.93 $9,587.47
10 $209.53 $159.79 $49.74 $9,537.73
11 $209.53 $158.96 $50.57 $9,487.16
12 $209.53 $158.12 $51.41 $9,435.74
13 $209.53 $157.26 $52.27 $9,383.47
14 $209.53 $156.39 $53.14 $9,330.33
15 $209.53 $155.51 $54.03 $9,276.31
16 $209.53 $154.61 $54.93 $9,221.38
17 $209.53 $153.69 $55.84 $9,165.54
18 $209.53 $152.76 $56.77 $9,108.76
19 $209.53 $151.81 $57.72 $9,051.05
20 $209.53 $150.85 $58.68 $8,992.36
21 $209.53 $149.87 $59.66 $8,932.70
22 $209.53 $148.88 $60.65 $8,872.05
23 $209.53 $147.87 $61.66 $8,810.39
24 $209.53 $146.84 $62.69 $8,747.69
25 $209.53 $145.79 $63.74 $8,683.96
26 $209.53 $144.73 $64.80 $8,619.16
27 $209.53 $143.65 $65.88 $8,553.28
28 $209.53 $142.55 $66.98 $8,486.30
29 $209.53 $141.44 $68.09 $8,418.21
30 $209.53 $140.30 $69.23 $8,348.98
31 $209.53 $139.15 $70.38 $8,278.60
32 $209.53 $137.98 $71.56 $8,207.04
33 $209.53 $136.78 $72.75 $8,134.29
34 $209.53 $135.57 $73.96 $8,060.33
35 $209.53 $134.34 $75.19 $7,985.14
36 $209.53 $133.09 $76.45 $7,908.69
37 $209.53 $131.81 $77.72 $7,830.97
38 $209.53 $130.52 $79.02 $7,751.96
39 $209.53 $129.20 $80.33 $7,671.62
40 $209.53 $127.86 $81.67 $7,589.95
41 $209.53 $126.50 $83.03 $7,506.92
42 $209.53 $125.12 $84.42 $7,422.50
43 $209.53 $123.71 $85.82 $7,336.68
44 $209.53 $122.28 $87.25 $7,249.43
45 $209.53 $120.82 $88.71 $7,160.72
46 $209.53 $119.35 $90.19 $7,070.53
47 $209.53 $117.84 $91.69 $6,978.84
48 $209.53 $116.31 $93.22 $6,885.62
49 $209.53 $114.76 $94.77 $6,790.85
50 $209.53 $113.18 $96.35 $6,694.50
51 $209.53 $111.58 $97.96 $6,596.54
52 $209.53 $109.94 $99.59 $6,496.95
53 $209.53 $108.28 $101.25 $6,395.70
54 $209.53 $106.60 $102.94 $6,292.77
55 $209.53 $104.88 $104.65 $6,188.11
56 $209.53 $103.14 $106.40 $6,081.72
57 $209.53 $101.36 $108.17 $5,973.55
58 $209.53 $99.56 $109.97 $5,863.58
59 $209.53 $97.73 $111.81 $5,751.77
60 $209.53 $95.86 $113.67 $5,638.10
61 $209.53 $93.97 $115.56 $5,522.54
62 $209.53 $92.04 $117.49 $5,405.05
63 $209.53 $90.08 $119.45 $5,285.60
64 $209.53 $88.09 $121.44 $5,164.16
65 $209.53 $86.07 $123.46 $5,040.70
66 $209.53 $84.01 $125.52 $4,915.18
67 $209.53 $81.92 $127.61 $4,787.56
68 $209.53 $79.79 $129.74 $4,657.83
69 $209.53 $77.63 $131.90 $4,525.92
70 $209.53 $75.43 $134.10 $4,391.82
71 $209.53 $73.20 $136.33 $4,255.49
72 $209.53 $70.92 $138.61 $4,116.88
73 $209.53 $68.61 $140.92 $3,975.96
74 $209.53 $66.27 $143.27 $3,832.70
75 $209.53 $63.88 $145.65 $3,687.04
76 $209.53 $61.45 $148.08 $3,538.96
77 $209.53 $58.98 $150.55 $3,388.41
78 $209.53 $56.47 $153.06 $3,235.36
79 $209.53 $53.92 $155.61 $3,079.75
80 $209.53 $51.33 $158.20 $2,921.54
81 $209.53 $48.69 $160.84 $2,760.70
82 $209.53 $46.01 $163.52 $2,597.18
83 $209.53 $43.29 $166.25 $2,430.94
84 $209.53 $40.52 $169.02 $2,261.92
85 $209.53 $37.70 $171.83 $2,090.09
86 $209.53 $34.83 $174.70 $1,915.39
87 $209.53 $31.92 $177.61 $1,737.78
88 $209.53 $28.96 $180.57 $1,557.21
89 $209.53 $25.95 $183.58 $1,373.64
90 $209.53 $22.89 $186.64 $1,187.00
91 $209.53 $19.78 $189.75 $997.25
92 $209.53 $16.62 $192.91 $804.34
93 $209.53 $13.41 $196.13 $608.21
94 $209.53 $10.14 $199.40 $408.82
95 $209.53 $6.81 $202.72 $206.10
96 $209.53 $3.43 $206.10 $0.00
O MENSUAL

e 12 para convertirla a mensual

ca por 12 para convertirla a mensual
ormulas financieras como pagoint o pagoprin
par encontrar el pago mensual, sino convierta el nper y la tasa a meses

SI EL NPER ESTA EN AOS Y LO QUIERE CONVERTIR A:

MENSUAL MULTIPLIQUE POR 12

TRIMESTRAL MULTIPLIQUE POR 4
SEMESTRAL POR 2
BIMENSUAL POR 6

VACIONES

nual, mensual, bimensual, trimestral o semestral segn el caso.

o(Nper) anual, mensual, bimensual, trimestral o semestral segn el caso.
na VA o Monto el ABONO A CAPITAL

UAL del primer periodo el ABONO A CAPITAL del segundo periodo

OBSERVE:
1 Mientras los intereses disminuyen el abono a capital sube
2 La tabla termina en 0
3 puede probar las respuestas restando por ej
pago - interese = el abono a capital
pago - abono a capital = interese
interes+ abono a capital= pago
PRESTAMO 4000
INTERES 34% anual
PERIODO 8 aos
PAGO $1,504.75

TABLA DE AMORTIZACION

PERIODOS PAGO INTERES CAPITAL MONTO

1 $1,504.75 $1,360.00 $144.75 $3,855.25
2 $1,504.75 $1,310.78 $193.97 $3,661.28
3 $1,504.75 $1,244.83 $259.92 $3,401.36
4 $1,504.75 $1,156.46 $348.29 $3,053.07
5 $1,504.75 $1,038.04 $466.71 $2,586.36
6 $1,504.75 $879.36 $625.39 $1,960.97
7 $1,504.75 $666.73 $838.02 $1,122.95
8 $1,504.75 $381.80 $1,122.95 $0.00
$8,038.02 $4,000.00
 REALICE LA SIGUIENTE TABLA ANUAL

tasa
nper
frecuencia
monto
pago ANUAL
PAGO MENSUAL

periodo cuota interes abono capital saldo actual

1 $3,721.28 $3,520.00 $201.28 $ 7,798.72
2 $3,721.28 $3,431.44 $289.84 $ 7,508.89
3 $3,721.28 $3,303.91 $417.37 $ 7,091.52
4 $3,721.28 $3,120.27 $601.01 $ 6,490.51
5 $3,721.28 $2,855.83 $865.45 $ 5,625.06
6 $3,721.28 $2,475.03 $1,246.25 $ 4,378.82
7 $3,721.28 $1,926.68 $1,794.60 $ 2,584.22
8 $3,721.28 $1,137.06 $2,584.22 $ 0.00
 REALICE LA SIGUIENTE TABLA MENSUAL

44% anual
8 aos
96
$ 8,000.00
$3,721.28
$302.88

periodo cuota interes abono capital saldo actual

1 $302.88 $293.33 $9.55 $ 7,990.45
2 $302.88 $292.98 $9.90 $ 7,980.55
3 $302.88 $292.62 $10.26 $ 7,970.29
4 $302.88 $292.24 $10.64 $ 7,959.66
5 $302.88 $291.85 $11.03 $ 7,948.63
6 $302.88 $291.45 $11.43 $ 7,937.20
7 $302.88 $291.03 $11.85 $ 7,925.35
8 $302.88 $290.60 $12.29 $ 7,913.06
9 $302.88 $290.15 $12.74 $ 7,900.32
10 $302.88 $289.68 $13.20 $ 7,887.12
11 $302.88 $289.19 $13.69 $ 7,873.43
12 $302.88 $288.69 $14.19 $ 7,859.25
13 $302.88 $288.17 $14.71 $ 7,844.54
14 $302.88 $287.63 $15.25 $ 7,829.29
15 $302.88 $287.07 $15.81 $ 7,813.48
16 $302.88 $286.49 $16.39 $ 7,797.09
17 $302.88 $285.89 $16.99 $ 7,780.11
18 $302.88 $285.27 $17.61 $ 7,762.49
19 $302.88 $284.62 $18.26 $ 7,744.24
20 $302.88 $283.96 $18.93 $ 7,725.31
21 $302.88 $283.26 $19.62 $ 7,705.69
22 $302.88 $282.54 $20.34 $ 7,685.35
23 $302.88 $281.80 $21.09 $ 7,664.27
24 $302.88 $281.02 $21.86 $ 7,642.41
25 $302.88 $280.22 $22.66 $ 7,619.75
26 $302.88 $279.39 $23.49 $ 7,596.26
27 $302.88 $278.53 $24.35 $ 7,571.91
28 $302.88 $277.64 $25.24 $ 7,546.66
29 $302.88 $276.71 $26.17 $ 7,520.49
30 $302.88 $275.75 $27.13 $ 7,493.36
31 $302.88 $274.76 $28.12 $ 7,465.24
32 $302.88 $273.73 $29.16 $ 7,436.08
33 $302.88 $272.66 $30.23 $ 7,405.86
34 $302.88 $271.55 $31.33 $ 7,374.52
35 $302.88 $270.40 $32.48 $ 7,342.04
36 $302.88 $269.21 $33.67 $ 7,308.37
37 $302.88 $267.97 $34.91 $ 7,273.46
38 $302.88 $266.69 $36.19 $ 7,237.27
39 $302.88 $265.37 $37.51 $ 7,199.76
40 $302.88 $263.99 $38.89 $ 7,160.87
41 $302.88 $262.57 $40.32 $ 7,120.55
42 $302.88 $261.09 $41.79 $ 7,078.75
43 $302.88 $259.55 $43.33 $ 7,035.43
44 $302.88 $257.97 $44.92 $ 6,990.51
45 $302.88 $256.32 $46.56 $ 6,943.95
46 $302.88 $254.61 $48.27 $ 6,895.68
47 $302.88 $252.84 $50.04 $ 6,845.64
48 $302.88 $251.01 $51.87 $ 6,793.76
49 $302.88 $249.10 $53.78 $ 6,739.99
50 $302.88 $247.13 $55.75 $ 6,684.24
51 $302.88 $245.09 $57.79 $ 6,626.45
52 $302.88 $242.97 $59.91 $ 6,566.54
53 $302.88 $240.77 $62.11 $ 6,504.43
54 $302.88 $238.50 $64.39 $ 6,440.04
55 $302.88 $236.13 $66.75 $ 6,373.29
56 $302.88 $233.69 $69.19 $ 6,304.10
57 $302.88 $231.15 $71.73 $ 6,232.37
58 $302.88 $228.52 $74.36 $ 6,158.01
59 $302.88 $225.79 $77.09 $ 6,080.92
60 $302.88 $222.97 $79.91 $ 6,001.01
61 $302.88 $220.04 $82.84 $ 5,918.16
62 $302.88 $217.00 $85.88 $ 5,832.28
63 $302.88 $213.85 $89.03 $ 5,743.25
64 $302.88 $210.59 $92.30 $ 5,650.95
65 $302.88 $207.20 $95.68 $ 5,555.27
66 $302.88 $203.69 $99.19 $ 5,456.08
67 $302.88 $200.06 $102.82 $ 5,353.26
68 $302.88 $196.29 $106.60 $ 5,246.66
69 $302.88 $192.38 $110.50 $ 5,136.16
70 $302.88 $188.33 $114.56 $ 5,021.61
71 $302.88 $184.13 $118.76 $ 4,902.85
72 $302.88 $179.77 $123.11 $ 4,779.74
73 $302.88 $175.26 $127.62 $ 4,652.11
74 $302.88 $170.58 $132.30 $ 4,519.81
75 $302.88 $165.73 $137.16 $ 4,382.66
76 $302.88 $160.70 $142.18 $ 4,240.47
77 $302.88 $155.48 $147.40 $ 4,093.07
78 $302.88 $150.08 $152.80 $ 3,940.27
79 $302.88 $144.48 $158.40 $ 3,781.87
80 $302.88 $138.67 $164.21 $ 3,617.65
81 $302.88 $132.65 $170.23 $ 3,447.42
82 $302.88 $126.41 $176.48 $ 3,270.94
83 $302.88 $119.93 $182.95 $ 3,088.00
84 $302.88 $113.23 $189.65 $ 2,898.34
85 $302.88 $106.27 $196.61 $ 2,701.73
86 $302.88 $99.06 $203.82 $ 2,497.92
87 $302.88 $91.59 $211.29 $ 2,286.63
88 $302.88 $83.84 $219.04 $ 2,067.59
89 $302.88 $75.81 $227.07 $ 1,840.52
90 $302.88 $67.49 $235.40 $ 1,605.12
91 $302.88 $58.85 $244.03 $ 1,361.09
92 $302.88 $49.91 $252.97 $ 1,108.12
93 $302.88 $40.63 $262.25 $ 845.87
94 $302.88 $31.02 $271.87 $ 574.00
95 $302.88 $21.05 $281.83 $ 292.17
96 $302.88 $10.71 $292.17 $ 0.00
Se quiere comprar una casa valorada en $100,000, donde la prima es el 10% del valor, la
el plazo es de 15 aos. Encuentre el pago mensual y haga la correspondiente tabla de amo
Nper 15
frecuencia 180
precio casa $ 100,000.00
prima $ 10,000.00 periodo cuota interes abono capital saldo actual
VA $ 90,000.00 1 $1,080.15 $900.00 $180.15 $89,819.85
12% anual 2 $1,080.15 $898.20 $181.95 $89,637.90
i
1% mensual 3 $1,080.15 $896.38 $183.77 $89,454.12
pago? $1,080.15 4 $1,080.15 $894.54 $185.61 $89,268.51
amortizacion? 5 $1,080.15 $892.69 $187.47 $89,081.05
6 $1,080.15 $890.81 $189.34 $88,891.71
7 $1,080.15 $888.92 $191.23 $88,700.47
8 $1,080.15 $887.00 $193.15 $88,507.33
9 $1,080.15 $885.07 $195.08 $88,312.25
10 $1,080.15 $883.12 $197.03 $88,115.22
11 $1,080.15 $881.15 $199.00 $87,916.22
12 $1,080.15 $879.16 $200.99 $87,715.23
13 $1,080.15 $877.15 $203.00 $87,512.23
14 $1,080.15 $875.12 $205.03 $87,307.20
15 $1,080.15 $873.07 $207.08 $87,100.12
16 $1,080.15 $871.00 $209.15 $86,890.97
17 $1,080.15 $868.91 $211.24 $86,679.73
18 $1,080.15 $866.80 $213.35 $86,466.38
19 $1,080.15 $864.66 $215.49 $86,250.89
20 $1,080.15 $862.51 $217.64 $86,033.25
21 $1,080.15 $860.33 $219.82 $85,813.43
22 $1,080.15 $858.13 $222.02 $85,591.41
23 $1,080.15 $855.91 $224.24 $85,367.18
24 $1,080.15 $853.67 $226.48 $85,140.70
25 $1,080.15 $851.41 $228.74 $84,911.95
26 $1,080.15 $849.12 $231.03 $84,680.92
27 $1,080.15 $846.81 $233.34 $84,447.58
28 $1,080.15 $844.48 $235.68 $84,211.90
29 $1,080.15 $842.12 $238.03 $83,973.87
30 $1,080.15 $839.74 $240.41 $83,733.46
31 $1,080.15 $837.33 $242.82 $83,490.64
32 $1,080.15 $834.91 $245.24 $83,245.40
33 $1,080.15 $832.45 $247.70 $82,997.70
34 $1,080.15 $829.98 $250.17 $82,747.53
35 $1,080.15 $827.48 $252.68 $82,494.85
36 $1,080.15 $824.95 $255.20 $82,239.65
37 $1,080.15 $822.40 $257.75 $81,981.89
38 $1,080.15 $819.82 $260.33 $81,721.56
39 $1,080.15 $817.22 $262.94 $81,458.62
40 $1,080.15 $814.59 $265.57 $81,193.06
41 $1,080.15 $811.93 $268.22 $80,924.84
42 $1,080.15 $809.25 $270.90 $80,653.93
43 $1,080.15 $806.54 $273.61 $80,380.32
44 $1,080.15 $803.80 $276.35 $80,103.97
45 $1,080.15 $801.04 $279.11 $79,824.86
46 $1,080.15 $798.25 $281.90 $79,542.96
47 $1,080.15 $795.43 $284.72 $79,258.24
48 $1,080.15 $792.58 $287.57 $78,970.67
49 $1,080.15 $789.71 $290.44 $78,680.23
50 $1,080.15 $786.80 $293.35 $78,386.88
51 $1,080.15 $783.87 $296.28 $78,090.59
52 $1,080.15 $780.91 $299.25 $77,791.35
53 $1,080.15 $777.91 $302.24 $77,489.11
54 $1,080.15 $774.89 $305.26 $77,183.85
55 $1,080.15 $771.84 $308.31 $76,875.54
56 $1,080.15 $768.76 $311.40 $76,564.14
57 $1,080.15 $765.64 $314.51 $76,249.63
58 $1,080.15 $762.50 $317.65 $75,931.98
59 $1,080.15 $759.32 $320.83 $75,611.15
60 $1,080.15 $756.11 $324.04 $75,287.11
61 $1,080.15 $752.87 $327.28 $74,959.83
62 $1,080.15 $749.60 $330.55 $74,629.27
63 $1,080.15 $746.29 $333.86 $74,295.41
64 $1,080.15 $742.95 $337.20 $73,958.22
65 $1,080.15 $739.58 $340.57 $73,617.65
66 $1,080.15 $736.18 $343.97 $73,273.67
67 $1,080.15 $732.74 $347.41 $72,926.26
68 $1,080.15 $729.26 $350.89 $72,575.37
69 $1,080.15 $725.75 $354.40 $72,220.97
70 $1,080.15 $722.21 $357.94 $71,863.03
71 $1,080.15 $718.63 $361.52 $71,501.51
72 $1,080.15 $715.02 $365.14 $71,136.37
73 $1,080.15 $711.36 $368.79 $70,767.59
74 $1,080.15 $707.68 $372.48 $70,395.11
75 $1,080.15 $703.95 $376.20 $70,018.91
76 $1,080.15 $700.19 $379.96 $69,638.95
77 $1,080.15 $696.39 $383.76 $69,255.19
78 $1,080.15 $692.55 $387.60 $68,867.59
79 $1,080.15 $688.68 $391.48 $68,476.11
80 $1,080.15 $684.76 $395.39 $68,080.72
81 $1,080.15 $680.81 $399.34 $67,681.38
82 $1,080.15 $676.81 $403.34 $67,278.04
83 $1,080.15 $672.78 $407.37 $66,870.67
84 $1,080.15 $668.71 $411.44 $66,459.23
85 $1,080.15 $664.59 $415.56 $66,043.67
86 $1,080.15 $660.44 $419.71 $65,623.95
87 $1,080.15 $656.24 $423.91 $65,200.04
88 $1,080.15 $652.00 $428.15 $64,771.89
89 $1,080.15 $647.72 $432.43 $64,339.46
90 $1,080.15 $643.39 $436.76 $63,902.70
91 $1,080.15 $639.03 $441.12 $63,461.58
92 $1,080.15 $634.62 $445.54 $63,016.04
93 $1,080.15 $630.16 $449.99 $62,566.05
94 $1,080.15 $625.66 $454.49 $62,111.56
95 $1,080.15 $621.12 $459.04 $61,652.52
96 $1,080.15 $616.53 $463.63 $61,188.90
97 $1,080.15 $611.89 $468.26 $60,720.64
98 $1,080.15 $607.21 $472.94 $60,247.69
 99 $1,080.15 $602.48 $477.67 $59,770.02
100 $1,080.15 $597.70 $482.45 $59,287.56
101 $1,080.15 $592.88 $487.28 $58,800.29
102 $1,080.15 $588.00 $492.15 $58,308.14
103 $1,080.15 $583.08 $497.07 $57,811.07
104 $1,080.15 $578.11 $502.04 $57,309.03
105 $1,080.15 $573.09 $507.06 $56,801.97
106 $1,080.15 $568.02 $512.13 $56,289.84
107 $1,080.15 $562.90 $517.25 $55,772.59
108 $1,080.15 $557.73 $522.43 $55,250.16
109 $1,080.15 $552.50 $527.65 $54,722.51
110 $1,080.15 $547.23 $532.93 $54,189.58
111 $1,080.15 $541.90 $538.26 $53,651.33
112 $1,080.15 $536.51 $543.64 $53,107.69
113 $1,080.15 $531.08 $549.07 $52,558.62
114 $1,080.15 $525.59 $554.57 $52,004.05
115 $1,080.15 $520.04 $560.11 $51,443.94
116 $1,080.15 $514.44 $565.71 $50,878.23
117 $1,080.15 $508.78 $571.37 $50,306.86
118 $1,080.15 $503.07 $577.08 $49,729.78
119 $1,080.15 $497.30 $582.85 $49,146.92
120 $1,080.15 $491.47 $588.68 $48,558.24
121 $1,080.15 $485.58 $594.57 $47,963.67
122 $1,080.15 $479.64 $600.51 $47,363.16
123 $1,080.15 $473.63 $606.52 $46,756.64
124 $1,080.15 $467.57 $612.58 $46,144.05
125 $1,080.15 $461.44 $618.71 $45,525.34
126 $1,080.15 $455.25 $624.90 $44,900.44
127 $1,080.15 $449.00 $631.15 $44,269.30
128 $1,080.15 $442.69 $637.46 $43,631.84
129 $1,080.15 $436.32 $643.83 $42,988.01
130 $1,080.15 $429.88 $650.27 $42,337.74
131 $1,080.15 $423.38 $656.77 $41,680.96
132 $1,080.15 $416.81 $663.34 $41,017.62
133 $1,080.15 $410.18 $669.98 $40,347.64
134 $1,080.15 $403.48 $676.67 $39,670.97
135 $1,080.15 $396.71 $683.44 $38,987.53
136 $1,080.15 $389.88 $690.28 $38,297.25
137 $1,080.15 $382.97 $697.18 $37,600.07
138 $1,080.15 $376.00 $704.15 $36,895.92
139 $1,080.15 $368.96 $711.19 $36,184.73
140 $1,080.15 $361.85 $718.30 $35,466.43
141 $1,080.15 $354.66 $725.49 $34,740.94
142 $1,080.15 $347.41 $732.74 $34,008.20
143 $1,080.15 $340.08 $740.07 $33,268.13
144 $1,080.15 $332.68 $747.47 $32,520.66
145 $1,080.15 $325.21 $754.94 $31,765.71
146 $1,080.15 $317.66 $762.49 $31,003.22
147 $1,080.15 $310.03 $770.12 $30,233.10
148 $1,080.15 $302.33 $777.82 $29,455.28
149 $1,080.15 $294.55 $785.60 $28,669.68
150 $1,080.15 $286.70 $793.45 $27,876.23
151 $1,080.15 $278.76 $801.39 $27,074.84
152 $1,080.15 $270.75 $809.40 $26,265.44
153 $1,080.15 $262.65 $817.50 $25,447.94
154 $1,080.15 $254.48 $825.67 $24,622.27
155 $1,080.15 $246.22 $833.93 $23,788.34
156 $1,080.15 $237.88 $842.27 $22,946.07
157 $1,080.15 $229.46 $850.69 $22,095.38
158 $1,080.15 $220.95 $859.20 $21,236.18
159 $1,080.15 $212.36 $867.79 $20,368.39
160 $1,080.15 $203.68 $876.47 $19,491.93
161 $1,080.15 $194.92 $885.23 $18,606.69
162 $1,080.15 $186.07 $894.08 $17,712.61
163 $1,080.15 $177.13 $903.03 $16,809.59
164 $1,080.15 $168.10 $912.06 $15,897.53
165 $1,080.15 $158.98 $921.18 $14,976.35
166 $1,080.15 $149.76 $930.39 $14,045.97
167 $1,080.15 $140.46 $939.69 $13,106.27
168 $1,080.15 $131.06 $949.09 $12,157.19
169 $1,080.15 $121.57 $958.58 $11,198.61
170 $1,080.15 $111.99 $968.17 $10,230.44
171 $1,080.15 $102.30 $977.85 $ 9,252.59
172 $1,080.15 $92.53 $987.63 $ 8,264.97
173 $1,080.15 $82.65 $997.50 $ 7,267.47
174 $1,080.15 $72.67 $1,007.48 $ 6,259.99
175 $1,080.15 $62.60 $1,017.55 $ 5,242.44
176 $1,080.15 $52.42 $1,027.73 $ 4,214.71
177 $1,080.15 $42.15 $1,038.00 $ 3,176.71
178 $1,080.15 $31.77 $1,048.38 $ 2,128.32
179 $1,080.15 $21.28 $1,058.87 $ 1,069.46
180 $1,080.15 $10.69 $1,069.46 $ (0.00)
 el 10% del valor, la tasa es del 12% anual
ndiente tabla de amortizacin.