Documentos de Académico
Documentos de Profesional
Documentos de Cultura
Ejem P1 A, B, C...........
Ejem P1 A, B, C...........
PX=
PX=
Q=
2DO AO=
3ER AO=
4TO AO=
PX=
QUNDS=
125
140
1,300
20%
5%
10%
1
125
1,300
3 AOS
4TO O A +
1ER AO=
2
125
1,560.00
CV=
CF=
TERRE=
MAQ Y EQ=
VEH.TRP=
IR=
K DE W=
3
125
1,638.00
20,000
70,000
160,000
320,000
220,000
30%
45,000
4
5
140
140
1,801.80 1,981.98
10
5
6
140
1,981.98
AOS
AOS
7
140
1,981.98
CONCEPTO
INGRESO
COSTOS VAR
COSTO FIJOS
DEP VEH TRANSP
DEP MAQ Y EQ
UTIL
IR
UTIL NETA
DEP VEH TRANSP
DEP MAQ Y EQ
TERRENO
VEH. TRANSPTE
MAQUINAR Y EQ
CAP TRABAJO
VALOR DESECHO
FC PYCTDO
1
162,500
-20,000
-70,000
-39,600
-27,200
5,700
-1,710
3,990
39,600
27,200
7
277,477
-20,000
-70,000
0
-27,200
160,277
-48,083
112,194
0
27,200
-160,000
-220,000
-320,000
-45,000
-745,000
70,790
M YEQ.
VEH.
93,540
100,365
133,616
22,000
173,274
VALOR DESECHO
10 AOS
160,000.0
160,000.0
320,000.0
15%
48,000.0
220,000.0
10%
208,000.0
139,394
5 AOS
22,000.0
22,000.0
139,394
ENTO
DEP
160,000
27,200
39,600
8
140
1,981.98
9
140
1,981.98
10
140
1,981.98
8
277,477
-20,000
-70,000
0
-27,200
160,277
-48,083
112,194
0
27,200
139,394
9
277,477
-20,000
-70,000
0
-27,200
160,277
-48,083
112,194
0
27,200
10
277,477
-20,000
-70,000
0
-27,200
160,277
-48,083
112,194
0
27,200
139,394
208,000
347,394
PX=
PX=
Q=
2DO AO=
3ER AO=
4TO AO=
PX=
120
160
1,400
20%
5%
10%
1
120
3 AOS
4TO O A +
1ER AO=
2
120
CV=
CF=
TERRE=
MAQ Y EQ=
VEH.TRP=
IR=
K DE W=
3
120
4
160
20,000
70,000
160,000
320,000
220,000
30%
45,000
5
160
10
5
AOS
AOS
6
160
7
160
QUNDS=
CONCEPTO
INGRESO
COSTOS VAR
COSTO FIJOS
DEP VEH TRANSP
DEP MAQ Y EQ
UTIL
IR
UTIL NETA
DEP VEH TRANSP
DEP MAQ Y EQ
TERRENO
VEH. TRANSPTE
MAQUINAR Y EQ
CAP TRABAJO
VALOR DESECHO
FC PYCTDO
1,400
1
168,000
-20,000
-70,000
-39,600
-27,200
11,200
-3,360
7,840
39,600
27,200
1,680.00
1,764.00
1,940.40 2,134.44
2,134.44
2,134.44
7
341,510
-20,000
-70,000
0
-27,200
224,310
-67,293
157,017
0
27,200
-160,000
-220,000
-320,000
-45,000
-745,000
74,640
M YEQ.
VEH.
98,160
105,216
174,365
22,000
218,097
VALOR DESECHO
10 AOS
160,000.0
160,000.0
320,000.0
15%
48,000.0
220,000.0
10%
208,000.0
184,217
5 AOS
22,000.0
22,000.0
184,217
ENTO
DEP
160,000
27,200
39,600
8
160
9
160
10
160
2,134.44
2,134.44
2,134.44
8
341,510
-20,000
-70,000
0
-27,200
224,310
-67,293
157,017
0
27,200
9
341,510
-20,000
-70,000
0
-27,200
224,310
-67,293
157,017
0
27,200
10
341,510
-20,000
-70,000
0
-27,200
224,310
-67,293
157,017
0
27,200
184,217
184,217
208,000
392,217
PX=
PX=
Q=
2DO AO=
3ER AO=
4TO AO=
PX=
130
150
1,350
20%
5%
10%
1
130
3 AOS
4TO O A +
1ER AO=
2
130
CV=
CF=
TERRE=
MAQ Y EQ=
VEH.TRP=
IR=
K DE W=
3
130
4
150
20,000
70,000
160,000
320,000
220,000
30%
45,000
5
150
10
5
AOS
AOS
6
150
7
150
QUNDS=
CONCEPTO
INGRESO
COSTOS VAR
COSTO FIJOS
DEP VEH TRANSP
DEP MAQ Y EQ
UTIL
IR
UTIL NETA
DEP VEH TRANSP
DEP MAQ Y EQ
TERRENO
VEH. TRANSPTE
MAQUINAR Y EQ
CAP TRABAJO
VALOR DESECHO
FC PYCTDO
1,350
1
175,500
-20,000
-70,000
-39,600
-27,200
18,700
-5,610
13,090
39,600
27,200
1,620.00
1,701.00
1,871.10 2,058.21
2,058.21
2,058.21
7
308,732
-20,000
-70,000
0
-27,200
191,532
-57,459
134,072
0
27,200
-160,000
-220,000
-320,000
-45,000
-745,000
79,890
M YEQ.
VEH.
104,460
111,831
153,506
22,000
195,152
VALOR DESECHO
10 AOS
160,000.0
160,000.0
320,000.0
15%
48,000.0
220,000.0
10%
208,000.0
161,272
5 AOS
22,000.0
22,000.0
161,272
ENTO
DEP
160,000
27,200
39,600
8
150
9
150
10
150
2,058.21
2,058.21
2,058.21
8
308,732
-20,000
-70,000
0
-27,200
191,532
-57,459
134,072
0
27,200
9
308,732
-20,000
-70,000
0
-27,200
191,532
-57,459
134,072
0
27,200
10
308,732
-20,000
-70,000
0
-27,200
191,532
-57,459
134,072
0
27,200
161,272
161,272
208,000
369,272
PX=
PX=
Q=
2DO AO=
3ER AO=
4TO AO=
PTMO BCO=
TASA=
N=
125
140
1,300
20%
5%
10%
50%
10%
8
3 AOS
4TO O A +
1ER AO=
ACT FIJO
TEA
AOS
CV=
CF=
TERRE=
MAQ Y EQ=
VEH. TRP.=
IR=
K DE W=
20,000
70,000
160,000
320,000
220,000
30%
45,000
-1
10
5
AOS
AOS
1
125
1,300
PX=
QUNDS=
2
3
4
125
125
140
1,560.00 1,638.00 1,801.80
5
6
140
140
1,981.98 1,981.98
7
140
1,981.98
UTIL NETA
UTIL NETA
DEP VEH TRANSP
DEP MAQ Y EQ
TERRENO
VEH. TRANSPTE
MAQUINAR Y EQ
CAP TRABAJO
PRESTAMO
0
-160,000
-220,000
-320,000
-45,000
(*)
162,500
-20,000
-70,000
-39,600
-27,200
35,000
40,700
0
195,000
-20,000
-70,000
-39,600
-27,200
31,939
70,139
-21,042
204,750
-20,000
-70,000
-39,600
-27,200
28,573
76,523
-22,957
252,252
-20,000
-70,000
-39,600
-27,200
24,870
120,322
-36,096
277,477
-20,000
-70,000
-39,600
-27,200
20,796
141,473
-42,442
277,477
-20,000
-70,000
0
-27,200
16,315
176,592
-52,978
277,477
-20,000
-70,000
0
-27,200
11,386
171,663
-51,499
40,700
49,098
53,566
84,225
99,031 123,615
120,164
40,700
49,098
53,566
84,225
99,031 123,615
120,164
39,600
27,200
39,600
27,200
39,600
27,200
39,600
27,200
39,600
27,200
0
27,200
0
27,200
AMORTIZ
VALOR DESECHO
FC PYCTDO
-745,000
-65,605
-65,605
-65,605
-65,605
-65,605
22,000
-65,605
-65,605
41,895
50,292
54,761
85,420
122,226
85,209
81,759
160,000
220,000
320,000
M YEQ.
VEH.
700,000
VALOR DESECHO
160,000.0
320,000.0
15%
220,000.0
10%
METODO FRANCES
INV EN ACT FIJO
700,000
TASA=
PERIODO=
VA=
PRESTAMO
50%
350,000
10%
8
350,000
PERIODO
CUOTA
0
1
2
3
4
5
6
7
8
65,605
65,605
65,605
65,605
65,605
65,605
65,605
65,605
PREGUNTA 3)
Pgta 1:
Pgta 2:
Pgta 3:
INTERES
35,000
31,939
28,573
24,870
20,796
16,315
11,386
5,964
PUNTAJE:
8pts
9pts
3pts
AMORTIZ
30,605
33,666
37,033
40,736
44,809
49,290
54,219
59,641
350,000
TIEMPO
30 minutos
30 minutos
10 minutos
MIENTO
DEP
160,000
27,200
39,600
8
140
1,981.98
9
10
140
140
1,981.98 1,981.98
IENTO
8
277,477
-20,000
-70,000
0
-27,200
5,964
166,241
-49,872
9
277,477
-20,000
-70,000
0
-27,200
0
160,277
-48,083
10
277,477
-20,000
-70,000
0
-27,200
0
160,277
-48,083
116,369
112,194 112,194
116,369
112,194 112,194
0
27,200
0
27,200
0
27,200
-65,605
77,964
R DESECHO
0
208,000
139,394 347,394
10 AOS
5 AOS
160,000.0
48,000.0
208,000.0
SALDO DEUDA
350,000
319,395
285,729
248,696
207,960
163,151
113,861
59,641
0
22,000.0
22,000.0
PX=
PX=
Q=
2DO AO=
3ER AO=
4TO AO=
PTMO BCO=
TASA=
120
160
1,400
20%
5%
10%
40%
12%
3 AOS
4TO O A +
1ER AO=
ACT FIJO
TEA
CV=
CF=
TERRE=
MAQ Y EQ=
VEH. TRP.=
IR=
K DE W=
20,000
70,000
160,000
320,000
220,000
30%
45,000
10
5
AOS
AOS
N=
PX=
QUNDS=
AOS
-1
1
120
1,400
2
3
4
120
120
160
1,680.00 1,764.00 1,940.40
5
6
160
160
2,134.44 2,134.44
7
160
2,134.44
UTIL NETA
UTIL NETA
DEP VEH TRANSP
DEP MAQ Y EQ
TERRENO
VEH. TRANSPTE
MAQUINAR Y EQ
CAP TRABAJO
0
-160,000
-220,000
-320,000
-45,000
168,000
-20,000
-70,000
-39,600
-27,200
37,800
49,000
0
201,600
-20,000
-70,000
-39,600
-27,200
34,373
79,173
-23,752
211,680
-20,000
-70,000
-39,600
-27,200
30,637
85,517
-25,655
49,000
55,421
49,000
55,421
39,600
27,200
39,600
27,200
7
341,510
-20,000
-70,000
0
-27,200
12,014
236,324
-70,897
59,862 126,160
144,785 169,118
165,427
59,862 126,160
144,785 169,118
165,427
39,600
27,200
341,510
-20,000
-70,000
-39,600
-27,200
22,126
206,836
-62,051
6
341,510
-20,000
-70,000
0
-27,200
17,287
241,598
-72,479
39,600
27,200
310,464
-20,000
-70,000
-39,600
-27,200
26,564
180,228
-54,069
39,600
27,200
0
27,200
0
27,200
PRESTAMO
AMORTIZ
VALOR DESECHO
FC PYCTDO
(*)
-745,000
-75,883
-75,883
39,917
46,338
-75,883
-75,883
50,778 117,077
160,000
220,000
320,000
-75,883
22,000
-75,883
-75,883
157,702 120,435
116,744
VALOR DESECHO
160,000.0
320,000.0
15%
220,000.0
10%
M YEQ.
VEH.
700,000
METODO FRANCES
INV EN ACT FIJO
700,000
TASA=
PERIODO=
VA=
PRESTAMO
40%
280,000
PERIODO
9%
8
420,000
CUOTA
0
1
2
3
4
5
6
7
8
INTERES
75,883
75,883
75,883
75,883
75,883
75,883
75,883
75,883
37,800
34,373
30,637
26,564
22,126
17,287
12,014
6,266
AMORTIZ
38,083
41,511
45,247
49,319
53,758
58,596
63,869
69,618
420,000
PREGUNTA
CONCEPTUALICE LOS SIGUIENTE:
a) Que es el SNIP? Y que busca?
b) Que es un conglomerado?
c) Como esta organizado el SNIP y cuales son sus elementos?
Pgta 1:
Pgta 2:
Pgta 3:
MIENTO
DEP
160,000
27,200
39,600
8
160
2,134.44
9
10
160
160
2,134.44 2,134.44
MIENTO
8
341,510
-20,000
-70,000
0
-27,200
6,266
230,576
-69,173
9
341,510
-20,000
-70,000
0
-27,200
0
224,310
-67,293
10
341,510
-20,000
-70,000
0
-27,200
0
224,310
-67,293
161,403
157,017 157,017
161,403
157,017 157,017
0
27,200
0
27,200
0
27,200
-75,883
112,720
184,217 392,217
R DESECHO
10 AOS
160,000.0
48,000.0
5 AOS
22,000.0
22,000.0
208,000.0
SALDO DEUDA
420,000
381,917
340,406
295,159
245,840
192,083
133,487
69,618
0
PUNTAJE:
8pts
9pts
3pts
0
208,000
TIEMPO
30 minutos
30 minutos
10 minutos
8. El 60% de la inversin fija se financia con un prstamo a 8 aos y a una tasa del 9% anual.
SE PIDE:
A.- PREPARAR EL CUADRO DE AMORTIZACIONES AL BANCO POR DICHO PRESTAMO PARA FINANCIAR EL PROYECTO
B.- PREPARAR EL FLUJO DE CAJA PARA LOS 10 AOS
PX=
PX=
Q=
2DO AO=
3ER AO=
4TO AO=
PTMO BCO=
TASA=
130
150
1,350
20%
5%
10%
60%
9%
3 AOS
4TO O A +
1ER AO=
ACT FIJO
TEA
CV=
CF=
TERRE=
MAQ Y EQ=
VEH. TRP.=
IR=
K DE W=
20,000
70,000
160,000
320,000
220,000
30%
45,000
10
5
AOS
AOS
N=
PX=
QUNDS=
AOS
-1
1
130
1,350
2
3
4
130
130
150
1,620.00 1,701.00 1,871.10
5
6
150
150
2,058.21 2,058.21
7
150
2,058.21
UTIL NETA
UTIL NETA
DEP VEH TRANSP
DEP MAQ Y EQ
TERRENO
VEH. TRANSPTE
MAQUINAR Y EQ
CAP TRABAJO
0
-160,000
-220,000
-320,000
-45,000
175,500
-20,000
-70,000
-39,600
-27,200
25,200
43,900
0
210,600
-20,000
-70,000
-39,600
-27,200
22,915
76,715
-23,015
221,130
-20,000
-70,000
-39,600
-27,200
20,424
84,754
-25,426
280,665
-20,000
-70,000
-39,600
-27,200
17,710
141,575
-42,472
43,900
53,701
59,328
43,900
53,701
39,600
27,200
39,600
27,200
5
308,732
-20,000
-70,000
-39,600
-27,200
14,750
166,682
-50,005
308,732
-20,000
-70,000
0
-27,200
11,525
203,056
-60,917
308,732
-20,000
-70,000
0
-27,200
8,009
199,541
-59,862
99,102
116,677 142,140
139,679
59,328
99,102
116,677 142,140
139,679
39,600
27,200
39,600
27,200
39,600
27,200
0
27,200
0
27,200
PRESTAMO
AMORTIZ
VALOR DESECHO
FC PYCTDO
(*)
-745,000
-50,589
-50,589
60,111
69,912
-50,589
-50,589
75,539 115,313
160,000
220,000
320,000
-50,589
22,000
-50,589
-50,589
154,889 118,751
116,290
M YEQ.
VEH.
700,000
VALOR DESECHO
160,000.0
320,000.0
15%
220,000.0
10%
METODO FRANCES
INV EN ACT FIJO
700,000
TASA=
PERIODO=
VA=
PRESTAMO
60%
420,000
9%
8
280,000
PERIODO
CUOTA
0
1
2
3
4
5
6
7
8
50,589
50,589
50,589
50,589
50,589
50,589
50,589
50,589
PREGUNTA 3)
Pgta 1:
Pgta 2:
Pgta 3:
INTERES
25,200
22,915
20,424
17,710
14,750
11,525
8,009
4,177
PUNTAJE:
8pts
9pts
3pts
AMORTIZ
25,389
27,674
30,164
32,879
35,838
39,064
42,580
46,412
280,000
TIEMPO
30 minutos
30 minutos
10 minutos
IENTO
DEP
160,000
27,200
39,600
8
150
2,058.21
9
10
150
150
2,058.21 2,058.21
IENTO
8
308,732
-20,000
-70,000
0
-27,200
4,177
195,709
-58,713
9
308,732
-20,000
-70,000
0
-27,200
0
191,532
-57,459
10
308,732
-20,000
-70,000
0
-27,200
0
191,532
-57,459
136,996
134,072 134,072
136,996
134,072 134,072
0
27,200
0
27,200
0
27,200
-50,589
113,607
R DESECHO
0
208,000
161,272 369,272
10 AOS
5 AOS
160,000.0
48,000.0
208,000.0
SALDO DEUDA
280,000
254,611
226,937
196,773
163,894
128,055
88,991
46,412
0
22,000.0
22,000.0